Ep 402: The real risk in retirement: working too long and spending too little

Investopoly · Mar 31, 2026 · 27m

Read Full Blog HereIn this episode, Stuart explores a lesser-discussed but increasingly important risk in financial planning: not running out of money, but failing to use it when it matters most.While much of the conversation around retirement focuses on avoiding financial shortfall, this episode flips the script. For those in a strong financial position, the greater danger may be underspending during the early, high-health years of retirement when time, energy, and freedom are at their peak.Stuart introduces a practical framework for thinking about retirement in two phases: the active…