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Stephanie Humphrey (3rd Appearance) Full Interview · The Steve Harvey Morning Show

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Speaker 1: My next guest is truly this is she's just one
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Speaker 1: of these people, renaissance people. I call her that because
0:05
Speaker 1: she's been able to reinvent herself and a lot of people.
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Speaker 1: I had a degree in mathematics and I decided to
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Speaker 1: be a stand up comic. Now, if somebody asked me
0:12
Speaker 1: to do a math problem, either we're gonna start fighting
0:17
Speaker 1: because I don't know when you might call me. I
0:20
Speaker 1: thought you're the degree in mad because I don't know.
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Speaker 1: I reinvented myself. That's not a life that I live now.
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Speaker 1: This young lady right here on the phone as a
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Speaker 1: former engineer turned media personality in the area of technology
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Speaker 1: and lifestyle. She has the technology contributed for ABC News,
0:35
Speaker 1: working on the nationally syndicated daytime show Straight Hand, Sarah
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Speaker 1: and Ki Ki. A media appearance and interviews include Good
0:42
Speaker 1: Morning America, Chat A TV series, X m Essence, and
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Speaker 1: Huffington Post Televisions one of her loves, but she is
0:48
Speaker 1: most passionate about helping people become better digital citizen. She's
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Speaker 1: on the show to day to talk about three apps
0:55
Speaker 1: that people can utilize to manage and improve their finances.
0:58
Speaker 1: And that's a I called perfect Time. Please work with
1:02
Speaker 1: the Money Making Conversations Stephanie Humphrey. Hello, Hello, it's so
1:07
Speaker 1: happy to be here. Thanks so much for having me First.
1:09
Speaker 1: For Stephanitely been a long time since you've been on
1:12
Speaker 1: the show, and that's a good thing because you've been busy,
1:14
Speaker 1: and I've been so busy. You're regular on different shows
1:17
Speaker 1: and things like that. What and it's about it's about
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Speaker 1: your brand, It's about putting the word out and maintaining credibility.
1:24
Speaker 1: What have you do? What do you do to maintain
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Speaker 1: credibility with your vos? Because that's a competitive space, it
1:31
Speaker 1: absolutely is, and I think you have to be consistent
1:33
Speaker 1: with content. You know, there there was that whole idea
1:37
Speaker 1: of content being king that was really popular a few
1:40
Speaker 1: years ago, and that is actually still the case. Content
1:44
Speaker 1: is king. So as you're utilizing these social media platforms,
1:48
Speaker 1: as you're utilizing your website or your blog or whatever,
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Speaker 1: you have to consistently be pushing out content to people
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Speaker 1: around your brand and your area of X for teets. Now,
2:01
Speaker 1: that does not necessarily mean that you always have to
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Speaker 1: be creating content because that can get overwhelming, you know,
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Speaker 1: trying to do videos every day or or a podcast
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Speaker 1: every week. Or whatever that looks like. But curating content
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Speaker 1: it's just as effective as creating content. So I do
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Speaker 1: a lot of both. Actually, So most days, most days
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Speaker 1: of the week, Monday through Friday, I will curate content
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Speaker 1: that I find on the Internet and push it out
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Speaker 1: and get people's opinions on it, start conversations around it,
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Speaker 1: drive engagement around technology topics that I think people might
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Speaker 1: be interested in. But then once a week I actually
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Speaker 1: create content as well through my sixty second Tech Break
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Speaker 1: which comes out on Wednesdays, which gives people a actionable, relevant,
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Speaker 1: little nugget of information that they can watch, learn and
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Speaker 1: then go do something with. Now what what I'm assuming
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Speaker 1: it comes out on social media? What platforms? Are you
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Speaker 1: distributed across all platforms? Instagram, Twitter, Facebook, and LinkedIn? So
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Speaker 1: I can share it on my Twitter account? Yes, you can,
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Speaker 1: please do every Wednesday, right comes out. He's a program
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Speaker 1: director for Money Making Conversations, So every Wednesday we're gonna
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Speaker 1: start sharing HER's a tech break break, Yeah, on on
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Speaker 1: social media because I'm always trying to you know, like
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Speaker 1: I said, that's that's a part of quality content that
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Speaker 1: you're talking about. Now, let's talk about because I got
3:33
Speaker 1: a lot of people on the on my show talk
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Speaker 1: about making that transition, and then every everyday people who
3:38
Speaker 1: are afraid to make that transition, afraid to walk away
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Speaker 1: from that job. Fear just overwhelmed them. Like I tell people,
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Speaker 1: you know, my degrees in mathematics, I work for IBM,
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Speaker 1: and then I left IBM two become a comedian. I
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Speaker 1: was already a comedian. But when you walk away from
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Speaker 1: a full time job, you're becoming a comedian. Really, that's right.
