Latest / The Steve Harvey Morning Show / Kiana Dancie, Ryan Serhant, Ashley M. Fox & Dr. Clarence Lee Jr.
Transcript
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- 1:13Speaker 1: Welcome to Money Making Conversations. It's the show that she
- 1:15Speaker 1: has the secrets of success experience firsthand by Marketing and
- 1:18Speaker 1: Brandon expert Rashan McDonald. I will know he's giving me
- 1:21Speaker 1: advice to many occasions. Indication didn't notice. I'm not broke.
- 1:25Speaker 1: You know. He'll be interviewing celebrity CEOs and entrepreneurs and
- 1:28Speaker 1: industry decision makers. It's what he likes to do. It's
- 1:31Speaker 1: what he likes to ship. Now it's time to hear
- 1:33Speaker 1: from my man, ras Sean McDonald. Money Making Conversations. Here
- 1:37Speaker 1: we come. I'm coming along way with my little show.
- 1:40Speaker 1: My little show be coming a big show. We got
- 1:42Speaker 1: big stars and my show your host, ras Sean McDonald.
- 1:46Speaker 1: Each money Making Conversation show, it's a radio talk show,
- 1:49Speaker 1: is about entrepreneurship and entertainment. I provide the consumer and
- 1:52Speaker 1: business owner access to celebrities like the one to my left,
- 1:56Speaker 1: celebrity os, entrepreneurs like the one to my left, and
- 2:00Speaker 1: interested decision makers like the one that I left. They
- 2:02Speaker 1: in turn deliver. She's CEO too. I forgot that. Yes,
- 2:06Speaker 1: they in turn deliver information about career planning, motivation, financial literacy,
- 2:10Speaker 1: and how they lead a balanced life. My next guest
- 2:13Speaker 1: is a popular comedian, founder and host of Comedy and Cocktails,
- 2:17Speaker 1: new author actress who starting in b et herb. That's
- 2:21Speaker 1: that channel by BT that's dominated with the caring the
- 2:24Speaker 1: female voice one Crazy Christmas. I've been talking to her
- 2:28Speaker 1: back and forth. She said, I don't talk to her now.
- 2:30Speaker 1: When she was shooting the movie, he was talking about
- 2:31Speaker 1: the plot lines real estate agent, real estate agent, can't
- 2:34Speaker 1: get that? And entrepreneur. That's why I really got on
- 2:37Speaker 1: the show because she's surprised me with this new business move.
- 2:40Speaker 1: Please welcome to money making Conversation. One of my favorite
- 2:43Speaker 1: guests is the third appearance on the show Live in
- 2:45Speaker 1: studio every time Canada Dancing. Good morning, How are you?
- 2:49Speaker 1: How are you? I am doing really well. I can't
- 2:52Speaker 1: tell you how well I'm doing it. But when I
- 2:53Speaker 1: was in the l A this weekend, I went down
- 2:55Speaker 1: there for the Mark Warbor movie premiere, and then you
- 3:00Speaker 1: went to a movie from there and didn't take me.
- 3:02Speaker 1: Because people are only get like one or two tickets.
- 3:04Speaker 1: I can't uh, and then and then the person who
- 3:07Speaker 1: was the other person who had the ticket. You know
- 3:09Speaker 1: what I'm saying, I'm not that big yet where I
- 3:11Speaker 1: can just bring a crew. Well, you know, ever since
- 3:14Speaker 1: you got you know, on this radio show, you you
- 3:16Speaker 1: act real fun real funny acting. That's what you're gonna do.
- 3:19Speaker 1: That's called popularity. Popularity popularity makes you act real funny.
- 3:23Speaker 1: But you're funny. And you know the thing is, you
- 3:25Speaker 1: told me he was always gonna look out for me,
- 3:26Speaker 1: said people on Instagram. One. See, I'm doing what I'm doing.
- 3:29Speaker 1: But listen to this. Ever since you get to the
- 3:30Speaker 1: radio show, are you sad? Little? First I can say little, Okay, Well,
- 3:36Speaker 1: since you got this radio show, you're so funny, you're
- 3:40Speaker 1: a little patty with it. I am because see, first
- 3:42Speaker 1: of all, I went viral. You know, my mom showed
- 3:45Speaker 1: I went viral. And they're motivating people stopping me at uh,
- 3:48Speaker 1: you know, at the five guys. You know, I'm walking
- 3:51Speaker 1: in the Whole Foods talking about changing their lives while
- 3:54Speaker 1: I was checking out in the in the express line
- 3:57Speaker 1: at Kroger's. I'm out there doing things. I don't know
- 3:59Speaker 1: what you're doing. We're gonna talk about it because guess
- 4:01Speaker 1: what my shows about motivating? My shows about giving people
- 4:04Speaker 1: and see all this uh Instagram or live feed. I
- 4:08Speaker 1: didn't invite that into my show. I got one camera
- 4:11Speaker 1: here is for money making, comes out, help you go
- 4:13Speaker 1: viral more. Okay, thank you very much. Let me shove
- 4:16Speaker 1: it that McDonald granted. Good morning. How you know, and
- 4:22Speaker 1: I'm so happy to be You've been so busy, you've
- 4:25Speaker 1: been spending a lot of time at my hometown to Texas.
- 4:28Speaker 1: Let's start out with this, muvie. Let's talk about this
- 4:30Speaker 1: movie that you're doing and you're acting because I didn't
- 4:33Speaker 1: know you could act, Shade really, you know, you know
- 4:37Speaker 1: I didn't know. You know, I didn't know, But you
- 4:39Speaker 1: know now what I've seen your resume, Yes you have.
- 4:43Speaker 1: Did I see any acting credits on your resume? Well, yes,
- 4:45Speaker 1: I've done some things, but this is probably one of
- 4:47Speaker 1: the biggest movies that I've done thus far. I am
- 4:50Speaker 1: super excited about this opportunity. Greg Harder, which is man, Yes, director, director.
- 4:56Speaker 1: I'm from Houston, Texas, so it's you know, it's a
- 4:59Speaker 1: great thing to be working with people where I started.
- 5:02Speaker 1: I started my comedy Um career in Houston. So for
- 5:05Speaker 1: then to reach back and get your girl, it says
- 5:07Speaker 1: a lot. Well, it reached back because you got talented
- 5:09Speaker 1: popularity again, so that's the key. But two, you didn't
- 5:14Speaker 1: even audition for Wait a minute, the people knew I
- 5:17Speaker 1: was already qualified, but I did you know he had
- 5:19Speaker 1: apart from me in mine so you know, yes, he
- 5:24Speaker 1: had already seen my work. Okay, okay, So so we
- 5:27Speaker 1: as an actress. Okay. So you have so many people
- 5:29Speaker 1: who listened to the show who don't get apart already
- 5:34Speaker 1: written for them audition. Have you been through the audition process?
- 5:38Speaker 1: How has that been for you? And what makes you
- 5:41Speaker 1: keep moving forward when you receive rejection. Funny that you
- 5:44Speaker 1: even asked me that, because I did audition for the
- 5:47Speaker 1: Netflix movie that I have coming out in two in
- 5:49Speaker 1: nineteen with Marlo Wayne, I'm so pretty with Patty and listen,
- 5:54Speaker 1: here's the thing. Uh, it was a great It's it's
- 5:56Speaker 1: an overwhelming experience because you're not really sure what the
- 5:59Speaker 1: direct there or the casting agent is looking for. So
- 6:02Speaker 1: what happens is you're just literally shooting in the dark.
- 6:05Speaker 1: But the only thing you can do is to be
- 6:06Speaker 1: your best to you if you're your best to you
- 6:08Speaker 1: you try to embody all of the characters when they're
- 6:11Speaker 1: not gonna give you a whole lot, so they give
- 6:13Speaker 1: you the breakdown of the character, they give you the
- 6:16Speaker 1: breakdown of the scene, and and may not even give
- 6:19Speaker 1: you that much. And but you go in and you
- 6:21Speaker 1: try to make it as um you as well, not
- 6:24Speaker 1: as you, but as much as the character as possible.
- 6:26Speaker 1: So the idea is if you if they're looking for
- 6:28Speaker 1: a thirty year old ghetto mama of seven or whatever,
- 6:33Speaker 1: you have to figure out what that looks like and
- 6:35Speaker 1: then you have to sell that present take you out
- 6:37Speaker 1: of it as much as possible. Cool. So the movie
- 6:39Speaker 1: that you did give us the storyline on that movie,
- 6:43Speaker 1: and my character is named Tiffany. Tiffany is a loud,
- 6:48Speaker 1: educated um, slightly inappropriate most of the time character. She's
- 6:52Speaker 1: also an attorney, so but she she dressed very very
- 6:55Speaker 1: very polished, but she is hood so comedy, that's the
- 7:00Speaker 1: comedy part. And I am the friend to the main
- 7:03Speaker 1: character who who had a one night stand with her
- 7:07Speaker 1: daughter's fiance when she later finds out is her daughter's fiance,
- 7:10Speaker 1: no one knew this and to the daughter, okay, Okay,
- 7:17Speaker 1: I'm gonna repeat it. So my friend in the movie
- 7:21Speaker 1: had a one night stand with her daughter's fiance, but
- 7:24Speaker 1: we never we didn't know who the fiance was because
- 7:27Speaker 1: we never met the fiance until Thanksgiving, I'm sorry, Christmas.
- 7:30Speaker 1: So when the daughter brings the fiance home, we're like,
- 7:35Speaker 1: that's the boy, and he's young and attractive, and we're
- 7:39Speaker 1: all eye and him and course, honey, it was one
- 7:41Speaker 1: night standing. Mammy trying to ruin that she don't want
- 7:43Speaker 1: that boy. She just wanted that one night right. So
- 7:45Speaker 1: that's so that the controversy is that she had a
- 7:47Speaker 1: one night stage her daughter's fiance cheated on that. No
- 7:53Speaker 1: no one knew because they met afterwards. Yes, they met afterwards.
