Latest / The Steve Harvey Morning Show / George Fraser (2nd Appearance) Full Interview

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George Fraser (2nd Appearance) Full Interview · The Steve Harvey Morning Show

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  Speaker 1: your banking institution. Welcome to Money Making Conversation. I am
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  Speaker 1: your host, ra Sean McDonald. I always provide this thing.
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  Speaker 1: I always tell people this when they listen to this show.
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  Speaker 1: I provide you and business own access to people that
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  Speaker 1: I know, people I don't know, people who believe in
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  Speaker 1: what I'm trying to do. That's give African America's information
• 1:35
  Speaker 1: that they need to win with. I recognize that we
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  Speaker 1: all have different definitions of success. For some it's a
• 1:40
  Speaker 1: sizeable paycheck. Mine is helping people wake up and inspiring
• 1:43
  Speaker 1: them to accomplish their goals and live their very best life.
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  Speaker 1: These are my passions and that's what I'm going to
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  Speaker 1: do for you. I want you to stop tripping over
• 1:51
  Speaker 1: small challenges and propried to rise above bigger obstacles that
• 1:54
  Speaker 1: life will present to you. The Money Making Conversation interviews
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  Speaker 1: provide relatable information to the let's know my career and
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  Speaker 1: financial planning, entrepreneurship, motivation, leadership, overcome the arts and how
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  Speaker 1: to live the balance life. My next guest, Uh, happy
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  Speaker 1: to have him back on the show, has always believed
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  Speaker 1: this it's not how you start, it is how you finish.
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  Speaker 1: That God has great plans for each of us who
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  Speaker 1: must simply listen for his force, follow directions, overcome the
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  Speaker 1: obstacles and state. Of course, He's the chairman and CEO
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  Speaker 1: or Frasier Net Inc. A global networking movement that brings
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  Speaker 1: together the first human resource to increase opportunities for people
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  Speaker 1: of African descent. He's also now networking guru, entrepreneur and
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  Speaker 1: motivational speaker speaker. Happy to have him back on Money
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  Speaker 1: Making Conversation. Please welcome George Fraser. So good to hear you. Man.
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  Speaker 1: I wish I had that voice. I wish I had that.
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  Speaker 1: I you are so less in a beautiful mind too
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  Speaker 1: and a beautiful spirit. I appreciate it first of all
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  Speaker 1: fit for you know, like I said that, thank you.
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  Speaker 1: You know I always want to read your quotes. Uh,
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  Speaker 1: you came on my show man. It was a blessing
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  Speaker 1: last year and this time I do want to you know,
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  Speaker 1: the events October right, it still scheduling October. It's October
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  Speaker 1: fourteenth through the seventeen in Houston. So, like I said,
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  Speaker 1: I still got the opportunity to be there. Now I'm
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  Speaker 1: not giving up there. We're gonna crazy Man out of
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  Speaker 1: the White House. We might be able to get this
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  Speaker 1: pandemic under control. Oh my god, no, God too. Now.
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  Speaker 1: The mission of your Frasier NAT is to produce products
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  Speaker 1: and services that teach and promote excellence and effective networking,
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  Speaker 1: to facilitate business to business, business to consumer mentoring, and
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  Speaker 1: roll modeling for people of African descent. Now that's important.
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  Speaker 1: When you're not here. You speak of it because you've
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  Speaker 1: been doing it all your life and and I've I've
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  Speaker 1: seen it, and now I've been able to catch fire
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  Speaker 1: and start doing it myself because you have mentored me
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  Speaker 1: through the and because it's always been a part of
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  Speaker 1: your DNA. Talk about it, George, um uh, you know.
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  Speaker 1: And I want to say this to our people and
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  Speaker 1: still below we were shan We are not suffering because
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  Speaker 1: we cannot resolve our problems. We are suffering because we
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  Speaker 1: cannot see our problems clearly and diccinctly. That we have
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  Speaker 1: been hurt more by what we don't know than why
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  Speaker 1: what we can't do. Okay, that we want progress. Black
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  Speaker 1: people want progress without execution. It's execution, execution, execution. Yes,
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  Speaker 1: you have to We have to protest, and even writing
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  Speaker 1: has its own place in the moment. At the end
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  Speaker 1: of the day, you when the protesting ends, you have
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  Speaker 1: to organize and you have to execute. Okay, and and
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  Speaker 1: and and that requires now knowledge, that requires knowledge that
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  Speaker 1: enables you to rally out people and point in the
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  Speaker 1: proper direction to get them inspired. But is a beautiful
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  Speaker 1: passage in the Bible that all black people know and
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  Speaker 1: they quote right, and it's Josiah four versus six. My
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  Speaker 1: people perish for the lack of knowledge. Now everybody, every
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  Speaker 1: Black person in America knows that way. But what you
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  Speaker 1: never hear Rashan is the rest of that passage. My
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  Speaker 1: people perish for the lack of knowledge. And because thou
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  Speaker 1: hast rejected knowledge, I also reject thee Thou shalt be
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  Speaker 1: no priest to me. So this is God telling his people.
