Latest / The Ben Ferguson Podcast / BIDEN Attacks Your Good Credit Score w/ New Socialist Rules That Will Cost You Millions! Plus Electric Tanks Stuck In The Mud & Kids Being Sterilized

Transcript

BIDEN Attacks Your Good Credit Score w/ New Socialist Rules That Will Cost You Millions! Plus Electric Tanks Stuck In The Mud & Kids Being Sterilized · The Ben Ferguson Podcast

• 0:01
  Speaker 1: Welcome.
• 0:01
  Speaker 2: It is Verdict with Senator Ted Kruz Ben Ferguson with you, Senator,
• 0:05
  Speaker 2: this show is going to be one that is going
• 0:08
  Speaker 2: to irritate a lot of people. The Biden new rule
• 0:12
  Speaker 2: that he wants to put on the American people will
• 0:15
  Speaker 2: redistribute high risk loans and that will cost homeowners with
• 0:22
  Speaker 2: good credit more money to get a loan. In translation,
• 0:25
  Speaker 2: what he wants to do is give a bonus reward
• 0:30
  Speaker 2: bad credit, bad credit scores, and then those that have
• 0:35
  Speaker 2: good credit will pay higher interest rate. This isn't a joke.
• 0:40
  Speaker 2: This is redistribution of a new way of doing it.
• 0:43
  Speaker 2: I guess you could say center with Wealth. Your reaction, well,
• 0:47
  Speaker 2: it's even worse than that. So this is a proposed
• 0:50
  Speaker 2: rule that has come from Fanny May and Freddie mac.
• 0:53
  Speaker 2: Fanny May and Freddie Mack are government sponsored entities that
• 0:57
  Speaker 2: purchase mortgages and they have an enormous impact, a dominant
• 1:01
  Speaker 2: impact in the home mortgage market. And under Joe Biden,
• 1:04
  Speaker 2: they've rolled out new rules. And the new rules do
• 1:08
  Speaker 2: two things. Number one, they benefit you if you have
• 1:14
  Speaker 2: a low credit score, So if your credit score is bad,
• 1:17
  Speaker 2: if you've defaulted on rent payments, if you defaulted on
• 1:21
  Speaker 2: your mortgage before, if you fail to pay credit cards,
• 1:24
  Speaker 2: if you have a low credit score, your credit is cheaper.
• 1:30
  Speaker 2: And then the flip side is if you've been responsible,
• 1:34
  Speaker 2: if you've done the good work of paying your bills,
• 1:37
  Speaker 2: if you paid your rent on time, if you've had
• 1:39
  Speaker 2: a home and you paid your mortgage on time, if
• 1:41
  Speaker 2: you've had a credit cards and you paid them off,
• 1:45
  Speaker 2: they penalize you.
• 1:47
  Speaker 3: They charge you more. If you have a good credit score.
• 1:52
  Speaker 3: Now it gets even dumber than that. If not only
• 1:56
  Speaker 3: do you have a good credit score, but you've actually
• 1:59
  Speaker 3: been responded, well, you've saved, you put money in the bank,
• 2:03
  Speaker 3: and you're putting down a twenty percent down payment. They
• 2:08
  Speaker 3: jack your fees up even higher, they charge you more.
• 2:13
  Speaker 3: And I gotta say, look, I've actually found in the
• 2:17
  Speaker 3: last two weeks, I've had multiple people come up to
• 2:21
  Speaker 3: me and in conversations and raise this with me, because
• 2:23
  Speaker 3: this is infuriating. This is asinine on the on the
• 2:28
  Speaker 3: one side, on the subsidizing people who have lousy credit
• 2:32
  Speaker 3: scores giving them cheaper loans even though their credit scores
• 2:37
  Speaker 3: are lousy. What that is going to produce is that
• 2:41
  Speaker 3: is going to produce another two thousand and eight housing crisis.
• 2:46
  Speaker 3: What this is is the Bided administration trying to convince
• 2:49
  Speaker 3: people with low incomes, with bad credit, without the ability
• 2:53
  Speaker 3: to pay a big monthly bill, so nonetheless take out
• 2:57
  Speaker 3: mortgages and to take out mortgages for more than they
• 3:00
  Speaker 3: can afford. And we know they're going to end up
• 3:04
  Speaker 3: defaulting on those mortgages. That's what a low credit score means.
• 3:08
  Speaker 3: That's what you don't want people taking out a mortgage
• 3:11
  Speaker 3: that is too big for their income. But if you
• 3:15
  Speaker 3: are a Joe Biden naive socialist, it sounds great to you. Hey,
• 3:19
  Speaker 3: let's encourage these guys, get them in a mc mansion
• 3:23
  Speaker 3: and then well, if they can't pay their mortgage, oh
• 3:26
  Speaker 3: well we'll deal with that then. But the flip side
• 3:29
  Speaker 3: of it, I want everyone sitting here listening to think
• 3:33
  Speaker 3: about this. Have you been responsible? Have you built up
• 3:38
  Speaker 3: a good credit score when you're buying a home. Have
• 3:41
  Speaker 3: you saved money so that you have money for a
• 3:43
  Speaker 3: down payment. In any normal world, if you have a
• 3:46
  Speaker 3: down payment, your fees are lower. If you don't have
• 3:50
  Speaker 3: a down payment, you pay a lot higher. Why because
• 3:53
  Speaker 3: it's much riskier if you're getting a mortgage with no
• 3:56
  Speaker 3: down payment, the odds are much higher that you'll default
• 3:59
  Speaker 3: and the bank will lose their money. Well, the Biden administration,
• 4:02
  Speaker 3: to give you a sense of this, the rule they
• 4:05
  Speaker 3: announced would charge home buyers with credit scores of a
• 4:10
  Speaker 3: six eighty or more an extra forty dollars a month
• 4:16
  Speaker 3: on home loans of four hundred thousand dollars or more.
• 4:20
  Speaker 3: That is insane and welcome to bizarro world of the
• 4:26
  Speaker 3: socialist wanting to penalize you for doing the right thing.
• 4:30
  Speaker 1: You know.