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Speaker 1: I was just fooling. I'm just going on stage and
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Speaker 1: telling jokes. You would you would just add that, Yeah, alright,
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Speaker 1: that's all I want. Was funny? That what every san funny?
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Speaker 1: But when I live by BM, I was a real comedian. Okay,
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Speaker 1: I find out how I was gonna get a regular
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Speaker 1: check on a regular basis. Now, with that being said,
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Speaker 1: your former engineer, what type of engineer were you? Well?
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Speaker 1: I was a systems engineer for Locke Martin, but my
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Speaker 1: degrees were in electrical engineering and telecommunications and networking engineering.
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Speaker 1: Already is she making me feel my little math degree
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Speaker 1: feel nothing to that? Trust me, I don't as hard
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Speaker 1: as it wants me to get through calculus and different
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Speaker 1: I know a math degree is a big deal. You
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Speaker 1: make me feel good, Steffani. But you know, there's there's
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Speaker 1: the fun part about our life. Like I went from
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Speaker 1: you know, math, IBM computers to being a comedian. Now
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Speaker 1: you kind of still maintained your your your land of
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Speaker 1: communication because you stayed in technology and lifestyle so so
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Speaker 1: so I'm not saying that was but but but there
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Speaker 1: is still a transition. So I asked you, Okay, how
5:09
Speaker 1: what did you get the confidence? What did you get
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Speaker 1: the belief? Did you could do this or even or
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Speaker 1: did you just nurtured it alone? Like I was telling
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Speaker 1: jokes at night, we'll use like building your brand before
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Speaker 1: you made the leap. Oh? Absolutely, And I mean it
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Speaker 1: really was nothing. But God, I can't take any credit
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Speaker 1: for this because this wasn't something that I had always
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Speaker 1: wanted to do and and finally had the courage or
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Speaker 1: whatever to do it. And you know, I wasn't that
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Speaker 1: little kid that you know used the hairbrush as a
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Speaker 1: microphone and acted like a TV hose in my mirror.
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Speaker 1: I didn't do any of that, Like, I did not
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Speaker 1: have any designs on being on television before I actually
5:49
Speaker 1: did it. And I just credited again to God, giving
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Speaker 1: me this vision and putting me in the right places
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Speaker 1: at the right time to meet the right people that
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Speaker 1: sort of encouraged it and planted those seeds and in
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Speaker 1: my you know consciousness that hey, maybe I could actually
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Speaker 1: you know, make this work. But but no, to your point,
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Speaker 1: I absolutely kept my day job for a long time
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Speaker 1: and you know, work to work the program at night
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Speaker 1: on the weekends, you know, late night, early night. You know,
6:18
Speaker 1: at one point I was working with QVC that's a
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Speaker 1: twenty four hour UH station, so I might be there
6:24
Speaker 1: at to thirty in the morning and have to go
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Speaker 1: straight into work or or whatever that whatever that looked like.
6:29
Speaker 1: But yeah, you definitely, you know, hold onto your to
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Speaker 1: your paycheck for as long as possible and and get
6:35
Speaker 1: your plan together and save your money and and figure
6:38
Speaker 1: out how you're gonna maintain your lifestyle or what has
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Speaker 1: to change about your lifestyle. That's the one thing I
6:43
Speaker 1: don't think people understand. Some things are going to have
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Speaker 1: to change about your lifestyle when you make this transition.
