Latest / The Steve Harvey Morning Show / Rushion Interviews Award winning actress, Regina Taylor talks being Michelle Obama's mother. | Mother & Daughters create The Fears Group at Morgan Stanley!
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- 0:04Speaker 1: Welcome to Money Making Conversations. It's the show that she
- 0:07Speaker 1: has the secrets of success experience firsthand by marketing and
- 0:10Speaker 1: Brandon expert Rashan McDonald. I will know he's giving me
- 0:13Speaker 1: advice on many occasions in ocasion didn't notice, I'm not broke.
- 0:17Speaker 1: You know. He'll be interview with celebrity CEOs, entrepreneurs and
- 0:20Speaker 1: industry decision makers. It's what he likes to do, it's
- 0:22Speaker 1: what he likes to share. Now it's time to hear
- 0:25Speaker 1: from my man, Rashan McDonald. Money Making Conversations Here we come.
- 0:29Speaker 1: Welcome to Money Making Conversation Masterclass. I am your host,
- 0:33Speaker 1: Rashan McDonald. I recognize that we all have different definitions
- 0:36Speaker 1: of success. For you, it may be the size of
- 0:38Speaker 1: your paycheck. Mine is inspiring people to accomplish their goals
- 0:42Speaker 1: and live their very best life. It's time to stop
- 0:44Speaker 1: reading other people's success stories and start writing your own.
- 0:48Speaker 1: Please always talk about because people always talk about their
- 0:51Speaker 1: gifts to their purpose. If you have a gift, leave
- 0:53Speaker 1: with your gift and don't let your friends, primarily a cord,
- 0:56Speaker 1: stop you from planning or living your dream. My next
- 0:59Speaker 1: guest is Gina Taylor, a two time in double a
- 1:02Speaker 1: cp Image Award winning actress, playwright and activists. She plays
- 1:06Speaker 1: the role of Marion Shields Robinson, Michelle Obama's mother in
- 1:10Speaker 1: the ten week anthology series The First Lady, which appears
- 1:14Speaker 1: on Showtime every every Sunday, nine pm. I've been watching
- 1:18Speaker 1: it very very well, talked about in more detail. Mrs
- 1:21Speaker 1: Regina Taylor's first film was the made for TV movie
- 1:24Speaker 1: Crisis at Central High, which starred George Woodwood and when
- 1:27Speaker 1: she portrayed one of the first black students to integrate
- 1:30Speaker 1: the Arkansas school system. Taylor next going to praise for
- 1:33Speaker 1: a role as Mrs Carter remember that drug addictive mother
- 1:37Speaker 1: in the eighteen and nine Lean On Me with Morgan Freeman.
- 1:40Speaker 1: Other film roles included Spike Lee's Clockers, a flyaway series
- 1:43Speaker 1: which we would talk about, The Unit and Lovecraft Country.
- 1:47Speaker 1: On today's show, will be discussing her career, longevity and
- 1:50Speaker 1: the anthology series The First Lady. Please welcome to Money
- 1:53Speaker 1: Making Conversation Masterclass the incredible Regina Taylor. How are you doing.
- 1:58Speaker 1: I'm great you so much well. First of all, a
- 2:03Speaker 1: career uh enacting. I mentioned because I wanted to mention
- 2:07Speaker 1: your first role and then the current role because as
- 2:10Speaker 1: a body of work. In between, there there's a testimonial
- 2:13Speaker 1: to your skill set, but also the ability to not
- 2:16Speaker 1: just hang around, but to be a part of the process,
- 2:19Speaker 1: the creative process, to be able to make your make
- 2:22Speaker 1: a name for yourself and a respected name for yourself.
- 2:25Speaker 1: But tell us how it all started for you, miss Taylor.
- 2:28Speaker 1: I started out as a writer at the writing since
- 2:31Speaker 1: I was a baby. Mother taught me to write children's books.
- 2:37Speaker 1: She wanted me and she was a teacher, so it's
- 2:39Speaker 1: very mindful that she wanted me to be able to
- 2:42Speaker 1: write my own story right, my own narrative plays a
- 2:45Speaker 1: little chocolate girl in the center of the story and
- 2:49Speaker 1: bill worlds around her perspective. She thought that was survival
- 2:55Speaker 1: to creativity. Uh, and to to start channeling that early.
- 3:00Speaker 1: So I always wanted. I always wrote, always loved writing.
- 3:05Speaker 1: Went into college as a journalism major, and uh, I
- 3:11Speaker 1: thought that was my path until I took an acting
- 3:14Speaker 1: class about a credit. It was just really always we
- 3:18Speaker 1: talked about because doing the pandemic in the word pivot
- 3:23Speaker 1: became a very popular term. You know, being able to
- 3:25Speaker 1: make adjustment. You see your path going one way and
- 3:28Speaker 1: then you pivot to make an adjustment. So you went
- 3:30Speaker 1: to college. Journalism was your dream, your goal. You you
- 3:34Speaker 1: dreamed of a life in that put an acting class.
- 3:37Speaker 1: What in that acting class, m Regina Taylor made you
- 3:40Speaker 1: go wow? Always it a series of things that happened
- 3:44Speaker 1: once you took that class. But in the same way
- 3:47Speaker 1: that I love I love books, I love uh writing
- 3:52Speaker 1: because you get to immerse yourself into someone else's life,
- 3:56Speaker 1: run to their skin, seat of their eyes, take that
- 4:00Speaker 1: turning with them. I love books and I love writing
- 4:03Speaker 1: for that. When I took that acting class and still
- 4:07Speaker 1: am a very shy person, a bit timid and in public.
- 4:13Speaker 1: So to be able to then give myself to another character,
- 4:21Speaker 1: uh that I am again stepping into someone else's shoes,
- 4:24Speaker 1: seeing the world with their eyes, I am speaking uh
- 4:29Speaker 1: with their voice and still my own. Uh. That was
- 4:33Speaker 1: very um challenging and it was exhilarating and it got
- 4:39Speaker 1: me over my shyness a bit and uh just owning
- 4:43Speaker 1: my voice in a different way. So that was that
- 4:47Speaker 1: was very exciting. I still didn't consider myself an actor.
- 4:51Speaker 1: That was like acting class one on one. What did
- 4:55Speaker 1: it was? Uh Henry bonda Us at the school Southern
- 5:02Speaker 1: Memphis University here in Dallas, Texas. And yeah and uh
- 5:09Speaker 1: he was doing a live broadcast UM from the school
- 5:15Speaker 1: for TV of the oldest living graduates. So he was
- 5:19Speaker 1: right there on campus, right there in the theater department.
- 5:23Speaker 1: I had finished a class and I was following him
- 5:27Speaker 1: down the hallway because I was too shy to say hello. Uh.
- 5:31Speaker 1: And this agent saw me stalking him and came over said,
- 5:37Speaker 1: are you an actress? I said sure, And she said
- 5:41Speaker 1: there's this audition this weekend off of the freeway in
- 5:47Speaker 1: Motel six. And she was like, do you want to
- 5:51Speaker 1: go to this audition? I said, okay, because I'm no fool.
- 5:56Speaker 1: I brought my biggest cousin with me. I'm Philip uh
- 6:02Speaker 1: and made up a resume uh, took a polaroid to
- 6:06Speaker 1: camera uh and and took a picture and went in.
- 6:11Speaker 1: And I got the I got the job. It was
- 6:14Speaker 1: starring Joean Woodward Crisis at Central High about the first
- 6:20Speaker 1: to integrate the Arkansas school system, Little Rock nine right,
- 6:24Speaker 1: and I played many jeans brown this real person. UM.
- 6:30Speaker 1: I got to embody her spirit for the TV movie.
- 6:35Speaker 1: So that was my first professional job. This opportunity came
- 6:42Speaker 1: from following Henry Father down the hallway in school. You know,
- 6:46Speaker 1: you took an acting class SMU University and audition and
- 6:52Speaker 1: you went in. Did you get there? Was it a
- 6:54Speaker 1: cold audition that you give your lives before you walked in?
- 6:57Speaker 1: They yeah, if they gave me live lines? Yeah, and
- 7:01Speaker 1: I read yeah. Wow. Now you know when you when
- 7:04Speaker 1: you walk into that because you go from every funday,
- 7:06Speaker 1: Now you're Joan Woodward okay, which is another incredibly talented
- 7:11Speaker 1: actress in her in her time. Yes, and then you
- 7:14Speaker 1: were talking about a very dramatic world which is historical
- 7:17Speaker 1: but based what were you an emotionally at this part?