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  Speaker 1: If you do not skill up, seek knowledge, improve your mind,
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  Speaker 1: improve your relationships, improve your ability to handle the money
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  Speaker 1: that I allow you to make. Right, I reject you,
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  Speaker 1: and you cannot be no priest to me. You can't
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  Speaker 1: say nothing to me because you have refused to learn.
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  Speaker 1: This is of the beautiful things I love about your program.
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  Speaker 1: You are constantly teaching knowledge and bringing knowledge keepers to
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  Speaker 1: the microphone to help teach and enrich our people. So
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  Speaker 1: this is what we are all about. Phraser Net and
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  Speaker 1: Phraser Nation. Someone asking the other day, Drs, you know
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  Speaker 1: they need to be Phraser nation nation, that that gotta be.
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  Speaker 1: That gotta be a cab Phraser nation. Citizens, remunerational wealth
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  Speaker 1: where our citizens are committed to demonstrated excellence, equity and investment,
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  Speaker 1: and entrepreneurial thinking. Rashan, I didn't say entrepreneurship. I said
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  Speaker 1: entrepreneurial thinking. That is taking responsibility, taking ownership and for
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  Speaker 1: your own life. That's really what we need. And once
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  Speaker 1: we begin to think that way, Rishan, then that can
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  Speaker 1: most into entrepreneurship, and then that can morph into a
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  Speaker 1: building and creating work in jobs for people. Because by
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  Speaker 1: the end of the twenty one century, black people have
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  Speaker 1: to be the number one employer of black people and
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  Speaker 1: every immagrant that has ever come to this country. Rashawn
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  Speaker 1: has understood that for black people, Jews of the number
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  Speaker 1: one employee of Jews. Asians are the number one employee
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  Speaker 1: of ations. East Indians are the number one employee of
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  Speaker 1: East Indians. Arabs are the number one employer of Arabs. Ultimately,
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  Speaker 1: we two much become the number one employee of our people.
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  Speaker 1: But that requires knowledge, that requires sacrifice, you know. It's
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  Speaker 1: a little piece that I do all the time. Don't
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  Speaker 1: quit your job until that's what it's called. Don't quit
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  Speaker 1: your job until your side income covers twice as much
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  Speaker 1: as your monthly expenses. Don't quit your job until your
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  Speaker 1: advergency fund to cover one year of expenses that. Don't
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  Speaker 1: quit your job until you are skilled enough to make
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  Speaker 1: your side hustle your main business. And don't quit your
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  Speaker 1: job until you're ready to work well to sixteen hours
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  Speaker 1: a day like you and I do hate you know,
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  Speaker 1: take some joy. I appreciate it, you know. I just
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  Speaker 1: love the fact that there's always a sense of direction
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  Speaker 1: when you talk. And when I say that, I look
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  Speaker 1: at the pandemic and there's there's bad of the pandemic
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  Speaker 1: because of the fact that it avert effects affects African Americans,
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  Speaker 1: the COVID their team. What I also see now is
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  Speaker 1: that it is a wake up call to technology for
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  Speaker 1: black people because especially in the restaurant world, you know,
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  Speaker 1: decided to just be in dining only facilities, not using
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  Speaker 1: Uber and not use that in the door dash and
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  Speaker 1: all these things and and and and and to go
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  Speaker 1: practices were not built out in other areas. And talked
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  Speaker 1: to us about that because I know, I just changed
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  Speaker 1: my game. You know, when I had become a zoom
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  Speaker 1: oriented company, I didn't just stop and just started crying.
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  Speaker 1: I had to like use technology otherwise I would have
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  Speaker 1: been effective. So talk about that, because that's what you're
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  Speaker 1: talking about. You were talking about before the pandemic, and
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  Speaker 1: now it is raising his ugly head during the pandemic. See,
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  Speaker 1: I loved I love that. I love the way you
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  Speaker 1: framed that up. So let's let's think about that. But
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  Speaker 1: just a minute. So COVID nineteen now has us homeschooling, praying,
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  Speaker 1: spending time with family, praying for others, and being sober minded.
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  Speaker 1: Now that sounds like God is in charge. This isn't
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  Speaker 1: a plague, this isn't a pandemic. This is an awakening
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  Speaker 1: with Sean. That's what we are into right now. If
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  Speaker 1: our brothers and sisters haven't noticed by now, that was
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  Speaker 1: designed for you to get back in touch with your
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  Speaker 1: soul and raise your consciousness so that you can elevate
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  Speaker 1: your life. This will be known, will be known as
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  Speaker 1: before George Floyd and after George Floyd. Every things that
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  Speaker 1: God put in line. There's three things that God put
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  Speaker 1: in line to get us in line. He gave us
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  Speaker 1: Trump plus COVID plus George Floyd. Those three things together
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  Speaker 1: changed our world. Right. And if we don't understand what
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  Speaker 1: the opportunities off for us now post George Floyd, shame
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  Speaker 1: on us. Right. So it's our job, your job, my
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  Speaker 1: job as leaders in the community. You have a powerful voice,
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  Speaker 1: you have a powerful platform. I listened to you at
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  Speaker 1: least three or four times a week, right, Um, in
• 10:16
  Speaker 1: various platforms that you're on, whether your stuff is on YouTube,
• 10:20
  Speaker 1: whether it's on some other distribution system social media, where
• 10:25
  Speaker 1: the stuff that you're posting up. Um. But that's what
• 10:27
  Speaker 1: you're doing. You're leading, You're leading your voice the change,
• 10:32
  Speaker 1: your voice of power, your voice of giving our people
• 10:37
  Speaker 1: specific directions and things to do. That's what we have
• 10:41
  Speaker 1: to do, and that's what you have to do. Um.