- 7:59Speaker 1: The uncle. Don't make this look complicated, he made you.
- 8:03Speaker 1: You get it right. Here's what happened. The daughter met
- 8:07Speaker 1: a man that was now she's engaged to she's been dating.
- 8:11Speaker 1: But the mother met a man prior to the getting
- 8:14Speaker 1: in games. They met at the airport, I believe, and
- 8:17Speaker 1: they hooked the airport actually, I'm sorry, at the at
- 8:20Speaker 1: the I'm sorry sorry, they made at the hotel. Anyway,
- 8:23Speaker 1: he was coming out to pool glistening and then she said,
- 8:25Speaker 1: Oh you're sexy, and ain't nobody trying to see you?
- 8:38Speaker 1: Look at my best. Let me tell you something about
- 8:40Speaker 1: that listening. First of all, when you get to a
- 8:43Speaker 1: certain name, you don't glisten. Okay, after four A five
- 8:47Speaker 1: is no glisten. Now you're just shining. Grief, I'm shining
- 8:51Speaker 1: now I get I'm shotting. I'm come about that. Come
- 8:54Speaker 1: out that shot. I'll be Shotting's my best book when
- 8:57Speaker 1: I come. I like that, I know because I'm feel
- 9:01Speaker 1: I see money on you. Here's your deal. Now, your
- 9:03Speaker 1: mom's on the phone. She is she was supposed to
- 9:06Speaker 1: come to the studio. Listen. Mama is busy. So the
- 9:10Speaker 1: thing is she had to go open the store business.
- 9:13Speaker 1: There's a cell phone repair franchise store on a bus,
- 9:16Speaker 1: Yes it is. And here's the thing. Now, I know
- 9:19Speaker 1: everyone has broken their phone and have been traumatized. I
- 9:21Speaker 1: will tell you a story. My mother broke my phone.
- 9:24Speaker 1: Um one year. Literally I couldnt get screening for three days.
- 9:28Speaker 1: I could not speak to my mother for two days.
- 9:30Speaker 1: I was so distraught. Remember when you broke my phone.
- 9:33Speaker 1: My you can hear me, I can hear you. Fine,
- 9:37Speaker 1: and tell the people when you broke my phone. Howstrat
- 9:39Speaker 1: I was? You were distraught. It just flew out of
- 9:42Speaker 1: my hands. And I don't know because swear that phone
- 9:48Speaker 1: flew out her She dropped here. Man. I kept telling her, Mommy,
- 9:52Speaker 1: don't touch my phone. Don't touch my phone because I
- 9:54Speaker 1: don't have a case. And it shattered my screen. And
- 9:57Speaker 1: it was one thing that it shattered my screen, and
- 9:59Speaker 1: the it is. The other thing is it's shattered. And
- 10:02Speaker 1: sometimes you can still use your phone when it's broken.
- 10:04Speaker 1: So do you guys know my phone would not work.
- 10:07Speaker 1: My calls were coming in and I was getting all
- 10:09Speaker 1: these important calls but could not answer. I couldn't touch
- 10:12Speaker 1: my screen. So we have been going through programs trying
- 10:15Speaker 1: to figure out how we what we wanted to do.
- 10:16Speaker 1: We knew that we wanted to get into a business.
- 10:18Speaker 1: We knew that we wanted to invest our we're in
- 10:21Speaker 1: real estate also, so we were going through different classes,
- 10:23Speaker 1: different entrepreneur programs and everything. And then we had a
- 10:26Speaker 1: lot of different programs and different business ideas that came
- 10:28Speaker 1: to us until we met um the CPR people, and
- 10:33Speaker 1: we and I'm telling you, the CPR program was amazing. Um.
- 10:36Speaker 1: It gave us an opportunity to because we all have technical,
- 10:39Speaker 1: technical backgrounds, so it wasn't something that was so far fetched.
- 10:42Speaker 1: My mother is a programmer by trade, and I worked
- 10:44Speaker 1: for Samsung tellcom Um in the past, so it was
- 10:47Speaker 1: it was easy fit. So how did you find out
- 10:49Speaker 1: about this franchise? CPR? Mom? You want to answer that question?
- 10:53Speaker 1: How did you find out about CPR franchise? I was
- 10:56Speaker 1: working with the coach or naming Susan or left because
- 10:59Speaker 1: this hut with the entrepreneurs source sources, and uh, it
- 11:05Speaker 1: was right up there. I had back surgery and I
- 11:07Speaker 1: was trying to figure out what I could do with
- 11:08Speaker 1: my life for me and my children. So we would
- 11:12Speaker 1: talk every day, me and my kids, Jana and my
- 11:15Speaker 1: son Eric. They're grown, but I'm still calling my kids.
- 11:18Speaker 1: And we just was trying to figure out what we
- 11:21Speaker 1: can do for us. How to you know, take money
- 11:25Speaker 1: that we had and grow it and invested in something.
- 11:29Speaker 1: You know, a lot of people, especially black people, you know,
- 11:32Speaker 1: when they open it up a business, they might you know,
- 11:34Speaker 1: especially nowadays, people were getting into hair or clothing lines
- 11:39Speaker 1: or something of that. We were looking for something that
- 11:43Speaker 1: everybody needed. And we don't only repair cell phones. We
- 11:49Speaker 1: repair most all electronics that we would play anything, anything
- 12:00Speaker 1: has been screen Okay, So okay, that means that you
- 12:04Speaker 1: guys are the front. Yes, how many tech people do
- 12:06Speaker 1: you have? We have to tech people in the back
- 12:09Speaker 1: right now. I'm the marketing person. My mother is the
- 12:12Speaker 1: i will say, the numbers person. My brother he serves
- 12:15Speaker 1: as our kind of regional manager. This is our first store.
- 12:18Speaker 1: Our second store would be open in spring twenty nineteen,
- 12:21Speaker 1: and the loof that would be our flagship store. That's
- 12:23Speaker 1: pretty aggressive, it is, really so, so what makes you
- 12:27Speaker 1: feel comfortable about opening one store and then opening another store?
- 12:32Speaker 1: So I'll tell you the answer to that. First of all, Um,
- 12:35Speaker 1: I broke my screen three times this year and it
- 12:37Speaker 1: was two hundred and fifty dollars a pop. My co
- 12:39Speaker 1: host when I was on Sister Circle, she broke her
- 12:41Speaker 1: phone four times this year and we both had sam
- 12:43Speaker 1: some joys. That was two hundred fifty dollars a pop.
- 12:46Speaker 1: That was two hundred and fifty times four. So I'm
- 12:49Speaker 1: thinking to myself, if within my little small social circle,
- 12:52Speaker 1: I've known someone who's had to spend two hundred and
- 12:54Speaker 1: fifty dollars five, you know, seven times myself and her.
- 12:57Speaker 1: So if I broughten that, how many other for our
- 13:00Speaker 1: replacing their phones? And then when you're out of your warranty,
- 13:02Speaker 1: where can you go to replace your screen? Sometimes there's
- 13:05Speaker 1: no place to go but to a store like mine.
- 13:08Speaker 1: So come out and support us. We are fifty Bear
- 13:10Speaker 1: Parkway and Marietta, Georgia. We have a Starbucks right next
- 13:13Speaker 1: to us. We're gonna be giving away free giveaways. We
- 13:15Speaker 1: have a forty three television Samsung television that we're graffling
- 13:18Speaker 1: off a dollar particket. So we're only asking you to
- 13:20Speaker 1: support us. We're gonna fix your phone, fix anything that
- 13:23Speaker 1: got a crack screen, come through supports, and we're gonna
- 13:25Speaker 1: have us a good time newsletter that's well and refurbished
- 13:30Speaker 1: color phone, absolutely refurbish, got on the show. You'll be
- 13:34Speaker 1: forgetting key elements. That's all right, Mama, You's got my back, honey,
- 13:38Speaker 1: exactly exactly. And I just wanted to point one other
- 13:42Speaker 1: thing out, not that we I mean we have. We're
- 13:47Speaker 1: rehired African Americans to work in our store, and a
- 13:51Speaker 1: lot of people, you know, we gave opportunities, and I
- 13:54Speaker 1: think that's very important. As a small business owner. I
- 13:58Speaker 1: appreciate that I know that wrapping this up, but again,
- 14:02Speaker 1: you're my friend. I gotta bring you back in December anyway,
- 14:04Speaker 1: no in between and four and the grand opening, and
- 14:07Speaker 1: we're gonna keep winning money making conversations. She's back on
- 14:10Speaker 1: the show, She's busy, y'all and the Dancy and I'm
- 14:14Speaker 1: her unclesation. We'll be right back with more from Marsh
- 14:21Speaker 1: McDonald and money making conversations. Don't touch that down. Yeah,
- 14:26Speaker 1: we sort of stopped paying attention and racked up a
- 14:29Speaker 1: lot of debt. Yeah, it was stressful. He blamed me
- 14:32Speaker 1: for my credit card debt and I blamed him for
- 14:34Speaker 1: building that man cave. It's awesome. Anyway, we stopped blaming
- 14:37Speaker 1: each other, did our homework and read that a smart
- 14:40Speaker 1: way to consolidate debt is to get a fixed rate loan.
- 14:43Speaker 1: But getting a loan was brutal and a time drain.