• 4:30
  Speaker 2: One of the things that's so amazing is this is
• 4:33
  Speaker 2: being done at a time when interest rates for mortgages
• 4:36
  Speaker 2: have roughly doubled over the past year. I know how
• 4:41
  Speaker 2: much I saved when I bought my first house, and
• 4:44
  Speaker 2: I bought my first house at the courthouse steps in foreclosure,
• 4:48
  Speaker 2: trying to make a good financial decision. I remember sacrificing
• 4:52
  Speaker 2: to get that credit score to the highest number I
• 4:54
  Speaker 2: could get so I could get that won. I remember
• 4:57
  Speaker 2: the rules of what they said to do and don't
• 4:59
  Speaker 2: do it. Don't open up any type of credit card,
• 5:02
  Speaker 2: don't open up any line of credit. Don't go out
• 5:04
  Speaker 2: and buy a car. Don't go out and do this
• 5:06
  Speaker 2: because home ownership I believe shouldn't be easy as going
• 5:10
  Speaker 2: out and buying a value mil at McDonald's. I think
• 5:13
  Speaker 2: there's responsibility that comes with most Americans would agree. You
• 5:17
  Speaker 2: go back to US An eight, which you mentioned center
• 5:20
  Speaker 2: in two thousand and eight, you could walk in and
• 5:22
  Speaker 2: you could get a loan by just putting your name
• 5:25
  Speaker 2: on a piece of paper and just telling somebody what
• 5:29
  Speaker 2: your income was without even having to verify it in
• 5:33
  Speaker 2: many cases, and that's what caused that housing crisis. It's
• 5:37
  Speaker 2: like they didn't learn their lesson and it's a quick
• 5:39
  Speaker 2: way to buy some votes by saying, look what we
• 5:41
  Speaker 2: did for you. We rewarded your bad behavior, and we
• 5:45
  Speaker 2: rewarded your failure with a lower interest rate, So vote
• 5:49
  Speaker 2: for us.
• 5:51
  Speaker 3: Look, that's exactly right, and the results of this are
• 5:55
  Speaker 3: are really significant. The interest rates are actually even worse
• 6:03
  Speaker 3: than that. So when Joe Biden became president, the average
• 6:08
  Speaker 3: home mortgage interest rates were between two and two and.
• 6:10
  Speaker 1: A half percent.
• 6:12
  Speaker 3: A year ago, the thirty year mortgage rate was five percent.
• 6:20
  Speaker 3: Right now, the average thirty year mortgage rate is six
• 6:23
  Speaker 3: point twenty seven percent. So think about that journey. It
• 6:27
  Speaker 3: went from two and a half percent before Biden became
• 6:30
  Speaker 3: president to six point twenty seven percent. Now that is
• 6:35
  Speaker 3: crushing already. And now they're coming in and artificially saying,
• 6:42
  Speaker 3: if you have a down payment, we're gonna punish you.
• 6:46
  Speaker 3: If you have good credit, we're gonna punish you. And
• 6:51
  Speaker 3: let me give you some math on that. So beforehand,
• 6:56
  Speaker 3: a borrower with a seven hundred credit score and a
• 7:00
  Speaker 3: twenty percent down payment would have paid an up upfront
• 7:05
  Speaker 3: fee equal to one point twenty five percent of the
• 7:07
  Speaker 3: loan amount. That is, let's say on a three hundred
• 7:10
  Speaker 3: thousand dollars loan, that's three thousand, seven hundred and fifty dollars. Now,
• 7:15
  Speaker 3: because you have good credit, because you have down payment,
• 7:18
  Speaker 3: your fee has risen from one point twenty five percent
• 7:22
  Speaker 3: to one point three seven five percent. Or in other words,
• 7:24
  Speaker 3: if you're taking a three hundred thousand dollars loan, it's
• 7:27
  Speaker 3: gone from three thousand, seven hundred and fifty dollars to
• 7:30
  Speaker 3: four thousand, one hundred and twenty five dollars. They are
• 7:33
  Speaker 3: punishing you because you did the right thing, and in turn,
• 7:38
  Speaker 3: they're subsidizing you, uh, if you did not do the
• 7:43
  Speaker 3: right thing.
• 7:44
  Speaker 1: Yeah.
• 7:45
  Speaker 2: In other words, they're forcing people that are responsible with
• 7:49
  Speaker 2: good credit to pay more for their mortgages so that
• 7:54
  Speaker 2: you can subsidize those who are higher risk borrowers. And
• 7:59
  Speaker 2: they say that is good for this country. I don't
• 8:02
  Speaker 2: know how anyone can think rewarding bad behavior is a
• 8:06
  Speaker 2: good thing. Yet here is what the Democratic Party is doing.
• 8:09
  Speaker 2: And I want to ask you about what this is
• 8:11
  Speaker 2: rooted in, Senator, because there's a lot of people that
• 8:13
  Speaker 2: look at this and they think themselves, this sounds a
• 8:16
  Speaker 2: whole lot like socialism. Before I get to that one,
• 8:19
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• 9:41
  Speaker 2: to this idea of socialism. When you start taking from
• 9:45
  Speaker 2: the responsible, not even the rich, We're just talking about
• 9:48
  Speaker 2: responsible homeomeowners. And you start taking from and penalizing responsibility
• 9:54
  Speaker 2: to then quote level of the playing field, you're bringing
• 9:57
  Speaker 2: everyone down into the same group and putting everybody's loans
• 10:02
  Speaker 2: at risks at a much higher risk of failure. When
• 10:06
  Speaker 2: you do this. We know this from two thousand and
• 10:09
  Speaker 2: eight housing bubble, that many people live through and there's
• 10:12
  Speaker 2: people say, this is basically what socialism is.
• 10:16
  Speaker 1: Look, it's exactly what socialism is.
• 10:18
  Speaker 3: And it is the pattern of the left wing. It
• 10:23
  Speaker 3: is the pattern of the Biden administration. You look at
• 10:25
  Speaker 3: the pandemic where Democrats paid massive amounts in unemployment benefits,
• 10:32
  Speaker 3: and you want to really see the difference. In the
• 10:34
  Speaker 3: middle of the pandemic, I introduced an amendment to cap
• 10:39
  Speaker 3: unemployment benefits at whatever your salary was in your prior job.
