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First-Time Homebuyer Guide: Rhode Island
Buying your first home in Rhode Island is completely achievable. In this episode of The Living Elevated Show, Alex Parmenidez — Broker Associate with Coldwell Banker Realty, licensed in RI, MA, and CT — explains how FHA loans work with as little as 3.5% down, how to pair them with RIHousing down payment and closing cost assistance, why inspections are non-negotiable in Providence County's older housing stock (including lead paint rules on pre-1978 homes), and the Rhode Island specifics: the 0.46% transfer tax and FEMA flood zones. Plus answers to the questions first-time buyers ask…
The skinny
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