• 10:44
  Speaker 1: There's another little piece. I always talk to black people
• 10:47
  Speaker 1: about who adopted phrases, what would you be doing? What
• 10:49
  Speaker 1: would you best? You would listen? Let me give you
• 10:51
  Speaker 1: very three very self financial rules, financial rules that will
• 10:58
  Speaker 1: give you financial previous A simple rule, simple rules. Your
• 11:02
  Speaker 1: rent or your mortgage should be less than what you
• 11:07
  Speaker 1: make in a week. Your rent or mortgage should be
• 11:10
  Speaker 1: less than what you make in a week. Most of
• 11:14
  Speaker 1: us a house poor. We buy too much house for
• 11:19
  Speaker 1: not enough monthly income. Right, So that's number one. The
• 11:22
  Speaker 1: rent or mortgage should be less than what you make
• 11:25
  Speaker 1: in a week. Number two, only borrow money to make
• 11:29
  Speaker 1: more money. That's what the banks do. Number Three, as
• 11:34
  Speaker 1: your income increases, your cost of living should decrease or
• 11:39
  Speaker 1: stay the same. Right. So those are three things. You
• 11:43
  Speaker 1: follow those three simple rules, you're going to find financial freedom. Right. So,
• 11:50
  Speaker 1: we have to stop this notion of of spending more
• 11:57
  Speaker 1: than we earn. We or even spending all that we earned.
• 12:03
  Speaker 1: We must spend less than we earn and invest the
• 12:07
  Speaker 1: rest if you're going to have any kind of financial
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  Speaker 1: freedom in your lifetime. One of the baddest habits that
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  Speaker 1: black people have when it comes to money is our
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  Speaker 1: addiction to instant gratification versus delayed gratification. Let me say
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  Speaker 1: that another way. I would rather carry a plastic bag
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  Speaker 1: with five thousand dollars in it and to carry a
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  Speaker 1: five thousand dollar Louis Vittom bag with a hundred dollars
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  Speaker 1: in it. Right, you think you're winning that eight winning, right,
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  Speaker 1: Louis Vittani when the nineties? When an almoney is when
• 12:40
  Speaker 1: a five thousand dollars bag up a plastic bag with
• 12:43
  Speaker 1: five thousand dollars versus five thousand Louis Vitta which is
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  Speaker 1: depreciated with hundred dollars in it. Right, I got you,
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  Speaker 1: I got Let's just go ahead and make it cleaner. Okay,
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  Speaker 1: A plastic a plastic bag with five thousand dollars in
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  Speaker 1: that's what value? Do you have a Loui of Time
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  Speaker 1: bag with that plastic bag in it? Okay, let's come in,
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  Speaker 1: let's gonna make it clean. Gona make a clean dr
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  Speaker 1: Fraser that's clean. But that that that because that's what
• 13:13
  Speaker 1: you're dealing right there. You're dealing with a depreciated item
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  Speaker 1: versus a valued item. But because we are caught up
• 13:19
  Speaker 1: into esthetics, Oh what I got? Look at what I dry,
• 13:23
  Speaker 1: We'll look at what I wear. But that five thousand
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  Speaker 1: in the bank and five thousand invested in the right
• 13:28
  Speaker 1: stock will grow. While that bag that louis via tom bag.
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  Speaker 1: It may be flossing, you may make you look good,
• 13:35
  Speaker 1: but it the values every time you take it out
• 13:37
  Speaker 1: the house. That's right, that's right, that's right, that's right.
• 13:40
  Speaker 1: And when you will cover this, when you, when you
• 13:42
  Speaker 1: when we covered the principles of of of of of
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  Speaker 1: the seven main streams of income, right, the seven main
• 13:49
  Speaker 1: streams of income, and a black person needs to be
• 13:51
  Speaker 1: doubling their streams of income every single yes, one of
• 13:54
  Speaker 1: the things we teach you the Power Network and conference
• 13:56
  Speaker 1: you to come with the single stream of income. We
• 13:58
  Speaker 1: teach you how to have to to go with two
• 14:00
  Speaker 1: streams have become. We teach you how to have four,
• 14:02
  Speaker 1: to come with four streams have become, we teach you
• 14:03
  Speaker 1: how to have eight. Okay, but there's seven fundamental streams
• 14:07
  Speaker 1: of income. But let me say this first, black people
• 14:11
  Speaker 1: are in an existential crisis. We are in an existentil crisis.