• 10:45
  Speaker 3: And I stood up on the Senate floor and I argued, Look,
• 10:48
  Speaker 3: lots of people have lost their jobs, many of them
• 10:51
  Speaker 3: not their fault. It makes sense to provide enhanced benefits
• 10:56
  Speaker 3: for a limited period of time, but should not get
• 11:00
  Speaker 3: a pay raise because they lost their job. So we
• 11:04
  Speaker 3: should cap unemployment benefits at whatever they were making the
• 11:09
  Speaker 3: day before they lost their job. Now, on the other side,
• 11:12
  Speaker 3: Dick Durbin, Democrat from Illinois, stood up and argued on
• 11:14
  Speaker 3: the other side, and actually, if you go google and
• 11:18
  Speaker 3: listen to this debate, it captures much of the difference
• 11:23
  Speaker 3: between Democrats and Republicans because Dick Durbin made it a
• 11:27
  Speaker 3: morality plate. He stood up and said, see, see that's
• 11:30
  Speaker 3: the problem. What Ted is saying is if you lost
• 11:35
  Speaker 3: your job due to the COVID pandemic, you're a lazy bum.
• 11:39
  Speaker 3: You just want to sit on your couch. You're just
• 11:43
  Speaker 3: a reprobate.
• 11:45
  Speaker 1: And I actually got up.
• 11:46
  Speaker 3: In response and I said, well, no, no, no, that
• 11:48
  Speaker 3: is not what I'm saying. What I'm saying is I
• 11:51
  Speaker 3: believe in incentives. I think people respond to incentives, and
• 11:55
  Speaker 3: I want good incentives and not bad incentives. And I said,
• 11:59
  Speaker 3: for example, if you're a single mom, you've got a
• 12:02
  Speaker 3: couple of kids, and the government steps in and says
• 12:06
  Speaker 3: we will pay you twice as much not to work
• 12:11
  Speaker 3: as you can make working. I believe you love your kids.
• 12:16
  Speaker 3: I believe you're going to make the decisions you think
• 12:19
  Speaker 3: are best for your kids. And so if the government
• 12:21
  Speaker 3: pays you twice as much not to work as to work,
• 12:24
  Speaker 3: you're going to stay home. But the problem is that's
• 12:27
  Speaker 3: really bad for you, that's really bad for your kids,
• 12:30
  Speaker 3: and that's really bad for the country, as millions and
• 12:32
  Speaker 3: millions of people do that. We voted on the Senate
• 12:35
  Speaker 3: floor and Benett was a straight party line vote. The
• 12:38
  Speaker 3: d's all lined up behind Durban, the rs all lined
• 12:41
  Speaker 3: up behind me, and so it failed. And during COVID,
• 12:45
  Speaker 3: the federal government paid people in many instances double or
• 12:50
  Speaker 3: even triple what they made in their jobs not to work.
• 12:54
  Speaker 3: And I got to tell you, as I talk to
• 12:56
  Speaker 3: business owners in Texas and I do so every week
• 13:00
  Speaker 3: and over again, they raised the problem that they can't
• 13:02
  Speaker 3: find qualified workers because the government has been paying people
• 13:06
  Speaker 3: not to work for so long. Here's a radical concept.
• 13:10
  Speaker 3: If you pay people not to work, they don't work. Yes,
• 13:14
  Speaker 3: the same principle here is true if you penalize people
• 13:18
  Speaker 3: for being fiscally responsible, for having the discipline to build
• 13:21
  Speaker 3: a good credit score, for saving to have a down payment,
• 13:25
  Speaker 3: all of which, look, with our kids, we'd advise them
• 13:28
  Speaker 3: to do that. That's fiscally prudent. If you penalize them
• 13:31
  Speaker 3: for doing that. On the other hand, if you reward
• 13:34
  Speaker 3: them and subsidize them for being fiscally irresponsible, you know what,
• 13:39
  Speaker 3: you get more of the bad stuff and less of
• 13:42
  Speaker 3: the good stuff.
• 13:43
  Speaker 2: Last question on this, and it goes back to something
• 13:46
  Speaker 2: we talked about on the podcast a couple episodes ago,
• 13:49
  Speaker 2: and it was the shocking lack of oversight with what
• 13:55
  Speaker 2: happened with Silicon Valley Bank and the fact that this
• 13:59
  Speaker 2: new rules were made out of thin air to protect
• 14:01
  Speaker 2: large depositors at these banks. If you now do this
• 14:06
  Speaker 2: with mortgages, is this not going to squeeze out community
• 14:10
  Speaker 2: banks and smaller banks with these types of risk that
• 14:14
  Speaker 2: you're asking them to take, Because what you're saying is, hey,
• 14:18
  Speaker 2: we're basically telling you you've got to start taking risky
• 14:21
  Speaker 2: loans again, which is exactly what happened to oh eight.
• 14:24
  Speaker 2: They're going to be subsidized by lessless risky loans with
• 14:28
  Speaker 2: higher credit scores. That is a lot for a smaller
• 14:32
  Speaker 2: bank and community banks to take on. What's the government's
• 14:35
  Speaker 2: response going to be to that?
