Latest / Moving to Portugal: The 2026 Roadmap (No-Hype)
Turning a Holiday Rental into D7 Income: A Practical €-Driven Plan for Lisbon, Algarve or Porto
If you’re planning to qualify for a D7 with rental income, this episode walks you through a realistic, repeatable plan for Lisbon, Porto or the Algarve. I break down purchase ranges (€120k–€350k), expected net monthly rental income you can reasonably document (€600–€1,200 after fees), and the exact permits and bookkeeping SEF will want to see (Alojamento Local license, rental contracts, invoices, and declared IRS filings). You’ll get three concrete models — short-term holiday in the Algarve, hybrid long-term in Porto, and commuter-friendly Lisbon studio — and clear tax signals to watch: IMI…
The skinny
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