• 14:15
  Speaker 1: Until a black America puts Black America first, Black America
• 14:19
  Speaker 1: will always be last. To be. To be black and
• 14:22
  Speaker 1: beautiful means nothing unless you're black and powerful Okay, why
• 14:26
  Speaker 1: most planting for three generations and we're planning for Saturday night.
• 14:29
  Speaker 1: The goal is to win, not to look like we're winning. Right,
• 14:33
  Speaker 1: It's interesting to me, Rishan that the rich stay rich
• 14:37
  Speaker 1: by pretending to be poor and the poor stay poor
• 14:40
  Speaker 1: by pretending to be What's up with that? Right? Is
• 14:45
  Speaker 1: the mindset. It's the same that the mindset. So we
• 14:49
  Speaker 1: have to fix that mindset. And we will see now
• 14:52
  Speaker 1: just before if you say anything, this is what I heard.
• 14:54
  Speaker 1: The first break was that she normally on my I
• 14:58
  Speaker 1: have a very popular thing I do in my um
• 15:00
  Speaker 1: Facebook on Mondays and Monday morning motivation, and I only
• 15:05
  Speaker 1: do that with my signature. And I don't grab anybody.
• 15:08
  Speaker 1: Don't grab Oprah or Harriet Tubman quote. It's all Roushan,
• 15:11
  Speaker 1: because I would fear them. If you if you're gonna
• 15:13
  Speaker 1: teach somebody, teach it from the knowledge that you have
• 15:17
  Speaker 1: developed or your building. Now that first brick, now you have,
• 15:20
  Speaker 1: you have a conference October fourteenth through the seventeen started
• 15:24
  Speaker 1: on Monday PM in the month of September. Every one
• 15:28
  Speaker 1: of those nuggets that you dropped in my interview with
• 15:31
  Speaker 1: you today, I'm gonna turn them into motivational cards, letting
• 15:36
  Speaker 1: people know who you are and inspiring them and also
• 15:39
  Speaker 1: encouraging the register every Monday started in the month of September.
• 15:44
  Speaker 1: I'm letting you know that, George. I gotta do it
• 15:46
  Speaker 1: for you because what you did. Man, I was listening
• 15:50
  Speaker 1: just just I was like a sponge diving in an ocean. Brother.
• 15:56
  Speaker 1: I said, it's no way, you know, it's no way
• 15:59
  Speaker 1: I can let that knowledge just sit on the podcast
• 16:01
  Speaker 1: and sit on my syndicated radio network. I gotta let
• 16:04
  Speaker 1: this be showcase because people tend to share that information
• 16:08
  Speaker 1: when they see a great quote there, share it, and
• 16:10
  Speaker 1: then I don't know who else may share from them.
• 16:13
  Speaker 1: So I went for the month of September and the
• 16:15
  Speaker 1: PM on Mondays, and I'm gonna let you know when
• 16:17
  Speaker 1: I start, because I'm gonna share it to you. Said. Look,
• 16:19
  Speaker 1: I'm doing it just like I told you. We're gonna
• 16:21
  Speaker 1: promote the fact that your conferences October fourteenths in my
• 16:24
  Speaker 1: hometown of Houston, Texas. Tell us about the Power net Well,
• 16:29
  Speaker 1: the Power Networking Conferences now in its nineteenth year, and
• 16:33
  Speaker 1: we were in Houston last year. We're gonna be in
• 16:35
  Speaker 1: Houston this year. We're gonna be in Houston next year,
• 16:38
  Speaker 1: so we say at least three years in a major
• 16:40
  Speaker 1: urban center like Houston, one of the fifth largest urban
• 16:43
  Speaker 1: centers in America. Now Networking Conference was selected by Forts magazine.
• 16:48
  Speaker 1: That's one of the top five conferences in America not
• 16:51
  Speaker 1: to be missed. Not one of the top five Black conferences,
• 16:54
  Speaker 1: but one of the top five of all conferences produced
• 16:57
  Speaker 1: in this country. Not to be missed. We cover only
• 17:00
  Speaker 1: two subjects for Sean that is business development and wealth
• 17:05
  Speaker 1: of creation. That's what we covered. I'm not concerned for
• 17:09
  Speaker 1: the twenty one century. That's all Nick Rose need to
• 17:12
  Speaker 1: be talking about. The first level of progress of any
• 17:16
  Speaker 1: group is economic progress. Right, and then, as Dr Claude
• 17:20
  Speaker 1: Anderson has taught us all for the last thirty years,
• 17:23
  Speaker 1: you use your economic power, your economic progress right to
• 17:28
  Speaker 1: move to the political level where you use your money
• 17:30
  Speaker 1: to buy rent and least politicians all right to get
• 17:34
  Speaker 1: laws change in your favor. Gask any honest politician, what
• 17:39
  Speaker 1: would they want from you, uh, your vote or your money?