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Speaker 1: At least at first, you know, you're gonna have to
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Speaker 1: cut back on some stuff. You're gonna have to you know,
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Speaker 1: maybe that vacation every year I ain't gonna happen. Uh,
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Speaker 1: So you have to think about what that all is
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Speaker 1: gonna look like and put that plan in place before
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Speaker 1: you just jumped ship. And more importantly, what I what
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Speaker 1: I tell people is that eight hours, because that was
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Speaker 1: a four hour week, gives your discipline to say I
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Speaker 1: go to work and the eight I get off for five.
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Speaker 1: When you make that jump, there is no eight hours
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Speaker 1: that's right there. You know. In fact, you know people
7:19
Speaker 1: will ask you. I know because they asked me, Ill,
7:21
Speaker 1: what do you what did you do today? And I
7:23
Speaker 1: look at them going, um, you know, because I'll squinch,
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Speaker 1: I was working. I was working. Now you want details.
7:36
Speaker 1: Now I need to think about what my next move
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Speaker 1: is and that requires time and work. And you need
7:44
Speaker 1: to be quiet for a minute and maybe go take
7:46
Speaker 1: a walk or go to the gym. I get all
7:48
Speaker 1: my good ideas of the gym. You know that's work too.
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Speaker 1: But you know, what you realize is that when you
7:53
Speaker 1: go to work become an entrepreneur, the twenty four hour
7:56
Speaker 1: o'clock is your work schedule. And so people so when
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Speaker 1: people ask me what I do, you know, depend on
8:03
Speaker 1: what time I get that inspiration of what time I
8:05
Speaker 1: might start working because I might start I get up
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Speaker 1: befour because I'll tame my schedule of New Year twenty
8:10
Speaker 1: used to get up in for fifteen side the side
8:12
Speaker 1: of so I get up be four and so so
8:17
Speaker 1: that starts my process. You know, I started my whole
8:19
Speaker 1: day starts writing down different things, and then and then
8:22
Speaker 1: I drive to where I gotta go to go to
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Speaker 1: my office, and then I have meetings and then, like
8:28
Speaker 1: it depends on the day, I might recre my show.
8:31
Speaker 1: I might I might be interviewed by somebody. I might
8:34
Speaker 1: sit down and start creating different projects that I want
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Speaker 1: to do in the next quarter, talk to different talents
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Speaker 1: that I managed, and then I might I might not
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Speaker 1: do anything that's that you can understand for the next
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Speaker 1: six hours. Okay, if you can understand that, you can comprehend.
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Speaker 1: And then I said, I might go home and all
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Speaker 1: of a sudden, I going to my office and I'm
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Speaker 1: working again, maybe to like four or five hours doing
8:55
Speaker 1: other things. But so I don't So it's hard for
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Speaker 1: me to come to tell some people, oh, how have
9:00
Speaker 1: you been successful as an entrepreneur, because you're gonna wear
9:03
Speaker 1: me out talking to me. In fact, we won't even
9:05
Speaker 1: talk that long because I went tell me. When they
9:07
Speaker 1: called me and they asked me what I'm doing, I go, really,
9:10
Speaker 1: I'm not gonna tell you. And it's different every day,
9:14
Speaker 1: and then some days might just be admin type stuff. Look,
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Speaker 1: I've been scanning receipts all day because you know whatever,
9:22
Speaker 1: whatever that looks like. And I'm been like, you know
9:25
Speaker 1: something I might tell somebody. You know, I had a
9:27
Speaker 1: nap at one o'clock in the afternoon, but I stayed
9:30
Speaker 1: up until three o'clock working, you know, because that that's
9:32
Speaker 1: just how my mind works. So it's yeah, it's it's
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Speaker 1: hard to to quantify for people if they're not actually
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Speaker 1: doing it, because it's gonna be different for everybody. Cool.
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Speaker 1: We're talking to technology and lifestyle experts Stephanitiely Humphrey a
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Speaker 1: k A tech like staff as a former engineer turn
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Speaker 1: media personality. Uh, before we get out of this break,
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Speaker 1: I want to start the conversation about util death. Do
9:52
Speaker 1: you tweet the program that you created to educate children, parents,
9:56
Speaker 1: and professionals on the dudes and don'ts of social media
9:59
Speaker 1: on how to become better digital citizens. Now, the great
10:02
Speaker 1: thing about it, You're going to Harvard to talk about
10:05
Speaker 1: this on March of this year. That's a big deal.
