Latest / The Steve Harvey Morning Show / Rushion Interviews Dr. Lynn Richardson, she shares how to get $12,500 in tax deductions | Kelly Jenrette talks "All American: Homecoming!"

Transcript

Rushion Interviews Dr. Lynn Richardson, she shares how to get $12,500 in tax deductions | Kelly Jenrette talks "All American: Homecoming!" · The Steve Harvey Morning Show

• 0:04
  Speaker 1: Welcome to Money Making Conversations. It's the show that she
• 0:07
  Speaker 1: has the secrets of success experience firsthand by marketing and
• 0:10
  Speaker 1: Brandon expert Rashan McDonald. I will know he's giving me
• 0:13
  Speaker 1: advice on many occasions. In occasion didn't notice, I'm not broke.
• 0:17
  Speaker 1: You know he'll be interview with celebrity CEOs, entrepreneurs and
• 0:20
  Speaker 1: industry decision makers. It's what he likes to do, it's
• 0:22
  Speaker 1: what he likes to share. Now it's time to hear
• 0:25
  Speaker 1: from my man, Rashan McDonald money Making Conversations Here we come.
• 0:30
  Speaker 1: Welcome to Money Making Conversations Masterclass. I am your host,
• 0:33
  Speaker 1: Rushan McDonald. I recognize that we all have different definitions
• 0:36
  Speaker 1: of success. For you, it may be the size of
• 0:39
  Speaker 1: your paycheck. Mine is helping people wake up and inspiring
• 0:42
  Speaker 1: them to accomplish their goals and live their very best life.
• 0:45
  Speaker 1: I always tell people it's time to stop reading other
• 0:47
  Speaker 1: people's success stories and start writing your own. People always
• 0:50
  Speaker 1: talk about their purpose or gift. If you have a gift,
• 0:53
  Speaker 1: lead with your gift and don't let your friends, family,
• 0:56
  Speaker 1: or coworkers stop you from planning or living your dreams.
• 0:59
  Speaker 1: My next skills on the show. There's Kelly Jenrette. She
• 1:02
  Speaker 1: plays as she calls herself a blood professor, but some
• 1:06
  Speaker 1: calls her whistleblower, the crippled the baseball team at Bringston,
• 1:10
  Speaker 1: a fictional HBC. On the new CW series All American Homecoming.
• 1:14
  Speaker 1: I've watched the first four episode is fantastic. She has
• 1:17
  Speaker 1: Anti Simone, the lead character in the series All American
• 1:21
  Speaker 1: Homecoming that is premiering Monday's on the c W. Kelly herself,
• 1:24
  Speaker 1: let's talk about her for a little bit. Recently started
• 1:27
  Speaker 1: in the Spectrum original series man Hunt Daily Games on CBS.
• 1:31
  Speaker 1: On the film front, she currently has two, not two
• 1:34
  Speaker 1: dose Netflix original films that one of my favorites is
• 1:39
  Speaker 1: uncourt Or They start along with Courting to Be Vans
• 1:42
  Speaker 1: and Niece Nash, which is my girl as well, All
• 1:44
  Speaker 1: Day and all night at Opposite alongside Jeffrey Wright and
• 1:48
  Speaker 1: Aston Sanders. But please, let's stop all these critics, let's
• 1:51
  Speaker 1: stop all this talk. Let's bring her on. She's sitting there,
• 1:54
  Speaker 1: she looks fantastic. Please work with the money making conversations, masterclass,
• 1:58
  Speaker 1: Kelly Jenrette. How are you to Kelly? Hi, I am
• 2:01
  Speaker 1: doing well. How are you? First of all, you you
• 2:04
  Speaker 1: look fantastic. You know you look you know, we know
• 2:06
  Speaker 1: we've been going through this COVID since and uh and
• 2:10
  Speaker 1: now you you still have the acting still still hanging
• 2:14
  Speaker 1: in the game. And let's talk about how are you
• 2:16
  Speaker 1: doing right now? This is about a journey, that's what
• 2:18
  Speaker 1: the master classes about. How did you get in the
• 2:20
  Speaker 1: business of acting? Well, according to my mama, I was
• 2:25
  Speaker 1: born um, but I want to say it was when
• 2:31
  Speaker 1: I was in the fifth grade and my fifth grade teacher, Mr.
• 2:34
  Speaker 1: Hornsby asked the class if we wanted to put on
• 2:37
  Speaker 1: a play, uh, Willy Wonka and the Chocolate Factory, and
• 2:42
  Speaker 1: we all wanted to do it. And I got to
• 2:44
  Speaker 1: play Charlie Um, the lead. And he asked if I
• 2:49
  Speaker 1: wanted to change the character's name to Charlene, and I
• 2:52
  Speaker 1: was like, no, I can play a boy. And play
• 2:56
  Speaker 1: did that. And then my daddy took me and my
• 2:59
  Speaker 1: sister r Uh to the movies to see The Five Heartbeats,
• 3:04
  Speaker 1: and I fell in love with that movie so much
• 3:09
  Speaker 1: so that when I watched it at home, I had
• 3:13
  Speaker 1: a notepad and I took and I started writing, um,
• 3:17
  Speaker 1: the lyrics to the song no matter how hard it gets,
• 3:20
  Speaker 1: Like I was just like and so I would perform
• 3:23
  Speaker 1: that around the house and I was like, yes, I
• 3:25
  Speaker 1: love this. And so that for me is my first
• 3:28
  Speaker 1: memory of this whole acting thing. You know, It's interesting because,
• 3:34
  Speaker 1: like I said, well, now I remember when high school
• 3:36
  Speaker 1: I eventually became a stand up comedian. I became a
• 3:38
  Speaker 1: stand up comedian. I fell in love when college just
• 3:41
  Speaker 1: opened my mind though it allowed me to see things differently.
• 3:44
  Speaker 1: In high school, I just want to get out of
• 3:46
  Speaker 1: high school. But how I always remember this young guy
• 3:49
  Speaker 1: in high school. He wanted to be an actor, you know,
• 3:51
  Speaker 1: he was. He'd being allowed speaker, doing all the announcements.
• 3:54
  Speaker 1: He had all these characters and all these voices. And
• 3:56
  Speaker 1: I was like, man, that sounds pretty corny. And I
• 3:59
  Speaker 1: say that because you know when you don't when you're acting.
• 4:02
  Speaker 1: Is not something normal for a black person to consider.
• 4:05
  Speaker 1: And so people when you say that, people started looking
• 4:08
  Speaker 1: at Well, you don't see it on TV. You see
• 4:10
  Speaker 1: you know, you see people working at the bank, You
• 4:12
  Speaker 1: see people doing normal jobs when you look at television
• 4:15
  Speaker 1: back then, television now we see a lot more of
• 4:18
  Speaker 1: us on. But you were pursuing an opportunity. A lot
• 4:21
  Speaker 1: of people doubt it, how did you break through that,
• 4:24
  Speaker 1: you know, to be completely honest. By the time I
• 4:28
  Speaker 1: got in high school, I was that person that was like, man,
• 4:31
  Speaker 1: this isn't a real job. So what I was going
• 4:34
  Speaker 1: to do was be a lawyer who did hair on
• 4:37
  Speaker 1: the side. Clearly that person belongs in the creative world.
• 4:43
  Speaker 1: I think you're gonna be a lawyer and do hair
• 4:45
  Speaker 1: on the side. Um. And so when I graduated from
• 4:50
  Speaker 1: high school, and I would do plays with my local
• 4:52
  Speaker 1: church um throughout high school, but it was still like
• 4:56
  Speaker 1: acting isn't a real job. So when I graduate at
• 5:00
  Speaker 1: a high school, I went to Xavier University in New
• 5:03
  Speaker 1: Orleans because I was going to be a forensic psychologist
• 5:06
  Speaker 1: and stayed there for two years. Ace my first chemistry test,
• 5:13
  Speaker 1: and that second year I was like, man, I had
• 5:18
  Speaker 1: much rather play a forensic psychologist on TV than being
• 5:21
  Speaker 1: one in real life. And I made the decision to
• 5:25
  Speaker 1: transfer back home to Georgia State and get my degree
• 5:29
  Speaker 1: in theater. You know, I think it was just for me.
• 5:34
  Speaker 1: I just felt like, this isn't what I feel like
• 5:37
  Speaker 1: I'm being called to do, you know, And so I
• 5:41
  Speaker 1: had to honor that. And fortunately I had a family
• 5:47
  Speaker 1: and still have a family who was so supportive of me.