• 17:43
  Speaker 1: An honest politician was they give me your money and
• 17:46
  Speaker 1: I will get your vote. Okay. Took a billion dollars
• 17:50
  Speaker 1: for the Rockham Saint Obama to become president. Where you
• 17:53
  Speaker 1: think he got that money from? And what did they
• 17:55
  Speaker 1: want for the money? Right? They wanted favor, They wanted laws,
• 18:00
  Speaker 1: change regulations, change in their favor as a return on
• 18:05
  Speaker 1: their investment in the political system. That's how it works.
• 18:09
  Speaker 1: It's economics first, That's where we are. That's what we're
• 18:12
  Speaker 1: talking about. How to make you great, how to make
• 18:16
  Speaker 1: you wealthier, how to make you have more successful businesses? Right,
• 18:21
  Speaker 1: and then we provide you the financial education to financial
• 18:25
  Speaker 1: literacy necessary for you to understand the machinations of capitalism
• 18:31
  Speaker 1: and how to leverage that right and how to build
• 18:34
  Speaker 1: your own what I call black wealth check lists. It's
• 18:38
  Speaker 1: real simple. It's finally here the season of celebration. And
• 18:42
  Speaker 1: no matter how you celebrate with family and friends, whether
• 18:45
  Speaker 1: you're preparing for Reis Magos or Karamu lighting the Manura,
• 18:49
  Speaker 1: are going to midnight mass, Coals has just what you
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• 18:56
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• 18:59
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  Speaker 1: or founded brands by giving gifts from Human Nation and
• 19:07
  Speaker 1: shame moisture, or treat them to everyone's favorite activewear from
• 19:11
  Speaker 1: top brands like Nike, Adidas, and under Armor. And in
• 19:15
  Speaker 1: the spirit of giving, Coals Cares is donating eight million
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  Speaker 1: dollars to local nonprofits nationwide committed to the health and
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  Speaker 1: well being of our communities. No matter how you celebrate,
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  Speaker 1: when you shop at Coals, you're right where you belong.
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• 19:32
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  Speaker 1: Still living in manually taking notes start the new year
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  Speaker 1: with auto dot ai to generate automatic notes for meetings, interviews,
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• 20:34
  Speaker 1: That's O T T E R dot ai A black
• 20:37
  Speaker 1: wealth check lists. What is it? Dr phrase? So well
• 20:42
  Speaker 1: simple tomorrow depositive hundred dollars, Just a hundred dollars into
• 20:49
  Speaker 1: a high interest savings account. Okay, because money attracts money.
• 20:56
  Speaker 1: If you don't, you don't have a high interest save
• 20:58
  Speaker 1: its account to school, put a hundred dollars in and
• 21:01
  Speaker 1: watch the magnet. The magnetism of you investing that hundred
• 21:06
  Speaker 1: dollars in the savings account is calling for more money
• 21:09
  Speaker 1: and you're and that's going to seed you to have
• 21:12
  Speaker 1: better saving habits and some one number two by five
• 21:17
  Speaker 1: shares of stocks from a brokerage account. Okay, Uh, we
• 21:23
  Speaker 1: black people on a percentage basis, UH have the lowest
• 21:28
  Speaker 1: number of people in our community investing in stocks and
• 21:32
  Speaker 1: bonds and mutual punts. All kinds of studies have been
• 21:35
  Speaker 1: done on that. Now you said, well, Dr Prigione, what
• 21:37
  Speaker 1: stops should that buy? Well, whatever you eat, whatever shoes
• 21:40
  Speaker 1: you wear, you wear nikees by some Nike stock, you
• 21:43
  Speaker 1: eat McDonald's by some McDonald's stock, whatever you're using by
• 21:48
  Speaker 1: the stockpot people, right, and made no better time right
• 21:55
  Speaker 1: now than to buy some stock. So we were putting
• 21:57
  Speaker 1: together your black wellf list. Now in a four oh
• 22:00
  Speaker 1: one cake if you don't already have one or four
• 22:02
  Speaker 1: one three B or an I R A, and prior
• 22:06
  Speaker 1: to calculate how to retire with a million dollars by
• 22:10
  Speaker 1: time you're the age sixty, and ask your employer to
• 22:13
  Speaker 1: match what you put in. Most employees will do that.