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Speaker 1: So excited. That's a big deal. Now just talk to
10:14
Speaker 1: me about what exactly is till death Do you tweet?
10:17
Speaker 1: Is a website? Ww dot or death do you tweet
10:20
Speaker 1: dot com? You know you manage to get that food?
10:23
Speaker 1: Somebody else got it. So it's it's a it's a
10:30
Speaker 1: it's a seminar that helps people understand first of all,
10:34
Speaker 1: the idea of themselves as a brand. You know, we
10:36
Speaker 1: just had that conversation and people need to understand that
10:38
Speaker 1: it's not just entrepreneurs and celebrities and people like that
10:42
Speaker 1: that have brands. We all have brands in this day
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Speaker 1: and age, and social media is the quickest way to
10:49
Speaker 1: grow that brand, but it's also the quickest way that
10:52
Speaker 1: that brand can be destroyed with just one post or
10:54
Speaker 1: one tweet or one picture. So I try to get
10:58
Speaker 1: people to understand this, especially to understand how to manage
11:02
Speaker 1: that brand online effectively. Um. You know, we talk about
11:05
Speaker 1: cyber bullying, we talk about sexting, and we talk about
11:09
Speaker 1: your entire digital footprint as relates to text, messages, emails,
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Speaker 1: social media, and and all of your electronically connected activity. Yes,
11:17
Speaker 1: this is a really cool because when we come back
11:20
Speaker 1: from the break, I want to talk about, you know,
11:22
Speaker 1: being able to build your brand while you with another brand,
11:26
Speaker 1: because a lot of people don't understand that. You know,
11:28
Speaker 1: it's important that if you're going to step away, don't
11:31
Speaker 1: step away and then start building started. It's too late.
11:36
Speaker 1: It's too late. It's it's a difficult task. And we'll
11:38
Speaker 1: talk about some of my personal experiences and my recommendations.
11:41
Speaker 1: I'm sure because you're personally transitioned from the white collar
11:44
Speaker 1: world to the media world. It's an experience. We're talking
11:47
Speaker 1: to stephaniely Humphrey. We bet we will be back with
11:49
Speaker 1: more money making conversations. Hi, just ra Sean McDonald and
11:53
Speaker 1: you're listening to money making conversations. I'm talking to technology
11:56
Speaker 1: and lifestyle experts, definitely Humphrey a k A tech lifestyle
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Speaker 1: It's a former engineer turn media personality day. I'm a
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Speaker 1: former Mather IBM executive, turn comedian, turn sitcom writer, turn
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Speaker 1: manager of talent, turn TV producer, turn h marketing and
12:17
Speaker 1: branding expert, turn host, a popular money making conversation podcast,
12:23
Speaker 1: syndicated radio, all those different titles that I just mentioned
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Speaker 1: that I've left something out requires work, requires a whole
12:32
Speaker 1: lot of concentration, and also each one is a different brand.
12:37
Speaker 1: And so I was talking to Stephanie for what we
12:39
Speaker 1: left about. When I left IBM, I was telling jokes
12:43
Speaker 1: at night, you know. So it's two different worlds I
12:45
Speaker 1: was living in. I was go to work seven o'clock
12:48
Speaker 1: in the morning, get off work, and then I stayed
12:51
Speaker 1: at the comedy club every night to like twelve o'clock
12:53
Speaker 1: at one o'clock in the morning, depends on where my
12:56
Speaker 1: slot was. But I couldn't allow because I stayed up
12:59
Speaker 1: late to affect my full time job. And so it
13:02
Speaker 1: isn't important to understand when you start making these decisions.
13:05
Speaker 1: You can't make excuses to why you are unsuccessful over
13:09
Speaker 1: here because you're doing this over here, and a lot
13:11
Speaker 1: of people do that. Well, you know, I got kids,
13:15
Speaker 1: Well you know my car, I got car problems. When
13:19
Speaker 1: you know I take the bus, well you know, uh,
13:25
Speaker 1: I'm on the diet, or you know, relationship problems or
13:29
Speaker 1: you know you know you no, no, no, nobody know that.