• 5:50
  Speaker 1: My mom. Man, please that woman right there. It was
• 5:56
  Speaker 1: like all right, if I if I was like, you know, Mom,
• 5:59
  Speaker 1: I think I want to try to fly to the moon,
• 6:03
  Speaker 1: she'd be like, all right, well should we go to
• 6:05
  Speaker 1: home depot? And you know, like that's just the kind
• 6:09
  Speaker 1: of woman. My daddy, It's took him a moment to
• 6:12
  Speaker 1: kind of come around, And I think that was part
• 6:14
  Speaker 1: of my hesitation of like, yeah, I mean, he took
• 6:19
  Speaker 1: him a moment, Like I want to say, when I
• 6:22
  Speaker 1: went home for Christmas, my daddy for the first time
• 6:27
  Speaker 1: to my face was like, you know, you hung in there,
• 6:31
  Speaker 1: and I'm so proud of you. Like I had my
• 6:33
  Speaker 1: doubts I couldn't do it, but you hung in there
• 6:36
  Speaker 1: and you did it. And look at you now, like yeah.
• 6:40
  Speaker 1: The reason I bring that that because that's one of
• 6:41
  Speaker 1: the lines I talked about, you know, when your gifts,
• 6:44
  Speaker 1: you know, don't let your friends, family, a courtwork and
• 6:47
  Speaker 1: stop you from planning to live in your dreams. Because
• 6:49
  Speaker 1: your dreams. I always tell people when you go through life,
• 6:52
  Speaker 1: if you live somebody else's life one day, that's gonna
• 6:55
  Speaker 1: become uncomfortable. So you have to wake up and have
• 6:58
  Speaker 1: that passion and the desire. And that's a really cool
• 7:01
  Speaker 1: story you just conveyed us. But another story that you
• 7:03
  Speaker 1: conveyed in that storytelling was that you was at an
• 7:06
  Speaker 1: HBCU and then you went to Georgia State University. Now,
• 7:10
  Speaker 1: those are two different environments. To talk to us about
• 7:12
  Speaker 1: the HBCU experience that you will enjoy because you were
• 7:16
  Speaker 1: doing good academics there, but that wasn't the direction you
• 7:19
  Speaker 1: wanted to take your life. And then you went to
• 7:21
  Speaker 1: Georgia State University. What was the experiences that you shared
• 7:24
  Speaker 1: in both cultures, because there are two different cultures academic cultures. Yeah,
• 7:30
  Speaker 1: you know, one being Xavier University in itself, extremely protigious,
• 7:36
  Speaker 1: prestigious university. Yeah, in New Orleans. And so even just
• 7:44
  Speaker 1: going to New Orleans was an experience in itself, you know,
• 7:48
  Speaker 1: the culture, the food. Um, I was like, yeah, this
• 7:52
  Speaker 1: freshman fifty, sophomore sixty is a real thing because this
• 7:57
  Speaker 1: food is incredible. But just the energy on that HBCU
• 8:02
  Speaker 1: campus in seeing people that looked like me, um and
• 8:07
  Speaker 1: and didn't look like me but we're still a part
• 8:11
  Speaker 1: of me, was very um. It was very heartwarming, was
• 8:16
  Speaker 1: very welcoming. Immediately formed a group of friends that I'm
• 8:20
  Speaker 1: still with today. We still have a text chain. Um.
• 8:24
  Speaker 1: Although all of my friends there graduated from Xavier when
• 8:28
  Speaker 1: I left, we still stayed in contact and so there
• 8:31
  Speaker 1: was just this camaraderie that we had UM that was like, yeah,
• 8:36
  Speaker 1: we're we're family and we're here in it together. And
• 8:39
  Speaker 1: then leaving going to Georgia State, which clearly was not
• 8:44
  Speaker 1: an HBCU, although I hear word on the street is
• 8:47
  Speaker 1: that Georgia State is about to become an HBCU with
• 8:50
  Speaker 1: all of us there now, which is exciting, um, but
• 8:55
  Speaker 1: it was a different It was a different atmosphere. It
• 8:58
  Speaker 1: felt very much like we're here to do work, and
• 9:02
  Speaker 1: not that that wasn't it. It just felt like more
• 9:04
  Speaker 1: of a family there at the HBCU in UH New
• 9:09
  Speaker 1: Orleans and at Georgia State it was like, all right,
• 9:13
  Speaker 1: we're about business and that's what we that's what we
• 9:15
  Speaker 1: need to do. If you want a family, then you
• 9:17
  Speaker 1: can join a sorority or a fraternity or other organizations,
• 9:22
  Speaker 1: but we're here to work. YEA. Plus, Georgia Stays is
• 9:26
  Speaker 1: more like a commuter school, and the size of the
• 9:30
  Speaker 1: school was way bigger than it was, but the fun
• 9:33
  Speaker 1: part about it. Now you on a fictional school that's based,
• 9:37
  Speaker 1: I want to say, in Atlanta, Georgia called Bringston, and
• 9:40
  Speaker 1: your professor who basically uh, the word whistle blower, the
• 9:45
  Speaker 1: word h a lot of other negative words about your character.
• 9:49
  Speaker 1: But this is all character development. You you play a great,
• 9:52
  Speaker 1: great loving aunt who is very supportive of the students
• 9:55
  Speaker 1: who are attending uh this uh, this fantastic university. I
• 9:59
  Speaker 1: want to of everybody when you watch a series. I
• 10:01
  Speaker 1: told her affair, I got to tell her own air.
• 10:03
  Speaker 1: It felt like different world on steroids where you so
• 10:08
  Speaker 1: different world in a very sickcomming environment. This is a
• 10:11
  Speaker 1: this is a slice of life coming of age individuals.
• 10:15
  Speaker 1: But I don't want to jump to a head telling
• 10:17
  Speaker 1: the story. Tell us your your your your view of
• 10:20
  Speaker 1: the series All American Homecoming, which is a spinoff, yes,
• 10:25
  Speaker 1: spinoff of uh an amazing show All American, which is
• 10:30
  Speaker 1: the number one TV show for the CW. So I
• 10:34
  Speaker 1: want to give out all the shout outs and props
• 10:36
  Speaker 1: to All American, our flagship show. Um and and the
• 10:41
  Speaker 1: foundation for what All American Homecoming is built upon. And
• 10:46
  Speaker 1: you know the two words that come to mind about
• 10:50
  Speaker 1: Homecoming is black excellence in all its forms. You know,
• 10:54
  Speaker 1: when we succeed and whatever that definition is, as you
• 10:59
  Speaker 1: said earlier, when we have our failures and how we
• 11:03
  Speaker 1: respond to those failures, that is still black excellence. And
• 11:08
  Speaker 1: so you know, it's just an amazing gift to be
• 11:11
  Speaker 1: a part of a show that is compared or even
• 11:15
  Speaker 1: in the realm of a different world. You know, we
• 11:18
  Speaker 1: had our t c A s yesterday and I said
• 11:22
  Speaker 1: when people were people walk around with Himan on their
• 11:26
  Speaker 1: sweatshirts and talk about how they envisioned going to Hillman
• 11:31
  Speaker 1: and I'm like, Brinkston is going to be our next
• 11:34
  Speaker 1: Hillman um on steroids. As you say, well, you know,
• 11:38
  Speaker 1: the interesting part about it was that there is an
• 11:42
  Speaker 1: unabashed or it's just bashed. It was just it's a
• 11:46
  Speaker 1: it's a very comfortable statement when you say black excellence
• 11:50
  Speaker 1: on this show. I was, you know, it was just
• 11:52
  Speaker 1: a different world. Was just the first time out. It was.
• 11:55
  Speaker 1: It was a Bill Cosby show was an incredible hit
• 11:58
  Speaker 1: to he had the ability to say we're gonna do
• 12:00
  Speaker 1: this show. Has the ability to say we're gonna do
• 12:01
  Speaker 1: a black grade generation on this show. An episode around
• 12:04
  Speaker 1: there when I watched All American Homecoming. It's a coming
• 12:08
  Speaker 1: of age, you know. I remember I was fortunate just
• 12:10
  Speaker 1: to share a little story. I was, I was, I
• 12:12
  Speaker 1: was writing, I was supervising producer for the sister sister
• 12:15
  Speaker 1: t and Tamara Maori, and we had to get them
• 12:19
  Speaker 1: from high school to college. And so because it was
• 12:22
  Speaker 1: like okay, they got to get out of high school,
• 12:24
  Speaker 1: but the experiences are different now. Your role, uh is
• 12:28
  Speaker 1: a mentor, your role is a teacher, but your role
• 12:32
  Speaker 1: plays a very important role because it centers around the students,
• 12:36
  Speaker 1: giving them structure in a social environment. Talk about your
• 12:38
  Speaker 1: character that you play and also, um, why it's so
• 12:42
  Speaker 1: important for the show to have your character. That's a
• 12:46
  Speaker 1: great question, you know. Um, you talked about earlier some
• 12:51
  Speaker 1: of the negative words that can be used to describe
• 12:54
  Speaker 1: a Mara because of what she did. But I believe
• 12:59
  Speaker 1: a mare are Her main goal is to help our
• 13:05
  Speaker 1: young black people understand the importance of education. Like, yes,
• 13:10
  Speaker 1: we can be great athletes. We can throw a football,
• 13:13
  Speaker 1: we can bounce the basketball, we can hit a tennis ball,
• 13:15
  Speaker 1: all of those things, and yet education is so important.
