Latest / The Steve Harvey Morning Show / Founder & C.E.O. of Mind Right Money Management & Wealth Coach. Ash Cash discusses his new book.

Transcript

Founder & C.E.O. of Mind Right Money Management & Wealth Coach. Ash Cash discusses his new book. · The Steve Harvey Morning Show

0:00
Speaker 1: Every year we say, well, wake up earlier, exercise more,
0:05
Speaker 1: really rest and eat healthier. It's hard for us, but
0:09
Speaker 1: for dogs not so much. Dogs are up at dawn,
0:13
Speaker 1: run for fun, sleep like champs, and they love eating fresh,
0:18
Speaker 1: healthy food every single meal. Get your dog another healthy habit,
0:23
Speaker 1: real fresh food from the Farmer's Dog. Get off your
0:26
Speaker 1: first box at the Farmer's Dog dot Com slash listen
0:30
Speaker 1: Piece of the Planet, Charlemagne to God here, and you
0:33
Speaker 1: don't want to miss Hello Somebody with Senator Nina Turner
0:36
Speaker 1: on the Black Effect podcast Network. I love Hello Somebody
0:40
Speaker 1: simply because I love Nina Turner. She's fearless Ia Turner,
0:45
Speaker 1: hell raising humanitarian, sister in the struggle and recovering elected official.
0:52
Speaker 1: Listen to Hello Somebody every Thursday on the Heart Radio
0:57
Speaker 1: at Apple podcast over and where you get your podcast it?
1:04
Speaker 1: What's up to Man? Carlos Miller of the eighty five
1:06
Speaker 1: South Show and Do Favors. Make sure you check out
1:09
Speaker 1: The Black Market, hostly by me only on the eighty
1:12
Speaker 1: five Self Show. Fee Subscribe to the eighty five Self
1:15
Speaker 1: Show to hear Tune into the Black Market here amazing
1:19
Speaker 1: interviews with entrepreneurs, creatives and thought leaders, people who are
1:23
Speaker 1: doing amazing things in the black community. Listen to the
1:26
Speaker 1: Black Market or I Heart Radio app, Apple Podcast or
1:30
Speaker 1: wherever you listen to podcasts. Welcome to Money Making Conversation.
1:36
Speaker 1: I have your host, Rashan McDonald. I say this every episode.
1:39
Speaker 1: It's time to stop reading other people's success stories and
1:42
Speaker 1: start writing your own. And we talk about gifts and purposes.
1:45
Speaker 1: If you have a gift, lead with your gift and
1:46
Speaker 1: don't let your age, friends, family, or coworkers stop you
1:49
Speaker 1: from planning or living your dreams. My interviewers include ceo, celebrities, entrepreneurs,
1:54
Speaker 1: and people I like to call industry decision makers. One
1:57
Speaker 1: my next game is one of my favorite guess. He's
1:59
Speaker 1: a person UH I met on Money Making Conversation. We
2:02
Speaker 1: developed a relationship soon as I got all fair. We
2:05
Speaker 1: talked about it. Uh. We talked about this TV show
2:07
Speaker 1: that I appeared on a little bit later on. His
2:09
Speaker 1: name is Ash Cash. He's one of America's leading financial educators,
2:13
Speaker 1: a personal finance expert, business coach, speaker, best selling author,
2:17
Speaker 1: TV and radio personality. He's the founder and CEO or
2:21
Speaker 1: mind Right Money Management and Financial Education and media company
2:25
Speaker 1: and bilding in psychology and personal finance. He holds the
2:29
Speaker 1: ash cast Show, or a daily live financial news show,
2:32
Speaker 1: which streams money through Friday eight a m the nine
2:34
Speaker 1: am Eastern Standard Time on his YouTube channel, providing motivation
2:38
Speaker 1: and advice on finance, entrepreneurship, and more. He's on the
2:42
Speaker 1: show discussed this new book which I just read. It
2:44
Speaker 1: was a very entertaining book. It's a memoir slash motivational
2:48
Speaker 1: book about financial and how to get your life right
2:51
Speaker 1: in many different circumstances. It's entitled From the Block to
2:55
Speaker 1: the Bank, How to make the most of your circumstance
2:57
Speaker 1: to maximize your full potential. He's on the show to
3:00
Speaker 1: talk about unlocking the vault please working to money making
3:03
Speaker 1: conversations as cast brother. Thank you so much, man, Thank
3:08
Speaker 1: you so much for having me. Always always a plea,
3:11
Speaker 1: always good energy. Will be connected. Well, you know, I
3:14
Speaker 1: I love talking to you and I love I love
3:16
Speaker 1: reading books and um because I I you know, I
3:19
Speaker 1: get a lot of great authors on my show. And
3:21
Speaker 1: one of the things I guess that they do a
3:23
Speaker 1: lot of interviews with people kind of act like they're
3:25
Speaker 1: ready to read your book and then interview you because
3:28
Speaker 1: nothing about your book at the end of the interview.
3:30
Speaker 1: But the importance of your book is why you on
3:33
Speaker 1: the show. The i portness of the value and the
3:35
Speaker 1: experience you brought to being able to write the book.
3:38
Speaker 1: It's why you're on the show. And I want to
3:40
Speaker 1: read a little a little extract I pulled from the
3:42
Speaker 1: book very On. This is from ash Cashers book. I
3:46
Speaker 1: was born to an immigrant mom who spoke no English.
3:48
Speaker 1: My father didn't want me, my brother didn't like me,
3:51
Speaker 1: and my sister beat me up. My neighborhood was filled
3:53
Speaker 1: with cracking poverty. The church despised me, the schools thought
3:57
Speaker 1: I was dumb and wanted to put me in their
3:59
Speaker 1: special head, and my basketball coach didn't think I was
4:01
Speaker 1: good enough. Today, I am the greatest money mindset coach
4:06
Speaker 1: on the planet and one of the world's top financial
4:08
Speaker 1: educators and financially free and run multiple businesses with my wife,
4:13
Speaker 1: best friend and the mother of my two sons, all
4:16
Speaker 1: the same person. I'm a bestselling author who has written
4:20
Speaker 1: over ten books, and I have positively affected millions of lives.