- 7:21Speaker 1: You know, you're still in school. What was happening here
- 7:23Speaker 1: with you? Uh? Well, I was just very excited to
- 7:28Speaker 1: uh get to have this experience, Uh was what it
- 7:32Speaker 1: was about. But my first time on a plane to
- 7:36Speaker 1: go from Dallas, Texas to Arkansas to the actual school
- 7:41Speaker 1: where we shot was was very exciting. And as we
- 7:47Speaker 1: were shooting, there are people who were watching the shoot
- 7:51Speaker 1: living across the streets, some of them who were coming
- 7:54Speaker 1: across and saying, oh, I was here the day that
- 7:58Speaker 1: the military came in to escort these students into the
- 8:02Speaker 1: school and I was going, this is real, and I
- 8:06Speaker 1: think it really made last impression about how art social
- 8:12Speaker 1: justice um can be bridged in the work through the work,
- 8:18Speaker 1: and that's your entire career. So now we fast forward
- 8:22Speaker 1: to First Lady, another role where you're playing somewhat the
- 8:27Speaker 1: reality you're you're you're watching something play out in this series. Now,
- 8:32Speaker 1: my takeaway in this series is that I you know,
- 8:34Speaker 1: we always see the final product, you know, them making
- 8:37Speaker 1: it to the White House. There's a there's a role
- 8:39Speaker 1: that they played, there's a life there. So you really
- 8:41Speaker 1: don't see you don't really don't peel back the covers
- 8:44Speaker 1: of who were they were as a child, who they
- 8:46Speaker 1: were as teenagers, how did they meet, what, how did
- 8:49Speaker 1: a relationship come about? And this series does that for me.
- 8:53Speaker 1: And I was and and and and it goes it's life,
- 8:56Speaker 1: He's a person's life is layered in each episode and
- 8:59Speaker 1: to time periods like an episode I's hold last night,
- 9:03Speaker 1: all three of them got married on the same day
- 9:05Speaker 1: in this particular episode, you know, and and So what
- 9:09Speaker 1: was your take on this series when the opportunity came
- 9:12Speaker 1: to you and then as you're watching the series play
- 9:14Speaker 1: itself out, Yes, I think it's really a great series.
- 9:20Speaker 1: And seeing these three powerful women, uh, from Michelle Obama,
- 9:26Speaker 1: Betty Ford, Eleanor Roosevelt in these powerhouse actors, in these
- 9:31Speaker 1: roles Viola Davis to Michelle Peiffer, Jillian Anderson. Uh, take
- 9:37Speaker 1: on uh these roles and what it is to be
- 9:41Speaker 1: a first lady. Definition of first lady keeps changing. You
- 9:45Speaker 1: watched first steps into those shoes. Uh. And certainly with
- 9:49Speaker 1: these particular women, UH, they are conscious women making a statement,
- 9:55Speaker 1: going outside, pushing the boundaries of what the role of
- 9:59Speaker 1: first ladies be. From Eleanor Roosevelt, uh speaking out on
- 10:05Speaker 1: women's rights and rights of people across the board in
- 10:10Speaker 1: her time, UH to um Betty Ford talking about health
- 10:17Speaker 1: and mental health and physical health and her speaking out
- 10:22Speaker 1: when people were mainly silent about the certain issues. Uh.
- 10:28Speaker 1: And with Michelle Obama embracing so many issues including being
- 10:33Speaker 1: uh the issue of being a black woman as the
- 10:38Speaker 1: first lady for the very first time in our country's history. Uh.
- 10:43Speaker 1: The challenges of each women, each woman is to have
- 10:49Speaker 1: a voids one of being a woman and and challenging
- 10:53Speaker 1: what the expectations, what the boundaries are and being a woman.
- 10:59Speaker 1: UH continues to be uh, challenges that we face today.
- 11:05Speaker 1: So it's really I think interesting how these stories interweed
- 11:11Speaker 1: different times, different women and similar challenges. Mis I'm speaking
- 11:16Speaker 1: to Mrs Regina Taylor, you know, one of the stars
- 11:19Speaker 1: of the anthology series First Lady. This erin on Showtime
- 11:22Speaker 1: every Sunday night at nine pm Easter to Standard Time
- 11:24Speaker 1: and Pacific. The thing that my takeaway was that, you know,
- 11:28Speaker 1: you do have Jillian Anderson, you do have Viola Davis,
- 11:31Speaker 1: you do have Michelle Peiffer, but the young actresses who
- 11:34Speaker 1: played the roles, oh my, they were just so I was.
- 11:39Speaker 1: I was. They threw me into the series. I'm gonna
- 11:41Speaker 1: tell you right now, even before I got to them,
- 11:43Speaker 1: they drew me. If they if they didn't do their job,
- 11:45Speaker 1: if they weren't magnetic, if they wasn't uh, they got me.
- 11:50Speaker 1: They got my heart, they got my spirit. I feel
- 11:53Speaker 1: for their lifestyle, their concerns, they're not being mentioned. I
- 11:57Speaker 1: have to take a few moments with you and also
- 12:00Speaker 1: allow you to speak on them, because to me, they're
- 12:03Speaker 1: the key to the series because, like I said, we
- 12:05Speaker 1: know who Michelle Obama is because we as a First
- 12:09Speaker 1: Lady as well as Eleanor roles, but as a first lady,
- 12:12Speaker 1: as as you know Betty Ford as a first lady.
- 12:15Speaker 1: But that journey to be in that first lady is
- 12:18Speaker 1: so important and they are fantastic. Can you expound yes, oh,
- 12:23Speaker 1: each one because she goes uh in terms of seeing
- 12:28Speaker 1: them as adults, uh in in the role in the
- 12:31Speaker 1: White House and thing you do uh going back in
- 12:35Speaker 1: terms of history John Bath Curtain, who were they before? Uh?
- 12:40Speaker 1: And certainly speaking on Jamie Lawson and um who's playing uh,
- 12:48Speaker 1: also playing Michelle Obama as she goes to high school
- 12:53Speaker 1: through law school, uh college and you also have young
- 13:00Speaker 1: Man de Niro um whood is Julian DeNiro who is
- 13:07Speaker 1: playing at the young uh Mr Obama. How they met right?
- 13:17Speaker 1: So it's so you know, it's like you know, black love,
- 13:21Speaker 1: real love is uh. You know she was his boss,
- 13:24Speaker 1: you know uh. And you know you know the thing
- 13:28Speaker 1: about it is that we don't this we're called pivot
- 13:31Speaker 1: that we talked about earlier in your career. You went
- 13:34Speaker 1: to school as a journalist major and then actress. The
- 13:37Speaker 1: acting bug hit you once you hear the class took
- 13:39Speaker 1: a class in acting, and next time you know, you
- 13:41Speaker 1: one of the most talented actresses in our era and
- 13:45Speaker 1: in this situation, like she says, she didn't like public speaking.
- 13:48Speaker 1: That's why she intentionally flunked a course, That's what she
- 13:51Speaker 1: says in the storyline, so she wouldn't be validatory because
- 13:54Speaker 1: she didn't want to make a speech. And then speech
- 13:57Speaker 1: so and then she becomes one of the most pronounced
- 14:00Speaker 1: speakers of our generation. That's really interesting. That's why I
- 14:03Speaker 1: say it's important because what you see here was not
- 14:07Speaker 1: what now in our final version. You know, when you
- 14:10Speaker 1: go high, you know when you go low, we go high.
- 14:12Speaker 1: You know all those quotable statements that she said in
- 14:14Speaker 1: our lifetime and become a leader not only for black
- 14:18Speaker 1: women and but but but but our people, for people
- 14:21Speaker 1: in general. Let you know why this series is important
- 14:24Speaker 1: because you need to see how I started hi, I
- 14:27Speaker 1: built momentum, and how the final product was able to
- 14:30Speaker 1: play itself out because of that journey, correct, Miss Taylor,
- 14:34Speaker 1: that's right. Um. We get to see ourselves foundationally where
- 14:38Speaker 1: they come from. Um, Michelle Obamas. I was talking about
- 14:42Speaker 1: her family, family ties that keeper rooted Chicago south Side, mother,
- 14:48Speaker 1: bothered stable, uh and always also playing this role. Uh.