• 13:20
  Speaker 1: Never to neglect the importance of education, and if that
• 13:25
  Speaker 1: means that my character has to say, Yo, something is
• 13:31
  Speaker 1: off happening here. I'm going to blow that with so
• 13:35
  Speaker 1: at the expense of our young people being able to
• 13:39
  Speaker 1: go out into this world that is already stacked against
• 13:44
  Speaker 1: them in so many different areas. And so I think
• 13:46
  Speaker 1: the importance of my character, as n K has said
• 13:50
  Speaker 1: to me numerous times before, she is the heart um
• 13:56
  Speaker 1: of this show because there is no judgment in her
• 14:01
  Speaker 1: against the mistakes that may be made or even in
• 14:04
  Speaker 1: that situation, it's like I'm presented with a problem and
• 14:08
  Speaker 1: there is a solution. Let's get to the solution. I
• 14:11
  Speaker 1: don't want to stay focused on this scandal. What I
• 14:14
  Speaker 1: want to focus on is how we make this better
• 14:17
  Speaker 1: because we need to operate in a standard which is
• 14:21
  Speaker 1: black excellence. Absolutely, we'll be right back with more Money
• 14:24
  Speaker 1: Making Conversations Masterclass with Rashan McDonald. Now, let's return to
• 14:34
  Speaker 1: Money Making Conversations Masterclass with Rashan McDonald. I'm talking to
• 14:39
  Speaker 1: Kelly jin Rep. She's one of the co stars of
• 14:41
  Speaker 1: the will be popular series All American Homecoming and will
• 14:45
  Speaker 1: be premiering and airing on on CW. She plays a
• 14:48
  Speaker 1: blood professor on this This fictional school is an HBCU
• 14:52
  Speaker 1: school is based in Atlanta, Georgia. Now this is why
• 14:54
  Speaker 1: I really really like to show y'all because you know,
• 14:57
  Speaker 1: when you go when you think of HBC, you think football,
• 15:00
  Speaker 1: think basketball. When you think of HBC, you think of
• 15:02
  Speaker 1: the marching band, you think of the girls dancing and everything.
• 15:07
  Speaker 1: This series focuses on a couple of sports that you
• 15:10
  Speaker 1: don't tie to an HBCU tennis and baseball. And and
• 15:16
  Speaker 1: I really loved it, Kelly, because of the fact my daughter,
• 15:19
  Speaker 1: she was a tennis prodigy, and so you know, I'm
• 15:22
  Speaker 1: really looking at these tennis scenes, you know, real different,
• 15:25
  Speaker 1: you know, because my daughters picked up a racings you
• 15:27
  Speaker 1: six and and she retired in nineteen because she blew
• 15:30
  Speaker 1: out a need and she's on the tour. So I
• 15:33
  Speaker 1: I look at tennis and I enjoy and I went, wow,
• 15:35
  Speaker 1: this is so cool. And they do a good job
• 15:38
  Speaker 1: of really making it, making it a sense of reality.
• 15:42
  Speaker 1: This is a real tennis team. And of course the
• 15:45
  Speaker 1: baseball thing. So when I looked at that, I really
• 15:48
  Speaker 1: it really put the spile on my face because it
• 15:49
  Speaker 1: wasn't a football player, it wasn't a basketball team, it
• 15:53
  Speaker 1: wasn't a band. This was about tennis and baseball. Did
• 15:57
  Speaker 1: you enjoy that shift in the narrative of how they
• 15:59
  Speaker 1: were showing a different slice of life than HBCU. Yes. Absolutely.
• 16:05
  Speaker 1: My mom is an avid tennis player and has been
• 16:09
  Speaker 1: for thirty years. She still plays tennis to this day,
• 16:14
  Speaker 1: and so my love of tennis comes from her. In fact,
• 16:18
  Speaker 1: my sister and I Kimberly is my sister. My mom
• 16:21
  Speaker 1: tried to get us into tennis so that we could
• 16:26
  Speaker 1: be the first Venus and Syria. But according to her,
• 16:32
  Speaker 1: we we were a little too pressy. We were talking
• 16:35
  Speaker 1: about how hot it was and we didn't want to
• 16:37
  Speaker 1: be out there. You know, we were in we were
• 16:39
  Speaker 1: in Atlanta. You know that humidity was real. So, you know,
• 16:44
  Speaker 1: we we stopped playing tennis at a very early age.
• 16:48
  Speaker 1: But she continued on and so I think it is
• 16:51
  Speaker 1: so refreshing to see a sport like tennis and baseball,
• 16:57
  Speaker 1: which what she said, we don't think of that when
• 17:00
  Speaker 1: we think of an HBCU. So I think it is
• 17:02
  Speaker 1: very refreshing to see like, hey, yes we play tennis
• 17:07
  Speaker 1: and we're very good at it. We also played baseball
• 17:09
  Speaker 1: and we're very good at that as well. We can
• 17:13
  Speaker 1: do it all well, you know, excellent black excellent. You
• 17:19
  Speaker 1: know when we do these series, that's always fun and
• 17:21
  Speaker 1: part about these series. And you know, like as I
• 17:24
  Speaker 1: go all the way back to when Steve Harvey I
• 17:25
  Speaker 1: did ABC is first sitcom Me and the boys, and
• 17:28
  Speaker 1: they always want to insert, you know, white characters or
• 17:31
  Speaker 1: characters that are non black so they can make age
• 17:34
  Speaker 1: of the viewers can be comfortable. But I love the
• 17:36
  Speaker 1: first I really love the whole thing with the baseball
• 17:39
  Speaker 1: players because you have a you have a slice of
• 17:41
  Speaker 1: life over there. You know, players from Columbia, white players,
• 17:44
  Speaker 1: and it feels organic, it feels natural. And that's what
• 17:47
  Speaker 1: I really enjoy about All American Homecoming is that the
• 17:50
  Speaker 1: show feels natural. I'm very comfortable. I don't feel as
• 17:53
  Speaker 1: a view I'm being forced to participate. I feel like
• 17:56
  Speaker 1: this is natural and it all makes sense. Now let's
• 17:59
  Speaker 1: go to the character is on the show. Because we've
• 18:01
  Speaker 1: been talking about you, but there are some characters on
• 18:03
  Speaker 1: the show the play a very important role, like your
• 18:06
  Speaker 1: like Simone, your her niece. You know your niece who
• 18:09
  Speaker 1: comes in if you know the backstory, she's on All Americans.
• 18:13
  Speaker 1: She had a baby. Now she's she's she's kind of
• 18:16
  Speaker 1: telling everybody about it in this next series. But she's
• 18:19
  Speaker 1: trying to extend her life and start over in a sense,
• 18:23
  Speaker 1: and you're there to support her. Of course, as you
• 18:25
  Speaker 1: know the backstory. You know her parents want didn't want
• 18:28
  Speaker 1: her to go to an hpc U and you and
• 18:32
  Speaker 1: that's your sister, that's your sister. There's Kimberly Okay, who
• 18:39
  Speaker 1: want So that's what I like about when I'm talking
• 18:41
  Speaker 1: to you. You know, you have the HBC experience, you
• 18:43
  Speaker 1: have the sister experience. So a lot of this wasn't
• 18:46
  Speaker 1: really acting for you. Kelly m h. Yeah, And that's
• 18:51
  Speaker 1: what I love. And I tell Jeffrey who plays Simone UM,
• 18:56
  Speaker 1: that relationship between Amara and Simone reminds me so much
• 19:01
  Speaker 1: of my relationship with my nephew Jonathan. Like Jonathan that
• 19:07
  Speaker 1: is my baby. My sister has two kids, Jonathan and Evelyn.
• 19:12
  Speaker 1: My I call Jonathan my nephew son and Evelyn my
• 19:15
  Speaker 1: niece daughter, like they are like my children, and I'm
• 19:19
  Speaker 1: very protective over them. So this relationship between Amara and
• 19:24
  Speaker 1: Simone feels like, oh, yeah, this is this is what
• 19:29
  Speaker 1: I do in my real life. Wanting to support her,
• 19:33
  Speaker 1: wanting to correct her. Um and challenge her and just
• 19:37
  Speaker 1: wanting the best for her. And the relationship between myself,
• 19:41
  Speaker 1: Kelly and Jeffrey is such a beautiful one. You know,
• 19:46
  Speaker 1: we we talk, we text all the time. She's such
• 19:50
  Speaker 1: an amazing uh woman, And and you know, you talk
• 19:54
  Speaker 1: about tennis. She puts in so much work. You know.
• 19:58
  Speaker 1: I remember once we got the official pickup and I
• 20:02
  Speaker 1: would be texting her and she's like, Hey, so sorry,
• 20:04
  Speaker 1: I couldn't get back to you. I was at tennis
• 20:06
  Speaker 1: practice or she was like, Hey, I'm getting ready to
• 20:08
  Speaker 1: go to tennis practice, and you know, she's like, oh,
• 20:11
  Speaker 1: I'm so tired because I just got home from tennis practice.