- 14:46Speaker 1: So I was in my man cave researching personal loans
- 14:48Speaker 1: and I found best Egg. They have an A plus
- 14:51Speaker 1: rating with the b BB and best Egg handles everything online,
- 14:55Speaker 1: start to finish, and Consumer Affairs gave best Egg five
- 14:58Speaker 1: stars for their easy online Loan app. And we could
- 15:00Speaker 1: be approved and funded and as little as one business day,
- 15:03Speaker 1: I applied online with no impact my credit score. She
- 15:06Speaker 1: always takes credit from my wings. But long story short,
- 15:09Speaker 1: she got an awesome loan, paid off our cards and
- 15:12Speaker 1: some bills while lowering our monthly payment. The Best Egg
- 15:15Speaker 1: loan was like a total fresh start. Visit best egg
- 15:19Speaker 1: dot com slash blue best egg dot com slash blue.
- 15:23Speaker 1: Subject credit approval, actual rates, fees, and approval times will vary.
- 15:26Speaker 1: Watching the game. When the doorbell rings and the delivery
- 15:29Speaker 1: guy surprises you who with a bucket of hot wings
- 15:31Speaker 1: and a couple of microbrews. Yeah, that's the feeling women
- 15:34Speaker 1: get when they receive flowers for absolutely no reason. So
- 15:38Speaker 1: when's the last time you send her flowers just because
- 15:40Speaker 1: you were thinking of her? And if she got your
- 15:42Speaker 1: flowers tomorrow, what do you think her reaction might be? Well,
- 15:45Speaker 1: you can times tend that when you send flowers from
- 15:48Speaker 1: the books, you know, the books where the flower folks
- 15:51Speaker 1: with farms located on the side of a volcano that
- 15:54Speaker 1: grow flowers as spectacular as she is. Books are cut
- 15:58Speaker 1: from farms and delivered fresh to her so they last.
- 16:01Speaker 1: And you know, every day she admires your flowers is
- 16:03Speaker 1: another day your rock star, So send her just because
- 16:07Speaker 1: flowers from the books next day delivery yep, next day,
- 16:10Speaker 1: and get ready to be the most thoughtful man on earth.
- 16:13Speaker 1: Go to books dot com and ed her hero for
- 16:16Speaker 1: your thoughtful guy discount. Yeahf at b o u q
- 16:21Speaker 1: s dot com and at her hero books dot com.
- 16:27Speaker 1: Why Hey, it's Rae Sean McDonald my voice, and I'm like,
- 16:32Speaker 1: what went south on me? There? How you listening to
- 16:35Speaker 1: money making conversation? I always like to promote what I'm
- 16:37Speaker 1: trying to do. Um, it's really um interesting what's happening
- 16:40Speaker 1: in my life these days? Because the brand is growing
- 16:44Speaker 1: and it's I'll tell people all the time about your
- 16:47Speaker 1: brand is that you have to be consistent and you
- 16:49Speaker 1: have to stay in people's wheelhouse on their face and
- 16:53Speaker 1: a positive, consistent man because people always think like anything
- 16:56Speaker 1: is one off of how can you keep getting these
- 16:59Speaker 1: games or just this point of view? And as as
- 17:02Speaker 1: you keep developing your point of view, you can keep maturing.
- 17:04Speaker 1: And that's why I'm in my life. I'm maturing and
- 17:06Speaker 1: starting to understand the values that I bring it to
- 17:08Speaker 1: the stage stage where that's the stage, the radio or
- 17:12Speaker 1: public speaking. Um. Like I said, I'm just so happy
- 17:16Speaker 1: right now. I did an interview on with Tom Bill
- 17:19Speaker 1: you on an impact theory, and it's going viral and
- 17:22Speaker 1: people are later on the airplane last night say I
- 17:25Speaker 1: know you, I know you. I told him, Yeah, I'm
- 17:27Speaker 1: famous and not just you know not. I just realized
- 17:30Speaker 1: how ugly I am. I just had this good look
- 17:31Speaker 1: at God sitting next to me. So hey, hey, you
- 17:36Speaker 1: gotta mid some things. See see we need to see
- 17:38Speaker 1: when in back of the day to you come in
- 17:40Speaker 1: to nightclub? I go, mate, I go, mate, Why they
- 17:46Speaker 1: have to come in the nightclub when I'm in the nightclub.
- 17:49Speaker 1: Let's let's get this started. I'm very excited to have
- 17:51Speaker 1: him on show. These type people may to make my life,
- 17:54Speaker 1: make me doing this show worth while. Brother uh decorated
- 18:01Speaker 1: war veteran of the United States Air Force. He is
- 18:04Speaker 1: a president CEO of C. C. M. Lee Junior Company's LLC,
- 18:08Speaker 1: founder or Persist Institute Authen International speaker. Please welcome to
- 18:13Speaker 1: the money making two mounety making Conversation. Dr Clarence Lee Jr.
- 18:18Speaker 1: Right next, Happy to be very happy to be on.
- 18:20Speaker 1: How you doing, sir, I'm doing that. I'm gonna trying
- 18:22Speaker 1: to stay close to this Mike, because want you guys
- 18:24Speaker 1: to hear me. You hear me. You do what you
- 18:26Speaker 1: do for a living? That yeah, absolutely, So tell me
- 18:29Speaker 1: your little background about you. Where you originally from. Riggie
- 18:31Speaker 1: from Kansas City, Missouri. Barbecue countrybec absolutely gate Barbecue. Come on. Yeah,
- 18:39Speaker 1: Riggie from Kansas City, Missouri. Moved around a ton as
- 18:42Speaker 1: a kid. My dad was My dad's a marine, So
- 18:45Speaker 1: I moved around a bunch. Um actually lived in Marietta
- 18:47Speaker 1: for a while. Um, but first dream wanted to be
- 18:50Speaker 1: a basketball player, so I played basketball in college. My
- 18:53Speaker 1: mom is a nurse. He introduced me to medicine really early,
- 18:56Speaker 1: and um, I decided to want to be a doc
- 18:59Speaker 1: and I started going on that journey. Man, it took
- 19:01Speaker 1: me a while. Um, but yeah, I'm practicing physician now.
- 19:04Speaker 1: During the Air Force, got the fly jets, I've been
- 19:06Speaker 1: able to do some cool stuff. So stuff I can't
- 19:10Speaker 1: do the doctor that's you know, believe me, you know,
- 19:13Speaker 1: I that's something I could That's that's a skill that
- 19:15Speaker 1: I can't I do. And flying airplanes, yeah, I cannot
- 19:19Speaker 1: man a flight relations I crashed every time. So it's
- 19:23Speaker 1: you know, it's it's it's a lot of fun. UM,
- 19:25Speaker 1: you know I do it. Yeah. I had had a
- 19:28Speaker 1: great time as a flight surgeon. A lot of people
- 19:30Speaker 1: don't know what flight surgeons do. Uh. It is basically
- 19:32Speaker 1: the doctor that flew in the back with the pilots
- 19:36Speaker 1: in the back of the jet and just make sure
- 19:38Speaker 1: that they, uh physically could do their jobs. So I
- 19:42Speaker 1: was the provider that could say when it was a
- 19:44Speaker 1: go or no go, when a pilot could go or
- 19:46Speaker 1: they couldn't go. And so in order to make that decision,
- 19:50Speaker 1: I needed to be able to fly. And what do
- 19:52Speaker 1: you think of your life? When you look at your life,
- 19:53Speaker 1: you look in the mirror. Because I do that to myself.
- 19:56Speaker 1: I always self estimate myself, you know, because I think
- 19:59Speaker 1: that's important. A lot of peop gonna do that. Sometimes
- 20:01Speaker 1: when I leave my home in the morning, I just
- 20:03Speaker 1: walk out into the yard, you know, and I just
- 20:06Speaker 1: grab a few moments for myself to understand where I'm at.
- 20:10Speaker 1: How do you how do you do that in your life?
- 20:11Speaker 1: You know? Before we start getting into breaking down story,
- 20:14Speaker 1: I just feel I feel grateful. Um. I think my
- 20:18Speaker 1: my life, my life story is one of persistence, which
- 20:21Speaker 1: is why I push a lot that in my messaging. Um,
- 20:24Speaker 1: but just believing in the vision that I have for
- 20:26Speaker 1: myself and and really not taking no for an answer,
- 20:29Speaker 1: and sometimes being years of of nose. So just thankful
- 20:34Speaker 1: for the opportunity of the platforms that I have now
- 20:38Speaker 1: and understanding the importance of encouraging other people along the way,
- 20:42Speaker 1: because people get discouraged, stuff doesn't go the way it
- 20:44Speaker 1: needs to go. But just just gratitude is probably how
- 20:47Speaker 1: I see overall my life. The Air Force. Why did
- 20:50Speaker 1: you choose the Air Force? Um? A couple of reasons.
- 20:53Speaker 1: So um, my dad was marine, so um, we didn't
- 20:56Speaker 1: really come from a lot. And so I saw the
- 20:59Speaker 1: distinct of difference between my father and everyone else in
- 21:03Speaker 1: my family, and to me that the answer was the military.
- 21:07Speaker 1: So the way he dressed, the way he spoke, the
- 21:09Speaker 1: way he carried himself. UM, I knew it was a
- 21:11Speaker 1: distinct difference. He he he had an edge and I wanted it.
- 21:14Speaker 1: Um and so um, when when it was time for
- 21:18Speaker 1: me to go to medical school, I got accepted to
- 21:19Speaker 1: medical school, and uh, I had my Drexel University in Philadelphia. Um,
- 21:25Speaker 1: and uh I had my I had my daughter on
- 21:27Speaker 1: the way, and I tried to figure out how can
- 21:30Speaker 1: I keep going after my dream being a full time
- 21:32Speaker 1: student going to medical school and still take care of
- 21:36Speaker 1: my daughter and provide for her. And so I applied
- 21:38Speaker 1: for a scholarship with the with the Air Force Health
- 21:40Speaker 1: Professional Scholarship Program, and I got a scholarship that paid
- 21:43Speaker 1: for my school, gave me in tuition, UM paid for
- 21:46Speaker 1: my tuition, gave me a stipening while I was in school,
- 21:48Speaker 1: and and uh, yeah, I was able to do it.