- 14:56Speaker 1: Marian Robinson seeing h the strong bond between Michelle Obama
- 15:04Speaker 1: and her mother that she brought her into the White
- 15:06Speaker 1: House with there to live. I was going, yes, yes, absolutely,
- 15:12Speaker 1: that makes sense. If they're facing new challenges, new terrain, uh,
- 15:19Speaker 1: coming up against a major obstacles on a world stage.
- 15:26Speaker 1: She wanted to bring her mother with her at that
- 15:31Speaker 1: instabilitate that backbone, not only for herself. When you play
- 15:36Speaker 1: these roles, you know, these roles, these real life roles
- 15:39Speaker 1: which you are playing here and you know and somewhere
- 15:42Speaker 1: played a character that was built into Lean on Me
- 15:44Speaker 1: when the Lean character was a real life role. And
- 15:47Speaker 1: and then of course we talked about your first introduction
- 15:50Speaker 1: in Crisis Central High. But then our flyerway the period. Yes, yes,
- 15:58Speaker 1: our fly Away was a period piece, but it's also
- 16:00Speaker 1: based on a life, a period of how we were
- 16:04Speaker 1: treated and how people a period of time. These pieces
- 16:08Speaker 1: seem to be part of your signature. Do you go
- 16:10Speaker 1: after these roles this Taylor or they just see U
- 16:13Speaker 1: as this dramatic actress who can handle this body of work.
- 16:17Speaker 1: I am blessed and blessed these roles that have come
- 16:22Speaker 1: to me until their mind, and I am encouraged by
- 16:29Speaker 1: this path Now whenever run though I think it was
- 16:31Speaker 1: with any One to ninety three was the series of
- 16:34Speaker 1: Our fly Away and reason it was important to me
- 16:36Speaker 1: because you know, I guess what, there were many black
- 16:38Speaker 1: people on TV and lead actors, of black leite actors
- 16:41Speaker 1: leading in that role. When when someone brought that project
- 16:44Speaker 1: to you, you know, do you do you? Are you
- 16:47Speaker 1: aware of what's happening or you just just happy for
- 16:50Speaker 1: the opportunity. I am happy for the opportunity and certainly
- 16:57Speaker 1: you know, uh with these roles. I'll fly Away was
- 17:02Speaker 1: my first TV series. Uh. And Friday Night, I think
- 17:08Speaker 1: it was Aaron on Friday Night. I believe are you wanted?
- 17:13Speaker 1: I got the script they said, you know, common audition
- 17:17Speaker 1: and what I did bring with me. I brought my roots.
- 17:21Speaker 1: I brought my family, I brought my my my grandmother.
- 17:27Speaker 1: I brought myself fully to uh that audition where I
- 17:33Speaker 1: come from. Uh. This was a black woman in the
- 17:38Speaker 1: fifties in the South. I was shot in Atlanta, Georgia.
- 17:43Speaker 1: That was a housekeeper. And uh it was when I
- 17:50Speaker 1: first read the script, I said, oh, well I know her,
- 17:56Speaker 1: I I and I've experienced her. Uh, and I've never
- 18:02Speaker 1: seen her fully embodied on the screen. Uh, that this woman.
- 18:08Speaker 1: Usually at that time, what you saw was a stereotype
- 18:16Speaker 1: of a black woman. Uh, what you saw were hands
- 18:22Speaker 1: and not much beyond the hands, maybe the back. But
- 18:28Speaker 1: with this it was it was very special in that
- 18:32Speaker 1: you got inside her mind. You knew she had dreams.
- 18:37Speaker 1: She and it was expressed every day, every every day
- 18:42Speaker 1: she would write in her journal and was shared every
- 18:45Speaker 1: week at the time of the show. So, Uh, you
- 18:49Speaker 1: knew she had a mind. That's where you began. And
- 18:53Speaker 1: then with that it expanded into not only is she
- 18:56Speaker 1: the black woman in the white household? Um, and those
- 19:03Speaker 1: relationships you saw her at home, you saw her her
- 19:07Speaker 1: community as a woman, You saw her as a woman.
- 19:10Speaker 1: She had boyfriend right right right right right right right right,
- 19:14Speaker 1: and that's that. That that father, she had a daughter,
- 19:17Speaker 1: She had a past, and she got embombed in the
- 19:21Speaker 1: civil rights movement right as a foot soldier. That and
- 19:25Speaker 1: that's why, that's why, that's why, that's why we'll be
- 19:28Speaker 1: right back with more Money Making Conversations Masterclass with Rushan McDonald. Now,
- 19:36Speaker 1: let's return to Money Making Conversations Masterclass with Rushan McDonald.
- 19:41Speaker 1: Your life as a as an actress, as a person
- 19:44Speaker 1: excites me when I had an opportunity to set up
- 19:47Speaker 1: this interview because there's always a journey a story we
- 19:49Speaker 1: try to tell, and your story has always been something
- 19:52Speaker 1: that that plays out and it's layered. And that's just
- 19:55Speaker 1: like I said, these are just some of the stories
- 19:57Speaker 1: that movies and series that you've been impactful impacted our lives,
- 20:02Speaker 1: especially in African Americans, because we look if we look
- 20:04Speaker 1: for that role, we look for that mentor we look
- 20:07Speaker 1: for that phase that it's relatable. You have been very
- 20:11Speaker 1: relatable to us with that, with that statement I'm making,
- 20:14Speaker 1: there's that pressure with that because you know, you said
- 20:16Speaker 1: you're naturally shy, You're not forward as far as coming
- 20:19Speaker 1: out and speaking randomly during this interview, I feel has
- 20:23Speaker 1: to be something unique for me because I feel that
- 20:25Speaker 1: you know, you don't step out there doing them all
- 20:28Speaker 1: the time, but when you do them, you're fantastic at
- 20:30Speaker 1: doing them. So that role that you play, that responsibility
- 20:33Speaker 1: is it is it important for you to value what
- 20:37Speaker 1: you bring into the table when you do interviews like this, Yes,
- 20:40Speaker 1: it is absolutely. I try and be mindful and conscious
- 20:45Speaker 1: with all the work that I do, but that's with acting,
- 20:47Speaker 1: whether that's with writing, I have a sense of where
- 20:51Speaker 1: it comes from. I have a sense of UH connecting
- 20:56Speaker 1: with community communities through interviews or hands on work, mentoring, teaching.
- 21:05Speaker 1: I'm constantly doing classes at different universities or high schools
- 21:10Speaker 1: or UH through whatever channels are available or making those channels.
- 21:18Speaker 1: At the same time, I am UH. It has been
- 21:22Speaker 1: a wonderful continues to be a wonderful career and being
- 21:27Speaker 1: able to UH make those bridges between entertainment industry and
- 21:35Speaker 1: UM the social issues that are important to me and
- 21:40Speaker 1: UM continue to strengthen our community. You know when when
- 21:45Speaker 1: I when I see the anthology series, because you plan
- 21:47Speaker 1: a certain role, you're playing Michelle Obama's mother, but you
- 21:50Speaker 1: also have these other tou plate How does that hows
- 21:53Speaker 1: that information delivered to you as an actress? Do they
- 21:55Speaker 1: give you the entire body of work to see how
- 21:58Speaker 1: it plays out? You know, this happening with Eleanor Roosevelt's role,
- 22:02Speaker 1: what's happening with with the Betty Ford's role? How's that
- 22:06Speaker 1: played out script wise? For you? Is that important that
- 22:08Speaker 1: you know what's happening in their lives so you can
- 22:11Speaker 1: understand what's happening in your role with Michelle Obama's character.
- 22:15Speaker 1: They shot each of the women's stories and it's ten parts.
- 22:20Speaker 1: Each one had ten parts put together. So I did
- 22:26Speaker 1: not read, uh, the ten scripts for the other two ladies,
- 22:32Speaker 1: only the ten scripts uh that involved Michelle Obama. Because
- 22:38Speaker 1: it was really interesting because, like I said, as a viewer,
- 22:41Speaker 1: you know, I'm seeing the final product. You know, I'm
- 22:43Speaker 1: watching Michelle Obama's role being layered in here, and then
- 22:47Speaker 1: I'm watching Betty Forge and her characters, like you know,
- 22:50Speaker 1: she I didn't know she was a divorced woman. I
- 22:52Speaker 1: didn't know she drink alcohol. I didn't know she smoked cigarettes.