• 20:13
  Speaker 1: Like really putting in the work. And the same with
• 20:17
  Speaker 1: Peyton and the baseball, like really putting in the work.
• 20:21
  Speaker 1: So to see these these characters being brought to life
• 20:26
  Speaker 1: by these individuals who are so passionate about making it
• 20:31
  Speaker 1: look authentic and real, Kelly as well as Amara can't
• 20:36
  Speaker 1: help but want to be there to support these young people.
• 20:40
  Speaker 1: You know, we know. The beauty of my show is
• 20:43
  Speaker 1: it is broadcast on about one HBCU campuses from Texas,
• 20:48
  Speaker 1: Southern Howard Clark, Atlanta University FAMU, but Dune Cookman just
• 20:54
  Speaker 1: to name a few of these incredible campus that that
• 20:57
  Speaker 1: allowed me to air my show on their radio. And
• 21:00
  Speaker 1: it works. And but the worry Black Excellence just keep
• 21:02
  Speaker 1: screaming out in a positive you know, and it just
• 21:05
  Speaker 1: seems organic to the show. That's I think that puts
• 21:09
  Speaker 1: the biggest smile on your face to be able to
• 21:10
  Speaker 1: tell a story, you know, in an environment that feels
• 21:14
  Speaker 1: very real. I'm telling you know, television is a real
• 21:17
  Speaker 1: so how you portray it makes it makes it real.
• 21:21
  Speaker 1: And I feel like I'm watching real television play out.
• 21:24
  Speaker 1: It just happened to be actors. And I guess I
• 21:27
  Speaker 1: may want to go to Brixton tell us about that
• 21:30
  Speaker 1: whole field that you that's being created by the director,
• 21:33
  Speaker 1: being created by the actors that you guys get to
• 21:35
  Speaker 1: meet once a week at your house and have some
• 21:38
  Speaker 1: family dinner. Yeah. I think it was so important for
• 21:44
  Speaker 1: n k our showrunner and creator to make something that
• 21:49
  Speaker 1: was authentic, you know, being from Atlanta and then having
• 21:53
  Speaker 1: this base in Atlanta. Jeffrey went to Clark Atlanta University,
• 21:58
  Speaker 1: graduated from c A. You. Um, yeah, so there were
• 22:02
  Speaker 1: there were things that we were like, this has got
• 22:05
  Speaker 1: to be on point you know, there are things that
• 22:10
  Speaker 1: that are so specific to Atlanta and black culture there
• 22:15
  Speaker 1: that we want to make sure we hit on and
• 22:19
  Speaker 1: our production crew, construction crew. It's just they have created
• 22:25
  Speaker 1: a world that feels like Brixton University is a real
• 22:31
  Speaker 1: university and people are gonna be googling like how do
• 22:34
  Speaker 1: I send an application and university just because they've done
• 22:40
  Speaker 1: such an amazing job from our background performers to what
• 22:46
  Speaker 1: the outside of the university looks like and and even
• 22:50
  Speaker 1: my home. When they get a look at Amara's place,
• 22:53
  Speaker 1: I was like, you know what, I'm gonna move out
• 22:55
  Speaker 1: of where I live right now and I'm going to
• 22:58
  Speaker 1: stay in Amara's uh locked on set because just the
• 23:03
  Speaker 1: detail that goes into creating this world and the specificity
• 23:09
  Speaker 1: that is needed to make it feel like, oh this
• 23:14
  Speaker 1: is real, Like wait is this real? Is just it's unbelievable,
• 23:20
  Speaker 1: and I think it just lends itself to making it
• 23:23
  Speaker 1: feel like this is something. This is a world that
• 23:26
  Speaker 1: I want to be a part of. And Kelly is
• 23:29
  Speaker 1: not lying the entry door because when she closed that
• 23:33
  Speaker 1: do I win? What's that wall? What is that? Well?
• 23:36
  Speaker 1: I can't. It's just so beautiful and I couldn't figure
• 23:38
  Speaker 1: it out. That we was like, I need to find
• 23:40
  Speaker 1: out what that wall is. It's just really you know,
• 23:42
  Speaker 1: because that's called great set design. That's the person they hired.
• 23:45
  Speaker 1: They designed to set, They lay it out, they go around,
• 23:48
  Speaker 1: they take photos, and they wanted to be comfortable with
• 23:50
  Speaker 1: room me. It feels like it's a location where she stands.
• 23:54
  Speaker 1: She can stay there on a college professor's salary, as
• 23:57
  Speaker 1: in Atlanta, and it's true excellence. I just want to
• 24:01
  Speaker 1: tell you, I want to thank you for coming on
• 24:02
  Speaker 1: Money Making Conversations Masterclass. I want to thank you for
• 24:06
  Speaker 1: allowing sharing your story. Xavier to Georgia State University. You
• 24:10
  Speaker 1: you speak black excellent. You still promote black excellence in
• 24:13
  Speaker 1: a in a TV series that people are gonna love.
• 24:16
  Speaker 1: I remember I came to my staff. I said, hey, man,
• 24:18
  Speaker 1: because they know I always watched the shows, I will
• 24:20
  Speaker 1: not bring a guest on my show, Money Making Conversations
• 24:23
  Speaker 1: Masterclass unless they read the book, watch the film, or
• 24:26
  Speaker 1: watch the series. And I came in and I told him,
• 24:29
  Speaker 1: I said, hey, this is a great series, and my company,
• 24:33
  Speaker 1: thirty fifty Media, we're all about black excellence. We're all
• 24:36
  Speaker 1: about promoting HBCU SO and my show is live every
• 24:40
  Speaker 1: Tuesday from Clark Atlanta University. And so you were just
• 24:45
  Speaker 1: right in line that you want to thank you for
• 24:46
  Speaker 1: taking the time taking taking the time to come on
• 24:49
  Speaker 1: our show and spread that love of black excellence. Also
• 24:51
  Speaker 1: talk about your great talent, because you are super talent.
• 24:54
  Speaker 1: And if you guys want to check out beyond All
• 24:56
  Speaker 1: American Homecoming, un cook is amaz easy. You got to
• 25:00
  Speaker 1: check it out all day and all night and all
• 25:03
  Speaker 1: day and the night is also fantastic and streaming on
• 25:06
  Speaker 1: Netflix right now but in coming soon. If not already,
• 25:10
  Speaker 1: you can check out All American Homecoming on Mondays on
• 25:13
  Speaker 1: the c W. As you know, All American is number one.
• 25:16
  Speaker 1: It's gonna be number one plus. Okay, thank you for coming,
• 25:21
  Speaker 1: Thank you for having me. We will be right back
• 25:23
  Speaker 1: with more money Making Conversation with Rushan McDonald. You are
• 25:29
  Speaker 1: now tuned into the Money Making Conversations Minute of Inspiration
• 25:33
  Speaker 1: with Rushan McDonald. Hi, Rashan McDonald for Money Making Conversations
• 25:36
  Speaker 1: Masterclass with your daily minute of Inspiration. During a conversation
• 25:40
  Speaker 1: with the CEO and founder of Curls, author and business
• 25:43
  Speaker 1: mentor Mahesha Dillinger, talked about the importance of budget planning
• 25:47
  Speaker 1: when you're starting a business. Budget planning is important because
• 25:50
  Speaker 1: if you don't have all your costs and know what
• 25:52
  Speaker 1: you're gonna spend, you can easily use your shirt. So
• 25:55
  Speaker 1: I think most importantly, UM, you need to get someone
• 25:58
  Speaker 1: in your life that can and toy you in the
• 26:00
  Speaker 1: space that you're in because they can help you see
• 26:04
  Speaker 1: those unforeseen cause you don't know about. So that was
• 26:07
  Speaker 1: one of things I did early on. UM got a
• 26:09
  Speaker 1: mentor that was actually in the hair care industry. So
• 26:12
  Speaker 1: I was able to number one saving areas because he
• 26:15
  Speaker 1: connected me to different people in his world. But he
• 26:18
  Speaker 1: was also able to show me what to expect him
• 26:20
  Speaker 1: what I expect and help me my budgetings. You can
• 26:22
  Speaker 1: listen to this poor interview with Mahitia Dillinger. It's available
• 26:25
  Speaker 1: on Money Making Conversations dot com. Now let's return to
• 26:28
  Speaker 1: Money Making Conversation with Rashan McDonald. Always say this recognized
• 26:33
  Speaker 1: that we all have different definitions of success. My next
• 26:36
  Speaker 1: guest truly defines that statement. She's been a friend of
• 26:39
  Speaker 1: mine a long time. I've been fortunate to see her
• 26:42
  Speaker 1: and hear her just give advice throughout this country. And
• 26:45
  Speaker 1: on national TV, on streaming networks. Because for more than
• 26:48
  Speaker 1: two decades of leading roles in the banking and real
• 26:51
  Speaker 1: estate sales industry, she's been a genius most literally. She's
• 26:55
  Speaker 1: had books called Most of the Living, Check to Monday,
• 26:58
  Speaker 1: The Real Deal About Money, Credit, Financial Security, which achieved
• 27:01
  Speaker 1: bestseller status at the Congressional Black Caucus Conference. Book Paviliam
• 27:06
  Speaker 1: lenn That's Dr Lynn Richards was a Richson was a
• 27:09
  Speaker 1: featured regular on the Steve Harvey TV talk show Access
• 27:13
  Speaker 1: Hollywood Live. She's been a regular on that almost channeling
• 27:16
  Speaker 1: Home and Family BT Networks, has appearance on Essence, Jet
• 27:21
  Speaker 1: Up Scale. I saw a good one in America giving
• 27:23
  Speaker 1: out advice on Get Up in the Morning with mcgirl
• 27:26
  Speaker 1: Erika Campbell and many many outlets nationwide. And that's why
• 27:30
  Speaker 1: it's been difficult for me to get because I really
• 27:32
  Speaker 1: wanted on the first Monday this year. But when you
• 27:34
  Speaker 1: have a scheduled like they just feel blessed that I
• 27:36
  Speaker 1: got her now. She is an entertainment and executive celebrity
• 27:39
  Speaker 1: and financial code who uses a quick wit and she
• 27:42
  Speaker 1: is funny and humorous presentation style. They have others face
• 27:45
  Speaker 1: their money issues and achieved personal, professional, and spiritual harmony.