13:33
Speaker 1: Nobody know that, but you So why are you telling
13:35
Speaker 1: problems and no one cares? That's what you really need
13:39
Speaker 1: to understand. Nobody cares about any of those excuses, and
13:43
Speaker 1: you just happened. Your job is to figure out how
13:46
Speaker 1: to make it work. I struck a nervous Stephanie. No
13:49
Speaker 1: that cares. Nobody cares. Nobody cares. You learn that real
13:53
Speaker 1: early in this entrepreneur struggle. No one really cares about
13:57
Speaker 1: what you're going through. And you know, I think on
13:59
Speaker 1: the surface level, you can get people to empathize, and
14:02
Speaker 1: you you have your friends you've bent to and all
14:03
Speaker 1: that other stuff. But but at the end of the day,
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Speaker 1: it's just about the work. You know. I used I
14:08
Speaker 1: tell this story all the time to tell people about
14:10
Speaker 1: you know, what it takes. When I was still working
14:13
Speaker 1: UM as an engineer, I was also a model at
14:17
Speaker 1: QBC at the at the network, and as I said,
14:19
Speaker 1: it was a twenty four hour a day channel, so
14:21
Speaker 1: I could be there at any point in time. UM
14:24
Speaker 1: So I had what I called my two am rule.
14:28
Speaker 1: So if I if I was at QBC and it
14:31
Speaker 1: was two am or earlier, so two am, one am midnight,
14:36
Speaker 1: I would go home, I would sleep, I would go
14:39
Speaker 1: into work late, and I would stay late, so I
14:42
Speaker 1: might have to be at work until ninetm that next night.
14:45
Speaker 1: If it was two am or later, so two am,
14:48
Speaker 1: three am, four am, I would go straight to work
14:50
Speaker 1: and I might be the only one sitting there at
14:52
Speaker 1: four thirty in the morning in the cubicle by myself,
14:55
Speaker 1: and then I would get to leave a little bit earlier.
14:57
Speaker 1: But but the point is, you make it work. You know,
15:00
Speaker 1: whatever you have to do to make this dream of
15:04
Speaker 1: yours that you say you have, that you say you're
15:06
Speaker 1: so passionate about, whatever you have to do to make
15:08
Speaker 1: that work. You have to do it to make it work.
15:10
Speaker 1: And that's just the bottom line. That's why I love
15:12
Speaker 1: talking to her because of the fact that, you know,
15:15
Speaker 1: when I started telling people about by transition, and people go,
15:19
Speaker 1: you wish you you know, you know you talent that
15:21
Speaker 1: you told jokes and you had this and you had
15:24
Speaker 1: disadvantage and you had this person helping you, and you
15:26
Speaker 1: had to know I had I had a work ethics.
15:29
Speaker 1: That's it. Let's talk I back to till death. You
15:32
Speaker 1: you tweet. I want to talk about these three apps,
15:34
Speaker 1: meant a Coin and Robin Hood. Let's just give um
15:37
Speaker 1: more detail about because it's talking about the dudes and
15:40
Speaker 1: dots of social media. What are the dudes and dots
15:41
Speaker 1: of social media. Well, basically, just understand that anything you
15:46
Speaker 1: put out there is going to be there forever. That's
15:47
Speaker 1: why it's called to death. You tweet, So that's the
15:49
Speaker 1: first thing you need to understand is that whatever you
15:51
Speaker 1: put out there never really gets deleted. It can always
15:56
Speaker 1: be recovered from somewhere. It's always searchable and recoverable. So
16:00
Speaker 1: I think with when you approach social media with that mindset,
16:04
Speaker 1: it changes what you decide to post, because if you
16:07
Speaker 1: know that that's something that's going to come back to
16:09
Speaker 1: haunt you later, potentially you will be a little bit
16:12
Speaker 1: more mindful about the kind of stuff you post. Kind
16:14
Speaker 1: of get everybody to understand that and understand that it
16:17
Speaker 1: all goes into your personal brand. It all becomes a
16:20
Speaker 1: part of your digital footprint. All of your election Googles,
16:23
Speaker 1: even your Google searches become a part of your digital footprint,
16:27
Speaker 1: which then become a part of your personal brand. So
16:30
Speaker 1: you know, forget about what you thought, what type of
16:33
Speaker 1: privacy you might have thought you had, or or anything
16:36
Speaker 1: like that. As soon as you touch the Internet, you've
16:39
Speaker 1: created this digital footprint that's gonna follow you around forever.
