Ep 417: Upgrade your home or invest in shares? The numbers surprised me.
Read Full Blog HerePre-order Wealth by Design HereFor decades, negative gearing tipped the scales toward borrowing for an investment property over spending more on your home; investment interest was deductible, home loan interest wasn't. But with negative gearing quarantined and the effective capital gains tax rate climbing from around 20% to closer to 30–35% under the post-2027 indexation regime, that old comparison is dead. In this episode, Stuart rebuilds it from scratch.The new contest: is a high-income household better off borrowing to upgrade the family home, or borrowing to invest in…
The skinny
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