• 27:50
  Speaker 1: My friends, I call all of your my friends. Please
• 27:53
  Speaker 1: working with the Money Making Conversation Master Class Dr Lynn Richardson.
• 27:57
  Speaker 1: How are you doing? Dr Lynn? Happy New Year? Now
• 28:02
  Speaker 1: you that first we try this you do not have
• 28:09
  Speaker 1: that many credits, Dr Lynn, and then be available that way.
• 28:12
  Speaker 1: See this is a blessing right now that I got you.
• 28:15
  Speaker 1: You know, we just wrapped up January. We're going into
• 28:17
  Speaker 1: Black History moth and you know that this is the
• 28:20
  Speaker 1: first quarter or you gotta get your taxes right. This
• 28:23
  Speaker 1: is when people start applying for the you know, two
• 28:25
  Speaker 1: years ago we were about to go into you know,
• 28:28
  Speaker 1: a pandemic, you know Marshalls when they shut us all down.
• 28:32
  Speaker 1: Now this year we're going in. They're not shutting this
• 28:35
  Speaker 1: country down. So if you're struggling with financial issues, we
• 28:39
  Speaker 1: we gotta get it fixed. And that's why I wanted
• 28:41
  Speaker 1: you on the show to try to help. And I
• 28:42
  Speaker 1: think it was better that we did wait because people
• 28:44
  Speaker 1: got they got to see what what's this government is
• 28:47
  Speaker 1: going to offer. They got to see that they're cutting things,
• 28:50
  Speaker 1: they're trying to get back to normal and if you
• 28:52
  Speaker 1: fall along the side of the road, they might just
• 28:55
  Speaker 1: drive past you and leave you there for your thought.
• 29:00
  Speaker 1: You know. I'm I'm excited too, because I think everybody thought,
• 29:04
  Speaker 1: with this year being so many two you know to
• 29:07
  Speaker 1: to to, everybody just kind of thought everything from the
• 29:11
  Speaker 1: past two years was just gonna be wiped away. But
• 29:13
  Speaker 1: the truth is we still have work to do. UM.
• 29:16
  Speaker 1: Inflation is at an all time high. UM, but hope
• 29:20
  Speaker 1: it is also at an all time high. So I
• 29:22
  Speaker 1: think this master class is exactly what people need to
• 29:25
  Speaker 1: get to the next level. You know, it's really interesting,
• 29:27
  Speaker 1: Dr Lyrig. I remember when they you know, when they
• 29:29
  Speaker 1: pushed the income tax date in and uh, you know,
• 29:33
  Speaker 1: but they pushed from April fifteenth, and they went to
• 29:35
  Speaker 1: May in June, and then they didn't push the October
• 29:39
  Speaker 1: fifteenth date. That stayed there, and I still had to
• 29:41
  Speaker 1: pay my tax bill and it was a huge tax
• 29:43
  Speaker 1: bill now, and I was frustrated because I didn't make
• 29:46
  Speaker 1: any money to generate to be able to pay that off.
• 29:49
  Speaker 1: And so so it was at the point where this
• 29:51
  Speaker 1: government said enough is enough. You know, you either either
• 29:55
  Speaker 1: you're gonna be on one side of the winners you're
• 29:56
  Speaker 1: gonna be one side of the losers. How did you
• 29:58
  Speaker 1: see that whole and the play out for you personally
• 30:01
  Speaker 1: and people that you represented financially and also accounting wise
• 30:05
  Speaker 1: as well well. Was an interesting year because you know,
• 30:11
  Speaker 1: I always speak about getting your money back. I have
• 30:13
  Speaker 1: three basic principles for building wealth. Spend less money, get
• 30:17
  Speaker 1: a budget, get more money, will get multiple streams of income.
• 30:21
  Speaker 1: But you know when you get more money, the more
• 30:23
  Speaker 1: you make, the more the I R s will take.
• 30:25
  Speaker 1: So then you have to get your money back by
• 30:29
  Speaker 1: living your entire life like a business. So if you
• 30:32
  Speaker 1: drive your car for personal reasons, you don't get your
• 30:35
  Speaker 1: money back, But if you drive your car from business,
• 30:37
  Speaker 1: you do. If you go out to eat for personal reasons,
• 30:40
  Speaker 1: you don't get your money back, but if you eat
• 30:42
  Speaker 1: for business and have a business discussion, you do. So.
• 30:45
  Speaker 1: For for for the pandemic in general, I found that
• 30:49
  Speaker 1: people were able to save more money. So so those
• 30:52
  Speaker 1: of us who were able to, you know, stick through depression,
• 30:56
  Speaker 1: because I think everybody had about with depression and fear
• 30:59
  Speaker 1: and so on and so forth. So for those who
• 31:01
  Speaker 1: were able to stick through and and stick together, they
• 31:06
  Speaker 1: were able to save more money. We save more money
• 31:09
  Speaker 1: than ever as a country and as a people, in
• 31:14
  Speaker 1: more billionaires were made last year than at any other
• 31:21
  Speaker 1: time in the history of the world. Something like four
• 31:24
  Speaker 1: hundred and ninety three billionaires were made. And so I
• 31:29
  Speaker 1: often say, you're eiven gonna be a millionaire, a billionaire,
• 31:33
  Speaker 1: or a witness. And we want to make teach to
• 31:36
  Speaker 1: people are not just witnesses, that they actually get in
• 31:38
  Speaker 1: the game. And that's what this whole show is about,
• 31:41
  Speaker 1: because I get frustrated. I was a segment at the
• 31:44
  Speaker 1: top of the show I call bragging. I'm encouraging people
• 31:46
  Speaker 1: to promote themselves because for some reason within the black community,
• 31:50
  Speaker 1: especially in the black community, in my community of color,
• 31:53
  Speaker 1: you know, we're told not to promote our said, we're
• 31:55
  Speaker 1: not told to talk about our success. And I tell
• 31:57
  Speaker 1: everybody we talkeet does it? You know, for it doesn't.
• 32:00
  Speaker 1: Any major corporation doesn't. And that's the way you mark it.
• 32:03
  Speaker 1: And you just said it right there, Rashan. You can
• 32:06
  Speaker 1: eat personally or you can eat smartly business wise. If
• 32:10
  Speaker 1: you smartly business wise, you can write that off. And
• 32:12
  Speaker 1: so we have to create our lives and create a
• 32:15
  Speaker 1: business model for our lives. And we create a business
• 32:18
  Speaker 1: model for our lives, and we can take advantage and
• 32:21
  Speaker 1: move up that little thousand there millionaire and billionaire club,
• 32:25
  Speaker 1: because that's how they live every day. Correct, this is
• 32:29
  Speaker 1: how they are living every single day. They are watching
• 32:33
  Speaker 1: every single dollar. You know, some say money talk, but
• 32:36
  Speaker 1: I say money walks way from you quietly and you
• 32:38
  Speaker 1: don't know where it went. I'm about to roll bounce
• 32:43
  Speaker 1: up out of here, and when you come fami me,
• 32:44
  Speaker 1: I won't be there. It will be nice if it
• 32:46
  Speaker 1: did talk, but it doesn't. And I say that with
• 32:49
  Speaker 1: last and humor, but it's the truth. We save money talk,
• 32:52
  Speaker 1: but it actually walks. And the other thing that happens
• 32:55
  Speaker 1: with rason, which is why they show us so important,
• 32:58
  Speaker 1: is because people say, it's just it's just ten dollars,
• 33:02
  Speaker 1: it's just twelve dollars, it's just a hundred dollars, and
• 33:05
  Speaker 1: by the time you add up all of those, it's
• 33:08
  Speaker 1: just that's where your wealth is. And so we have
• 33:12
  Speaker 1: to keep preaching. We have to keep teaching because control
• 33:16
  Speaker 1: is And the other part of this is that we're
• 33:18
  Speaker 1: doing right now, we're doing a state planners. Unfortunately, we've
• 33:21
  Speaker 1: seen many suicide. Unfortunately, we've seen many deaths, and so
• 33:26
  Speaker 1: now it's the time for everybody to understand that you
• 33:30
  Speaker 1: have an a state, your life insurance, your checond and
• 33:33
  Speaker 1: saves accounts, the car you drive, your clothing and all
• 33:36
  Speaker 1: of those things need to be in a proper plan
• 33:40
  Speaker 1: when you leave here. So so there's so many things
• 33:43
  Speaker 1: that this master class is just perfect for. Now, let's
• 33:46
  Speaker 1: talk about one of the great stories you always tell
• 33:49
  Speaker 1: me about employing your kids, because we got you know,
• 33:52
  Speaker 1: we've got families out here with children. Uh, they don't
• 33:55
  Speaker 1: know what to do with them. But you have a
• 33:57
  Speaker 1: strategy on how you can take advantage of employing your
• 34:02
  Speaker 1: kids and and being able to write it off on
• 34:04
  Speaker 1: your taxes. Correct. Absolutely, I R S Publications FIS teams
• 34:10
  Speaker 1: pay thirteen. And I have to say that because here's
• 34:14
  Speaker 1: what happens when you start to teach what the wealthy
• 34:17
  Speaker 1: do you know? Unfortunately, sometimes in our community we don't
• 34:20
  Speaker 1: believe anything. We think everything is a scam. You that
• 34:24
  Speaker 1: haters may say its blockers and crack their leg colors.