4:24
Speaker 1: I have been featured on more major media outlets and
4:26
Speaker 1: world media outlets worldwide, and I'm regarded as one of
4:29
Speaker 1: the true financial motivators because of my unmatched energy that
4:34
Speaker 1: came from your book. That shows that you know, people
4:38
Speaker 1: can stereotype, people can bach and hold you. People can
4:42
Speaker 1: tell you what they think you should be or can be,
4:46
Speaker 1: but that does not determine your destiny. That is why
4:49
Speaker 1: I pulled that out, because that is the message I
4:51
Speaker 1: put on money making conversation on a weekly basis. And
4:54
Speaker 1: here you do it in this book, your memoir that
4:57
Speaker 1: you've written. This a memoire slash financial book. And I
4:59
Speaker 1: think it's an poor not, says him in Wall, because
5:01
Speaker 1: a lot of people write books, man, and they don't
5:04
Speaker 1: have money in the bank. They don't need motivated or
5:07
Speaker 1: frog to jump. Okay, And what he's telling you is
5:09
Speaker 1: that his life is a motivation And if I'm missing
5:12
Speaker 1: anything feeling filling the blanks their ash, you know, that's
5:15
Speaker 1: exactly it. And it's funny because even even years later,
5:20
Speaker 1: as you were reading that like that, it was it
5:22
Speaker 1: was painful, right, not painful because of the memories. But
5:28
Speaker 1: how many people out there have the same story, um,
5:32
Speaker 1: and they allow that story, uh to dictate their life. UM.
5:35
Speaker 1: I have a bunch of my friends who are dead
5:38
Speaker 1: or in jail because they were, They too had the
5:40
Speaker 1: similar background. Um, but instead of you know, taking their
5:44
Speaker 1: destiny in their own hands, um, they listened, you know.
5:49
Speaker 1: And And so for me, you know, one of the
5:51
Speaker 1: reasons why I wanted to write this book was because, um,
5:54
Speaker 1: there's somebody right now who's going through something right who um,
5:58
Speaker 1: you know, who thinks that worthy, who believes that they
6:01
Speaker 1: are you know, aren't gonna amount to anything, um, and
6:04
Speaker 1: they're ready to give up. Um. And too many times
6:07
Speaker 1: we look at successful people um and don't know the
6:11
Speaker 1: backstory um, and we just believe that they just kind
6:14
Speaker 1: of kind of woke up and was successful. Right. But
6:17
Speaker 1: but but if we tell the stories and someone who
6:20
Speaker 1: looks at me and says, oh my god, look at
6:22
Speaker 1: this guy's got get kicked out of school four times.
6:25
Speaker 1: He was expelled from the tenth grade, he was kicked
6:28
Speaker 1: out in the first grade for fighting, like and this
6:31
Speaker 1: guy like this is the guy who's doing all this
6:33
Speaker 1: falsome stuff. Oh, I believe I could do it. And
6:36
Speaker 1: so that was one of the reasons why I decided
6:38
Speaker 1: that it was time to tell the story. Well, then, importantly,
6:42
Speaker 1: I think that when we talk about like I grew
6:44
Speaker 1: up in the neighborhood, Houston, Texas, you know too, very
6:48
Speaker 1: shotgun house. I tell the story all the time on
6:50
Speaker 1: the show because I want to remind people that don't
6:52
Speaker 1: look at me now, look at me back then and
6:54
Speaker 1: back then? Is that journey? And then we talked about
6:57
Speaker 1: putting together this book. So when we talked about the
7:00
Speaker 1: memoir portion of the book and then the financial motivation
7:03
Speaker 1: portion of the book, why combined the two? Yeah, because
7:07
Speaker 1: I think that a lot of times, I mean you
7:09
Speaker 1: you alluded to this earlier, right, A lot of times
7:12
Speaker 1: people just write these motivational books like they might have
7:15
Speaker 1: read a book, and then because they read the book,
7:17
Speaker 1: they're like, oh this sounds good. Let me let let
7:19
Speaker 1: me not give the advice. They might have went through
7:21
Speaker 1: one coaching session, and then because they went through the
7:24
Speaker 1: one coaching session that now they are a certified coach
7:26
Speaker 1: and the coaching people. Um. For me, I wanted people
7:29
Speaker 1: to know, uh that yes, I'm from the projects, but
7:32
Speaker 1: I wanted you to understand all of the ups and
7:35
Speaker 1: downs that I went through for forty years of my life. Right,
7:38
Speaker 1: so I wrote this book, uh, you know, right as
7:40
Speaker 1: when I turned forty years old. And so when when
7:43
Speaker 1: you when you look at from from the day I
7:46
Speaker 1: was born, you know, to forty. Here's some ups and
7:49
Speaker 1: downs that I was going through. But despite it all,
7:52
Speaker 1: I've still managed to be successful. And so in a way,
7:56
Speaker 1: my memoir is my receipt. It's just it's to kind
7:59
Speaker 1: of show you live sent you know, regardless of what
8:01
Speaker 1: you're going through. Here you can go through. You you
8:03
Speaker 1: could go through and still be successful. But now here
8:06
Speaker 1: are these forty principles that I call the class advances.
8:09
Speaker 1: Here are these forty principles that you can actually you know,
8:12
Speaker 1: you know, um um take the action towards you can
8:17
Speaker 1: really just uh you know, you know, implement them to
8:20
Speaker 1: actually maximize your full potential regardless of what your circumstances.
8:23
Speaker 1: I'm talking to Ash Cash his book From the Block
8:26
Speaker 1: to the Banks, brand new book. Uh Like he said,
8:29
Speaker 1: he's written over ten books From the Block to the Bank,
8:31
Speaker 1: how to make the most of your circumstances, to maximize
8:34
Speaker 1: your full potential. Because we had a lot, Ash Cash,
8:36
Speaker 1: we had a lot about potential with a lot by gifts, purpose, faith,
8:40
Speaker 1: you know, especially the last ten years, especially with social media.