• 22:16
  Speaker 1: Just started, if you haven't already started. Now, maybe you've
• 22:19
  Speaker 1: already started something like that. All right, figure out how
• 22:23
  Speaker 1: much you're going to have to continue to put in
• 22:25
  Speaker 1: over one period of times that you will have at
• 22:27
  Speaker 1: least a million dollars by time you are sixty or
• 22:31
  Speaker 1: ready to retire. Now, another thing, I don't have to
• 22:35
  Speaker 1: I don't want to tell you that we've got bad credit,
• 22:37
  Speaker 1: all right, So who your credit? The court brothers and sisters,
• 22:40
  Speaker 1: and plan on how to raise your score at least
• 22:44
  Speaker 1: by twenty points every six months, all right, until you
• 22:49
  Speaker 1: get over seven right, because we know that the lower
• 22:53
  Speaker 1: your credit score is anything you buy, uh, you're going
• 22:58
  Speaker 1: to pay the highest into strates on the planet, whether
• 23:01
  Speaker 1: it's your credit cards, whether you're buying a new own whatever,
• 23:04
  Speaker 1: while you're buying a new car. You want to get
• 23:07
  Speaker 1: your credit right right, and it may take you a
• 23:10
  Speaker 1: year or two, but that's going to save you more
• 23:14
  Speaker 1: money over the long haul than almost any single thing
• 23:17
  Speaker 1: that you can do. Now. Number number six building a
• 23:23
  Speaker 1: black welt a checklist here, okay, checklist. I want you,
• 23:29
  Speaker 1: brothers and sisters who are listening, I want you to
• 23:31
  Speaker 1: pay about fifty dollars above your minimum or your credit
• 23:35
  Speaker 1: cards and your student loans. That means that you can
• 23:40
  Speaker 1: reduce the payoff period when you do this by at
• 23:45
  Speaker 1: least twenty five. There you go. That's right. There you go,
• 23:52
  Speaker 1: There you go. There you got it. You got it.
• 23:54
  Speaker 1: That's right. So that's so this is now number six.
• 23:59
  Speaker 1: Research turn and whole life insurance and decide what's best
• 24:06
  Speaker 1: for you to get a brother of systems in the
• 24:09
  Speaker 1: insurance businesses, which one of the four pillars, but the
• 24:11
  Speaker 1: intergenerational transfer of wealth propero a good man leads an
• 24:15
  Speaker 1: inherence to his children's children. One of the four pillars
• 24:18
  Speaker 1: for Sean is proper insurance cent of call. Wealth is
• 24:22
  Speaker 1: transferred through tactical and strategic placement of proper insurance than
• 24:27
  Speaker 1: New York Times that have major article on black people
• 24:29
  Speaker 1: in their cell phones, and what they discovered about us
• 24:32
  Speaker 1: is that there were more black people had insurance on
• 24:35
  Speaker 1: their cell phones than on their lives or the lives
• 24:38
  Speaker 1: of their children by a factor of kinds. So we
• 24:41
  Speaker 1: value our cell phones and where they we value our lives.
• 24:45
  Speaker 1: Get properly insured so that you can transfer your wealth
• 24:49
  Speaker 1: when it's time tax free using insurance strategies. Very very important.
• 24:55
  Speaker 1: Now Number seven, open a rough I R A for
• 24:59
  Speaker 1: your child. Out will open a five twenty nine college
• 25:02
  Speaker 1: plan for your child so it can be used to
• 25:05
  Speaker 1: pay for college if you want to, or you can
• 25:08
  Speaker 1: use it to pay for trade school or community college. Right,
• 25:11
  Speaker 1: put some money away for your child's education. Open it
• 25:14
  Speaker 1: up now. If you have not done that, I'm down
• 25:17
  Speaker 1: to the last two gift a US Treasury bond, two
• 25:24
  Speaker 1: new babies in your family. And well we were growing up,
• 25:33
  Speaker 1: says right, that's right. Was urs brought that for you
• 25:39
  Speaker 1: using I don't know, right, that's right, that's right. It
• 25:43
  Speaker 1: worked then and it still works all right A dollar
• 25:47
  Speaker 1: Now what I did for my grand my two granddaughters
• 25:50
  Speaker 1: to three granddaughters, had two beautiful signs blessed me with
• 25:54
  Speaker 1: three beautiful granddaughters the moment they were born, Rashawn, I
• 25:59
  Speaker 1: perchase them and index universal life policy right and oor gene,
• 26:05
  Speaker 1: and I pay for those policies every month. It costs
• 26:08
  Speaker 1: us about sixty dollars a month. But each of our
• 26:12
  Speaker 1: grandchildren and by time they retire, this is the God's
• 26:16
  Speaker 1: honest truth. There is no height, no exaggeration. By time
• 26:19
  Speaker 1: although my three grand daughters retired, they will have five
• 26:23
  Speaker 1: million dollars available to them tax free. The truth. Okay, absolutely,
• 26:31
  Speaker 1: So that's another thing. So either either give give your
• 26:34
  Speaker 1: grandchildren uh savings bomb, but give them something and let
• 26:39
  Speaker 1: them know that it's there. Right that can begin to
• 26:42
  Speaker 1: seed their their their desire to want to see it growing,
• 26:46
  Speaker 1: desire to save, and desire to invest in, and and
• 26:50
  Speaker 1: and and finally start every year you should start a
• 26:54
  Speaker 1: new stream of income. There should not be a negro
• 26:58
  Speaker 1: in America with the single stream of income. Hopefully, Brothers,
• 27:01
  Speaker 1: and sisters, you have learned that since COVID nineteen. Okay, absolutely,
• 27:05
  Speaker 1: should you be doing COVID nineteen. You should be skilling up.
• 27:10
  Speaker 1: That's what you should be doing. You should be skilling up.
• 27:12
  Speaker 1: You should be learning new strategies and practicks around investment.