16:42
Speaker 1: And if she should, she's telling the true because you
16:44
Speaker 1: always reading about celebrities taking to a post, you know,
16:47
Speaker 1: but you trying to lead them. But then somebody pull
16:49
Speaker 1: it up they had free shopping from two ten years ago,
16:53
Speaker 1: or you know, went to the internet artive and was
16:55
Speaker 1: able to pull it up. There's everything startable and recoverable.
16:58
Speaker 1: Athletes had to deal with that had a lot of
17:00
Speaker 1: baseball player Josh Allen had to deal with a racist
17:03
Speaker 1: statement that was considered racist. They had to deal with
17:05
Speaker 1: when he were drafted by the Buffalo Bills, because that
17:08
Speaker 1: stays with you. That was something he did in high school.
17:10
Speaker 1: And so these statements that might be jokey jokey back
17:14
Speaker 1: then become relevant or people can point a finger at you.
17:18
Speaker 1: You know, even even in comedy. You know, Uh, Kevin
17:22
Speaker 1: Hard had to deal with that, you know, that's why
17:23
Speaker 1: he exactly and it's still dealing with the fallout. And
17:26
Speaker 1: I think we I think we look at because the
17:29
Speaker 1: celebrity you know, mistakes are the ones that get the
17:32
Speaker 1: publicity and and are so high profile that none of
17:35
Speaker 1: the rest of us have to worry about that. But
17:37
Speaker 1: we still do, you know, and we are the fact
17:40
Speaker 1: that you know, I get fired from my job at
17:42
Speaker 1: the bank doesn't make it to the six o'clock New done, me,
17:44
Speaker 1: I ain't still gonna get fired from my job at
17:46
Speaker 1: the bank, you know what I mean. So it's happening
17:49
Speaker 1: to all of us now, you know, I actually I did.
17:52
Speaker 1: I did a seminar on Friday for a group of
17:56
Speaker 1: students and one of the teachers came and spoke to
17:59
Speaker 1: me after I finished up, and you know, because I
18:02
Speaker 1: was telling them, I'm like, what college recruiters are checking,
18:04
Speaker 1: you know, potential employers or checking your social media. And
18:08
Speaker 1: she said when she was in college, she had an
18:10
Speaker 1: internship in the admissions department and it was her job
18:14
Speaker 1: to look at potential students Facebook pages all day long
18:18
Speaker 1: and and accept or reject them based on what she
18:21
Speaker 1: found there. So it it may not be as as
18:26
Speaker 1: obvious for all of the rest of us who aren't
18:28
Speaker 1: Oprah or Beyonce, but your social media is a big
18:32
Speaker 1: part of who you are, who people perceive you to be,
18:36
Speaker 1: and and people are checking again potential employers, potential dates.
18:40
Speaker 1: You know, if I meet somebody, at this point, I'm
18:43
Speaker 1: gonna go check the Instagram, I'm going to Google on
18:45
Speaker 1: I'm gonna make sure that you know, what I find
18:47
Speaker 1: about their brand online aligned with my brand and it's
18:51
Speaker 1: and it's something that I can you know, get with absolutely.