- 21:50Speaker 1: So so military has been good to you. And absolutely
- 21:54Speaker 1: absolutely so. If a young man was listening to a
- 21:56Speaker 1: young female was listening a person not even young and
- 21:59Speaker 1: wanted to of what's sitting that they're trying to find
- 22:01Speaker 1: out a place in their life, what advice would you
- 22:03Speaker 1: give them? Yeah, it's an amazing question. I would say,
- 22:06Speaker 1: it just depends on where you're coming from. UM. And
- 22:09Speaker 1: so I like to I like to explain the military
- 22:12Speaker 1: as as a as a as a hand up. So
- 22:14Speaker 1: it it's the ability. It gives you the opportunity to
- 22:17Speaker 1: do things that for me, I didn't travel, I never
- 22:20Speaker 1: I never left the country. I didn't have a passport
- 22:22Speaker 1: growing up, like I stay where I lived. And so
- 22:26Speaker 1: the military offered me opportunity. So like the word I
- 22:29Speaker 1: would explain to people is you have to understand opportunity.
- 22:32Speaker 1: If somebody gives you an opportunity training, they pay for
- 22:34Speaker 1: medical school, they play for for business school. UH gave
- 22:38Speaker 1: me opportunity to to to fly jet, something that I I
- 22:41Speaker 1: never would do. So for me, it was opportunity. Now
- 22:44Speaker 1: their sacrifice that came with that. I deployed five times.
- 22:46Speaker 1: But it depends on where you're coming from. If you're
- 22:49Speaker 1: looking for opportunity, you're looking to go up, it's it's
- 22:52Speaker 1: a it's a feasible option for some folks, you know,
- 22:55Speaker 1: it's relater. I'm fortunate because I oversee the marketing for
- 22:58Speaker 1: their National Guard and all fit the States and three
- 23:01Speaker 1: territories in Washington, d C. And it's of all the
- 23:05Speaker 1: things I've done in my life, it is the most
- 23:07Speaker 1: um proud moment because I feel for the first time
- 23:10Speaker 1: I've been successful entertainment as an entrepreneur. But actually I'm
- 23:14Speaker 1: doing something for the country. I'm protecting not only my
- 23:16Speaker 1: family but people I don't know, and I'm protecting the
- 23:18Speaker 1: country with my skill set, and that is to get
- 23:21Speaker 1: the best available recruits to join the our National Guard
- 23:24Speaker 1: or retain them into their National Guard. When I you know,
- 23:28Speaker 1: like this past weekend, UM, the National Football League made
- 23:32Speaker 1: a big deal. You get a lot of returning veterans uh,
- 23:37Speaker 1: surprising their family members. So when you when you see that,
- 23:41Speaker 1: where do you stand emotionally and all of that. Um,
- 23:45Speaker 1: it's it's uh services service. So you know, one of
- 23:48Speaker 1: the core values their forces service before self and so
- 23:52Speaker 1: understanding that there's a rank and file structure, UM, and
- 23:56Speaker 1: you're you are there to serve. You have a commanding officer,
- 23:58Speaker 1: there's there's some service for you to do, and being
- 24:01Speaker 1: able to put your own personal needs or cares on
- 24:04Speaker 1: the back burning is just ingrained in what you do. Um.
- 24:07Speaker 1: And so when I see things like that, it just
- 24:09Speaker 1: makes me. I don't know, it's it's it's it's an
- 24:13Speaker 1: emotional time because you leave your family, you're gone for
- 24:17Speaker 1: a long time, you go in the harm's way. People
- 24:19Speaker 1: are people all scared and texting you you're okay? Anything
- 24:24Speaker 1: all right? You know? And I'm like, yeah, I'm cool. Um.
- 24:29Speaker 1: So it's it's a it's a it's a it's a
- 24:31Speaker 1: roller coaster. I mean, you're excited when you're there because
- 24:34Speaker 1: you're trained, you know what you're doing. UM. But but yeah,
- 24:38Speaker 1: it's said you leave your family, and it's it's emotional.
- 24:40Speaker 1: I know, you say that. My younger, my youngest brother,
- 24:43Speaker 1: he was in racky and then when it was dropping
- 24:46Speaker 1: the you know, the paws and bombs, and so I
- 24:50Speaker 1: was worried, you know, and so and the communication was
- 24:54Speaker 1: none So so it really you know that that that
- 24:58Speaker 1: moment in my life with him is always with me,
- 25:01Speaker 1: you know. And I always respect and and but but
- 25:04Speaker 1: the thing about I'm gonna say you guys, because it's
- 25:07Speaker 1: such a natural part of your life that you don't
- 25:10Speaker 1: realize sometimes with the power of love and respect that
- 25:16Speaker 1: you have from everyday people, you know, it's it's amazing.
- 25:20Speaker 1: I really can't tell you how excited I am when
- 25:23Speaker 1: I meet an individual like you. It tells me why
- 25:25Speaker 1: I'm doing money making conversation a day of my program
- 25:28Speaker 1: directing one of the big inspirations. But why I am
- 25:33Speaker 1: who I am right now, you know, because sometimes I
- 25:36Speaker 1: didn't look at myself and saw the value of my
- 25:38Speaker 1: next level of my life. You gotta help people that
- 25:41Speaker 1: My next conversation with you is who you surrounding yourself
- 25:44Speaker 1: that push you for? Who are your cheerleaders that champion
- 25:47Speaker 1: you to the next goal in life, man, because uh,
- 25:49Speaker 1: you know, uh, you especially do and we're gonna create
- 25:53Speaker 1: this relationship and uh definitely gonna have you back on
- 25:55Speaker 1: the show after I read this book. Yes, and we're
- 25:58Speaker 1: gonna we're gonna keep winning. And more importantly, you be
- 26:01Speaker 1: who you are because you're doing things I could not do,
- 26:03Speaker 1: and that's a blessing. Appreciate that. I appreciate you have me.
- 26:07Speaker 1: It's been a blessing. We'll be right back with more
- 26:13Speaker 1: from Marjohn McDonald and money making conversations. Don't touch that down. Yeah,
- 26:18Speaker 1: we sort of stopped paying attention and racked up a
- 26:20Speaker 1: lot of debt. Yeah, it was stressful. He blamed me
- 26:23Speaker 1: for my credit card debt and I blamed him for
- 26:25Speaker 1: building that man cave. It's awesome. Anyway, we stopped blaming
- 26:29Speaker 1: each other, did our homework and read that a smart
- 26:31Speaker 1: way to consolidate debt is to get a fixed rate loan.
- 26:34Speaker 1: But getting a loan was brutal and a time drain.
- 26:37Speaker 1: So I was in my man cave researching personal loans
- 26:40Speaker 1: and I found best Egg. They have an A plus
- 26:42Speaker 1: rating with the B B B and best Egg handles
- 26:45Speaker 1: everything online. Start to finish and Consumer Affairs gave best
- 26:48Speaker 1: egg five stars for their easy online loan app and
- 26:51Speaker 1: we could be approved and funded and as little as
- 26:53Speaker 1: one business day I applied online with no impact to
- 26:56Speaker 1: my credit score. She always takes credit from my wins.
- 26:59Speaker 1: But long story short, she got an awesome loan, paid
- 27:02Speaker 1: off our cards and some bills while lowering our monthly payment.
- 27:06Speaker 1: The best egg loan was like a total fresh start.
- 27:09Speaker 1: Visit best egg dot com slash blue best egg dot
- 27:13Speaker 1: com slash blue subject to credit approval, Actual rates, visa
- 27:16Speaker 1: and approval times will vary. You're watching the game when
- 27:19Speaker 1: the doorbell rings and a delivery guy surprises you who
- 27:22Speaker 1: with a bucket of hot wings and a couple of microbrews. Yeah,
- 27:25Speaker 1: that's the feeling women get when they receive flowers for
- 27:28Speaker 1: absolutely no reason. So when's the last time you send
- 27:31Speaker 1: her flowers just because you were thinking of her? And
- 27:33Speaker 1: if she got your flowers tomorrow, what do you think
- 27:36Speaker 1: her reaction might be? Well, you can times tend that
- 27:39Speaker 1: when you send flowers from the books. You know, the
- 27:41Speaker 1: books where the flower folks with farms located on the
- 27:45Speaker 1: side of a volcano that grow flowers as spectacular as
- 27:48Speaker 1: she is. Books are cut from farms and delivered fresh
- 27:51Speaker 1: to her so they last. And you know every day
- 27:54Speaker 1: she admires your flowers is another day your rock star.
- 27:57Speaker 1: So send her just because flowers from the books next day,
- 28:01Speaker 1: delivery next day, and get ready to be the most
- 28:04Speaker 1: thoughtful man on earth. Go to books dot com and
- 28:07Speaker 1: enter hero for your thoughtful guy discount. Yeah off at
- 28:12Speaker 1: b o u q s dot com and enter hero
- 28:16Speaker 1: books dot com. Money Making Conversations continues online at www
- 28:25Speaker 1: dot Money Making Conversations dot com and follow money Making
- 28:28Speaker 1: Conversations on Facebook, Twitter, and Instagram. Ladies and gentlemen, it's
- 28:32Speaker 1: time you stop thinking about your dreams and put some
- 28:35Speaker 1: plans into action. Hey, this is Tasha Evans and I
- 28:38Speaker 1: love to eat a great restaurant and more than that,
- 28:40Speaker 1: I love great desserts. So does Rashan McDonald. Check out
- 28:43Speaker 1: his new website. That's www. Rashan McDonald dot com. That's
- 28:47Speaker 1: r U s h I O N and McDonald is
- 28:49Speaker 1: spelled just like the Thingless restaurant chain. Guys, Rashaun is
- 28:53Speaker 1: looking for great bakers for his baker Spotlight. He wants
- 28:55Speaker 1: to brag on his fans for their incredible baking skills
- 28:57Speaker 1: on his social media and website. That could be your mom, friend,
- 29:00Speaker 1: co worker, a relative, just for Sean McDonald saying a
- 29:03Speaker 1: shout out to Elizabeth City. Come on, HBC, you bound
- 29:09Speaker 1: doing my thing, expanding the brand of money Making Conversation.