- 22:57Speaker 1: I didn't know that at least in the seas they
- 23:00Speaker 1: showed that they participated in premarital sect you know, and
- 23:03Speaker 1: things like this. You know, it really was like I said,
- 23:06Speaker 1: that's the final product is what you get to the
- 23:08Speaker 1: White House. And that's all right, but always know, these
- 23:11Speaker 1: people are human, and we tend to put him in
- 23:13Speaker 1: the in the White House, and we started putting standards
- 23:16Speaker 1: and not even that the every day person can live
- 23:18Speaker 1: up to. And that's why I was important to see,
- 23:22Speaker 1: you know, Michelle say, you know, I don't like public speaking,
- 23:25Speaker 1: But that didn't mean that she didn't eventually rise to
- 23:28Speaker 1: the occasion of being a public speaker. You can see.
- 23:30Speaker 1: You know she was a daddy's girl. You know that.
- 23:33Speaker 1: You know she had a proud father, you know, and
- 23:36Speaker 1: and had to deal with that. And remember the scene
- 23:38Speaker 1: in the hospital show. I write to check how much
- 23:40Speaker 1: you're gonna cost to get my dad up front, front
- 23:42Speaker 1: of the line and get him out of this lobby.
- 23:44Speaker 1: You know, when you when you're reading these scripts and
- 23:47Speaker 1: you're taking this information, what did you learn about Michelle
- 23:50Speaker 1: Obama Retina Taylor? I've always known she was fierce, you
- 23:54Speaker 1: know woman, right. We know that she stands for what
- 24:00Speaker 1: she believes in. Uh, she is outspoken? How did she
- 24:06Speaker 1: get that way? In studying forward this, I went through
- 24:11Speaker 1: a lot of video, but also her book was very
- 24:15Speaker 1: central where she outlines her past, her family, Uh that
- 24:21Speaker 1: the sources of strength in her life. Uh yeah, Uh
- 24:27Speaker 1: I think. Um, I'm a huge and admirer believer in
- 24:34Speaker 1: Michelle Obama. Well, I think we all are. But guess what,
- 24:38Speaker 1: we are huge admirers and fans of Regina Taylor. When
- 24:45Speaker 1: I see you know, it's always fun when I see
- 24:47Speaker 1: somebody which I could I used the word legend. And
- 24:49Speaker 1: I don't use the word lets loosely when I say
- 24:51Speaker 1: that about you. When I can think a body of
- 24:53Speaker 1: works that to vividly come into my mind, clockers that
- 24:56Speaker 1: that body worked by Spike Lee always stays in my
- 25:00Speaker 1: mind when I saw it in a movie theater. And
- 25:03Speaker 1: and then you know the the Unit and Lovecraft Country.
- 25:06Speaker 1: You know, all of them are different for you. All
- 25:08Speaker 1: them play our role and all of them leave a
- 25:10Speaker 1: lasting impression, Miss Taylor, Is that your goal when you
- 25:15Speaker 1: get on that screen to you know, when you lay
- 25:17Speaker 1: down the work that you want to leave an impression
- 25:19Speaker 1: on the on, the on, the viewers, on the people
- 25:22Speaker 1: who are seeing your work are just the work that
- 25:24Speaker 1: you're participating in. My My goal is always to try
- 25:29Speaker 1: and find the truth, right, uh, multifaceted truths of the
- 25:36Speaker 1: characters that I play uh to uh in this body
- 25:41Speaker 1: right UM give insight to share who um we are
- 25:54Speaker 1: body work, who we are UH, and we are complicated,
- 25:58Speaker 1: we are multifaceted. Week. We are both light and dark
- 26:04Speaker 1: and how we make these journeys and a lot of
- 26:06Speaker 1: times we discovering this, uh, the the resilience of the
- 26:11Speaker 1: human spirit. A lot of times in the characters they're playing.
- 26:16Speaker 1: Uh that that's always I'm always conscious of better moment.
- 26:20Speaker 1: I remember being a child and uh uh seeing a
- 26:25Speaker 1: black person on the screen, and uh, you would hollow
- 26:31Speaker 1: down the street and say, oh, there's a black person.
- 26:33Speaker 1: There's a black person. Come on, come on, come on,
- 26:41Speaker 1: had to go see it, Sammon, David Jr. Come on, Yes,
- 26:46Speaker 1: Diane Carol, Oh my god, Beslee Tyson, Oh my gosh,
- 26:52Speaker 1: um Flip Wilson. The list was short, you know, it
- 26:55Speaker 1: was just uh it, yes, thank you, thank And I
- 27:00Speaker 1: got a chance to work with him. You know, I
- 27:03Speaker 1: remember as a child being going, oh my god, what
- 27:07Speaker 1: a beautiful black man on the screen, and he's showing
- 27:12Speaker 1: us as us as us uh, fully and holy and
- 27:19Speaker 1: unabashedly with no shame. They called me mr Tis, I
- 27:25Speaker 1: know you're gonna go. When he slapped that sheriff, Oh my, yes,
- 27:34Speaker 1: it took our breaths away. Yes, yes, And I'm sure
- 27:37Speaker 1: some TVs went off forgets what we were cheering. We
- 27:39Speaker 1: were cheering in the community, Yes, yes, yes, yes, absolutely so. Uh.
- 27:46Speaker 1: To to be able to work with someone like that,
- 27:49Speaker 1: uh in a piece uh that was a Western uh
- 27:54Speaker 1: called a good day to die. Uh and then have
- 28:01Speaker 1: him as mentor and friend. Is is awesome and I'm
- 28:09Speaker 1: quite um. It's grateful, humble U in terms of of
- 28:17Speaker 1: the journeys that I've gotten to take through the work
- 28:21Speaker 1: that you've done well. Her journey is continues every Sunday night.
- 28:25Speaker 1: It's called The First Lady, a tend Weeke anthology series.
- 28:28Speaker 1: You gotta catch it. Please go back to the First
- 28:30Speaker 1: when you catch it. But she's a multiple in double
- 28:32Speaker 1: ACP Image Award winner, she's a multiple Emmy nominated actress,
- 28:37Speaker 1: she's an activist, she's a playwright. And I'm from Texas.
- 28:40Speaker 1: So I'm gonna claim you're okay, Houston, Texas, Dallas girl okay,
- 28:44Speaker 1: and we're gonna win together. But more importantly, You're talent
- 28:47Speaker 1: will forever be stored on DVD, BC or digital. You
- 28:51Speaker 1: are brilliant. Please thank you for coming on Money Making Conversation. Ms.
- 28:54Speaker 1: Regina Taylor, Thank you, Thank you very much. If you
- 28:57Speaker 1: want to see you catch any episodes of money Making
- 28:59Speaker 1: Comments Station, please go to money Making Conversation dot com.
- 29:02Speaker 1: I'm with Sean McDonald, I am your host. We'll be
- 29:05Speaker 1: right back with more money Making Conversations Masterclass with Rushan McDonald.
- 29:11Speaker 1: You are now tuned into the money Making Conversations Minute
- 29:15Speaker 1: of Inspiration with Rushan McDonald's. Hi, Rashan McDonald's money Making
- 29:18Speaker 1: Conversation with your Daily many of the inspiration. This week,
- 29:21Speaker 1: I sat down with the founder of the HBCU Change app,
- 29:24Speaker 1: Xavier People's, as he shares with what he believes is
- 29:27Speaker 1: the motive of the black economic engine in America. You know,
- 29:31Speaker 1: I think, first and foremost, I am a supporter of
- 29:35Speaker 1: all black institutions within the black eco system. I believe
- 29:39Speaker 1: that it is paramount to our survival here in this country.
- 29:45Speaker 1: Where will we be without a use? What will we
- 29:48Speaker 1: mean without the Black Church? What will we be without
- 29:50Speaker 1: black banks? Uh? Those are the true motors of art
- 29:57Speaker 1: that allow us to drive in this country, might of
- 30:00Speaker 1: the many herbals that are grown out in front of us.
- 30:04Speaker 1: If you want to listen to this, full interview with
- 30:06Speaker 1: Xavier People's is available on money Making Conversation dot com.