• 27:16
  Speaker 1: That's what we teach at the Power Networking conference. Most importantly,
• 27:20
  Speaker 1: we teach what we call the seven income streams. There's
• 27:23
  Speaker 1: seven fundamental income streets. Now you can have seen there
• 27:26
  Speaker 1: four different registration platforms, right, there's four different that's the
• 27:30
  Speaker 1: regular registration, the student registration, their VP registration, and the
• 27:35
  Speaker 1: Ultra VARp registration. This is all going down October fourteenth
• 27:39
  Speaker 1: through the seventeen in Houston, Texas, my hometown. That's right,
• 27:43
  Speaker 1: that's right. Absolutely. Um So, if we have three minutes,
• 27:49
  Speaker 1: I can tell do you think I want to I
• 27:52
  Speaker 1: wanted to say this at additional uh no glow to it.
• 27:55
  Speaker 1: You meet up with fifty plus global network or black
• 27:58
  Speaker 1: overachievers ready to share the wealth of knowledge with you.
• 28:01
  Speaker 1: You meet millionaires, protect your partners, investors, and to build
• 28:05
  Speaker 1: your network and their workshop speakers as well. So I
• 28:08
  Speaker 1: just want to let everybody know there are nuggets you know,
• 28:11
  Speaker 1: the divisionary behind all this is Dr George Fraser. But
• 28:15
  Speaker 1: the conference works because of the gems that you're able to,
• 28:19
  Speaker 1: the relationships you're able to build, and the ability to
• 28:22
  Speaker 1: understand that you are not alone in this quest to
• 28:24
  Speaker 1: be great, especially I for your African descent. You're turned there.
• 28:28
  Speaker 1: Dr Fraser. I just let you know how you know,
• 28:29
  Speaker 1: I love your braind I'm gonna let me just promote
• 28:31
  Speaker 1: it just a little bit for you, That's all. I
• 28:34
  Speaker 1: love you, God bless you. It's always better with Sean.
• 28:36
  Speaker 1: You know, it's always better with someone you say. It
• 28:41
  Speaker 1: really does the team self serving. But I love you
• 28:43
  Speaker 1: for that. Thank you so much. I just went through
• 28:45
  Speaker 1: a little short list on how to get well. Now
• 28:48
  Speaker 1: let's go through a real short list on how to
• 28:50
  Speaker 1: give the wealth right? How to give well? Because we're
• 28:53
  Speaker 1: all the ground is spiritually rooted people, and we know
• 28:57
  Speaker 1: that much has given uh much as affected and much
• 29:00
  Speaker 1: as you require. How do you give wealth? Buy from
• 29:03
  Speaker 1: a black owned business, right dying at a black owned restaurant.
• 29:06
  Speaker 1: Get your nails and hair done at a black salon.
• 29:09
  Speaker 1: How your black dentist for your events? Okay, buy your
• 29:13
  Speaker 1: hair products from a black owned business by you buy
• 29:17
  Speaker 1: from a black author. Some brother assisters has written a
• 29:19
  Speaker 1: book by the damn book all right, buy from your
• 29:22
  Speaker 1: friends business, why not? Right? Tied to the Black church,
• 29:26
  Speaker 1: volunteer at a black lead nonprofit. Tell a black man
• 29:30
  Speaker 1: that you're proud of them. Tell a black child that
• 29:32
  Speaker 1: they're destined for greatness. Tell a black woman she is
• 29:35
  Speaker 1: necessary and donate to it as started with a black
• 29:37
  Speaker 1: college and university. That's how you give wealth. But you
• 29:41
  Speaker 1: do it all within the context of your ability to
• 29:45
  Speaker 1: give right absolutely so that so that's how you give wealth.
• 29:49
  Speaker 1: Now you know how to get wealth. That's a short
• 29:51
  Speaker 1: check this on each one of those things. Each year
• 29:55
  Speaker 1: you can you can write, write this down when you
• 29:57
  Speaker 1: when you hear this recording, stop it and then write
• 30:00
  Speaker 1: it down. You can check and play it back. There
• 30:03
  Speaker 1: you go, there, you can play it back right now.
• 30:05
  Speaker 1: Seven streams of income you should have you in your lifetime,
• 30:09
  Speaker 1: you should be able to accumulate wealth using at least
• 30:14
  Speaker 1: four of these streams. What what is the first stream
• 30:16
  Speaker 1: of income? Earned income? That's income from working from a job.
• 30:20
  Speaker 1: But you can actually earn two streams of income from
• 30:22
  Speaker 1: working from a job if you're working two different jobs. Okay,
• 30:26
  Speaker 1: that's that's number one. There's profit income income from buying
• 30:30
  Speaker 1: and selling stuff in America. Two things are going on
• 30:34
  Speaker 1: seven somebody finding, somebody selling. We're doing all the dam buying.
• 30:38
  Speaker 1: We are the consumption class. They are the merchant class.
• 30:41
  Speaker 1: They make stuff, We buy stuff. Stop that. Brothers and sisters, right,
• 30:45
  Speaker 1: if you may put these, put them in a box,
• 30:46
  Speaker 1: put put your name on it, and sell it to somebody.
