
Q&A- Debt recycling, the six-year rule, and exiting your financial planner
Pre-order Wealth by Design HereIn this mailbag episode, we tackle five listener questions spanning some of the trickiest decisions in personal finance. A Brisbane couple in their mid-forties, with strong super balances and a plan to knock down and rebuild, ask whether to ease off super contributions to kill debt faster or keep compounding inside the lower-tax environment and whether debt recycling is their smartest long-term play.We unpack a thorny capital gains question on the six-year absence rule: can you settle a new home first, then sell the old one, without triggering a double-PPR…
The skinny
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