• 14:37
  Speaker 3: Well, that problem is less acute than you might think
• 14:40
  Speaker 3: because the way home mortgages tend to work is that
• 14:44
  Speaker 3: a community bank, a local savings and loan will issue
• 14:47
  Speaker 3: us a home mortgage and they promptly will turn around
• 14:50
  Speaker 3: and sell it on the second derry market. And so
• 14:54
  Speaker 3: for most of these local banks, they don't keep the
• 14:56
  Speaker 3: mortgages on their books. They sell them fairly quickly. Now,
• 14:59
  Speaker 3: what happened in two thousand and eight is they would
• 15:02
  Speaker 3: sell those home mortgages and then Wall Street banks would
• 15:06
  Speaker 3: package up the mortgages they would slice them up into
• 15:09
  Speaker 3: derivative products, and so there was trillions of dollars invested
• 15:14
  Speaker 3: in the home mortgage market, and they created all of
• 15:16
  Speaker 3: these esoteric financial products that were based on mortgages in
• 15:22
  Speaker 3: the secondary market. And it was based on this really
• 15:26
  Speaker 3: naive assumption that number one, nobody's going to default on
• 15:29
  Speaker 3: their mortgage, and number two that home values will always
• 15:32
  Speaker 3: go up and up and up. It was basically a
• 15:33
  Speaker 3: Ponzi scheme. It worked as long as your home value
• 15:38
  Speaker 3: was more this year than last year and was going
• 15:40
  Speaker 3: to be even more next year than the year before. Suddenly,
• 15:44
  Speaker 3: when home values hit a pause, or in many markets,
• 15:49
  Speaker 3: when home values went down, people began walking away from
• 15:53
  Speaker 3: their mortgages. People were underwater on their mortgage, they owed
• 15:56
  Speaker 3: more on the house than it was worth, and they left.
• 15:59
  Speaker 3: That produced a cascading cycle of defaults, which in turn
• 16:07
  Speaker 3: destroyed major banks on Wall Street because by creating these
• 16:14
  Speaker 3: credit derivatives, they amplified the.
• 16:18
  Speaker 1: Risk to an enormous extent. And so.
• 16:22
  Speaker 3: Doing this imposes systemic risk on the financial system and
• 16:27
  Speaker 3: on the banking system, But it is less the dynamic
• 16:31
  Speaker 3: of the local community banks being subject to it, and
• 16:34
  Speaker 3: more the overall financial system. But look, if you're a socialist,
• 16:39
  Speaker 3: if you're Elizabeth Warren, you don't care because if there's
• 16:42
  Speaker 3: another financial wipeout, the federal government will step in and
• 16:46
  Speaker 3: print a few trillion dollars and just bail everyone out again.
• 16:51
  Speaker 3: Socialists believe that there's no limit to how much money
• 16:55
  Speaker 3: you print and that the government can always bail people out.
• 16:59
  Speaker 3: And it's amazing. This policy. I got admit, this policy
• 17:03
  Speaker 3: pisses me off. And it pisses me off, not only
• 17:07
  Speaker 3: because they're repeating the mistakes of the past. That they
• 17:10
  Speaker 3: are encouraging people to take out mortgages they cannot afford,
• 17:14
  Speaker 3: which puts them much more likely in a position to default.
• 17:19
  Speaker 3: But the flip side, the idea that you're punishing people
• 17:22
  Speaker 3: for doing the right thing and being responsible. It's asinine
• 17:27
  Speaker 3: and I challenge Look, this podcast. We have lots of
• 17:32
  Speaker 3: people who listen to it. We have lots of young
• 17:33
  Speaker 3: people who listen to it. I want to encourage everyone
• 17:36
  Speaker 3: who's in high school, everyone who's in college. We have
• 17:38
  Speaker 3: a lot of high school and college kids that listen
• 17:41
  Speaker 3: to this podcast.
• 17:43
  Speaker 1: Raise it with your classmates. You think this is a
• 17:45
  Speaker 1: good idea.
• 17:46
  Speaker 3: If you're a teacher, if you're a high school teacher,
• 17:48
  Speaker 3: if you're a junior high teacher, if you're a college professor,
• 17:51
  Speaker 3: raise it with your students.
• 17:52
  Speaker 1: What do you think?
• 17:52
  Speaker 3: What do you think PERSONA paid their bills on time,
• 17:57
  Speaker 3: was really responsible, build up a good credit score, saved money,
• 18:00
  Speaker 3: how to down payment. The Biden administration is going to
• 18:04
  Speaker 3: charge that person much more for their mortgage then person B,
• 18:09
  Speaker 3: who went out and partied like crazy, never saved any money,
• 18:13
  Speaker 3: failed to pay their bills, failed to pay their credit cards,
• 18:16
  Speaker 3: defaulted on their mortgage, defaulted on their rent. They get
• 18:18
  Speaker 3: a much cheaper mortgage than the person who was responsible.
• 18:21
  Speaker 3: And look, I don't know how you defend this in
• 18:25
  Speaker 3: any group of ordinary people. It is asinine and it
• 18:29
  Speaker 3: shows this is what socialism is.
• 18:33
  Speaker 2: Senator, I also want to get to something else. Jennifer
• 18:35
  Speaker 2: Granholms says that she supports now and this goes back
• 18:40
  Speaker 2: to indoctrination. It's very much like the loans we were
• 18:43
  Speaker 2: just talking about. But this is now about requiring the
• 18:46
  Speaker 2: US military to adopt an all electric vehicle fleet by
• 18:52
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• 20:07
  Speaker 2: Precious Metals dot Com call them eight seven seven the
• 20:11
  Speaker 2: number four goldra Senater. You listen to, Segretary Grandholm. You
• 20:18
  Speaker 2: and I played this earlier, and it's mind blowing the
• 20:22
  Speaker 2: idea that our US military would be forced to adopt
• 20:25
  Speaker 2: a woke green energy policy on an all electric vehicle
• 20:30
  Speaker 2: fleet by twenty thirty. But that's exactly what she has
• 20:33
  Speaker 2: now called for before Congress. Here it is sport the
• 20:37
  Speaker 2: military adopting that EV fleet by twenty thirty.
• 20:41
  Speaker 4: I do, and I think we can get there as well.
• 20:43
  Speaker 4: And I do think that reducing our reliance on the
• 20:46
  Speaker 4: volatility of globally traded fossil fuels, where we know that
• 20:49
  Speaker 4: global events such as the war in Ukraine can jack
• 20:52
  Speaker 4: up prices for people back home, it does not contribute
• 20:56
  Speaker 4: to energy security. I think energy security is achieved when
• 21:00
  Speaker 4: we have homegrown clean energy. It is abundant, like you
• 21:04
  Speaker 4: see in Iowa. We think that we can be a
• 21:07
  Speaker 4: leader globally in how we have become energy independent.