18:53
Speaker 1: Let's talk about that. You know, always hold the financial
18:56
Speaker 1: talk to the end, hold my audience, you know, hold
18:59
Speaker 1: my listener ship. Here. You have three apps here they
19:02
Speaker 1: have to improve your finances and is called Mint, Acorns,
19:06
Speaker 1: and Robert Hood. Talk to us about those three apps. Yeah,
19:08
Speaker 1: the Mint is an overall budgeting app. It's gonna you
19:12
Speaker 1: can you can attach all of your accounts to your
19:15
Speaker 1: bank accounts and if you have an investment accounts and
19:17
Speaker 1: things like that, but it's gonna give you that overall
19:20
Speaker 1: picture of where your money is going, because you cannot
19:23
Speaker 1: get your finances on track until you know where your
19:25
Speaker 1: money is going. So it will help you budget. You
19:29
Speaker 1: can actually pay your bills through that app. You can
19:31
Speaker 1: connect your you know, your light bill account, your cable account,
19:35
Speaker 1: lots and stuff, pay your bills through the app and
19:37
Speaker 1: just keep track of where your money is going. So
19:40
Speaker 1: Ment is a really really great, easy to use, comprehensive
19:43
Speaker 1: tool for that. Then you get to Acorns. Now this
19:47
Speaker 1: is where you start saving money. Acorns is going to
19:49
Speaker 1: allow you to round up so any of the purchases
19:53
Speaker 1: you make with your bank card, It'll round that purchase
19:57
Speaker 1: up to the nearest dollar and take that those you pennies,
20:00
Speaker 1: you know, whatever it is and put it into an
20:02
Speaker 1: investment account and a savings account. So you know, if
20:05
Speaker 1: you if you don't feel like you have money, are
20:08
Speaker 1: you're not making enough money just yet to start putting
20:11
Speaker 1: aside five a month or whatever you can put it.
20:15
Speaker 1: You could put a quarter aside, you know what I mean, Like,
20:18
Speaker 1: you're not even gonna miss it. If you spend you know,
20:20
Speaker 1: six dollars and seventy two cents, that that extra thirty
20:24
Speaker 1: cents or twenty seven cents, twenty eight cents, you're not
20:27
Speaker 1: gonna miss that. So why not just let that money
20:29
Speaker 1: start making, start working for you and and saving it
20:33
Speaker 1: without having to think about it. Let me just let
20:35
Speaker 1: me just interrupt there right quick, you know, because that's
20:38
Speaker 1: I have a jar in my house, and so when
20:42
Speaker 1: I get changed, I just throw it in that jar.
20:44
Speaker 1: I just throw it in that job, right, and it's
20:46
Speaker 1: and it's a fish bowl. It's like a little baby
20:47
Speaker 1: fish bowl. And so so I decided to just take
20:51
Speaker 1: some of it because you can go to the stores
20:53
Speaker 1: and then go this little machine and change it out.
20:56
Speaker 1: Get right, thank you? How much money it is I had?
20:59
Speaker 1: I just some of it. It was like a thousand
21:01
Speaker 1: dollars just solving that could have been money earned an
21:05
Speaker 1: interest somewhere. But I'm just letting you know what you're saying.
21:08
Speaker 1: It's absolutely true because you're talking about rounding up change.
21:11
Speaker 1: I was taking change, but instead of just leaving it
21:14
Speaker 1: in this fish bowl, you're talking about investing in building interest,
21:18
Speaker 1: compounding along the way, which I'm delaying. Everybody knows that
21:22
Speaker 1: there's a lot of people do what I do. Just
21:24
Speaker 1: take changes, just throw it in the corner, just take chaining,
21:26
Speaker 1: and just let it just sit there. And then open
21:28
Speaker 1: up a drawer. You got change in the bottom of
21:30
Speaker 1: the drawer, and then you push it all the one
21:32
Speaker 1: corner and then you get it out and go, I
21:34
Speaker 1: got some Hamburger money. You know, stuff like that, and
21:37
Speaker 1: so so so so so that's a good way of
21:41
Speaker 1: modernizing an old habit where it can be financially beneficial
21:45
Speaker 1: to you. Call it's called acorns. That's called acorn. That's
21:49
Speaker 1: gonna guess to take those take that little bit of change,
21:51
Speaker 1: but it's somewhere where it can grow, and then robin
21:55
Speaker 1: Hood is once you get to the point where you're
21:58
Speaker 1: actually ready to do some serious investing and and building
22:02
Speaker 1: a portfolio. Robin Hood allows you to trade stocks for free,
22:06
Speaker 1: so you can buy and sell shares of any stock
22:10
Speaker 1: on the stock exchange for free. It's a it's just
22:13
Speaker 1: a really easy way to UM to get involved and
22:17
Speaker 1: get engaged and get started because you know a lot
22:20
Speaker 1: of stocks you don't have to start off with. You know,
22:22
Speaker 1: Apple stock that costs a thousand dollars a share. You
22:25
Speaker 1: can start off with with real estate investment trust stocks
22:29
Speaker 1: that only cost sixteen dollars a share or something like that.