8:44
Speaker 1: Social media is driven by motivation uplift that drives and
8:48
Speaker 1: so you've got a lot of people out there talking
8:49
Speaker 1: about potential and following your gifts and not being denied
8:53
Speaker 1: as to who you are. But you are a financial
8:55
Speaker 1: motivator and I love your energy. What is separating you
8:59
Speaker 1: right now from the competition? Yeah, I think I think
9:02
Speaker 1: that that the ability to just not be uh, not
9:06
Speaker 1: be afraid to be vulnerable. Um. There's so many people
9:09
Speaker 1: who believe that if they don't give uh or if
9:13
Speaker 1: they give their full self people, people are not going
9:15
Speaker 1: to connect with them. Uh. And so they put up
9:18
Speaker 1: this um you know, this this this vision or this
9:21
Speaker 1: person that's not really who they are. UM. For me,
9:25
Speaker 1: I I still may I still make mistakes right now,
9:28
Speaker 1: like I'm I'm talking about like I made a mistake yesterday, right,
9:31
Speaker 1: But at the end of the day, Uh, it is
9:33
Speaker 1: the ability to to to look at everything, the good,
9:36
Speaker 1: the bad, the ugly, put them together and just know
9:39
Speaker 1: that everything is perfect, everything is working for your greater good. Um.
9:43
Speaker 1: And and so I I don't I don't hide against
9:46
Speaker 1: my imperfections. Uh. In fact, it is it is my
9:49
Speaker 1: imperfections uh that that make me greatness on display, right
9:54
Speaker 1: because I I know that in order to be great,
9:57
Speaker 1: you have to uh, you know, know what great people
10:00
Speaker 1: do and and it hasn't been a great person that
10:03
Speaker 1: I've connected with that I've read about that that that
10:07
Speaker 1: that that that wasn't flawed. Um. And so I think
10:10
Speaker 1: that that that ability to uh, you know, to be
10:12
Speaker 1: relatable UM to you know, you know, reach people where
10:16
Speaker 1: they are, UM is you know, is what makes me different.
10:19
Speaker 1: We you know what I'm to share. I always like
10:21
Speaker 1: to share personal stories, just like you just shared a
10:23
Speaker 1: personal story or flaw I've I've recently had an account
10:27
Speaker 1: where I was asked to do an event and I
10:30
Speaker 1: went to the event and I and I was just tired,
10:33
Speaker 1: mentally tired, and that I didn't want to walk around.
10:35
Speaker 1: I don't want to I didn't want to put on
10:38
Speaker 1: effort even though I was physically there. Well, some notes
10:41
Speaker 1: came back, and every note that the caming back about
10:44
Speaker 1: the event was stuff I could have fixed, of stuff
10:47
Speaker 1: I could have character the next all created relationship and
10:51
Speaker 1: explained it out, and so it let me believe that
10:53
Speaker 1: that was my mistake. My mistake was that I and
10:56
Speaker 1: a lot of times we do make mistakes. We make
10:58
Speaker 1: mistakes because we know it. We just don't maximize our effort,
11:02
Speaker 1: and so you know, that's the understanding. Mistakes are kind
11:05
Speaker 1: of controlled eras I'd like to call them, because of
11:08
Speaker 1: the fact that you're in a position to stop it.
11:10
Speaker 1: But sometimes you go, I don't feel like doing it, dude.
11:12
Speaker 1: It becomes a mistake when you don't do it, but
11:14
Speaker 1: it may not become a speake if you exercise the
11:17
Speaker 1: effort to do what you've been required to do, get
11:20
Speaker 1: up on time, do the work that's been assigned you.
11:24
Speaker 1: If you owe somebody of the money, pay it back
11:26
Speaker 1: to it, don't take a loan you came back, pay back.
11:28
Speaker 1: These are mistakes that you can actually control. And that's
11:30
Speaker 1: what your book is about. It's five transactions and it's
11:33
Speaker 1: forty cash advances. So naturally, you know, when we talk
11:37
Speaker 1: about the vault, we talked about the ash cash. So
11:40
Speaker 1: we keep it everything normal, keep it everything and flow
11:43
Speaker 1: with your tone and your brand. That's what I love
11:45
Speaker 1: your brand. So how did the brand of ass cash
11:48
Speaker 1: come about? Yeah, so the brand of aask cast is
11:51
Speaker 1: really I've always been an entrepreneur, you know, packing bags
11:54
Speaker 1: eight years old at the local supermarket, selling mixtapes and
11:58
Speaker 1: T shirts, and so I'm you know, don't forget that, right,
12:04
Speaker 1: that's out the cool lady, that's out, the rid s kid.
12:06
Speaker 1: You know what I'm saying. Who put me all? You know?
12:08
Speaker 1: And so uh you know, you know, you know, you know,
12:10
Speaker 1: always being an entrepreneur, always figuring it out. Um you
12:15
Speaker 1: know from that working you know at the video store
12:17
Speaker 1: Blockbuster Videos at seventeen. You know, that'sh out of my
12:20
Speaker 1: sister who who helped me not become a drug dealer, right,
12:23
Speaker 1: and so you know I had I had one ft
12:25
Speaker 1: and one foot out trying to figure out what I
12:27
Speaker 1: was gonna do. You know, sister was like, listen, let me,
12:29
Speaker 1: let me get you a job and then becoming a banker.
12:32
Speaker 1: So I've always, um, you know, had you know, this
12:35
Speaker 1: entrepreneurship spirit. The funny thing is that I was a
12:38
Speaker 1: vice president at one of the largest financial institutions in
12:41
Speaker 1: the world. Decided that I wanted to write a book
12:44
Speaker 1: in two thousand and nine. Um, and you know I
12:47
Speaker 1: could have wrote it as ass examtis, but because I
12:50
Speaker 1: was licensed, because I was uh you know, you know,
12:53
Speaker 1: uh officer of the bank. Um, you know, I couldn't
12:56
Speaker 1: do it. And so I needed to you know, I
12:58
Speaker 1: needed to find an alien and I said, why m
13:00
Speaker 1: not tap into the to the to the guy you
13:03
Speaker 1: know who who was eight? Who the guy was? You know,
13:06
Speaker 1: twelve years old packing bags and twelve years old selling
13:08
Speaker 1: mix tape and t shirts. Um. And that's how you know.