- 30:10Speaker 1: Now let's return to Money Making Conversations Masterclass with Rashan McDonald.
- 30:15Speaker 1: My next guest, they are here. I have two of
- 30:18Speaker 1: them one uh two, as will be three in studio,
- 30:20Speaker 1: but I have two in studio live. One is at home.
- 30:24Speaker 1: She's she traveled worldwide and she came back a little sick,
- 30:28Speaker 1: but I forgive her. My next guest is a son
- 30:31Speaker 1: your Fears and her two daughters, Raya and Ayana. Um M.
- 30:36Speaker 1: Fears is the vice president of Global Sports and Entertainment
- 30:40Speaker 1: Director at Mortgage Stanley. Raya and Ayana are also financial
- 30:44Speaker 1: advisors and Morgan Stanley under the Fears Group umbrella. For
- 30:48Speaker 1: over eighty years, Morgage Stanley has been helping families and
- 30:51Speaker 1: people of all ages navigate their financial lives. Some just
- 30:55Speaker 1: Team's works with families to understand how their money can
- 30:57Speaker 1: be used to accomplish their goals and help them plan
- 31:00Speaker 1: for their future so that they can enjoy all life,
- 31:03Speaker 1: all that life has to offer. This is a family, Yes,
- 31:06Speaker 1: this is a financial family that works together. Is on
- 31:09Speaker 1: the show to talk about stock retirement and financial planning.
- 31:12Speaker 1: Please welcome to Money Making Conversations master class. Sonya and
- 31:15Speaker 1: incredible two daughters, Raya and Ayana. They are the Fears Group. Welcome.
- 31:21Speaker 1: Thank you so much for Sean. It's an absolute pleasure
- 31:24Speaker 1: to be here, to be back. Um, that's right, you
- 31:27Speaker 1: are returning. That's right. Bactic crew with you, right that's right.
- 31:32Speaker 1: So just um, I love the fact that uh you
- 31:36Speaker 1: saw it fit to bring me back, and I welcome
- 31:39Speaker 1: this opportunity. Well, well, before I get to your daughter,
- 31:42Speaker 1: you know, we gotta talk, you know, because of the
- 31:44Speaker 1: fact that you made an impact on my show, because
- 31:47Speaker 1: of the fact that you know, a predominant black radio
- 31:50Speaker 1: station play music. You know, that's that's just okay, what
- 31:53Speaker 1: format you are all over this country. I had a
- 31:56Speaker 1: relationship with Steve Harvey. We syndicated on music stations, so
- 31:59Speaker 1: I'm well aware of the power of music. What we
- 32:02Speaker 1: lack is in financial literacy. And so I've been so
- 32:06Speaker 1: blessed or be on w C Okay where they actually
- 32:08Speaker 1: stopped the music allow me to do a show about entrepreneurship,
- 32:12Speaker 1: financial leadership and community uplift. And then this hour when
- 32:17Speaker 1: you came on the show, I feel you impacted some
- 32:19Speaker 1: people's lives because you gave them information. And this time
- 32:24Speaker 1: you brought back your crew, your crew. Now I say
- 32:27Speaker 1: I didn't expect I expected rare, but then you brought
- 32:29Speaker 1: back another side crew that I knew nothing about. This
- 32:33Speaker 1: first HAF meeting there, So please introduce us to your family,
- 32:37Speaker 1: which are your daughters and we're talking about how you
- 32:39Speaker 1: started this financial journey for you and then how was
- 32:42Speaker 1: it introduced to your daughters to make this a comfortable
- 32:46Speaker 1: communities that operates under the Fierce Group which is at
- 32:49Speaker 1: Morgan Stanley Floors. Your son, yea, thank you, thank you.
- 32:52Speaker 1: So I've been in financial in this space UM for
- 32:57Speaker 1: six this is my sixteenth year UM. But really I
- 33:01Speaker 1: started even before this. I've been I've done mortgages, I've
- 33:07Speaker 1: done taxes UM. I always loved numbers. I wanted to
- 33:12Speaker 1: major in math in in in college, I have a
- 33:15Speaker 1: degree in chemistry. And so when I discovered the world
- 33:22Speaker 1: of investing UM really to be a financial advisor and
- 33:27Speaker 1: and your previous guests said it before, it was a
- 33:31Speaker 1: collision of all the things that I've done, you know.
- 33:34Speaker 1: So again, I've been a business owner, so I'm an
- 33:38Speaker 1: entrepreneur UM doing taxes UM, doing mortgages and just being
- 33:45Speaker 1: able to my My goal was to be a personal
- 33:49Speaker 1: CFO for individuals and that is the thought that I
- 33:53Speaker 1: had in mind. And this is that this his UM
- 33:58Speaker 1: a passion for me because it is it's everything that
- 34:02Speaker 1: I've done in one place. So it's it's a it's
- 34:06Speaker 1: a natural thing so that's that's how I got into
- 34:08Speaker 1: this business, and this is how I realized this is
- 34:12Speaker 1: where I was meant to to be. Rhea Um, believe
- 34:16Speaker 1: it or not, she was to be an orthopedic surgeon.
- 34:20Speaker 1: And last year in her emery and I'm gonna let
- 34:23Speaker 1: her introduce herself, she decided that Um, with a math
- 34:28Speaker 1: and economist degree, she wanted to go into finance and
- 34:33Speaker 1: she put it out there. I said, well, if you're
- 34:35Speaker 1: going to apply to all these different companies, you might
- 34:39Speaker 1: as well apply to Mary Lynch. That's where I was
- 34:43Speaker 1: before Morgan Stanley, and she did, and that was the
- 34:47Speaker 1: beginning of the fierce group before you before she said something,
- 34:50Speaker 1: now use it. Then you moved over to Morgan Stanley. Yes,
- 34:55Speaker 1: it had to be some doubt, some with some that
- 34:58Speaker 1: they say you comfortable making that move, that you questioned
- 35:02Speaker 1: people who did you seek out to say I'm comfortable
- 35:05Speaker 1: over here, but I see a bigger opportunity to over here.
- 35:08Speaker 1: It was one of the hardest decisions I've made, you know. So,
- 35:11Speaker 1: so when you're somewhere where you think you're at the
- 35:15Speaker 1: top of your game and it's really comfortable and you're
- 35:19Speaker 1: being embraced because you're getting the perks of the job.
- 35:22Speaker 1: To make that decision to move, it's it's a hard decision,
- 35:27Speaker 1: but it was a decision that I made for a
- 35:30Speaker 1: few um reasons. One of the most important reason was
- 35:35Speaker 1: my other daughter that's sitting here. I wanted all of
- 35:39Speaker 1: us to be together. I wanted to build a legacy
- 35:43Speaker 1: that she could be a part of, that Ria could
- 35:47Speaker 1: be a part of. And she really she tried out
- 35:51Speaker 1: Bank of America Marylynch, but it just didn't work out
- 35:54Speaker 1: for her. So I made a decision that we're all
- 35:58Speaker 1: gonna do this together at Morgan Stanley. Okay, now you
- 36:01Speaker 1: can introduce it out there. Oh yeah, that's it. And
- 36:08Speaker 1: and so Ayanna Fears that's my my other daughter, UM,
- 36:12Speaker 1: and believe it or not, totally um. Outside of financial world.
- 36:17Speaker 1: She has a degree in health services. And that's just
- 36:21Speaker 1: to say, wherever you start, this could be where you
- 36:25Speaker 1: end up. And it's an amazing career. This is uh
- 36:29Speaker 1: an opportunity for families anywhere to build a legacy that
- 36:35Speaker 1: you can start and you can have them finish. I
- 36:39Speaker 1: used to tell people it's like running a relay. Okay,
- 36:43Speaker 1: you start the relay and you'll run five hundred and
- 36:47Speaker 1: when you get to that end, you don't start over again.
- 36:51Speaker 1: You pass that baton where you left off. And that
- 36:55Speaker 1: is what this industry allows you to do. You know,
- 36:58Speaker 1: as I've never heard your mama preach, I'm moving around
- 37:03Speaker 1: in my chair over here. As I said past time,
- 37:10Speaker 1: it sounds that that's motivation. That's motivation about being successful
- 37:14Speaker 1: health to finance. How um so public health degree in
- 37:19Speaker 1: public health from Georgia Southern. And I always just had
- 37:23Speaker 1: like a big strong I always had a strong footing
- 37:27Speaker 1: with sciences. Um but I kind of I knew I
- 37:31Speaker 1: liked marketing. I knew I liked business. But I saw
- 37:35Speaker 1: my mother and she kind of was like, you know,
- 37:37Speaker 1: like you should try And I'm like, oh, no, anything
- 37:40Speaker 1: you say me to do, I'm not gonna do it.