22:31
Speaker 1: So you start small and you build, and they're actually
22:35
Speaker 1: they're they're they're actually introducing the idea of buying fractional stocks.
22:41
Speaker 1: So it's the same the same way that Apple costs
22:43
Speaker 1: a thousand dollars. Maybe I can't buy a full share
22:45
Speaker 1: right now, but I got twenty dollars, so let me
22:48
Speaker 1: start building towards the time when I can buy a
22:51
Speaker 1: full share of Apple or or Amazon or Google or whatever.
22:55
Speaker 1: So um, it's just a great way to get involved
22:58
Speaker 1: in the stock market. It has tons of information that
23:00
Speaker 1: helps you helps you do your research on the stocks
23:03
Speaker 1: that you're thinking about and um, and then just kind
23:06
Speaker 1: of get involved because that's that's how you're gonna build
23:08
Speaker 1: that wealth. You know, just get the paycheck. You know,
23:11
Speaker 1: unless you plan on being the CEO, just getting the
23:13
Speaker 1: paycheck may not do it for you and and probably
23:15
Speaker 1: won't do it for most of us. You know, people
23:18
Speaker 1: build well through stock purchases and through the stock market.
23:21
Speaker 1: More and Buffet gat rich in the stock market. He
23:23
Speaker 1: cain't get rich because he says, you know, his pennies
23:25
Speaker 1: and his fish bowl. So and so you want to
23:29
Speaker 1: start thinking about uh, you know, start thinking about that.
23:32
Speaker 1: And this is a way to do it that is
23:34
Speaker 1: not is not high risk for you because you don't
23:37
Speaker 1: have to spend a ton of money, and you don't
23:40
Speaker 1: have to spend money per transaction because once you start
23:43
Speaker 1: going to those uh price Waterhouses and and Goldman Sacks
23:47
Speaker 1: and and and those bigger companies, they charge you every
23:50
Speaker 1: time you want to buy or sell a share of stock.
23:53
Speaker 1: Robin Hood doesn't do that. So it makes it takes
23:55
Speaker 1: away the barrier to entry for people that will want
23:58
Speaker 1: to get into the stock market. Meant eight cars and
24:01
Speaker 1: robin Hood. These are absent people can utilize and manage
24:04
Speaker 1: to improve their finances. And I love if you want
24:07
Speaker 1: to meant you know, it's awesome eight corns. You know
24:11
Speaker 1: I just talked about that. I just need to upgrade
24:12
Speaker 1: my program, stop throwing money in the jar and start
24:15
Speaker 1: putting it in the bank or something with this software
24:17
Speaker 1: that you have out that Robin Hood. You know, I
24:19
Speaker 1: started out buying stock to you know, discount brokers like
24:22
Speaker 1: Charles Swab. You know they charged me fees and you're
24:25
Speaker 1: talking about it discount, right. That's what I'm just letting
24:29
Speaker 1: everybody know. You know, now you're talking about you I
24:31
Speaker 1: can still invest and grow my brand through that. It's
24:34
Speaker 1: just amazing what information you always give out to us
24:36
Speaker 1: on a data basis this time, Stephanie, I do want
24:39
Speaker 1: to promote the fact when you go to Harvard and
24:41
Speaker 1: March talk about to the death? Do you, Paul, do
24:43
Speaker 1: you tweet just give me death? Do you tweet? And
24:45
Speaker 1: that's a website ww dot till death? Do you tweet
24:48
Speaker 1: dot com for more information? Stephanie Humphrey, a k A
24:51
Speaker 1: Tech Life staff, please come back sooner, come back to
24:55
Speaker 1: the well. I won't I won't stay way too long
24:57
Speaker 1: next time I appreciate you, thank you, Bye bye.