13:11
Speaker 1: I started riding with the name ash Cash UM and
13:13
Speaker 1: then it continued to grow UM. And now literally if
13:18
Speaker 1: you google ash Cash right now, Ash examples which is
13:22
Speaker 1: my real name, right, you know comes up? Which is
13:24
Speaker 1: which is beautiful, which means you cant run from the truth.
13:29
Speaker 1: It's finally here, the season of celebration. And no matter
13:32
Speaker 1: how you celebrate with family and friends, whether you're preparing
13:36
Speaker 1: for reys magos or karamu lighting the Manura, are going
13:39
Speaker 1: to midnight mass, Coals has just what you need to
13:42
Speaker 1: make those traditions special. Plus you'll find gifts for all
13:46
Speaker 1: your loved ones. Send warm wishes with Cozy Fleece's sweaters, loungeware,
13:51
Speaker 1: blankets and throws. Support minority owned or founded brands by
13:55
Speaker 1: giving gifts from Human Nation and shame moisture or treat
13:58
Speaker 1: them to everyone's favor it activewear from top brands like Nike,
14:02
Speaker 1: Adidas and under Armour. And in the spirit of giving
14:06
Speaker 1: Coals Cares is donating eight million dollars to local nonprofits
14:10
Speaker 1: nationwide committed to the health and well being of our communities.
14:13
Speaker 1: No matter how you celebrate, when you shop at Coals,
14:17
Speaker 1: you're right where you belong. So this season give with
14:20
Speaker 1: all your heart with great gifts from Coals or Coals
14:23
Speaker 1: dot com. Hi everyone, I'll Roker here as a guy
14:26
Speaker 1: with his own catchphrase. I appreciate that Smokey's only said
14:30
Speaker 1: only you can prevent wildfires, but I'm filling in because
14:33
Speaker 1: there's a lot more to report, like when they're parched
14:36
Speaker 1: or windy conditions out there. You've gotta be extra careful
14:39
Speaker 1: with things like burning yard waist. After all, wildfires can
14:43
Speaker 1: start anywhere, even in your neck of the woods. Go
14:46
Speaker 1: to Smokey Bear dot com to learn more about wildfire prevention,
14:50
Speaker 1: brought to you by the U. S. Forest Service, your
14:52
Speaker 1: state Forrester, and the ad Council. Adoption of teams from
14:56
Speaker 1: foster care is a topic not enough people know about,
14:58
Speaker 1: and we're here to change that. I'm April Dinuity, host
15:01
Speaker 1: of the new podcast Navigating Adoption, presented by adopt us Kids.
15:05
Speaker 1: Each episode brings you compelling, real life adoption stories told
15:09
Speaker 1: by the families that lived them with commentary from experts.
15:12
Speaker 1: Visit adopt us Kids dot org, slash podcast, or subscribe
15:15
Speaker 1: to Navigating Adoption, presented by adopt us Kids, brought to
15:19
Speaker 1: you by the U. S Department of Health and Human
15:21
Speaker 1: Service as Administration for Children and Families and the Council. Now,
15:25
Speaker 1: when we talk about the book that we've talked about,
15:27
Speaker 1: we're talking about your life. Who are you targeting, ash
15:29
Speaker 1: Cash when you write a book like this? Uh, you know,
15:31
Speaker 1: the millennials are just dominating social media that that they
15:36
Speaker 1: age you from eighteen to thirty four. They want to
15:38
Speaker 1: be entrepreneurs, they want to be vendors, They don't want
15:41
Speaker 1: to work that four day hour week shift. Then we
15:43
Speaker 1: have the fourth the plus forty, who tend to use
15:47
Speaker 1: their ages and excuse as say why they can't achieve
15:49
Speaker 1: their dreams. So talk to us about who are you targeting,
15:53
Speaker 1: especially on the male female breakdown. Yeah, and so so
15:57
Speaker 1: it's really it's all of the above, you know, because
16:00
Speaker 1: us I feel like um from from that that person
16:03
Speaker 1: who UM is you know, working or the person who's
16:07
Speaker 1: the eighteen and thirty four year old millennial UM who
16:09
Speaker 1: doesn't want to work and is becoming an entrepreneur. Um. There,
16:13
Speaker 1: you know, the book is just to them because when
16:16
Speaker 1: you think about the ups and downs, right, I you know,
16:18
Speaker 1: I I was a VP, quit my job, then you know,
16:22
Speaker 1: started to become an entrepreneur, entrepreneurship didn't work, had to
16:26
Speaker 1: get a job again, then had to quit again. So
16:28
Speaker 1: there was a lot of ups and downs. Um. And
16:29
Speaker 1: so anybody who is going through that journey is gonna
16:32
Speaker 1: learn some lessons about you know, how to really uh
16:36
Speaker 1: you know, make that transition from from nine to five
16:40
Speaker 1: to a full time entrepreneur. But then also, uh, you
16:44
Speaker 1: know that forty plus person right who is looking for
16:47
Speaker 1: that reinvention who says, you know what, it's my age,
16:50
Speaker 1: I can't do anything, but really just needs to know
16:53
Speaker 1: that regardless, as long as you have breath in your body,
16:55
Speaker 1: there's always an opportunity to move forward. And so you know,
16:58
Speaker 1: the book is for anybody, right, anybody who has ever
17:04
Speaker 1: thoughts or been told that they can't maximize their full
17:09
Speaker 1: potential and just needs that extra motivation and the instruction
17:14
Speaker 1: and step by step instruction on how to actually make
17:16
Speaker 1: it happen. Well, it's a fun book. It's a fun
17:19
Speaker 1: and when I say fun book. When I'm saying, you're
17:21
Speaker 1: gonna talk about his life, I'm saying, some of the
17:23
Speaker 1: things that happened to life isn't funny, but it's entertaining,
17:26
Speaker 1: because that's why he's a colorful writer. You know, you
17:29
Speaker 1: actually can see I was telling my stuff. They said, sure,
17:31
Speaker 1: what do you think of the book? I said, you know,
17:33
Speaker 1: if I if I've watched fifty since series on Stars,
17:36
Speaker 1: you know, raising Kanaan, I think that I think this.