- 37:43Speaker 1: So I fought it for a while. I took so
- 37:46Speaker 1: many different positions, and that's what really it took was
- 37:49Speaker 1: me trying all those different positions and realizing it did
- 37:52Speaker 1: not fit. I did it to the best of my ability,
- 37:55Speaker 1: but I personally knew that wasn't for me. Right. So
- 37:59Speaker 1: you are in studio, how are you feeling. I know
- 38:04Speaker 1: you're a little bit under the weather, but you're a trooper.
- 38:06Speaker 1: You came on the show, tell us about how you
- 38:08Speaker 1: got into this world. Noticed because I know you wouldn't
- 38:11Speaker 1: drug into it. I knew you was inspired by this, uh,
- 38:14Speaker 1: this wonderful preacher who's suddenly born herself into my studio today,
- 38:19Speaker 1: your mom's sonya Uh yeah. So I So my degree
- 38:25Speaker 1: was in math and economics. I think decision being I've
- 38:28Speaker 1: always been good at maths economics was something that made
- 38:31Speaker 1: sense to me. UM. I kind of got to the
- 38:33Speaker 1: end of my undergrid career and kind of started playing
- 38:37Speaker 1: with the idea of what would I be happy doing,
- 38:42Speaker 1: what would make sense, what would what is something that
- 38:44Speaker 1: would engage me um and that would be excited to
- 38:47Speaker 1: continue learning about UM and so I started looking at
- 38:50Speaker 1: things within the finance, within the finance field. UM. And
- 38:54Speaker 1: I think even from being honest, even growing up, something
- 38:57Speaker 1: that was that my dad always told us UM the
- 39:02Speaker 1: importance He always kind of spoke about the importance money,
- 39:05Speaker 1: the importance of living within our means, but ultimately making
- 39:08Speaker 1: sure that we could afford the lifestyles that we wanted
- 39:12Speaker 1: for ourselves, UM, which kind of made us challenge, Okay, well,
- 39:16Speaker 1: what do we want for ourselves? UM, and then how
- 39:19Speaker 1: do I get there? And so I played with for
- 39:22Speaker 1: a long time looking at things to be like, oh
- 39:24Speaker 1: I like that, but that's not going to get me
- 39:26Speaker 1: where I want to beat UM. And so kind of
- 39:28Speaker 1: being able to have that month at early on, I
- 39:30Speaker 1: think kind of helped made that decision very easy for
- 39:33Speaker 1: me and UM until it's for me. It's been since
- 39:38Speaker 1: seven years now within the finance industry, I'm enjoying it.
- 39:44Speaker 1: And the Fears Group was it always the Fears Group?
- 39:47Speaker 1: Did they start when you came over to mortgage Stanley?
- 39:51Speaker 1: Now the Fears Group started at Maryland's again. So the
- 39:55Speaker 1: Feers Group started when Rhea Um came into Maryland innch
- 40:00Speaker 1: and we formed a team, her and I. But before
- 40:04Speaker 1: Um Rhea came in, I was there, you know, grinding,
- 40:10Speaker 1: and it's you know, I I won't um sugarcoat it.
- 40:16Speaker 1: It wasn't easy. And so that's the thing, you know,
- 40:19Speaker 1: to really understand that, you have to want it. I
- 40:23Speaker 1: used to say. And I used to say too. There's
- 40:26Speaker 1: a a guy, black guy that was in the building
- 40:30Speaker 1: and he owned his shoeshine business, and I used to
- 40:34Speaker 1: go and talk to him in the evenings when I
- 40:36Speaker 1: was leaving and or taking a break really and I
- 40:40Speaker 1: would tell him they're gonna have to drag me out
- 40:43Speaker 1: of here kicking. I'm going to make it. And and
- 40:46Speaker 1: I was the second black female to graduate UM the
- 40:52Speaker 1: training program at Marylynch out of the Atlanta Bucket office UM.
- 40:58Speaker 1: And you know, just to give you an idea of
- 41:01Speaker 1: what this industry is, UM, Marylynch have seventeen thousand plus
- 41:07Speaker 1: UM financial advisors. Of that seventeen thousand plus, there were
- 41:11Speaker 1: twenty five black female financial advice twenty five. I was
- 41:20Speaker 1: one of the twenty five. And when Rhea came and
- 41:23Speaker 1: joined me, she was the second one of the twenty five.
- 41:27Speaker 1: And you're are considered a full fledged financial advisor until
- 41:31Speaker 1: you graduate the training program. So they get a lot
- 41:34Speaker 1: of trainees in, right, and so they could use those numbers,
- 41:39Speaker 1: but it's a revolving door. They come in and they
- 41:42Speaker 1: go out. They come in and they go out to
- 41:45Speaker 1: make it through the training program, which is a three
- 41:48Speaker 1: and a half training UM three and a half year
- 41:51Speaker 1: training program, that's when you become a financial advisor. Twenty
- 41:56Speaker 1: five of us nationally across the country, So and real
- 42:00Speaker 1: and I left, that was ten percent of all the
- 42:05Speaker 1: black female and financial advisors that the company had in
- 42:12Speaker 1: the country. You know when you hear that at Yana,
- 42:15Speaker 1: what words to your mind? I Well, not only hear it,
- 42:21Speaker 1: but I saw it. So I sat in Merrill for
- 42:24Speaker 1: for a little bit, and I saw where people would
- 42:27Speaker 1: come in and I saw when they would leave, and
- 42:29Speaker 1: so I saw where there was the need for not
- 42:32Speaker 1: just a mentorship, but like an advocate, for somebody to
- 42:36Speaker 1: actually kind of walk them through and say like hey,
- 42:39Speaker 1: you know, like I will help you or pull them
- 42:41Speaker 1: up the ladder just a little bit, because that's what
- 42:43Speaker 1: everybody else was doing for each other. You know, I'm
- 42:46Speaker 1: not trying to turn this into a gloom show because
- 42:48Speaker 1: it's by finances and money makes everybody happy when you
- 42:51Speaker 1: can get it. And they're passing out a lot of
- 42:54Speaker 1: money out there with Kryptoe and bit corn, and you know,
- 42:57Speaker 1: we do on a little downslide right now because it's
- 43:00Speaker 1: took a little hit there. But you don't run from
- 43:02Speaker 1: the stock market. You run to the stock market. You Okay,
- 43:08Speaker 1: So how do you get in the stock market? And
- 43:10Speaker 1: the Fears group leadership financial Planning and so it it's
- 43:14Speaker 1: getting into that training program and we want to encourage.
- 43:19Speaker 1: So we want to tell um students that are in
- 43:23Speaker 1: middle school, in high school, we we want to show
- 43:27Speaker 1: you and um. When Ria was in the program, we
- 43:32Speaker 1: reached back to her high school and had a bus
- 43:36Speaker 1: load of students come in and we talked to them. So,
- 43:40Speaker 1: you know, to to get the education, the information about
- 43:45Speaker 1: stocks and finance and really being able to build wealth.
- 43:50Speaker 1: What does it mean? Financial literacy? Wherever you can get it.
- 43:55Speaker 1: We host a program for financial literacy. There's a lot
- 43:59Speaker 1: of YouTube videos. Get it because learning about how to
- 44:05Speaker 1: manage money, what it means, to understand the stock market,
- 44:09Speaker 1: the capital markets, what it means to build wealth. It's
- 44:13Speaker 1: important and we need to teach it. But I'm sure
- 44:17Speaker 1: that like it's gonna be real. There're stereotypes and we
- 44:23Speaker 1: in our community. You are black woman, a black person
- 44:28Speaker 1: in general, black person come in with their little money.
- 44:32Speaker 1: Do you get stereotypes? I trust the white person gonna
- 44:36Speaker 1: do my money right, and you won't do it right.