- 29:12Speaker 1: Isn't that the Gold Team. I'm a little team in there.
- 29:14Speaker 1: They're cheering yes, and then is booted by myself. I
- 29:18Speaker 1: gotta crew knap. That's a roll by myself. I gotta
- 29:21Speaker 1: I gotta crew nap rolling with me money making conversation.
- 29:24Speaker 1: My next guest, first time on the show. I get
- 29:28Speaker 1: these guests, they come in. I get excited because I
- 29:31Speaker 1: guess what I learned things from him? Is a former
- 29:33Speaker 1: Wall Street Analysts, founder of Emplified, merging of the words
- 29:38Speaker 1: empower and modify. It's an educational based organization creates to
- 29:43Speaker 1: help both adults and children understand financial literacy. That's a
- 29:47Speaker 1: really tricky term there. She's a personal financial coach, financial
- 29:52Speaker 1: journalist for a Black enterprise and his magazine, and international speaker.
- 29:57Speaker 1: Please work with the money Making Conversation. Ashley M. Fox? Hi,
- 30:02Speaker 1: how are you pretty good? Miss Fox? Where are you
- 30:04Speaker 1: all right? There? Where are you based that right now?
- 30:07Speaker 1: I'm in Philadelphia. When you say you are a former
- 30:10Speaker 1: Wall Street analysts, what does that mean? Because if your
- 30:13Speaker 1: Wall Street, there's a lot of people, especially minorities, because
- 30:16Speaker 1: we don't even understand how you make money in the
- 30:19Speaker 1: Wall Street world. Break it down a little bit to it,
- 30:21Speaker 1: and we willing to take that take the time to
- 30:23Speaker 1: understand on money making conversation exactly what did you do
- 30:27Speaker 1: and what role do you play in at Okay? So
- 30:30Speaker 1: I went to Howard University, graduated, and I decided to
- 30:34Speaker 1: work on Wall Streets. And I have four internships in
- 30:36Speaker 1: school and three of them I worked at Wall Street
- 30:38Speaker 1: investing banks. So I lived in New York two of
- 30:40Speaker 1: the summer. So that's when I realized I wanted to
- 30:41Speaker 1: work on Wall Street. It paid really great money, um
- 30:44Speaker 1: and so ideally I actually just wanted to work on
- 30:46Speaker 1: Wall Street because you got one of the highest staining
- 30:48Speaker 1: jobs out of school. And so as an analyst, I
- 30:50Speaker 1: worked in asset management and so what I did was
- 30:52Speaker 1: work with a team of people who helped manage the
- 30:55Speaker 1: money for clients who made twenty five million dollars and more.
- 30:58Speaker 1: So I saw everything they live, where they travel, what
- 31:01Speaker 1: they invested in, how much they didn't say in taxes.
- 31:03Speaker 1: Pretty much, if you have twenty five million dollars or more, Um,
- 31:06Speaker 1: you don't need a financial advice. You needed to ask
- 31:08Speaker 1: that manager. And so, whether it was helping them with
- 31:12Speaker 1: their trust in the States, whether it was getting a
- 31:14Speaker 1: mortgage on their vacation home and NAPA or in somewhere
- 31:19Speaker 1: of Florida wherever it is, or in the Hamptons, or
- 31:22Speaker 1: just helping them to invest to build that generational wealth
- 31:24Speaker 1: to pass it down to their children. Um, we were
- 31:27Speaker 1: there to provide them with the tools and resources to
- 31:29Speaker 1: help them sustain their wealth so they didn't lose it. Now,
- 31:32Speaker 1: used the crazy part about that statement. You said million
- 31:35Speaker 1: dollars or more correct, and you said that number like
- 31:39Speaker 1: it's a lot of them. It is. It's a whole
- 31:43Speaker 1: different world. And it was interesting though a lot of this,
- 31:48Speaker 1: A lot of people don't realize that a lot of
- 31:50Speaker 1: the things that we use every day, from the cars
- 31:52Speaker 1: that we drive, to the clothes that we were to
- 31:54Speaker 1: the football teams we watched. Um. Interestingly enough, a lot
- 31:57Speaker 1: of wealthy people who own football teams that is not
- 31:59Speaker 1: their general source of income. That's actually just something they
- 32:02Speaker 1: did because it was fun to do. Most NFL owners,
- 32:06Speaker 1: Basketball NBA team owners, that is not how they got
- 32:09Speaker 1: their wealth. They essentially that is just something to do
- 32:12Speaker 1: with their money. Um. And they may just have some
- 32:15Speaker 1: sort of joy around sports, but they did not build
- 32:17Speaker 1: their wealth the majority of them buying the sports team.
- 32:20Speaker 1: That is just something extra that they do because they
- 32:22Speaker 1: have so much money. But it is it's a completely
- 32:25Speaker 1: different world out there. And so the owners and CEOs
- 32:27Speaker 1: of these companies that we don't even know exists, Um,
- 32:31Speaker 1: they ideally were our clients. Now, So you how ould
- 32:36Speaker 1: university and you said, as you said casually, I wanted
- 32:40Speaker 1: to work on Wall Street and then you wind up
- 32:44Speaker 1: working on Wall Street. How do how does the want
- 32:47Speaker 1: in the actual accomplishment happened? Um, I think to be
- 32:53Speaker 1: and again, when I was in high school, I wanted
- 32:56Speaker 1: to look nice and make a lot of money. I
- 32:58Speaker 1: never had visions of running a business. Is I never
- 33:00Speaker 1: was one of those students that that I wanted to
- 33:02Speaker 1: be my old boss. I always envisioned myself as an
- 33:04Speaker 1: African American working on Wall Street. Something prestigis something high paced,
- 33:09Speaker 1: um competitive, and I knew that in order to get there,
- 33:13Speaker 1: I was competing with the Harvards and the Yales of
- 33:15Speaker 1: the world. And so if they were looking for prostigious
- 33:17Speaker 1: black individuals, they were coming to Howard University. And so
- 33:21Speaker 1: at Howard all of these companies will come to recruit.
- 33:24Speaker 1: So I got exposed to the opportunities that these companies
- 33:27Speaker 1: had available for the students. And when I got my
- 33:30Speaker 1: first internship, and and this is interesting me have my
- 33:33Speaker 1: first internship on Wall Street. I don't know what they
- 33:35Speaker 1: paid now, but I know I made sen thousand dollars
- 33:37Speaker 1: in the summer stuff. And so I was nineteen years
- 33:39Speaker 1: old making a bunch of money. Um, and I was like,
- 33:43Speaker 1: I like this. I like the feeling. I like the
- 33:44Speaker 1: people are, like the environment. I absolutely love New York City.
- 33:47Speaker 1: And so whatever I had to do to be in
- 33:50Speaker 1: that position post graduation, I did when I needed to
- 33:54Speaker 1: do to work on Wall Street. But Howard University played
- 33:56Speaker 1: a very big role in exposing me to these companies,
- 33:59Speaker 1: to the these opportunities to see, hey, that it is
- 34:01Speaker 1: actually possible for me to go and have a career
- 34:05Speaker 1: on Wall Street in New York City. Now with that
- 34:08Speaker 1: being said, you're you know, you're having success on Wall
- 34:11Speaker 1: Street as an analysts. Seeing a lot of people with
- 34:13Speaker 1: this generational money. These are counts. What what was running
- 34:18Speaker 1: through your mind when you around something that you see success?
- 34:23Speaker 1: But are you really a part of this success? Um So,
- 34:26Speaker 1: a couple of thoughts turns through my mind. I was
- 34:28Speaker 1: in them. It was exciting, Like I just I saw
- 34:32Speaker 1: every single thing, every dollar you spent, every I saw everything.
- 34:37Speaker 1: Um But after I would say eight or not months,
- 34:40Speaker 1: I got more joy and had the desire to pick
- 34:43Speaker 1: their brain on how they got their money, not teach
- 34:45Speaker 1: them how to keep it. But the only issue is
- 34:47Speaker 1: that we're I'm gonna go back home to Philadelphia. People
- 34:50Speaker 1: thought I was rich. So because I was making six figures,
- 34:53Speaker 1: because I traveled, I wore nice clothes, people thought I
- 34:56Speaker 1: had money. And I realized that there was a big
- 34:59Speaker 1: disconnect to our community saw wealth and what wealth really was,
- 35:03Speaker 1: and how they thought, how they operated, how they talk
- 35:05Speaker 1: their kids, what they read. It's a completely different lifestyle
- 35:09Speaker 1: and we are oblivious to um And I think we
- 35:12Speaker 1: shouldn't have to come from money for us to learn
- 35:14Speaker 1: about it. You don't You shouldn't have to choose a
- 35:17Speaker 1: career on wall streets to then see how wealthy people operate, manage,
- 35:20Speaker 1: and invest their money. So I think it's something that
- 35:23Speaker 1: we use every day. So why isn't it given to
- 35:25Speaker 1: us to talk to us every day? And so that's
- 35:27Speaker 1: why you created the the You combined in power and
- 35:30Speaker 1: modify and created an educational obey organization and created the
- 35:35Speaker 1: help adults. That's mean and our children understand financial literacy?