17:40
Speaker 1: I think this is his I said, I think this
17:49
Speaker 1: is his pro rand there, I said, because and that's
17:51
Speaker 1: the beauty of this timing of this book because of
17:54
Speaker 1: the fact that I'm talking about the Prepowers series that
17:57
Speaker 1: they have on right now. This feels so ingrain because
18:01
Speaker 1: it's by New York is about that the colorful era
18:03
Speaker 1: of drugs and violence and living in the community. I
18:07
Speaker 1: think he couldn't have brought this book out at a
18:09
Speaker 1: better time because it's such a popular summer series. And
18:12
Speaker 1: when I read it, I kept envisioning and looking at
18:15
Speaker 1: the character structure and all that talk about that man,
18:17
Speaker 1: and I am I missing the boat. When I'm saying
18:19
Speaker 1: this as cash now your hundred said, right, you know
18:22
Speaker 1: what one of the things, um that it isn't talked
18:25
Speaker 1: about a lot, is um how dangerous the eighties and
18:28
Speaker 1: the nineties were, uh you know how uh you know,
18:32
Speaker 1: I remember, you know, being eight years old, ten years old,
18:35
Speaker 1: having to go to school by myself, right or with
18:38
Speaker 1: my sister. My mom was at work, um, and it
18:41
Speaker 1: was a dangerous time. You know, there were shootouts, there
18:44
Speaker 1: were you know, you know, drug dealing, there were you know,
18:47
Speaker 1: crack happening. There was our sexual activity, you know saying
18:51
Speaker 1: there was a lot going on in our neighborhoods. And
18:54
Speaker 1: so I think that people don't realize, um, how that
18:58
Speaker 1: time has been paid pivotal um and who we have become, um,
19:03
Speaker 1: not only as adult, for that society as well, and
19:05
Speaker 1: so um, you know it is definitely, um urban story.
19:10
Speaker 1: It's an urban tell. It's it's it's something that you
19:12
Speaker 1: know people, you know, I saw a dead body right
19:15
Speaker 1: before I turned twelve years old, Like to actually see
19:18
Speaker 1: somebody dead, right like that, Like that's something that you
19:22
Speaker 1: know as a parent, right you know, my my my
19:24
Speaker 1: daughter's thirteen, My son is is six years old. Like
19:27
Speaker 1: some of the things that like, like I was looking
19:29
Speaker 1: at my son the other day, I said, I can't
19:31
Speaker 1: even fathom him having a fist fight with anybody at
19:35
Speaker 1: his age. And but at his age, I was kicked
19:38
Speaker 1: out of school for for having fist fight, so the
19:42
Speaker 1: time was different. Um. It's a blessing though, to to
19:46
Speaker 1: actually be here and be able to have the conversations
19:50
Speaker 1: and tell the stories, um, And and also to be
19:53
Speaker 1: able to, you know, as a parent, understand how blessed
19:57
Speaker 1: I am, but then also how blessed my my family
19:59
Speaker 1: and children are. Absolutely I was, like I said, the
20:02
Speaker 1: book is five five transactions, forty cash advances. That's how
20:07
Speaker 1: the chapters are broken down. Now, it was like I
20:09
Speaker 1: pulled out by five of I wanted to just just
20:12
Speaker 1: just throw some gems out in conversation with you. The
20:15
Speaker 1: first one in our cash Advance five believe in your
20:18
Speaker 1: powers to make anything happen. And then I'm gonna just
20:21
Speaker 1: rattle them off and then we're gonna come back. And
20:23
Speaker 1: then Cash Advances of a ten take action despite of fear.
20:27
Speaker 1: That's very important. And then Cash Advance number twelve embraced
20:31
Speaker 1: negative and positive feedback. And you kind of talk about
20:34
Speaker 1: that in me just a minute ago when I talked
20:36
Speaker 1: about I went to the event and then I didn't
20:38
Speaker 1: just shut down and go hey man, screw that. I
20:40
Speaker 1: looked inside myself, look in the mirror, and said, what
20:42
Speaker 1: did you do? And so Cash Advance number thirty two
20:45
Speaker 1: create your legacy now, and Cash Advance thirty four change
20:49
Speaker 1: your perspective on struggle. Wow, this is just several of
20:53
Speaker 1: the forty fantastic chapters that he has, and they are
20:57
Speaker 1: all Each one is called a cash Advanced with the
20:59
Speaker 1: associated number. Let's go back up to Cash Advance number five.
21:02
Speaker 1: Believe in your powers to make anything happen? Why so
21:07
Speaker 1: so so yeah, yeah, Eddie Spears says, anything is possible, uh,
21:12
Speaker 1: with no matter who you are or where you come from,
21:15
Speaker 1: find your path and stay on it, right, And so
21:19
Speaker 1: you have to believe in your powers to make anything
21:21
Speaker 1: happen because no matter who you are, you know, everything
21:24
Speaker 1: starts in the mind, right everything. And and so when
21:28
Speaker 1: we start to allow other people to um tell us
21:32
Speaker 1: who we are, why we are, and what we can
21:35
Speaker 1: and cannot do, we are giving up our power. And
21:38
Speaker 1: so we have to believe in our powers to make
21:40
Speaker 1: anything happen. We have to know that regardless of what
21:43
Speaker 1: our current circumstances, regardless of that you know, we have
21:47
Speaker 1: the power today. The only time that we have is
21:50
Speaker 1: here and now. Yesterday is gone. I don't care how
21:53
Speaker 1: much running you out. I don't care who you know,
21:54
Speaker 1: who's in your vola days. You cannot bring yesterday back.