- 44:39Speaker 1: Do you get that stereo all the time, all the
- 44:42Speaker 1: time make you mad? You know, you have to understand
- 44:46Speaker 1: what you're dealing with, you know, so when you have
- 44:50Speaker 1: I have a client that was an athlete, right I'm
- 44:54Speaker 1: in global sports and entertainment. And he was previously a
- 45:00Speaker 1: client that I did mortgages with. And he told me
- 45:04Speaker 1: because it took a while for me to convince him
- 45:08Speaker 1: to become a client in which I was managing his money.
- 45:12Speaker 1: And he said, most athletes, and they say it in
- 45:15Speaker 1: the locker room, unless they look like someone that had
- 45:21Speaker 1: money growing up, they weren't gonna allow them to manage
- 45:26Speaker 1: their money, you know. And so people that look like me,
- 45:30Speaker 1: um really is not someone that they equated to have
- 45:35Speaker 1: money growing up. So it's it's hard for them to
- 45:38Speaker 1: think that I can trust this person and this person
- 45:43Speaker 1: will understand what to do to help me grow my wealth.
- 45:47Speaker 1: So you have to build that trust, right, And how
- 45:51Speaker 1: do you build that trust making the money? No, you
- 45:55Speaker 1: you educate them first, you know. So so it comes
- 45:58Speaker 1: to the credentials, right, I'm a certified financial planner. It's
- 46:02Speaker 1: not many of us out there that that's like that,
- 46:05Speaker 1: and the the designations and the education and to be
- 46:09Speaker 1: able to sit down and talk to people about what
- 46:12Speaker 1: it means to manage your money, what it means to
- 46:16Speaker 1: invest your money. That's that's what it takes. People have
- 46:19Speaker 1: to get a sense that they can trust you that
- 46:23Speaker 1: you know what you're talking about, that you understand the
- 46:26Speaker 1: seven life priorities, right, And that's what it takes, UM
- 46:32Speaker 1: to really help build trust. And that's what you have
- 46:35Speaker 1: to do. You have to build trust, but it takes
- 46:38Speaker 1: knowledge to be able to do that. And educating people
- 46:41Speaker 1: to be able to do that awesome And I'd really
- 46:45Speaker 1: like to add to that. UM. I think another part
- 46:48Speaker 1: of it because I started in this industry when I
- 46:52Speaker 1: was twenty one years old, and so having that conversation
- 46:55Speaker 1: with people or why should I trust you at this
- 46:58Speaker 1: young age to manage and I think a lot of
- 47:01Speaker 1: times of stepping in a space and being proactive instead
- 47:04Speaker 1: of instead of reactive, and kind of stepping in a
- 47:06Speaker 1: space of acknowledging what you may think as a concern,
- 47:10Speaker 1: kind of acknowledging, um, what it is you're there to do,
- 47:14Speaker 1: why you're capable of doing it, and kind of being
- 47:17Speaker 1: comfortable and confident standing in Okay, this is who I am,
- 47:20Speaker 1: this is what I'm here to do, and ultimately this
- 47:24Speaker 1: this is why I'm qualified. UM. And I think a
- 47:26Speaker 1: lot of times, especially women, we don't necessarily feel comfortable
- 47:32Speaker 1: or confident being taking that proactive stance, but that's definitely
- 47:37Speaker 1: a big part of it. We'll be right back with
- 47:39Speaker 1: more Money Making Conversations Masterclass with Rushan McDonald. Now, let's
- 47:52Speaker 1: return to Money Making Conversations Masterclass with Rashan McDonald. You
- 47:57Speaker 1: don't run from the stock more kid, you run to
- 48:01Speaker 1: the stock market. You do, okay, So how do you
- 48:04Speaker 1: get in the stock market? And the Fears group leadership
- 48:08Speaker 1: financial planning and so it it's getting into that training
- 48:12Speaker 1: program and we want to encourage. So we want to
- 48:16Speaker 1: tell um students that are in middle school, in high school,
- 48:21Speaker 1: we we want to show you and um, when Ria
- 48:26Speaker 1: was in the program, we reached back to her high
- 48:30Speaker 1: school and had a bus load of students come in
- 48:34Speaker 1: and we talked to them. So, you know, to to
- 48:36Speaker 1: get the education, the information about stocks and finance and
- 48:43Speaker 1: really being able to build wealth. What does it mean
- 48:47Speaker 1: financial literacy wherever you can get it. We host a
- 48:52Speaker 1: program for financial literacy. There's a lot of YouTube videos.
- 48:57Speaker 1: Get it because learning about how to manage money, what
- 49:02Speaker 1: it means to understand the stock market, the capital markets,
- 49:06Speaker 1: what it means to build wealth. It's important and we
- 49:11Speaker 1: need to teach it. But I'm sure that like it's
- 49:14Speaker 1: gonna be real. There's stereotypes and we in our community.
- 49:20Speaker 1: You are black woman, a black person in general, black
- 49:25Speaker 1: person come in with their little money. Do you get stereotypes?
- 49:30Speaker 1: I trust the white person gonna do my money right,
- 49:33Speaker 1: and you won't do it right? Do you get that
- 49:35Speaker 1: stereo all the time, all the time make you mad?
- 49:39Speaker 1: You know, you have to understand what you're dealing with,
- 49:43Speaker 1: you know, So when you have I have a client
- 49:47Speaker 1: that was an athlete, right, I'm in global sports and entertainment,
- 49:52Speaker 1: and he was previously a client that I did mortgages with.
- 49:58Speaker 1: And he told me because it took a while for
- 50:02Speaker 1: me to convince him to become a client in which
- 50:05Speaker 1: I was managing his money. And he said, most athletes,
- 50:09Speaker 1: and they say it in the locker room, unless they
- 50:14Speaker 1: look like someone that had money growing up, they weren't
- 50:19Speaker 1: gonna allow them to manage their money, you know. And
- 50:24Speaker 1: so people that look like me, um really is not
- 50:28Speaker 1: someone that they equated to have money growing up. So
- 50:32Speaker 1: it's it's hard for them to think that I can
- 50:35Speaker 1: trust this person and this person will understand what to
- 50:39Speaker 1: do to help me grow my wealth. So you have
- 50:43Speaker 1: to build that trust, right and how do you build
- 50:47Speaker 1: that trust making the money? No, you you educate them first,
- 50:52Speaker 1: you know, so, so it comes to the credentials, right,
- 50:55Speaker 1: I'm a certified financial planner. It's not many of us
- 50:58Speaker 1: out there that it's like that, and the the designations
- 51:02Speaker 1: and the education and to be able to sit down
- 51:05Speaker 1: and talk to people about what it means to manage
- 51:09Speaker 1: your money, what it means to invest your money. That's
- 51:13Speaker 1: that's what it takes. People have to get a sense
- 51:16Speaker 1: that they can trust you, that you know what you're
- 51:19Speaker 1: talking about, that you understand the seven life priorities, right,
- 51:25Speaker 1: And that's what it takes UM to really help build trust.
- 51:30Speaker 1: And that's what you have to do. You have to
- 51:31Speaker 1: build trust, but it takes knowledge to be able to
- 51:35Speaker 1: do that. And educating people to be able to do
- 51:37Speaker 1: that awesome. And I'd really like to add to that. UM.
- 51:43Speaker 1: I think another part of it because I started in
- 51:46Speaker 1: this industry when I was twenty one years old, and
- 51:50Speaker 1: so having that conversation with people or why should I
- 51:53Speaker 1: trust you at this young age to manage our money?
- 51:55Speaker 1: I think a lot of times of stepping in a
- 51:57Speaker 1: space and being proactive and so every instead of reactive
- 52:01Speaker 1: and kind of setting a space of acknowledging what you
- 52:04Speaker 1: may think as a concern, kind of acknowledging, um, what
- 52:09Speaker 1: it is you're there to do, why you're capable of
- 52:11Speaker 1: doing it, and kind of being comfortable and confident standing
- 52:14Speaker 1: in Okay, this is who I am, this is what
- 52:16Speaker 1: I'm here to do, and ultimately this this is why
- 52:20Speaker 1: I'm qualified. Um. And I think a lot of times,
- 52:23Speaker 1: especially women, we don't necessarily feel comfortable or confident being
- 52:29Speaker 1: taking that proactive stance. But that's definitely a big part
- 52:33Speaker 1: of it. Wowana newest to the crew, your thoughts well, um,
- 52:41Speaker 1: everything that they just said, but more so the being
- 52:45Speaker 1: proactive because I am I've always been the youngest in
- 52:48Speaker 1: the room or the most what seems to be let
- 52:52Speaker 1: me answer this question, because you know you are the
- 52:54Speaker 1: youngest is to take away because you've had the conversation
- 52:58Speaker 1: to come back to the house and the breakfast table,
- 53:00Speaker 1: at the dinner table, the frustrations, but you came because
- 53:05Speaker 1: you felt you had put a protection, you had mentorship
- 53:08Speaker 1: that would allow you to be successful. Is that why no?