• 34:27
  Speaker 1: So whenever I quote this, I say, go to I
• 34:30
  Speaker 1: R S Publication SIS teams pay thirteen and the I
• 34:34
  Speaker 1: R says that a child can work for parents in
• 34:38
  Speaker 1: their home based business. You can pay each child up
• 34:42
  Speaker 1: to twelve thousand, five hundred dollars a year. That's a
• 34:45
  Speaker 1: complete tax right off to you. Now, if you have
• 34:48
  Speaker 1: two children, that's twenty five thou dollars. If you have
• 34:52
  Speaker 1: three children, that's thirty seven thos or five hundred dollars
• 34:55
  Speaker 1: and tax right offs every year. That money is tax
• 34:59
  Speaker 1: free to the show. They pay no taxes on it.
• 35:03
  Speaker 1: And now because you have a back right off, they
• 35:06
  Speaker 1: can now go and buy all the things that you
• 35:08
  Speaker 1: were gonna pay for anyway. You're gonna pay for tuition,
• 35:12
  Speaker 1: you're gonna pay for school clothes, you're gonna pay for
• 35:14
  Speaker 1: that new I can't. You're gonna pay for that video game,
• 35:18
  Speaker 1: you're gonna pay for football ms, and you're gonna pay
• 35:20
  Speaker 1: for all those things. But the difference, now you get
• 35:23
  Speaker 1: your money back. Okay, Now I'm mad at you now
• 35:26
  Speaker 1: because you know I've been paying my daughter twenty five
• 35:30
  Speaker 1: now out of college. You know I am not home,
• 35:32
  Speaker 1: and we've had on based businesses and I'm not giving
• 35:35
  Speaker 1: her one check. And I know I could have which
• 35:39
  Speaker 1: uh pamphlet fifteen, page thirteen. I need somebody I need
• 35:43
  Speaker 1: ripped that out and put it on my wall, and
• 35:45
  Speaker 1: they can eliminate it because twelve thousand five. And it's
• 35:49
  Speaker 1: so smart what you just said, because you know it's
• 35:52
  Speaker 1: so smart. It's so smart what we because of the
• 35:55
  Speaker 1: fact that here I am, we we're sending kids to
• 35:58
  Speaker 1: private school or okay, and they can it's a part
• 36:01
  Speaker 1: time job, that's what we call. It's just a part
• 36:03
  Speaker 1: time job. And their parents they're doing part time work.
• 36:06
  Speaker 1: That money, like you said, it's not taxable. They can
• 36:09
  Speaker 1: go and buy their clothes, they can, they can, they
• 36:12
  Speaker 1: can even start paying for their car down payment for
• 36:15
  Speaker 1: their education. Really, how did you I'm just gonna say this,
• 36:19
  Speaker 1: how did you And you said that when you give
• 36:21
  Speaker 1: advice like this, the first thing people give you a
• 36:23
  Speaker 1: little squinch eyes? How could that be? You? You got
• 36:27
  Speaker 1: to be that nobody does anything like that? How do
• 36:30
  Speaker 1: you overcome those nay says, those haters, those disbelievers. They
• 36:33
  Speaker 1: think that something that everybody is taking advantage of, they
• 36:37
  Speaker 1: don't think it's real. Well, well, the first thing is
• 36:41
  Speaker 1: if you show them the successful people who are doing it.
• 36:44
  Speaker 1: Because we're so afraid to get ahead, because we think
• 36:48
  Speaker 1: we're gonna be audited by the I R. S. So
• 36:51
  Speaker 1: we think something is illegal and so on and so
• 36:53
  Speaker 1: forth and so do you have to tell the truth? Yea.
• 36:57
  Speaker 1: Do you have to document every single thing? Yes? And
• 37:00
  Speaker 1: then people say, well, Lind that's hard work. I said, yes,
• 37:06
  Speaker 1: hard work rock here and you could be the CEO
• 37:10
  Speaker 1: before company. So now you're gonna take the hard work
• 37:15
  Speaker 1: and put it on getting your money back, but really shown.
• 37:18
  Speaker 1: And you know this, some people can't be told. They
• 37:21
  Speaker 1: have to be shown. And when people don't want to
• 37:25
  Speaker 1: follow too, I say, if that's working for you, keep
• 37:28
  Speaker 1: doing it. And what we do is we make sure
• 37:31
  Speaker 1: that we developed good networks. Your network determines your network.
• 37:35
  Speaker 1: So I'll surround myself with people who are already who've
• 37:39
  Speaker 1: already been where I'm trying to go and who are
• 37:42
  Speaker 1: trying to get to where I've been. So that's how
• 37:44
  Speaker 1: we're going. Dr Lamb. When you call the show, now,
• 37:47
  Speaker 1: you every time you call you, you make a dent
• 37:49
  Speaker 1: into this city. Like my producers came around the corner man.
• 37:52
  Speaker 1: She's just dropping some information because that we normally don't get.
• 37:56
  Speaker 1: And I think that's a that's a tragic thing to say,
• 37:59
  Speaker 1: because that's that's your truth. We we we the last
• 38:01
  Speaker 1: to get the information, you know, we last to know
• 38:03
  Speaker 1: about the COVID. You were the last to know about
• 38:05
  Speaker 1: the COVID test, we last to know about taxable the
• 38:09
  Speaker 1: tax deductions. Why how can we break that cycle of
• 38:12
  Speaker 1: being the last or that's too large a courtion to
• 38:14
  Speaker 1: ask you to even answer. No, I think it's a
• 38:18
  Speaker 1: very fair question, and I think we have to adjusttionship
• 38:22
  Speaker 1: what we're paying attention to, because let's be clear, Um,
• 38:26
  Speaker 1: as black people, we have wealth. Now we we are
• 38:29
  Speaker 1: spending it on designer gym, shoes, designer purses. Uh, We're
• 38:34
  Speaker 1: spending on cars, furniture, jewelry. Will go spend hundreds and
• 38:39
  Speaker 1: hundreds of dollars for a concert ticket? Uh, and another
• 38:42
  Speaker 1: several hundred dollars on an outfit anohing a couple of
• 38:45
  Speaker 1: hundreds on a pair of shoes. We will we have, Well,
• 38:50
  Speaker 1: we have it. It's about what we are doing with
• 38:54
  Speaker 1: it and if we're going to pay attention to the
• 38:58
  Speaker 1: the advice from people yourself quite correctly, and I think
• 39:02
  Speaker 1: you know, they're the saying that if you want people
• 39:06
  Speaker 1: too uh, if you want to hide something, put in
• 39:08
  Speaker 1: a book because people aren't gonna read it. And I think,
• 39:11
  Speaker 1: unfortunately for us, we do not realize that. In the
• 39:15
  Speaker 1: same way. We can play a baby shower, we can
• 39:18
  Speaker 1: play a bridal shower, we play the biggest wedding. We
• 39:22
  Speaker 1: have all thre of our cousins there eat up all
• 39:25
  Speaker 1: the food. But if we put that planning in our finances,
• 39:30
  Speaker 1: we could be just as successful. So I think we
• 39:32
  Speaker 1: just have to keep saying it, and keep putting it
• 39:35
  Speaker 1: out there and keep making it available to people. We'll
• 39:37
  Speaker 1: be right back with more Money Making Conversations Masterclass with
• 39:41
  Speaker 1: Rashan McDonald. Now let's return to Money Making Conversations Masterclass
• 39:49
  Speaker 1: with Rashan McDonald. Well, you know the interesting thing when
• 39:52
  Speaker 1: you say that, I'm always always tell people like you know,
• 39:56
  Speaker 1: I can remember when you know, I was struggling to
• 39:58
  Speaker 1: buy two pac and I made a little more money.