• 30:49
  Speaker 1: If you live on a farm, take the manure, put
• 30:51
  Speaker 1: it in a bag, put your name on it, and
• 30:54
  Speaker 1: sell it to somebody. You could become an entree manure.
• 30:57
  Speaker 1: But stop doing all the damn buying and do some selling.
• 31:00
  Speaker 1: That's profit income. Third is interest income income from lending money.
• 31:05
  Speaker 1: Forth is dividend income income from owning stocks and bonds
• 31:09
  Speaker 1: and muted mutual funds UH. The fifth one is rental income.
• 31:15
  Speaker 1: I made my first fortune income from renting a house.
• 31:19
  Speaker 1: I had seven of them. There were two and three
• 31:22
  Speaker 1: family homes on one block in the inner city of Cleveland, Ohio,
• 31:26
  Speaker 1: back in the day, in the seventies. I made a fortune.
• 31:30
  Speaker 1: Depends on the dollar kept from for ten of fifteen
• 31:32
  Speaker 1: years tournament to Section eight. But first class that should
• 31:35
  Speaker 1: aid and made a fortune and then sold them back
• 31:38
  Speaker 1: to the renters. Number six is capital gain assets from
• 31:41
  Speaker 1: increasing and value. Not the Louis vicombat because it doesn't
• 31:45
  Speaker 1: increase in value. Value. Not the car that you just
• 31:48
  Speaker 1: both brought. Because if you bought a car and you
• 31:50
  Speaker 1: turned around to sell it back to the dealer, you
• 31:53
  Speaker 1: will not pay you what you just bought it for
• 31:55
  Speaker 1: the same thing with diamonds. Okay, buy some diamonds and
• 31:58
  Speaker 1: then go back to the same store, try to sell
• 32:00
  Speaker 1: them the next day and see what you get for it.
• 32:02
  Speaker 1: All right, So you want you want assets that are
• 32:05
  Speaker 1: increasing in value. That's capital games and finally, royalty income.
• 32:09
  Speaker 1: That's income from others you're using your ideas, whether it's books,
• 32:13
  Speaker 1: whether it's music, whether it's UH online webinars, that kind
• 32:18
  Speaker 1: of thing. My man, I appreciate you. You know, this
• 32:23
  Speaker 1: is a journey of knowledge, journey of information. Start in September.
• 32:27
  Speaker 1: You'll be able to hear some of these amazing quotes.
• 32:29
  Speaker 1: See some of these amazing quotes on motivational cards. I'll
• 32:32
  Speaker 1: be posting on my average Sean McDonald I got over
• 32:35
  Speaker 1: eight hundred thousand followers, So his message will be sold,
• 32:39
  Speaker 1: his message will be branded and will be driving everybody
• 32:42
  Speaker 1: to the October fourteenth through the seventeenth in Houston, Texas
• 32:46
  Speaker 1: for the Power Networking Conference again. Eighteen years going strong,
• 32:50
  Speaker 1: going into number and eighteen. We're gonna do it again
• 32:52
  Speaker 1: in twenty Dr Ju Power Networking Conference dot Com. You
• 32:56
  Speaker 1: haven't go to Power Networking Conference dot com. You can
• 32:59
  Speaker 1: find out everything you want to know about the conference
• 33:01
  Speaker 1: www dot Power Networking Conference dot Com. Appreciate your brother.
• 33:05
  Speaker 1: We talked soon, okay, and you will hear from you soon.
• 33:08
  Speaker 1: And plus I got to bring you back the last
• 33:10
  Speaker 1: week in September so we can drive their last bit
• 33:13
  Speaker 1: of people to the conference. You know you gotta come back.
• 33:15
  Speaker 1: Come on now, you're a lot of talking about it
• 33:17
  Speaker 1: because because you don't believe what you're not gonna believe
• 33:20
  Speaker 1: what I'm gonna do. I'm about to blast you Georg,
• 33:24
  Speaker 1: Dr Geog, Thank God, bless love you, Bye bye, love
• 33:27
  Speaker 1: you man, keep doing God's work. Wow. If you want
• 33:33
  Speaker 1: to hear more interviews, all the interviews about money Making Conversations,
• 33:36
  Speaker 1: please go to Money Making Conversation dot com. UM with
• 33:38
  Speaker 1: Sean McDonald. I'm your host in this season of giving
• 33:50
  Speaker 1: Cools has gifts for all your loved ones For those
• 33:53
  Speaker 1: who like to keep it cozy, find fleeces, sweaters, loungeware,
• 33:56
  Speaker 1: blankets and throws, or support minority owned or found did
• 34:00
  Speaker 1: brands by giving gifts from Human Nation and Shame Moisture
• 34:04
  Speaker 1: and in the spirit of giving, Coals Cares is donating
• 34:07
  Speaker 1: eight million dollars to local nonprofits nationwide. Give with all
• 34:11
  Speaker 1: your heart this season with great gifts from Coals or
• 34:14
  Speaker 1: coals dot Com. Still living in manually taking notes, there
• 34:18
  Speaker 1: is a better way to start the new year with
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