- 35:39Speaker 1: What is financial literacy? Um? So, so the reason I
- 35:44Speaker 1: made that word up is because I think, well, we
- 35:46Speaker 1: know you made it up. Now we know that I
- 35:50Speaker 1: always trying to figure out who I was and what
- 35:53Speaker 1: I what I wanted to give to the world. And
- 35:55Speaker 1: I was a teacher, I was a psychologist. I was
- 35:57Speaker 1: a shoulder to crying on. I was a career counsel.
- 35:59Speaker 1: I was a lot of things. And it's like, okay,
- 36:01Speaker 1: but the feeling that I am bed in the hearts
- 36:03Speaker 1: and minds of people is not just about money. It's
- 36:06Speaker 1: about the shifting of the mind because I feel like
- 36:08Speaker 1: if your mind is right, your bank account will be right.
- 36:11Speaker 1: When you think of wealth, you think of longevity. When
- 36:14Speaker 1: you think of rich, you think of a lot of
- 36:16Speaker 1: money right now. Wealth is having a lot of money forever.
- 36:19Speaker 1: And that is one of the core differences that I
- 36:20Speaker 1: saw with our clients they were worrying about giving money
- 36:23Speaker 1: to their kids, kids, kids, just so they didn't have
- 36:26Speaker 1: to pay taxes on the money. Whereas the majority of
- 36:29Speaker 1: people in our community are actually waiting for a tax refunds,
- 36:32Speaker 1: not realizing that we the people don't get tax refunds.
- 36:35Speaker 1: They're trying to avoid paying taxes in any way possible
- 36:38Speaker 1: and to sustain and keep their wealth to pass it
- 36:40Speaker 1: on generation as the generation. And so for me, it
- 36:43Speaker 1: was like, Okay, how can I build this concept and
- 36:46Speaker 1: shift our mindsets? Because everything I teach people, whether you're
- 36:49Speaker 1: an adult or a child, you can google it, like
- 36:51Speaker 1: what a stock is. You can google the things. There's
- 36:54Speaker 1: a mental barrier that stops us from implementing the things
- 36:57Speaker 1: that we have access to and the things that we see.
- 37:00Speaker 1: And for me, emphasize the shifting of the mind. So
- 37:03Speaker 1: essentially I give you the education, but I also give
- 37:06Speaker 1: you the inspiration to embedding you that you are worthy
- 37:09Speaker 1: enough to receive this information, that you are able to
- 37:11Speaker 1: do this, that you can invest. So now you're empowered.
- 37:15Speaker 1: You got educated, your empowered And what that ultimately does
- 37:18Speaker 1: it creates a shift in the mind because now you
- 37:20Speaker 1: have the information now you have the inspiration. Now you say, hey,
- 37:23Speaker 1: I can do this. I believe in myself enough and
- 37:25Speaker 1: I you know, and this can be done. Which is
- 37:27Speaker 1: where to modify and the transition comes to who we
- 37:30Speaker 1: are to people. So financial education, I mean that's just
- 37:33Speaker 1: getting educated around money. But again, financial education you can
- 37:36Speaker 1: google and not even have a person present. The problem
- 37:38Speaker 1: is that we don't take this information and feel that
- 37:41Speaker 1: we are worthy enough of becoming wealthy because we are
- 37:44Speaker 1: not surrounded by it. Everything. Well, now let's talk about
- 37:47Speaker 1: ways to invest in. How to start. That's a big controversy.
- 37:51Speaker 1: And uh, and you see the stock market, you know,
- 37:54Speaker 1: you see a dog Trump talking about the stock marketing.
- 37:57Speaker 1: If you walk away from the presidency, the stock market
- 37:59Speaker 1: is going to crash. How do you invest in? How
- 38:01Speaker 1: do you start? And it is starting the stock market
- 38:04Speaker 1: the key to starting. Um, Well, if you get down
- 38:09Speaker 1: to the root of every type of investment, pretty much
- 38:11Speaker 1: every type of investment, it is all rooted and connected
- 38:14Speaker 1: to the stock market won't way shape before. But most
- 38:16Speaker 1: people don't know if those retirement plans, those pensions, the
- 38:19Speaker 1: hospitals you go to, they all take their money and
- 38:22Speaker 1: it's being invested somewhere. UM So people want need to
- 38:26Speaker 1: realize that saving is not going to build you wealth.
- 38:29Speaker 1: Investing will SAVEN will keep your money safe, but it's
- 38:31Speaker 1: not going to increase your network by any means. And
- 38:34Speaker 1: I think we have this mindset of I have to
- 38:37Speaker 1: have money, I have to keep money, I have to
- 38:38Speaker 1: save money. That's a fear driven mentality, and that's coming
- 38:41Speaker 1: from a place of lacks of all you're focusing on
- 38:44Speaker 1: this fear. All you're going to attract is all the
- 38:46Speaker 1: things that you are scared of. When it comes to
- 38:49Speaker 1: invest in. The easiest way, UM I always tell people
- 38:51Speaker 1: is survive what you know. Once you understand the core
- 38:54Speaker 1: of the stock market, which ideally is just a piece
- 38:56Speaker 1: of ownership of a company, you essentially are investing small
- 38:59Speaker 1: piece is of your money in large businesses. And so
- 39:03Speaker 1: the easiest way to start is to buy what you know.
- 39:06Speaker 1: One of the exercises I often do with my students
- 39:09Speaker 1: and what adults is make a list of everything you
- 39:11Speaker 1: spend your time or money on. So from the water
- 39:13Speaker 1: you drink, the car you drive, the food you eat,
- 39:15Speaker 1: the close you where, the social media apps you use,
- 39:17Speaker 1: the phone you use, your cable company, all these companies
- 39:20Speaker 1: are making money off of your consumption, and especially specifically
- 39:24Speaker 1: in the black community, we have a one point three
- 39:26Speaker 1: trillion dollar buying powers, which means that after all of
- 39:28Speaker 1: our bills are paid, there's one point three trillion dollars
- 39:32Speaker 1: being given to some company because we are always a
- 39:35Speaker 1: consumer and so as opposed to giving our money away,
- 39:39Speaker 1: sit and think about how much does it cost to
- 39:42Speaker 1: own a piece of this company? Because a lot of
- 39:44Speaker 1: the large companies that we utilize every day are publicly
- 39:47Speaker 1: traded companies and you are able to buy stops. So,
- 39:50Speaker 1: for instance, Apple, it costs more to own the new
- 39:52Speaker 1: Apple iPhones than it does to own a piece of
- 39:55Speaker 1: Apple as an entire company, and a lot of a
- 39:58Speaker 1: lot of the beverage just that we drink. Just we
- 40:01Speaker 1: have no idea everything you touch and feel and consume
- 40:05Speaker 1: is a company. Someone is making money from the chair
- 40:08Speaker 1: you're sitting on. Somebody made that chair, and someone bought
- 40:12Speaker 1: that chair because they knew you were going to sit
- 40:14Speaker 1: on it. Because you are using that chair, that company
- 40:17Speaker 1: makes money. We need to have a proactive mindset on
- 40:20Speaker 1: should I cannot go invest in this company? And if
- 40:22Speaker 1: you're loyal to the brand on a consistent basis. They
- 40:26Speaker 1: are consistently getting your consumption, your money, or your time.
- 40:29Speaker 1: And I think what wealthy people value is ownership versus spending.
- 40:33Speaker 1: In the black community, most specifically, we want to look good.
- 40:37Speaker 1: We want to feel good because deep down the side,
- 40:39Speaker 1: we don't always feel like we are good. Not realizing
- 40:42Speaker 1: that these fortune pop under companies are are here because
- 40:46Speaker 1: of what we spend our time and money on. Not
- 40:49Speaker 1: saying that it's bad to spend, but if you can't
- 40:52Speaker 1: buy it twice, you can't afford it. If you can't
- 40:54Speaker 1: invest it twice, you shouldn't be buying it. And so
- 40:56Speaker 1: in this case, it's not just by the product, it's
- 40:58Speaker 1: also owned stock in the company that makes the products
- 41:01Speaker 1: that we are always using as people. MS. Fox, you're
- 41:05Speaker 1: too smart. I'm telling you. I'm a smart guy. Now,
- 41:08Speaker 1: I would tell you something. You're boring the phone talking
- 41:10Speaker 1: to you? Pretty smart now? And uh you pretty you you.
- 41:15Speaker 1: I'm telling you something I always liked. I always tell
- 41:19Speaker 1: people they when it's smarter than me, I gotta applaud them. Girl,
- 41:22Speaker 1: you got it going on, And they but your logic.
- 41:25Speaker 1: But you're logic because I've heard all these things and
- 41:28Speaker 1: it's now do you I know we're running out of
- 41:30Speaker 1: time on quick. Do you manage a fund? No? I
- 41:33Speaker 1: do not. I purely am education. You should, you should
- 41:37Speaker 1: manage your fund. You should. Man, I'm just telling you. You
- 41:40Speaker 1: You know what they're talking about. You should. You should
- 41:42Speaker 1: start your own fund. And guess who'll be first one
- 41:44Speaker 1: following you in Raean mcdonn following you in deep. I'm
- 41:48Speaker 1: just telling you, you know that's where the money at.
- 41:50Speaker 1: So you need to consider that because you are a
- 41:52Speaker 1: special young lady. You are special. You got because your articulation,
- 41:57Speaker 1: your your I mean, you don't stutter when you talk.
- 41:59Speaker 1: That's key. When when when people you don't know about
- 42:01Speaker 1: to stutter when they're talking about your money. You want clarity.
- 42:04Speaker 1: You know she she don't break stride, she just be rolling.