• 40:00
  Speaker 1: And guess what instead of instead of maintaining that money
• 40:04
  Speaker 1: income and maintaining that lifestyle, I started accelerating it. I
• 40:07
  Speaker 1: mean a little money, got a better apartment. I made
• 40:09
  Speaker 1: a little more money, got a better car. You know,
• 40:11
  Speaker 1: those are the things you naturally do. You you you you
• 40:14
  Speaker 1: you you you tend to reward yourself for your efforts,
• 40:17
  Speaker 1: which is a natural way to do, but you also
• 40:19
  Speaker 1: have to remember saving setting aside and you just said,
• 40:23
  Speaker 1: don't spend it all. Don't just just don't go out there,
• 40:26
  Speaker 1: don't have a plan to do on as we say,
• 40:28
  Speaker 1: those rainy days. And one of the great principles that
• 40:31
  Speaker 1: you talk about is that it limited everything possible. Live
• 40:35
  Speaker 1: below your means. Act if you have lost an income.
• 40:38
  Speaker 1: Can you talk about that? Just give some people those
• 40:40
  Speaker 1: drop some more nuggets that you can live a great life,
• 40:42
  Speaker 1: but act like it like you've lost your income and
• 40:45
  Speaker 1: you can live a longer great life. First of all,
• 40:49
  Speaker 1: this is so good, Thank you for this question. People
• 40:53
  Speaker 1: do not understand that money will work harder for you
• 40:58
  Speaker 1: then you can ever work for it. On everybody who's
• 41:02
  Speaker 1: listening right now, to think about how hard you work,
• 41:05
  Speaker 1: how many days a week you have to work to
• 41:07
  Speaker 1: produce the income and and some hopefully it's enough, but
• 41:11
  Speaker 1: many times it's not. Money is saying if you respect me,
• 41:16
  Speaker 1: if you learn about me, and if you protect me,
• 41:20
  Speaker 1: then I will work harder for you, then you can
• 41:24
  Speaker 1: work for me. We are not protecting our money when
• 41:28
  Speaker 1: it's been sitting in a bank account, or sitting in
• 41:31
  Speaker 1: a savings account, or we're constantly going out and spending it.
• 41:34
  Speaker 1: But money says, if you pay attention to me. Then
• 41:38
  Speaker 1: I will go out and duplicate and multiply and triple
• 41:43
  Speaker 1: and quadruple. I earned any six percent of anything. Percent
• 41:47
  Speaker 1: return on my investments last year was sean. And I
• 41:51
  Speaker 1: didn't even do any I didn't do any cryptocurrency. I
• 41:55
  Speaker 1: didn't have any other wild investments. I didn't even buy
• 41:58
  Speaker 1: when the stock market crash. But because we implemented a strategy.
• 42:04
  Speaker 1: And what everybody needs to know if you can implement
• 42:08
  Speaker 1: a strategy, so the first thing you do, it's spend
• 42:10
  Speaker 1: less money. I say, live by the ten, ten, thirty fifty.
• 42:13
  Speaker 1: The first tish per cent of every dollar you get,
• 42:14
  Speaker 1: you tied. The next ten percentce you save. The next
• 42:19
  Speaker 1: is cash on a separate debtor card for incidental like groceres, gas,
• 42:24
  Speaker 1: hair nails. If it doesn't fit, get rid of it.
• 42:27
  Speaker 1: Do not spend more money than you have available to spend.
• 42:31
  Speaker 1: And the remaining fifty percent says, and you're checking account
• 42:34
  Speaker 1: for your bills. If you have more than enough money,
• 42:38
  Speaker 1: that's not a license to go get a bigger house,
• 42:41
  Speaker 1: a bigger car, bigger everything else. Because if you get
• 42:44
  Speaker 1: a raise and raise your expenses, you have more debt
• 42:46
  Speaker 1: and less freedom. You should first attack your debt, pay
• 42:51
  Speaker 1: off your credit cards and so on and so forth.
• 42:53
  Speaker 1: Take a portion of your extra money, uh, you know,
• 42:56
  Speaker 1: save for a vacation, which really I say a business
• 42:59
  Speaker 1: trip where I can vacation on the businesship. So now
• 43:01
  Speaker 1: I can get that money back. So put us trying
• 43:04
  Speaker 1: to be in place for the extra money. And if
• 43:07
  Speaker 1: you don't have enough money to pay your bills, then
• 43:10
  Speaker 1: you must attract. You might have to take those kids
• 43:14
  Speaker 1: out of private school I did. You might have to
• 43:16
  Speaker 1: take them out of ballet I did. You might have
• 43:18
  Speaker 1: to put them in uh free programs at the search
• 43:21
  Speaker 1: I did. You might have to get a smaller place
• 43:24
  Speaker 1: to live. So so that's what we do. And then
• 43:26
  Speaker 1: when we can start to make our money work for us,
• 43:29
  Speaker 1: we san. I love my money working for me. I
• 43:32
  Speaker 1: love it all we have. We have Lawrence on the
• 43:34
  Speaker 1: call here at large, and welcome to a reverend uh
• 43:37
  Speaker 1: Dr Lynn Richardson, Lawrence. Lawrence. She's preaching today, Lawrence, she's preaching,
• 43:45
  Speaker 1: so welcome to the altar. Brother. We're not asking for
• 43:48
  Speaker 1: no money, but we're giving advice. What you got what's
• 43:50
  Speaker 1: your question you're speaking of for your home based business?
• 43:57
  Speaker 1: What's the age limits. Is that that I absolutely love
• 44:05
  Speaker 1: this question because there has been a debate about the
• 44:08
  Speaker 1: age limit. People say, well, they have to be no
• 44:12
  Speaker 1: younger than seven years old, and I say that is
• 44:15
  Speaker 1: completely untrue because the I R. S says that your
• 44:20
  Speaker 1: child can do any job that any other child can
• 44:23
  Speaker 1: do for a reasonable wage. So tell me what does
• 44:27
  Speaker 1: the Hudgee baby do? What does the Pampers baby do?
• 44:31
  Speaker 1: What does the Gerber baby do? Those babies models and
• 44:36
  Speaker 1: they appear in commercials. The Department of Labor also says
• 44:41
  Speaker 1: that a child of any age. It specifically says any
• 44:45
  Speaker 1: age can work in TV, film, UM as a babysitter,
• 44:51
  Speaker 1: UM and their parents home based business without violating any
• 44:55
  Speaker 1: labor laws. So as long as the work isn't dangerous,
• 44:58
  Speaker 1: they can do it. So if you are in a
• 45:02
  Speaker 1: business and you need to promote your business on social media,
• 45:06
  Speaker 1: then your younger children can model. You're five and six
• 45:10
  Speaker 1: years old year old, they can help you with social media.
• 45:13
  Speaker 1: Your eight, nine and ten year olds can help you
• 45:15
  Speaker 1: with your databases. Your older children can help you at
• 45:18
  Speaker 1: events and planners on and so forth. So in my
• 45:21
  Speaker 1: class how to hire your kids and get your money back,
• 45:24
  Speaker 1: I go through jobs, the prisons for children of every
• 45:27
  Speaker 1: age and different things that they can do to not
• 45:29
  Speaker 1: only help you in your home based Chrism, but also
• 45:32
  Speaker 1: learn important entrepreneurial skills. Lawrence, did they help you out? That?
• 45:38
  Speaker 1: The reverend help you out? Reverend Dr Land Richardson, did
• 45:41
  Speaker 1: you help you out? Well, that's when we thought that
• 45:44
  Speaker 1: Money Making Conversation master Class because of the fact that
• 45:47
  Speaker 1: you didn't notice she said that, right, And that's the
• 45:50
  Speaker 1: that's the problem. We don't know. And h w C O.
• 45:53
  Speaker 1: Kaid is giving me an opportunity there that's based in Atlanta, Georgia.
• 45:55
  Speaker 1: This is where the home and the headquarters and what
• 45:57
  Speaker 1: I do is broadcast from the the campus of Clark
• 46:01
  Speaker 1: Atlantic University every every week. And the beauty of this
• 46:06
  Speaker 1: information that she's sharing with it is because she's helped
• 46:08
  Speaker 1: out thousands on national TV. And she's right on my
• 46:12
  Speaker 1: show right now helping out us, giving us information because
• 46:16
  Speaker 1: she's that well respected. Uh, A regular on the Steve
• 46:20
  Speaker 1: Harvey Talk Show, a regular you know on b ET
• 46:23
  Speaker 1: irregular and Erica Campbell Show, a regular on Essence b ET.