21:58
Speaker 1: Tomorrow is actually running from you. Right. You know, at
22:02
Speaker 1: the end of the day, we all could focus on tomorrow,
22:04
Speaker 1: but when tomorrow comes, it's actually gonna be today again. Right,
22:08
Speaker 1: it's a while focus on anything else but today but
22:11
Speaker 1: the here and now. Um. And so once you believe
22:13
Speaker 1: in your papers to make anything happen in the here
22:16
Speaker 1: and now, then then there's no limits to where you
22:18
Speaker 1: can go. And we're live here outside the Perez family home,
22:22
Speaker 1: just waiting for the and there they go, almost on time.
22:26
Speaker 1: This morning, Mom is coming out the front door, strong
22:29
Speaker 1: with a double arm kid carry. Looks like Dad has
22:31
Speaker 1: the bags. Daughter is bringing up the rear. Oh but
22:35
Speaker 1: the diaper bag wasn't closed. Diapers and toys are everywhere.
22:40
Speaker 1: Oh but mom has just nailed the perfect car seat
22:43
Speaker 1: buckle for the toddler. And now the eldest daughter, who
22:46
Speaker 1: looks to be about nine or ten, has secured herself
22:49
Speaker 1: and the booster seat. Dad zips the bag closed and
22:52
Speaker 1: they're off. Ah, but looks like Mom doesn't realize her
22:56
Speaker 1: coffee cup is still on the roof of the car
22:58
Speaker 1: and there it goes. Oh, that's a shame that mug
23:02
Speaker 1: was a fan favorite. Don't sweat the small stuff, just
23:05
Speaker 1: nail the big stuff, like making sure your kids are
23:07
Speaker 1: buckled correctly in the right seat for their agent's eyes.
23:10
Speaker 1: Learn more at n h t s A dot gov
23:11
Speaker 1: slash the Right Seat visits h s A dot gov
23:15
Speaker 1: slash the Right Seat, brought to you by NITZA and
23:18
Speaker 1: the AD Council. What grows in the forest trees? Sure
23:23
Speaker 1: you know what else grows in the forest. Our imagination,
23:26
Speaker 1: our sense of wonder, and our family bonds grow too,
23:30
Speaker 1: because when we disconnect from this and connect with this,
23:36
Speaker 1: we reconnect with each other. The forest is closer than
23:40
Speaker 1: you think. Find a forest near you and start exploring.
23:43
Speaker 1: I Discover the Forest dot org, brought to you by
23:46
Speaker 1: the United States Forest Service and the AD Council. If
23:50
Speaker 1: I could be you and you could be me for
23:52
Speaker 1: just one hour, if you could find a way to
23:55
Speaker 1: get inside each other's mind, walk a mile in my shoes,
24:00
Speaker 1: come out in my shoes. We've all felt left out
24:05
Speaker 1: and for some that feeling lasts more than a moment.
24:08
Speaker 1: We can change that learn how it belonging begins with
24:11
Speaker 1: us dot org. Brought to you by the ACT Council.
24:15
Speaker 1: Welcome out in my shoes. It's all about the limits.
24:20
Speaker 1: So I think that we we we tend to limit
24:22
Speaker 1: ourselves and we learned ourselves based on races, gender, age,
24:27
Speaker 1: and a stereotype, you know. And I think that that's
24:30
Speaker 1: why I was important in reading this book, is that
24:32
Speaker 1: you know, as a young African American male, you can
24:35
Speaker 1: say you're not gonna be anything if you read the
24:37
Speaker 1: newspaper or or people stare at you when you go
24:40
Speaker 1: down the street, or or the opportune or the mentors,
24:42
Speaker 1: because you have mentors that push you in the right direction.
24:45
Speaker 1: That we talked about that like you said, you wanted
24:47
Speaker 1: to be a kill Davidson, you know from wrecking effect.
24:50
Speaker 1: You know, just watching him impacted you. And I always
24:54
Speaker 1: tell people that young mind is so important because, like
24:56
Speaker 1: you said, at the age of forty, you can vividly
24:59
Speaker 1: remember or situations and time and dates and situations. That's
25:03
Speaker 1: why you got shaped in But that didn't impact you.
25:05
Speaker 1: Now if you had to tell somebody when I'm going
25:08
Speaker 1: through the book, this is a fantastic book. Like I've
25:10
Speaker 1: stayed up talking to ash Cash from the block to
25:13
Speaker 1: the bank. How to make the most of your circumstances
25:16
Speaker 1: to maximize your full potential. That's what this is all about.
25:19
Speaker 1: Every time I met as Cash, he's always talking about maximize, maximize, maximize. Now,
25:23
Speaker 1: a lot of people coincide that with effort, well, true enough,
25:27
Speaker 1: you have to get up at a certain time, you
25:29
Speaker 1: have to put out a certain amount of work in
25:30
Speaker 1: order to accomplish that goal. When you talk about that
25:33
Speaker 1: and take action despite of fear, that chapter I had
25:37
Speaker 1: to bring out because of the fact that fear stops
25:40
Speaker 1: people based on stereotype. M Absolutely, yeah, you know, a
25:44
Speaker 1: lot a lot of people are so afraid of not
25:48
Speaker 1: only uh, some people are feeling afraid of failing. Some
25:52
Speaker 1: people are afraid of success. Some people are afraid of
25:55
Speaker 1: what other people are gonna say about them. Some people
25:57
Speaker 1: are afraid of you know. You know, it's so funny
25:59
Speaker 1: because even and and and you know, not even pointing fingers.