- 42:07Speaker 1: Do this? Do this? iPhone? You can buy stock because
- 42:10Speaker 1: the cheaper than the iPhone. I go. It's true apple
- 42:12Speaker 1: stock one tin in that iPhone you I could have
- 42:16Speaker 1: like six times. She is six years of iPhone. Stop
- 42:19Speaker 1: so good, but we gotta go, Miss Fox. Uh, you
- 42:21Speaker 1: know you're coming back on the show. You know they're right? Yes,
- 42:25Speaker 1: all right, you stay strong, you keep winning this. Rashan
- 42:27Speaker 1: McDonald and miss Ashley M. Fox. We'll be right back
- 42:31Speaker 1: with more from mar Sean McDonald and money making conversations.
- 42:34Speaker 1: Don't touch that down. Yeah, we sort of stopped paying
- 42:38Speaker 1: attention and racked up a lot of debt. Yeah, it
- 42:40Speaker 1: was stressful. He blamed me for my credit card debt
- 42:43Speaker 1: and I blamed him for building that man cave. It's
- 42:45Speaker 1: awesome anyway, we stopped blaming each other, did our homework
- 42:49Speaker 1: and read that a smart way to consolidate debt is
- 42:51Speaker 1: to get a fixed rate loan. But getting a loan
- 42:54Speaker 1: was brutal and a time drain. So I was in
- 42:57Speaker 1: my man cave researching personal loans and I found best Egg.
- 43:00Speaker 1: They have an A plus rating with the B B
- 43:02Speaker 1: B and best Egg handles everything online, start to finish
- 43:06Speaker 1: and consumer affairs. Get best Egg five stars for their
- 43:08Speaker 1: easy online loan app, and we could be approved and
- 43:11Speaker 1: funded and as little as one business day. I applied
- 43:14Speaker 1: online with no impact my credit score. She always takes
- 43:17Speaker 1: credit from my wins. But long story short, she got
- 43:20Speaker 1: an awesome loan, paid off our cards and some bills
- 43:23Speaker 1: while lowering our monthly payment. The best Egg loan was
- 43:26Speaker 1: like a total fresh start. Visit Best egg dot com,
- 43:29Speaker 1: slash blue Best egg dot com slash blue subject credit approval,
- 43:35Speaker 1: actual rates, visa approval times will vary watching the game.
- 43:37Speaker 1: When the doorbell rings and a delivery guy surprises you
- 43:40Speaker 1: who with a bucket of hot wings and a couple
- 43:41Speaker 1: of microbrews. Yeah, that's the feeling women get when they
- 43:45Speaker 1: receive flowers for absolutely no reason. So when's the last
- 43:48Speaker 1: time you send her flowers just because you were thinking
- 43:51Speaker 1: of her? And if she got your flowers tomorrow, what
- 43:53Speaker 1: do you think her reaction might be? Well, you can
- 43:56Speaker 1: times tend that when you send flowers from the books.
- 43:59Speaker 1: You know, the books where the flower folks with farms
- 44:02Speaker 1: located on the side of a volcano that grow flowers
- 44:05Speaker 1: as spectacular as she is. Books are cut from farms
- 44:09Speaker 1: and delivered fresh to her so they last. And you
- 44:11Speaker 1: know every day she admires your flowers is another day
- 44:14Speaker 1: your rock star. So send her just because flowers from
- 44:18Speaker 1: the books next day, delivery yp next day, and get
- 44:21Speaker 1: ready to be the most thoughtful man on Earth. Go
- 44:23Speaker 1: to books dot com and enter hero for your thoughtful
- 44:27Speaker 1: guy discount. Yeah off at b o u q s
- 44:32Speaker 1: dot com and ed her hero books dot com I'm
- 44:40Speaker 1: back with Sean McDonald. I'm I'm all fair man. The
- 44:43Speaker 1: day's show has been amazing. I'm just like dazzled by
- 44:47Speaker 1: the amount of information that I'm learning on the show.
- 44:51Speaker 1: So I know it's amazing amount of information is being
- 44:54Speaker 1: consumed by listeners and oh radio podcasts. Here's XM john
- 44:58Speaker 1: one one point it to um Elizabeth City College when
- 45:02Speaker 1: our first HBCU school with police and syndication. And more
- 45:06Speaker 1: importantly my Facebook page as well as my followers. My
- 45:10Speaker 1: next guest is a real estate mogul reality TV star
- 45:15Speaker 1: on Barvo's hit show Million Dollar Listing New York and
- 45:19Speaker 1: Sell It like Sir hat. He fell into real estate
- 45:23Speaker 1: by accident after giving up his acting career because you
- 45:26Speaker 1: look at him, you know, he's very handsome young man
- 45:27Speaker 1: right there. You know. He made just over nine thousand
- 45:30Speaker 1: dollars in his first year in the business, which is
- 45:32Speaker 1: really important. I want to talk about that as when
- 45:34Speaker 1: usually people quit or somebody tells you you're wasting your time.
- 45:37Speaker 1: Ten years later, he leads a team of sixty brokers
- 45:41Speaker 1: and averages a billion dollars in sales every year, making
- 45:45Speaker 1: him one of the most successful real estate brokers in
- 45:47Speaker 1: the world, not this country, the world. Please working up
- 45:50Speaker 1: money making conversation, Ryan, sir, hand, how are you? Thanks
- 45:55Speaker 1: for having me? So just talk about this acting career. Yeah,
- 46:01Speaker 1: let's let's go to the heart. Because really I always
- 46:04Speaker 1: tell people, I always go back to the fact that
- 46:06Speaker 1: you know, a skill set that you started in is
- 46:09Speaker 1: really a blessing now because now you're really doing what
- 46:12Speaker 1: you You're still doing what you wanted to do anyway,
- 46:14Speaker 1: your TV, your face, your personality. So you're really still
- 46:19Speaker 1: doing your career anyway. But you you you're doing it
- 46:21Speaker 1: as a different you're actually controlling your career. What I say,
- 46:24Speaker 1: is that correct? Yeah? As much as possible. I mean,
- 46:28Speaker 1: I wanted to be an actor. I was a little kidad.
- 46:31Speaker 1: It was the only thing I was ever good at.
- 46:32Speaker 1: My parents maybe play every single sports non to man,
- 46:36Speaker 1: and I sucked at all of them. Um, what was
- 46:40Speaker 1: your worst sport? Right? What was your worst sport? Now?
- 46:42Speaker 1: You know you said you want he was bad at
- 46:44Speaker 1: all of them? It is one sport. Did you know
- 46:46Speaker 1: you had no business being on the field? Football? For sure,
- 46:50Speaker 1: there's no business. Yeah that one. Also baseball, also basketball,
- 46:55Speaker 1: also lacrosse. I mean I played watch, I played everything
- 46:59Speaker 1: every just squaws squaws. I love it so so you
- 47:05Speaker 1: So where are you? Where were you born? And where
- 47:07Speaker 1: you based? There right now? I was born in Houston, Texas. Okay,
- 47:11Speaker 1: now stop right there now, I'm from Houston, Texas now
- 47:16Speaker 1: born and raised in Houston, Texas, Ryan, So, so what
- 47:18Speaker 1: part of Houston were you born and raised in? Born
- 47:22Speaker 1: in a little town called Kingswood, I know exactly. That's
- 47:27Speaker 1: a big, big, bigness, nice living town, throwing out the
- 47:31Speaker 1: New York City in the nice little town compare the
- 47:33Speaker 1: fifth One, Texas where I was born. Yeah, it's a
- 47:37Speaker 1: big town absolutely, And so what uh? What brought me
- 47:43Speaker 1: to New York. I graduated college and two dozen sick,
- 47:46Speaker 1: and I said to myself, you know what, I don't
- 47:49Speaker 1: want to do what everyone else is doing and just
- 47:50Speaker 1: go get a job and live my life. I have
- 47:53Speaker 1: always had this passion for theater and practic It's what
- 47:55Speaker 1: I want to do. I've worked every summer, you know,
- 47:58Speaker 1: through high school and just kicked up some money. I'm
- 48:02Speaker 1: gonna go to New York and I'm gonna try this
- 48:03Speaker 1: acting thing because if I don't try it now, I
- 48:05Speaker 1: will regret it for the rest of my life. And
- 48:07Speaker 1: I don't want to be fifty and have a midlife
- 48:10Speaker 1: crisis and then try to act with a family and
- 48:13Speaker 1: kids and all that. So I gave myself two years
- 48:15Speaker 1: and that's what brought me to New York City. Okay, cool?
- 48:17Speaker 1: And when you went up New Yorker, I just want
- 48:19Speaker 1: to talk about your life. I got I got you
- 48:21Speaker 1: in the air here and I money making a conversation.
- 48:23Speaker 1: I would like to tell people about the journey because
- 48:25Speaker 1: they they see the end results, they see you on TV,
- 48:27Speaker 1: they hear the credits that I'm putting there. But this
- 48:30Speaker 1: is that journey, you know, the ups and downs that
- 48:33Speaker 1: that's made you here. Like I said, you went to
- 48:35Speaker 1: New York. So when you go to New York, there
- 48:37Speaker 1: is a lot of doubters, a lot of people because
- 48:39Speaker 1: the odds of success, you know, So you make it
- 48:42Speaker 1: in New York, you can make it anywhere. That's the
- 48:44Speaker 1: big statement of entertainment. So you had New York l A.
- 48:48Speaker 1: Why did you choose New York over Los Angeles? Because
- 48:52Speaker 1: I really grew up outside Boston and I went to
- 48:54Speaker 1: college and upstate New York, so like it was, it
- 48:57Speaker 1: was closer to family. At least I knew some people.
- 49:00Speaker 1: I few friends from college who are moving to New
- 49:02Speaker 1: York City with real jobs, so I can live with them.