• 46:28
  Speaker 1: Just you can turn on the TV, turn on a
• 46:30
  Speaker 1: podcast and you'll hear her preaching the gospel of how
• 46:34
  Speaker 1: to live a valued life. Dr Lenna, I can't get
• 46:37
  Speaker 1: enough of praising you. This is only a small thing.
• 46:41
  Speaker 1: I'm just telling you something. This is just a small
• 46:43
  Speaker 1: nugget of her life that she's sharing with us. You know,
• 46:46
  Speaker 1: she's that unique, and I think to get on the show. Um,
• 46:50
  Speaker 1: you know when when when she comes to my way,
• 46:52
  Speaker 1: it's always got to do more because I always feel like, Wow,
• 46:55
  Speaker 1: she's blessed me with this opportunity to share this information.
• 46:58
  Speaker 1: Because like Laurence said, and a lot of you guys
• 47:01
  Speaker 1: driving around and sitting at the home, you didn't know
• 47:04
  Speaker 1: what she was talking about. You don't believe. And then
• 47:06
  Speaker 1: I asked you to call You're sitting around debating should
• 47:08
  Speaker 1: I call her? Maybe maybe we're gonna embarrass We're not
• 47:11
  Speaker 1: trying to embarrass you. We're just trying to share you
• 47:14
  Speaker 1: value information. Also to get you to trust us, the
• 47:17
  Speaker 1: trust Dr Lynn Richards, that the trust Rushan McDonalds, this trust,
• 47:21
  Speaker 1: this Rodeo radio program that every week you know that
• 47:24
  Speaker 1: we're trying to give you advice, so you do your research,
• 47:27
  Speaker 1: understand this how it works. Now, I want you to
• 47:29
  Speaker 1: google Dr Lynn richardson Google her, and you will see it.
• 47:34
  Speaker 1: Just the pages just gonna go. You just gonna keep
• 47:37
  Speaker 1: pressing down, pressing down, pressing dad, and you're gonna see
• 47:40
  Speaker 1: it with stars. You're gonna see it with regular people.
• 47:42
  Speaker 1: You don't see it with young kids. You canna say
• 47:44
  Speaker 1: what every walk of life you wanna see charity organization
• 47:47
  Speaker 1: she does with MC light, she gives back. We give
• 47:52
  Speaker 1: back a million dollars over the past ten years. Yes,
• 47:56
  Speaker 1: we have listened to her. Now she's giving back with
• 47:58
  Speaker 1: advice on money may Conversation masterclas tell him, tell him
• 48:01
  Speaker 1: how to reach you, because, like I said, I wouldn't
• 48:04
  Speaker 1: be here. I'm just telling you something I would not
• 48:06
  Speaker 1: be able to promote what I'm saying. Money Making Conversationxation.
• 48:09
  Speaker 1: Money Making Conversation Masterclass is the number one syndicated we
• 48:14
  Speaker 1: can show on Black radio without a doctor. Led Richardson
• 48:17
  Speaker 1: believing in Rashan mcgonum. Well, I want to say this.
• 48:22
  Speaker 1: I want to make sure that we need stay connected
• 48:25
  Speaker 1: and maybe we come up with the curriculum for twelve
• 48:27
  Speaker 1: months or something to that effect, because I'll be a
• 48:30
  Speaker 1: Good Morning America tomorrow talking about a state planning in
• 48:33
  Speaker 1: the black community and Rashan, you know life insurance of
• 48:38
  Speaker 1: state planning, having a proper trust. We don't understand that
• 48:44
  Speaker 1: we can create trust fum for our children on minimum age.
• 48:50
  Speaker 1: A lot of people don't understand you're worth more, unfortunately
• 48:54
  Speaker 1: dead than alive. But when you passed on, if you
• 48:59
  Speaker 1: purpose funds into an annuity inside of a trust, your
• 49:03
  Speaker 1: child will have an income for life, and they will
• 49:06
  Speaker 1: then be able to pass that income down to their
• 49:08
  Speaker 1: children and so on and so forth. And this pandemic,
• 49:12
  Speaker 1: because you mentioned it, has taken a it's reef habit
• 49:18
  Speaker 1: on our community. If I give one more go fund
• 49:22
  Speaker 1: needs request to to pay for funeral, right, mm hmm.
• 49:32
  Speaker 1: So we we have to do this work and we
• 49:34
  Speaker 1: have to keep educating our people, and a state planning
• 49:39
  Speaker 1: is where we get to create wealth for future generations. Listen, Rashaan,
• 49:44
  Speaker 1: I was on fool stamp in this century. When I
• 49:49
  Speaker 1: was on phone stamps, I still had enough life assurance
• 49:52
  Speaker 1: to make sure that if I didn't make it to
• 49:56
  Speaker 1: the next day to live out my dream, then my children,
• 50:01
  Speaker 1: my husband, my parents, my grandparents were still taken care
• 50:04
  Speaker 1: of in my assess. And that's the power of this
• 50:09
  Speaker 1: masterclass and this kind of information for our people. Wow,
• 50:13
  Speaker 1: if you have to give like, uh closing advice to
• 50:16
  Speaker 1: my listeners because you're gonna be back. And also, and
• 50:19
  Speaker 1: I'm launching a money making conversations, actually money making conversation.
• 50:23
  Speaker 1: I am going to be launching a national podcast network.
• 50:28
  Speaker 1: And Dr Len Richardson, I want to know when you
• 50:31
  Speaker 1: be a part of that. If you if you allow
• 50:33
  Speaker 1: yourself to be part of my growing brand. Out there,
• 50:38
  Speaker 1: Dr Lynn, Dr le Riginson, here we go. I I
• 50:46
  Speaker 1: am just excited about it all. I am ready to
• 50:51
  Speaker 1: take each person by their hand. Man what out? There
• 50:56
  Speaker 1: you go? So I'm training a group of life's coaches.
• 50:59
  Speaker 1: Now there you go. I feel like we are not magicians.
• 51:02
  Speaker 1: There you go. I am not a psychiatric counseling. I'm
• 51:10
  Speaker 1: not any of that. I am a change agent for
• 51:15
  Speaker 1: people who want help and act like it. Well, my friend,
• 51:21
  Speaker 1: you are special. Uh you'll be on Good Morning in
• 51:23
  Speaker 1: America tomorrow correct, Yes, yes, that would be Wednesday. Please
• 51:28
  Speaker 1: check her out. Dr Land I'm gonna be calling you
• 51:31
  Speaker 1: this week. Um. I got a fan club that I
• 51:35
  Speaker 1: sent out a hundred thousand fan club members every week.
• 51:38
  Speaker 1: I want us to start doing five minute video segments
• 51:41
  Speaker 1: with you doing your thing and dropping my fan dropping it.
• 51:45
  Speaker 1: It's all about you. It's all about your whole your
• 51:47
  Speaker 1: whole brand. You're trying to change people's lives with information.
• 51:51
  Speaker 1: So we're talking off fare, but I wanted to thank
• 51:52
  Speaker 1: you Dr Land Richardson. If you don't believe she's real,
• 51:55
  Speaker 1: google her for coming on Money Making Conversation master Class
• 51:58
  Speaker 1: and I'll be calling you personally this week. Okay, okay,
• 52:01
  Speaker 1: hey man, thank you so much for stan good luck
• 52:03
  Speaker 1: we talked someone. I appreciate you. You've been listening to
• 52:06
  Speaker 1: Money Making Conversations Masterclass with Rushan McDonald. He will be
• 52:10
  Speaker 1: back next Tuesday at six pm. Always remember to lead
• 52:14
  Speaker 1: with your gifts. Money Making Conversations Masterclass is a presentation
• 52:19
  Speaker 1: of thirty fifteen Media Incorporated. You are now tuned into
• 52:25
  Speaker 1: the Money Making Conversations Minute of Inspiration with Rushan McDonald.
• 52:29
  Speaker 1: Hi on Rashan McDonald for Money Making Conversation master Class
• 52:32
  Speaker 1: with your daily Minute of Inspiration. I sat down with
• 52:35
  Speaker 1: NBA Superstar Brand Ambassador in Philanthropists, Chris Paul. He talked
• 52:40
  Speaker 1: about his basketball career and how he uses it as
• 52:42
  Speaker 1: a tool for his career. It never never having too
• 52:48
  Speaker 1: much information yes, you know, I always want to learn
• 52:52
  Speaker 1: UM and that's what it is. I mean I talked
• 52:55
  Speaker 1: about a lot of times as a professional athlete. Uh,
• 52:59
  Speaker 1: I got drafted and to the NBA when I was
• 53:00
  Speaker 1: nineteen nineteen, about twenty years old. And you're young. You
• 53:05
  Speaker 1: don't know about financial literacy. You don't know about a lot, right,
• 53:09
  Speaker 1: So if you if you don't try to seek some
• 53:12
  Speaker 1: of that knowledge, you know, your career can go by.
• 53:15
  Speaker 1: And now you're just sitting there like what do I
• 53:17
  Speaker 1: do now? You can listen to this full interview with
• 53:19
  Speaker 1: Chris Paul is available on Money Making Conversation dot com.