26:02
Speaker 1: I used to have survivor's remorse. I used to be
26:05
Speaker 1: the guy who limited my success because my guys were
26:10
Speaker 1: still on the corner, and I'm like, yow, how am
26:13
Speaker 1: I living this this grand life? And then and they're
26:16
Speaker 1: still trying to figure figure certain things out. So I
26:18
Speaker 1: used to have survivor's remorse. But the truth of the matter,
26:21
Speaker 1: um is that fear is something uh that it's it's
26:25
Speaker 1: a warning, right. I I give this example all the time.
26:28
Speaker 1: You know, imagine if you were driving on any interstate
26:31
Speaker 1: in America and you start to fall asleep at the
26:34
Speaker 1: wheel and you start to veer left. If if the
26:37
Speaker 1: bumps in the road didn't wake you up, you would
26:40
Speaker 1: hit the divider and you would cause you know, you know, accident,
26:45
Speaker 1: you will flip over. But once you hit the side
26:47
Speaker 1: of that road and the bumps happen, it's actually waking
26:50
Speaker 1: you up and says, hey, you're veering off to the left,
26:52
Speaker 1: you're being off to the right. Wake up, you know,
26:54
Speaker 1: get you you know, get the steering wheel straight again. Right.
26:57
Speaker 1: That's what fear is. A lot of times people he
26:59
Speaker 1: had this fear and they let it stop them. But
27:02
Speaker 1: what happens is fear is just waking you up. Fear
27:05
Speaker 1: is just telling you that you off track. Fear is
27:07
Speaker 1: just telling you that you're out of alignment. So get
27:10
Speaker 1: you wake up, get back in the alignment, and stay
27:12
Speaker 1: focused on where you're going. Um And so you know,
27:15
Speaker 1: I think that's the biggest message in Cash Advanced Number
27:17
Speaker 1: ten is saying that you meet you need to take
27:19
Speaker 1: action despite your fear. Because the truth of the matter,
27:23
Speaker 1: you will still feel your fear. But as long as
27:25
Speaker 1: you don't a lot of that fears to stop you,
27:27
Speaker 1: then fear is okay. It's just a warning. It's just
27:30
Speaker 1: telling you to wake up. It's telling you that you're
27:32
Speaker 1: focused on the wrong things. You're not focusing on what
27:34
Speaker 1: you need to focus on. And once you wake up,
27:36
Speaker 1: you take back that wheel. You drive faith anything, it's possible,
27:40
Speaker 1: it's beautiful. I'm gonna skip one because I know I
27:42
Speaker 1: don't want to take up too much time here, because
27:44
Speaker 1: I want to talk about create your own legacy now.
27:47
Speaker 1: That's number thirty two, because I also want to talk
27:49
Speaker 1: about the Ashcash Show as we wrap up. But let's
27:52
Speaker 1: talk about creating your legacy now, because legacy is a word.
27:55
Speaker 1: You know, the thing about the word brand is over
27:57
Speaker 1: you sometimes, legacy is overusing that time, uplift, motivation, It's
28:01
Speaker 1: so many overused terms. That's why I recommend people by
28:04
Speaker 1: this book because you're getting it from I would call
28:06
Speaker 1: him a legend. He's a not you know, he's fit
28:08
Speaker 1: out in New York, used to legend down in Atlanta,
28:10
Speaker 1: turning up down in the South on it both sides
28:13
Speaker 1: north and south in the in the motivation because of
28:15
Speaker 1: the fact that he takes common terminology, or I should
28:19
Speaker 1: say terminology is not common and make it common and relatable.
28:22
Speaker 1: And that's what makes him so gifted and why I
28:25
Speaker 1: enjoy talking to him. He and I walk in the
28:27
Speaker 1: same room, we have same clothes on. He would speak
28:29
Speaker 1: totally different from me, and I don't mind it because
28:32
Speaker 1: sometimes I I can't reach everybody, so he allows but
28:36
Speaker 1: he can reach people I can't reach, and he can
28:38
Speaker 1: reach people I'm reaching, probably reaching better. That's why I
28:41
Speaker 1: love him because I don't fear him. I don't fear
28:44
Speaker 1: him at all. I don't fear sharing his knowledge of
28:46
Speaker 1: sharing his style with anybody all. I want people to
28:50
Speaker 1: know more about it. That's what I love. I would
28:51
Speaker 1: tell more people about that has cash. So as when
28:54
Speaker 1: we talk about create your own legacy and now what
28:56
Speaker 1: are you talking about? Brother? In chapter you know what
28:58
Speaker 1: one of the it gets travesties. Um, that I see
29:02
Speaker 1: is that a bunch of gifted people, a bunch of
29:04
Speaker 1: people who, um, you know, have have these abilities to
29:08
Speaker 1: be great. They chase money, you know, they chase money,
29:11
Speaker 1: and they they they care about what kind of car
29:15
Speaker 1: they drive, They care about the house they live in. Um,
29:17
Speaker 1: they care about you know, you know, all the material
29:20
Speaker 1: things in the world. But the truth of the matter
29:22
Speaker 1: is that you know, when when, when, when God calls
29:25
Speaker 1: you back home. Um, no one's really gonna care what
29:27
Speaker 1: kind of car you drove. Nobody's gonna care about your house. Uh.
29:30
Speaker 1: You know Steve Jobs, you know when he when he died,
29:33
Speaker 1: he was worth seven billion dollars. A lot of people
29:36
Speaker 1: you know don't even don't really know that, right, and
29:38
Speaker 1: so nobody cares. Everybody knows Steve Jobs as somebody who
29:42
Speaker 1: you know created Apple, you know, and and it has
29:44
Speaker 1: been a pioneer in in in in the text space. Um.
29:47
Speaker 1: And so you know, creating your legacy now is making
29:51
Speaker 1: sure that we don't waste, we don't waste our time
29:53
Speaker 1: on earth. We don't waste um, you know, our time,
29:57
Speaker 1: chasing after money, chasing after things old. In your legacy
30:00
Speaker 1: is about you know, writing your life story right, like
30:04
Speaker 1: if if, if, if your life were to end, Like,
30:07
Speaker 1: what are people gonna say to you? What kind of
30:09
Speaker 1: you know hearts have you touched? Right? Shannon Atlas says,
30:12
Speaker 1: you know, carve your name on hearts, right, not on tombstones?