- 49:05Speaker 1: I didn't know anyone in l A. And my training
- 49:08Speaker 1: really and my my interest was in theater to start,
- 49:11Speaker 1: and you know, you don't go to l A for theater,
- 49:13Speaker 1: really good to l A for for TVs and for
- 49:16Speaker 1: movies and all that. Which who knows that my life
- 49:18Speaker 1: would have been like had I done that. But New
- 49:19Speaker 1: York was a good place for me to be because
- 49:21Speaker 1: it's also you have lots of other other opportunities. I mean,
- 49:24Speaker 1: everyone you bump into on the street in New York
- 49:26Speaker 1: City does something completely different from a place that is
- 49:29Speaker 1: completely different in l A. A lot of people are
- 49:32Speaker 1: there for the same industry. You know, it's an industry town.
- 49:34Speaker 1: New York City is a success town. It is a
- 49:37Speaker 1: it is an intellectual town. And that's what got me
- 49:41Speaker 1: into real estate, which just because the opportunity was there
- 49:43Speaker 1: and it was the next door, you know, otherwise I
- 49:45Speaker 1: probably never would have done it. Right now, I know
- 49:49Speaker 1: as as an actor, I was a former stand up comedian,
- 49:52Speaker 1: so I know that you know, the key is to
- 49:54Speaker 1: be generate income while you pursue in your career, and
- 49:57Speaker 1: so I assume that you know, either a part time
- 50:00Speaker 1: at a hold the waiter or restaurant so you can
- 50:04Speaker 1: get off and be able to do these auditions. So
- 50:07Speaker 1: I'm assuming that's how you got in real estate, right,
- 50:09Speaker 1: because they gave you your flex time. My wrong, right? No, no, No,
- 50:13Speaker 1: you're right. I was lucky enough to not have to
- 50:16Speaker 1: have one of those quote unquote survival jobs for you know,
- 50:20Speaker 1: for about two years, right, a year and a half,
- 50:22Speaker 1: let's say, but the summer of two thousand and eight,
- 50:25Speaker 1: So two years after I moved to New York, I
- 50:28Speaker 1: basically just ran out of money and it would either
- 50:30Speaker 1: moved home to Colorado my parents and moved to Colorado
- 50:32Speaker 1: by that time, or get a survival job. And I
- 50:35Speaker 1: didn't want to wait tables or bartend or do temp work.
- 50:39Speaker 1: They just I knew too many people, there were a
- 50:41Speaker 1: lot older than me that had those survival jobs, and
- 50:44Speaker 1: those became their job jobs and they were doing that
- 50:46Speaker 1: full time, right, And so I didn't want I didn't
- 50:48Speaker 1: want that to happen. So a friend of mine said, listen,
- 50:51Speaker 1: get your real estate license. It's the same thing. You mean,
- 50:54Speaker 1: new people every day, It's all an improv memorized information
- 50:57Speaker 1: about buildings. It's the same way you memorize grips for acting.
- 51:01Speaker 1: And you make your own hours, You make your own time.
- 51:03Speaker 1: If you don't want to show apartments today, you don't
- 51:04Speaker 1: have to. No one's gonna fire you, right, you kind
- 51:07Speaker 1: of you get what you put into it. How does
- 51:09Speaker 1: social media player role in your career? Social media, I
- 51:15Speaker 1: listen it is. It is the only way that I
- 51:17Speaker 1: know how to passively make friends. Social media is as
- 51:21Speaker 1: long as you consistently post your social honestly right social media,
- 51:26Speaker 1: meaning you engage with people in the comments section. You're
- 51:29Speaker 1: commenting on other people's stuff. So many people on social
- 51:32Speaker 1: media are just so unsocial. They post and then they
- 51:35Speaker 1: leave it alone. They scroll through other people's things, but
- 51:38Speaker 1: they don't like, they don't comment, they don't engage there.
- 51:41Speaker 1: As a it's passive friendship. You can say hi to
- 51:45Speaker 1: hundreds of thousands of people all day, every day. Go
- 51:47Speaker 1: on the explore page on Instagram, find new people, say hello,
- 51:51Speaker 1: meet new people. You can't do that every day when
- 51:53Speaker 1: you're at work, when you're picking up your kids. It's
- 51:55Speaker 1: just an amazing place to meet passive friends and save
- 52:00Speaker 1: so much time and then after they've gotten to know
- 52:03Speaker 1: me with one post about my wife, one post about
- 52:05Speaker 1: I worked up this morning, and then I hit them
- 52:07Speaker 1: with what I do. Here's the building I just put
- 52:09Speaker 1: on the market beautiful, it's awesome. Here's here's something I
- 52:12Speaker 1: just put on the market for rent. Here's this, here's that.
- 52:14Speaker 1: And then tomorrow back look at this cue puppy. I
- 52:16Speaker 1: just suff right like it's it's personal, personal business, personal
- 52:20Speaker 1: personal business, and get to know people that you don't
- 52:23Speaker 1: even have to be in front of, right, they don't
- 52:24Speaker 1: even have to be in your same country. You know.
- 52:26Speaker 1: An interesting thing about your book is that, because you know,
- 52:29Speaker 1: it feels like it's a book that, with one reading
- 52:32Speaker 1: is a real estate mogul. You know, the automatically think
- 52:34Speaker 1: it's a book about sales. It should be for people
- 52:36Speaker 1: who want to sell, But it's not about It's a
- 52:39Speaker 1: book about improvisations, being smarter, building confidence, overcoming fears. Because
- 52:46Speaker 1: you talk about your life and I always like to
- 52:47Speaker 1: slow down special people like you, because Ryan, you're special. Okay,
- 52:52Speaker 1: you're doing things that that that that very unique because
- 52:57Speaker 1: of the fact that you celebrated talent and you're doing
- 52:59Speaker 1: it at very young age and I feel I feel
- 53:03Speaker 1: fortunate to talk to you. So when you tell about
- 53:06Speaker 1: your book, first of all, where going to get your book?
- 53:08Speaker 1: And also, um, are you are you going on a
- 53:12Speaker 1: tour to promote your book? What's happening with that? Uh,
- 53:15Speaker 1: it's just actually wrapped up to tour. The book is
- 53:17Speaker 1: called sell It Like Their Hands my last Name. Um, yeah,
- 53:22Speaker 1: how to Earn More, Sell More, and um it's awesome.
- 53:26Speaker 1: I honestly think it's the best sales book ever written.
- 53:28Speaker 1: But you're right, it's it's for sales people today who
- 53:31Speaker 1: work in sales, real estate brokers, shoe sales people's hire
- 53:34Speaker 1: sales people. It's also for people that sell something on
- 53:37Speaker 1: the internet, right, who flip things on eBay, who work
- 53:40Speaker 1: on Facebook, who maybe have a job all day long,
- 53:43Speaker 1: or go to school and you want to learn how
- 53:45Speaker 1: to sell make some little extra spending cash to pay
- 53:48Speaker 1: down student debt or your mortgage or any of the bills.
- 53:51Speaker 1: I go through all of that. So it's how to
- 53:53Speaker 1: build a sales career if that's what you want to do,
- 53:54Speaker 1: But it's also how to sell as the side hustle.
- 53:56Speaker 1: And at the end of the day, it's how to
- 53:58Speaker 1: be a more confident per how to be more of
- 54:01Speaker 1: you out there every single day because life is all
- 54:05Speaker 1: about yes, right, It's the power of relationships. It's that
- 54:07Speaker 1: excitement that you wake up with every single day because
- 54:10Speaker 1: every day is a race. You just don't know what
- 54:12Speaker 1: type of race you're gonna run, and you might as
- 54:15Speaker 1: well be as prepared as possible. I'm Jason Ryan. I've
- 54:18Speaker 1: started in twining ninety and I'm putting together an influencer tour.
- 54:21Speaker 1: I'm sending invite to you. You know, I'm gonna pay you.
- 54:23Speaker 1: You know. I can't ask a man who a billion
- 54:26Speaker 1: dollars a year and the revenue not to do something
- 54:29Speaker 1: do something for free. But my man, I want to
- 54:30Speaker 1: thank you for coming on my show. This is money
- 54:32Speaker 1: making a conversation. You're powerful, man, and you're Houstonian. Okay.
- 54:36Speaker 1: You Ken would fire for Texas, so we were brothers. Okay,
- 54:39Speaker 1: and you live in my favorite city. And tell your
- 54:41Speaker 1: wife high and keep winning and keep looking good on TV.
- 54:45Speaker 1: Thanks man, I appreciate it. Keep winning. Yeah, we sort
- 54:56Speaker 1: of stopped paying attention and racked up a lot of debt. Yeah,
- 54:59Speaker 1: it was stressful. He blamed me for my credit card debt,
- 55:01Speaker 1: and I blamed him for building that man cave. It's awesome. Anyway,
- 55:05Speaker 1: we stopped blaming each other dinner homework and read that
- 55:08Speaker 1: a smart way to consolidate debt is to get a
- 55:10Speaker 1: fixed rate loan. But getting a loan was brutal and
- 55:14Speaker 1: a time drain. So I was in my man cave
- 55:16Speaker 1: researching personal loans and I found best Egg. They have
- 55:19Speaker 1: an A plus rating with the B B B and
- 55:21Speaker 1: best Egg handles everything online start to finish, and Consumer
- 55:25Speaker 1: Affairs gave best Egg five stars for their easy online
- 55:28Speaker 1: loan app and we could be approved and funded and
- 55:30Speaker 1: as little as one business day. I applied online with
- 55:33Speaker 1: no impact to my credit score. She always takes credit
- 55:36Speaker 1: from my wins. But long story short, she got an
- 55:38Speaker 1: awesome loan, paid off our cards and some bills while
- 55:42Speaker 1: lowering our monthly payment. The best Egg loan was like
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