• 21:11
  Speaker 2: All right, I'm going to ask you some questions Center
• 21:14
  Speaker 2: that I know the answers to, but many people listening
• 21:16
  Speaker 2: are going to want answers to these same questions that
• 21:19
  Speaker 2: I had to figure it out, all right. Number One,
• 21:22
  Speaker 2: if we're going to war let's say in the Middle East,
• 21:26
  Speaker 2: let's say Afghanistan, and we show up with a bunch
• 21:30
  Speaker 2: of electric vehicles, where are we going to charge those vehicles?
• 21:35
  Speaker 2: And how much of a risk could this be to
• 21:38
  Speaker 2: our military readiness around the world? Or is this just
• 21:41
  Speaker 2: only a Kumbaya story in America alone? And then if
• 21:44
  Speaker 2: we actually have to go out in front of war,
• 21:46
  Speaker 2: we'll go back to gas cars.
• 21:48
  Speaker 3: So listen, we're not And this is an example of
• 21:52
  Speaker 3: how the modern left. These are not serious people. These
• 21:56
  Speaker 3: are not people who are rational, These are not people
• 21:59
  Speaker 3: who live on planet Earth. What Jennifer granholmen. She is
• 22:04
  Speaker 3: the US Secretary of Energy. She's supposed to know something
• 22:06
  Speaker 3: about this. She's not just supposed to be gosh, I
• 22:10
  Speaker 3: think we'll all be on windmills. She's actually supposed to
• 22:12
  Speaker 3: have substantive knowledge about this. What she just said is
• 22:19
  Speaker 3: so idiotic an asinine that it really defies that defies words. Okay,
• 22:26
  Speaker 3: twenty thirty today is twenty twenty three. That would be
• 22:29
  Speaker 3: seven years from now twenty thirty. She wants the entire
• 22:34
  Speaker 3: military fleet electric, so let's figure out how that works.
• 22:37
  Speaker 3: Let's say we're in a shooting war in say Ukraine,
• 22:42
  Speaker 3: and our tanks are all electric. What the hell do
• 22:46
  Speaker 3: you do when they run out of a charge? Do
• 22:49
  Speaker 3: you ask putin, Hey, Vladimir, would you mind setting up
• 22:52
  Speaker 3: charging stations every hundred miles because we'd like to have
• 22:56
  Speaker 3: a bunch of tanks in theater. And if they run
• 22:59
  Speaker 3: out of charge yards, we're screwed. Or maybe China may
• 23:04
  Speaker 3: maybe she and China if we're in a battle dealing
• 23:09
  Speaker 3: with China and we've got, I guess, our ships that
• 23:12
  Speaker 3: are all electric. We've got our helicopters that are all electric.
• 23:16
  Speaker 3: We've got our F thirty fives that are all electric.
• 23:18
  Speaker 3: Mind you, how the hell that is that going to be?
• 23:21
  Speaker 3: She wants our entire fleet electric?
• 23:23
  Speaker 1: Listen.
• 23:23
  Speaker 3: I've been to the F thirty five plant plant in
• 23:27
  Speaker 3: Fort Worth, Texas.
• 23:28
  Speaker 1: The plant is a mile long.
• 23:30
  Speaker 3: It's spectacular watch how they assemble F thirty fives. Apparently
• 23:34
  Speaker 3: the Biden administration believes those will be all electric. That
• 23:36
  Speaker 3: you'll land your F thirty five at a Walmart and
• 23:39
  Speaker 3: just plug into the outlet there like this is not even.
• 23:48
  Speaker 2: Is it fair to say it's not even it's not
• 23:50
  Speaker 2: remotely doable or logistic. I mean, how many charging stations
• 23:54
  Speaker 2: are there in Iraq?
• 23:55
  Speaker 3: Are in after No person who's serious believes this is
• 23:59
  Speaker 3: anything other than stupidity.
• 24:01
  Speaker 2: Yeah, this is this is this is the kid, This
• 24:03
  Speaker 2: is the Easter Bunny Santa Claus, except they're trying to
• 24:06
  Speaker 2: use that and put it with the US military adopting
• 24:09
  Speaker 2: an all electric vehicle.
• 24:09
  Speaker 3: It's actually a good example. Yeah, the Easter Buddy will
• 24:12
  Speaker 3: just go smite our enemies. Like there's no technological path
• 24:17
  Speaker 3: for this. This makes no sense. But this is the
• 24:20
  Speaker 3: modern left. When you ask the modern left, the people
• 24:23
  Speaker 3: who likes the Green New Deal that they want to
• 24:26
  Speaker 3: get rid of jet fuel. Okay, well, how are planes
• 24:28
  Speaker 3: gonna fly? I don't know. I guess you know, you
• 24:32
  Speaker 3: put a windmill on the front of the plane. Like,
• 24:35
  Speaker 3: and let's be clear, our servicemen and women are depending
• 24:40
  Speaker 3: upon our equipment to keep them safe. Let's say you're
• 24:45
  Speaker 3: a tank commander. These morons want you to drive an
• 24:49
  Speaker 3: electric tank. What do you do when you're headed through Iraq,
• 24:54
  Speaker 3: when you're headed through Afghanistan, when you're headed through Ukraine,
• 24:57
  Speaker 3: when you're headed through Taiwan. In your tank and you
• 25:01
  Speaker 3: run out of charge, like, look, we won World War One,
• 25:04
  Speaker 3: We won World War iiO using diesel.
• 25:07
  Speaker 2: And imagine, imagine Afghanistan. You had these quick actions response teams.
• 25:13
  Speaker 2: Can you imagine if a quick action response team gets
• 25:15
  Speaker 2: a call to go out and either get an asset
• 25:18
  Speaker 2: to grab a guy like Khalid shik Muhammad, for example,
• 25:21
  Speaker 2: the NA Master nine to eleven, They're like, well, hold on,
• 25:23
  Speaker 2: we're to thirty three percent charge on our humbies. We're
• 25:26
  Speaker 2: gonna have to wait another two hours for this thing
• 25:28
  Speaker 2: to charge.
• 25:29
  Speaker 3: And it's one of the things actually that I found
• 25:32
  Speaker 3: very interesting. So I've been in the Senate now eleven years.