30:16
Speaker 1: And so are people gonna remember you? Are people gonna say,
30:19
Speaker 1: you know what your Rashan McDonald was that guy like
30:22
Speaker 1: I remember this this time when he you know, helped
30:25
Speaker 1: me get to this level and he introduced me here
30:27
Speaker 1: and he was, you know, he helped me get my
30:29
Speaker 1: first home, or you know, all the different things that
30:32
Speaker 1: people are gonna say, like, that's what makes you a legend.
30:35
Speaker 1: That's that's what makes you legendary. Is when you are
30:38
Speaker 1: still alive and people have these great stories, people remember
30:42
Speaker 1: the things that you've done for um And so I
30:44
Speaker 1: want I wanna remind people, you know, in in this
30:47
Speaker 1: in this cash advance, to not focus on the money,
30:51
Speaker 1: not focused on the things. And the truth of the
30:53
Speaker 1: matter is that things are great. I love money, I
30:55
Speaker 1: love things right, but I don't love those I don't
30:57
Speaker 1: love money or things above. The purpose is because the
31:00
Speaker 1: truth of the matter is that when as I'm carving
31:02
Speaker 1: my legacy. The money in the and the things are
31:05
Speaker 1: coming anywhere, and so why focused on you know, the
31:09
Speaker 1: tree when you can have the whole for us? And
31:11
Speaker 1: so you know, I want people to focus on the legacy.
31:13
Speaker 1: Now where. Every every day Monday through Friday, eight am
31:16
Speaker 1: the nine am Eastern Standard time, you have a YouTube
31:18
Speaker 1: channel and it's called The Ash Cash Show. Tell everybody
31:21
Speaker 1: about the show so we can so we can reach
31:24
Speaker 1: you and we can see you motivating this on a
31:26
Speaker 1: daily basis. Yeah, so the Ash Cash Show is the
31:29
Speaker 1: most financially empowering show on the planet. Every monthy through
31:33
Speaker 1: Friday a a m. To ninety and Eastern stand a time,
31:36
Speaker 1: Tell a friend and tell a friend. Uh we you know,
31:38
Speaker 1: every every morning. Um, it's really about helping people stay motivated.
31:42
Speaker 1: It's helping people understand. You see my shirt. I want
31:45
Speaker 1: people to understand that abundance is their birthright. Uh. You know,
31:49
Speaker 1: abundance isn't something that you have to get, you know,
31:52
Speaker 1: it's it's just something that you have to allow. Like
31:54
Speaker 1: if you just allow abundance to come in, the opportunities
31:57
Speaker 1: will come and then you you definitely still have to
32:00
Speaker 1: take action, but you have to allow the abundance to
32:02
Speaker 1: come and so uh, you know, we fellowship every Monday
32:05
Speaker 1: through Friday. Really just helping people, you know, elevate their
32:08
Speaker 1: minds so they can elevate their life. And and that's
32:10
Speaker 1: available UM on you know, on we we simulcast on
32:14
Speaker 1: on Instagram, on YouTube, on Facebook, um on Twitter and
32:18
Speaker 1: twitch um and you can find it on ash Cash
32:21
Speaker 1: tv dot com. My brother, he's a brilliant one. Over
32:24
Speaker 1: ten books right there and down from the block to
32:28
Speaker 1: the bank how to make the most of your circumstances
32:30
Speaker 1: to maximize your full potential. As always, I learned something.
32:33
Speaker 1: He's younger than me, but I still learn something. He's
32:35
Speaker 1: the greatest money mindset coach on the planet and one
32:38
Speaker 1: of the world's top financial educators. As Cash, thank you
32:42
Speaker 1: for coming on Money Making Conversations, sir. Thank you brother.
32:45
Speaker 1: I appreciate your legend. Thank you. If you want to
32:48
Speaker 1: see are here in my Money Making Conversation interviews, please
32:51
Speaker 1: go to money Making Conversation dot com. I'm Sean McDonald.
32:54
Speaker 1: I am your hopes. In this season of giving, Cools
32:57
Speaker 1: has gifts for all your loved ones. For those who
32:59
Speaker 1: like to keep at cozy, find fleeces, sweaters, loungeware, blankets
33:03
Speaker 1: and throws, or support minority owned or founded brands by
33:07
Speaker 1: giving gifts from Human Nation and Shame Moisture and in
33:10
Speaker 1: the spirit of giving, Coals Cares is donating eight million
33:14
Speaker 1: dollars to local nonprofits nationwide. Give with all your heart
33:18
Speaker 1: this season with great gifts from Coals or Coals dot com. Hi,
33:22
Speaker 1: I'm Dr Andreas Michaelitis, Chief Psychologist at Noon. But what's
33:25
Speaker 1: new and why does newm need a chief psychologist? NOOM
33:28
Speaker 1: is a weight loss program that works with results that
33:31
Speaker 1: last because we know that changing the way you eat
33:33
Speaker 1: starts with your mind. With Noomes, proven psychology, back tools,
33:37
Speaker 1: one on one coaching, and flexible plans that emphasize progress
33:41
Speaker 1: over perfection, you'll have the tools you need to change
33:43
Speaker 1: your relationship with food. So sign up at noon dot
33:46
Speaker 1: com now and lose the weight for good. That's n
33:49
Speaker 1: o M dot com. It was called lows Miller of
33:55
Speaker 1: the Stuff so Favors. Make sure you check out the
33:59
Speaker 1: black Market mostly by me only on the eighty five
34:02
Speaker 1: South Show. Feet Subscribe to the eighty five South Show
34:05
Speaker 1: to hear and tune into the black Market. Here amazing
34:08
Speaker 1: interviews with entrepreneurs creatives and thought leaders, people who are
34:12
Speaker 1: doing amazing things in the black community. Listen to The
34:16
Speaker 1: Black Market on I Heart Radio, Apple Apple Podcast, or
34:20
Speaker 1: wherever you listen to podcasts.