• 25:35
  Speaker 3: I spent six years of the Senate Armed Services Committee.
• 25:39
  Speaker 3: One of the massive advantages of the American military compared
• 25:43
  Speaker 3: to any other military on Earth is logistics. We are
• 25:48
  Speaker 3: really damn good at logistics. When you're fighting a war,
• 25:52
  Speaker 3: moving personnel, moving equipment, moving ammunition, moving fuel, getting it
• 25:59
  Speaker 3: for forward projected to be able to be engaged in
• 26:03
  Speaker 3: theater is really damn complicated. Why is it that the
• 26:06
  Speaker 3: Russians are getting their ass kicked right now in Ukraine?
• 26:10
  Speaker 3: Part of it is because the Russians are really bad
• 26:12
  Speaker 3: at this that they're sending their troops forward and they're
• 26:15
  Speaker 3: having trouble getting the equipment they're needing. They're having trouble
• 26:19
  Speaker 3: getting the fuel they need, They're having trouble getting the
• 26:21
  Speaker 3: ammunition they need. The US military is spectacularly good at this.
• 26:27
  Speaker 3: But if these are electric weapons, what are you going
• 26:31
  Speaker 3: to do. You're in the middle of Afghanistan, Go get
• 26:33
  Speaker 3: a five hundred mile long extension cord. It's idiotic. And look,
• 26:41
  Speaker 3: Jennifer grhand Home. You know, if she were just a
• 26:47
  Speaker 3: TV pundit saying, well, gosh, this sounds wonderful. Okay, that
• 26:51
  Speaker 3: would be silly, but it would not be consequential. She
• 26:56
  Speaker 3: actually has a position Joe Biden has given her that
• 26:59
  Speaker 3: is very consequential. She is the United States Secretary of Energy,
• 27:05
  Speaker 3: and she believes in seven years the military, we'll just
• 27:09
  Speaker 3: plug everything in and be just fine to keep our
• 27:12
  Speaker 3: men and women safe. That doesn't make any sense.
• 27:16
  Speaker 2: No, it really doesn't. Finally, I want to talk about
• 27:19
  Speaker 2: saying that every parent needs to be paying attention to,
• 27:22
  Speaker 2: especially with the upcoming elections, and that is the Left
• 27:26
  Speaker 2: really coming after our kids. This happening in a Vermont
• 27:32
  Speaker 2: elementary school. Now they're calling boys and men slash quote
• 27:36
  Speaker 2: a person who produces sperm. This is what they're now
• 27:43
  Speaker 2: teaching your kids in elementary school. We also, at the
• 27:49
  Speaker 2: same time, Senator, have a project Veritas Undercover report that's
• 27:53
  Speaker 2: coming out, or that it's come out, I should say,
• 27:56
  Speaker 2: revealing how the medical industry looks at transition surgeries one
• 28:02
  Speaker 2: hundred percent from a profit perspective. There was a doctor
• 28:07
  Speaker 2: and a family medical medicine specialist at Saint Mark's inst
• 28:11
  Speaker 2: for Mental Health in New York that was caught on
• 28:14
  Speaker 2: camera saying we've got kids coming all the time deal
• 28:17
  Speaker 2: with mental health issues, and instead of treating their mental health,
• 28:20
  Speaker 2: what we're doing is we're telling them they should just transition,
• 28:23
  Speaker 2: and then we're making money off of people with mental
• 28:26
  Speaker 2: health issues. It is disgusting to see this happening in
• 28:31
  Speaker 2: this country, and you're trying to help stop some of this.
• 28:35
  Speaker 1: Well, that's exactly right.
• 28:36
  Speaker 3: You know, there's a thread bend between the three stories
• 28:39
  Speaker 3: we're discussing. All three of them are asinine leftists. You
• 28:46
  Speaker 3: look at woke school districts. So there's a district in Vermont,
• 28:50
  Speaker 3: the Essex Westford School District. On April twentieth, they set
• 28:55
  Speaker 3: out a letter, Dear fifth grade families and caregivers. So
• 29:00
  Speaker 3: this is the fifth graders, this is elementary school. And
• 29:04
  Speaker 3: the letter says, among other things, in an effort to
• 29:07
  Speaker 3: align our curriculum with our equity policy, teachers will be
• 29:11
  Speaker 3: using gender inclusive language throughout this unit with any differences.
• 29:16
  Speaker 3: We strive to use person first language as best practice.
• 29:21
  Speaker 3: You will see examples of this below. We will be
• 29:25
  Speaker 3: using the following language with students. Person who produces sperm
• 29:31
  Speaker 3: in place of boy male and assigned male at birth,
• 29:39
  Speaker 3: and person who produces eggs in place of girl female
• 29:46
  Speaker 3: and assigned female at birth. So, among other things, understand
• 29:50
  Speaker 3: like the ridiculous phrasing that leftists had adopted, like twelve
• 29:53
  Speaker 3: minutes ago of assigned male at birth and assigned female
• 29:56
  Speaker 3: at birth. That's no longer woken up, Like give it
• 30:00
  Speaker 3: a signed. Male doesn't exist. Female doesn't exist in these
• 30:04
  Speaker 3: bizarre worlds.
• 30:07
  Speaker 1: They live in.
• 30:08
  Speaker 3: Person who produces sperm, By the way, let me ask you.
• 30:12
  Speaker 3: You've got little boys, You've got boys who are pre puberty.
• 30:18
  Speaker 3: Boys who are pre puberty are not producing sperm? What
• 30:21
  Speaker 3: the hell are they?
• 30:22
  Speaker 1: In this language?
• 30:23
  Speaker 3: Like on that definition, you're not allowed to say boys.
• 30:26
  Speaker 3: So a three year old, a three year old's not
• 30:29
  Speaker 3: producing sperm. They haven't hit puberty and yet and by
• 30:35
  Speaker 3: the way, these are letters going to fifth graders, some
• 30:40
  Speaker 3: of whom will have hit puberty, some of whom will
• 30:42
  Speaker 3: have not a person who produces eggs.
• 30:45
  Speaker 1: It is.
• 30:48
  Speaker 3: So extreme and idiotic, and this these are the people
• 30:52
  Speaker 3: in charge of educating our little kids.
• 30:58
  Speaker 2: Yeah, you and doctor named to this stuff. And then
• 31:01
  Speaker 2: the scary part is if you can move them to that,
• 31:03
  Speaker 2: and then you can convince them that it's normal to
• 31:06
  Speaker 2: want to change your sex. There is massive money to
• 31:09
  Speaker 2: be made. We saw this and those tapes that came
• 31:12
  Speaker 2: out from Vanderbilt University where they were talking about the
• 31:15
  Speaker 2: biggest perk of having a kid go through transitioning and
• 31:18
  Speaker 2: hormones and everything else is that you get a lifetime
• 31:21
  Speaker 2: patient worth hundreds of thousands and then into the millions
• 31:25
  Speaker 2: of dollars. You now look at this project Veritas video,
• 31:28
  Speaker 2: and I want to play part of this because I
• 31:30
  Speaker 2: think it's really important for people to hear just how sick,
• 31:34
  Speaker 2: it's not even cynical, just how sick these people are.
• 31:36
  Speaker 2: Knowing you're taking advantage of people with mental health issues
• 31:40
  Speaker 2: and using them to line their pockets with massive amounts
• 31:46
  Speaker 2: of medical bill dollars that are coming into them, and
• 31:50
  Speaker 2: they know they have that patient their words forever. Before
• 31:54
  Speaker 2: I play that, I want to tell you real quick
• 31:55
  Speaker 2: about our good friends at Patriot Mobile. If you're a
• 31:58
  Speaker 2: conservative and you're sick, I'm tired of giving your money
• 32:01
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• 32:06
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  Speaker 2: not anymore. Patriot Mobile is America's only Christian conservative wireless provider,
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  Speaker 2: the woke propaganda pushed by the leftist working hard to
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  Speaker 2: destroy this country Big Mobile. You don't have to give
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  Speaker 2: to Patriot mobile dot com slash ferguson, Patriot mobile dot
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• 33:17
  Speaker 2: them Patriot mobile dot com slash ferguson. Senator, I want
• 33:22
  Speaker 2: to play this audio again, undercover video Amazing from Project Veritas.
• 33:26
  Speaker 2: The voice you're gonna hear first is of doctor Matthew Pavis.
• 33:30
  Speaker 2: He is a family medicine specialist with Saint Mark's Institute
• 33:35
  Speaker 2: for Mental Health in New York, New York. Here's what
• 33:39
  Speaker 2: he had to say about a twenty one year old
• 33:40
  Speaker 2: that came to see them and how much money they
• 33:42
  Speaker 2: could make off of him on your own pretty well.
• 33:54
  Speaker 5: Their lying, it's almost like, yeah, beginning, it's a lot
• 34:01
  Speaker 5: of doctorvism, but you know, after a while you space
• 34:03
  Speaker 5: it out and it's like every six to twelve months,
• 34:07
  Speaker 5: which yeah, is being a patient, but it doesn't seem
• 34:13
  Speaker 5: so bad.
• 34:14
  Speaker 6: I was under the impression that I was going to
• 34:19
  Speaker 6: take a cure and be healed. And I didn't understand
• 34:22
  Speaker 6: as a mentally ill child that I was signing up
• 34:25
  Speaker 6: for lifelong medicalization.
• 34:28
  Speaker 2: That woman you just heard there, that man that transition
• 34:30
  Speaker 2: to woman is now an advocate, and you just heard
• 34:34
  Speaker 2: her what she said. I'm dealing with a mental health issue,
• 34:37
  Speaker 2: and I was told that if I went through the transition,
• 34:40
  Speaker 2: I would then be cured, and that didn't happen. Now
• 34:43
  Speaker 2: you're going to hear Nero scart Scott, who's a licensed
• 34:46
  Speaker 2: social worker with Adele Children's Medical Center in Austin, Texas. Listen,
• 34:51
  Speaker 2: I can say from.
• 34:52
  Speaker 3: Here as well as there's a lot of part folks
• 34:54
  Speaker 3: that are going to speculate.
• 34:56
  Speaker 4: Wealth for the amount of hossover between somewhere on the spectrum,
• 35:01
  Speaker 4: and I'm also somewhere on the qua spectron.
• 35:06
  Speaker 1: As well, person on the spectrum as well.
• 35:09
  Speaker 5: Twenty one years old, he was coming here or at
• 35:12
  Speaker 5: the time, well at the time he was coming different
• 35:15
  Speaker 5: from health and he is getting his vagina next week.
• 35:18
  Speaker 2: Well he is getting his vagina next week. Came here
• 35:23
  Speaker 2: for mental health and now we're going to give him,
• 35:26
  Speaker 2: in his words, a vagina. You heard them talking about
• 35:30
  Speaker 2: taking advantage of people on the spectrum and people that
• 35:33
  Speaker 2: are on the spectrum. This is an Austin saying, yeah,
• 35:36
  Speaker 2: these are great patients for us on the spectrum. In
• 35:38
  Speaker 2: other words, we can manipulate them and tell them to
• 35:40
  Speaker 2: go through a transition. We have a patient for life.
• 35:43
  Speaker 2: That was three different people you heard there, three different
• 35:46
  Speaker 2: areas of the country, all saying the same thing. You
• 35:49
  Speaker 2: want a patient for life. Don't worry about their mental health,
• 35:53
  Speaker 2: just get them into transgender, all this dysphoria stuff, and
• 35:56
  Speaker 2: will make money.
• 35:59
  Speaker 1: Look, this is utterly perverse. It is horrifying. It's big business.
• 36:04
  Speaker 3: You're right that that many of these hospitals are making
• 36:07
  Speaker 3: millions of dollars from this. Their enormous financial incentives. And
• 36:12
  Speaker 3: I got to say, as part of that project Veritas expose.
• 36:16
  Speaker 1: As they were.
• 36:19
  Speaker 3: Interviewing with Dell Children's Medical Center, Listen, Dell Children's Medical
• 36:26
  Speaker 3: Center is an amazing children's hospital in Austin, Texas. Heidi
• 36:30
  Speaker 3: and I used to live at Austin. I've been to
• 36:32
  Speaker 3: Dell Children's, our girls have been to Dell Children's that
• 36:35
  Speaker 3: it's a great facility. In the course of that project,
• 36:40
  Speaker 3: Veritas interview the individual at Dell Children's Center said they
• 36:47
  Speaker 3: will prescribe puberty blockers for children as young as eight
• 36:53
  Speaker 3: years old. Eight and so, just this week I joined
• 37:00
  Speaker 3: with Chip Roy, a member of the House Representatives, a
• 37:03
  Speaker 3: very good friend of mine who represents that area. The
• 37:05
  Speaker 3: two of us together set an oversight letter to Dell
• 37:08
  Speaker 3: Children's Hospital asking about this policy of giving puberty blockers
• 37:14
  Speaker 3: to children as young as eight years old, stopping them
• 37:18
  Speaker 3: from the onset of puberty. Now, I guess in the
• 37:20
  Speaker 3: Vermont public schools it would mean they never become boys
• 37:23
  Speaker 3: or they never become girls because you stop them from
• 37:26
  Speaker 3: producing sperm or producing eggs.
• 37:28
  Speaker 1: But it is.
• 37:33
  Speaker 3: Remarkable and that as young as eight they're willing to
• 37:39
  Speaker 3: give permanently harmful medical treatment, treatment that can sterilize kids,
• 37:45
  Speaker 3: that can permanently damage kids. And a few years later,
• 37:50
  Speaker 3: many places are willing to engage in surgical operations to
• 37:56
  Speaker 3: remove perfectly healthy organs, to castrate a child, to sterilize
• 38:04
  Speaker 3: a child. And I'm gonna say, as a categorical matter,
• 38:08
  Speaker 3: no child, no eight year old, no ten year old,
• 38:11
  Speaker 3: no twelve year old, has the maturity, has the self
• 38:16
  Speaker 3: awareness to make a decision to sterilize themselves for the
• 38:22
  Speaker 3: rest of their lives. And I think any parent who
• 38:25
  Speaker 3: does that, any doctor who does that, any hospital who
• 38:29
  Speaker 3: does that, is engaged in child abuse. If an adult
• 38:34
  Speaker 3: wants to sterilize himself for herself, that's a choice an
• 38:37
  Speaker 3: adult can make, But an eight year old child doesn't
• 38:41
  Speaker 3: have the capacity to make that judgment, an informed judgment.
• 38:46
  Speaker 3: And any adult that facilitates sterilizing that child, I think
• 38:52
  Speaker 3: is horrific. You have no right to sterilize a little boy,
• 38:57
  Speaker 3: sterilize a little girl, and if that child decides later
• 39:02
  Speaker 3: that he or she still wants to be he or she,
• 39:05
  Speaker 3: there ain't no going back. Once they've cut it off,
• 39:10
  Speaker 3: once they've engaged in the medical treatments, the puberty suppressors,
• 39:17
  Speaker 3: the surgical options, once that individual is sterilized. Once that
• 39:21
  Speaker 3: child is sterilized, he or she will never have children.
• 39:26
  Speaker 2: Is this ending up a Republican v Democrat issue? Or
• 39:31
  Speaker 2: are there Democrats that you've talked to that are willing
• 39:34
  Speaker 2: to see this for what this is, which is just
• 39:37
  Speaker 2: pure evil that needs to be stopped. It's being done
• 39:40
  Speaker 2: to these children. You can hear it. It's all about
• 39:43
  Speaker 2: the cash. It's all about the money. It's about taking
• 39:46
  Speaker 2: advantage of people on the spectrum, taking advantage of people
• 39:49
  Speaker 2: with mental health issues, and profiting from their mental health
• 39:54
  Speaker 2: issues that they need to actually get treatment for well man.
• 39:58
  Speaker 3: I think there's a distinction on that. There are lots
• 40:01
  Speaker 3: of Democrats in America who are horrified about this. Ordinary people.
• 40:06
  Speaker 3: If you're living a life, if you're an ordinary person,
• 40:08
  Speaker 3: if you happen to be a Democrat, you hear people
• 40:12
  Speaker 3: talking about sterilizing eight year olds, and an ordinary person,
• 40:15
  Speaker 3: it's horrified. That's the natural reaction to that. But here's
• 40:19
  Speaker 3: the sad thing. If there is a single elected Democrat
• 40:24
  Speaker 3: in Congress who is horrified by this, I don't know
• 40:28
  Speaker 3: who they are, and none of them are willing to
• 40:31
  Speaker 3: speak out. This is where congressional democrats, they've gone to
• 40:35
  Speaker 3: the extreme left. There used to be moderate Democrats in Washington.
• 40:40
  Speaker 3: There aren't anymore. And the dynamics, if you're an elected
• 40:44
  Speaker 3: Democrat in Congress, you are responsive to the extremes, to
• 40:48
  Speaker 3: the radical fringe. And so I literally cannot tell you
• 40:54
  Speaker 3: a single Democrat Senator, a single Democrat house member who
• 40:58
  Speaker 3: has hadess And by the way, maybe you do or
• 41:04
  Speaker 3: don't have gahonas. Maybe they are or not producing what
• 41:07
  Speaker 3: makes you male or female in this weird or welly
• 41:11
  Speaker 3: in world. But I don't know of a Democrat who's
• 41:14
  Speaker 3: dared speak out against this.
• 41:17
  Speaker 2: Yeah, it's truly a sad subject. And I hope more
• 41:20
  Speaker 2: Democrats will come out who are elector officials, and let's
• 41:24
  Speaker 2: start just one, yeah, and just put it together and
• 41:29
  Speaker 2: say this is not a republican democratic issue and should
• 41:32
  Speaker 2: never be looked at that way. Center always a pleasure,
• 41:35
  Speaker 2: don't forget. We do this show Monday, Wednesdays and Fridays.
• 41:39
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• 41:43
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• 41:46
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• 41:49
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• 41:51
  Speaker 2: a couple of days.