- 53:13Speaker 1: I wanted it, Um, the protection, the mentorship that helped
- 53:17Speaker 1: a lot. But I'm not gonna do anything that I
- 53:20Speaker 1: don't want, and so I saw the life that I want,
- 53:22Speaker 1: and I see the things that I want for it.
- 53:25Speaker 1: And I know that this profession and all the knowledge
- 53:28Speaker 1: that I've been able to gain from just being a
- 53:30Speaker 1: uh fly on the wall to actually being a part
- 53:34Speaker 1: of it, I know that that's what I want for myself.
- 53:36Speaker 1: I love it, love it. We have a car Rosalind
- 53:39Speaker 1: in Marietta, Marietta, Georgia. Had Rosalind. You're on the call
- 53:43Speaker 1: with the Fierce Group and this is Rushian McDonald's host.
- 53:46Speaker 1: How are you doing. What's your question? I'm good, Hi, Reshan. Um.
- 53:50Speaker 1: I had a question for all the ladies. Actually, um,
- 53:53Speaker 1: do you guys do classes or like online training or
- 53:57Speaker 1: something like that? Do you where can I why you
- 54:00Speaker 1: guys or learned from you guys? Is it is it
- 54:02Speaker 1: just a class? How often do you do it? You know?
- 54:05Speaker 1: Where can we find you? Oh? Thank you for asking.
- 54:08Speaker 1: So I started UM uh Financial Literacy UM program online
- 54:15Speaker 1: for what I said, kids of all ages, you know,
- 54:18Speaker 1: because it's it's targeted to kids. But when you're talking
- 54:21Speaker 1: about investing and budgeting and savings, its skids of all ages.
- 54:26Speaker 1: We need to at fifty, at twenty, at sixteen. We
- 54:31Speaker 1: need all those skills. So UM that's something that UM
- 54:35Speaker 1: I will start back up and UM would love to
- 54:39Speaker 1: UM to give you that information. So again I'm with
- 54:42Speaker 1: Morgan Stanley and you can look yourself the Fears group
- 54:46Speaker 1: and I'll put it out there online. I'm on LinkedIn
- 54:49Speaker 1: and Facebook. UM with our financial literacy program that we're
- 54:54Speaker 1: starting again. What is financial literacy? Can you can you
- 54:57Speaker 1: help me with that question? Absolutely? Oh okay. So when
- 55:01Speaker 1: we talk about financial literacy, it's just understanding money right
- 55:06Speaker 1: and how money. UM, you can earn it, but how
- 55:11Speaker 1: can you put it to work right? And and and
- 55:14Speaker 1: it has a job to do, so what is that job?
- 55:18Speaker 1: And and then understanding what your cash flow needs are,
- 55:22Speaker 1: Understanding what UM an emergency fund is, Understanding saving and budgeting.
- 55:30Speaker 1: Financial literacy is all of that is understanding from step
- 55:35Speaker 1: one UM and saving UM and budgeting and saving for
- 55:41Speaker 1: that emergency UM to having those moneys to invest and
- 55:47Speaker 1: build your wealth. Understanding what a net worth is and
- 55:52Speaker 1: that it's liabilities and it's your assets and its assets
- 55:58Speaker 1: minus liabilities equals your net worth and we want that
- 56:02Speaker 1: to be positive. That's how we build wealth. So that
- 56:06Speaker 1: that's what financial literacy is because it's used a lot.
- 56:10Speaker 1: It is and uh and again it's education as to
- 56:13Speaker 1: how you can participate. It sounds like I'm over where
- 56:16Speaker 1: I aimn over whim when I hit the word financial literacy.
- 56:19Speaker 1: You know, is it balancing your checkbook? Is it? Is it?
- 56:22Speaker 1: Is it buying the c D? Is it is financially
- 56:25Speaker 1: to literacy tied to you know, buying a car, leashing
- 56:28Speaker 1: the car, buying a home. It's so many layers because
- 56:31Speaker 1: I want to talk a little bit more about that
- 56:32Speaker 1: because I just want I just want people to not
- 56:35Speaker 1: only feel comfortable with participating, because a lot of people don't.
- 56:39Speaker 1: They just ignore and just go in the corner and
- 56:41Speaker 1: sit there and put a dance hat on their hands,
- 56:43Speaker 1: say that's not my lane, and and never get back
- 56:45Speaker 1: into the lane. You know, they lose little money and go, oh,
- 56:48Speaker 1: I got burned. You know here that word burned, you know.
- 56:51Speaker 1: And but this is a journey that I'm with with
- 56:54Speaker 1: money making conversations. Mastical has to bring talided in this case,
- 56:57Speaker 1: a very talented family that that has is breaking walls.
- 57:01Speaker 1: You may not know it, but you're breaking walls. You're
- 57:03Speaker 1: pulling down, you're tearing down walls only. You're tearing down walls.
- 57:06Speaker 1: You're tearing down walls because of one thing. You you
- 57:09Speaker 1: came through and you did you delivered this amazing number
- 57:12Speaker 1: seventeen thousand in twenty five. You've got another caller. You
- 57:16Speaker 1: got the ladies calling in. The ladies are running the show.
- 57:19Speaker 1: I'm just the host, Stephanie. How you doing, Stephanie? What
- 57:22Speaker 1: is your question for their fears group? And I, of
- 57:24Speaker 1: course I am the host. Ra Sean McDonald welcome, come
- 57:27Speaker 1: on making conversation masterclass. Thank you. Yes. My question is
- 57:31Speaker 1: when is a good age to start teaching your kids
- 57:34Speaker 1: about the stock market? Oh? I love that question. Um.
- 57:39Speaker 1: I tell people all the time if you have a
- 57:42Speaker 1: child that, um, smile pretty and do chores in the house,
- 57:47Speaker 1: you open a roth Ira for them and teach them. Okay,
- 57:52Speaker 1: So you want to start teaching them as soon as
- 57:54Speaker 1: they can understand what money is period. Okay. I think
- 58:00Speaker 1: another good gauge is if if your child starts to
- 58:03Speaker 1: have a favorite store or favorite brands. Um, they like
- 58:07Speaker 1: their Jordans, they love them snipey, maybe they love to
- 58:10Speaker 1: go to Target. Um. I think that's a good way
- 58:13Speaker 1: to start to gain interest in the stock market because
- 58:16Speaker 1: they can start to kind of follow those companies that
- 58:18Speaker 1: they love and um, the companies that they frequent um
- 58:22Speaker 1: and kind of see what that means kind of start
- 58:24Speaker 1: to finish is that this Uh, that's a little sick
- 58:29Speaker 1: expert right there. That's just pipe there right there. Yeah,
- 58:34Speaker 1: we don't hold that important information. She's really because she
- 58:38Speaker 1: said she came into the financial game at twenty one
- 58:41Speaker 1: years of age. Okay, So when you said, as soon
- 58:43Speaker 1: as they started talking and understanding, Okay, I have two
- 58:46Speaker 1: individuals who you raised. Uh, can you tell us when
- 58:50Speaker 1: you were when you were conscious about what the financial
- 58:53Speaker 1: world was into Yana, if you can follow up with
- 58:56Speaker 1: that reaction, because you were brought into this world, like
- 58:59Speaker 1: I said, you would do and mortgage. You was doing
- 59:01Speaker 1: tax preparations. So you may not have been at a
- 59:05Speaker 1: uh Mary Lynch, but you were always tied to coordinating
- 59:09Speaker 1: financial financial education to real your your your turn to
- 59:14Speaker 1: tell us how you will introduced into the financial world
- 59:16Speaker 1: and when you bought into it, uh to the financial words.
- 59:20Speaker 1: So um, like he said, my my dad was very
- 59:23Speaker 1: adamant that we made sure that we always put ourselves
- 59:26Speaker 1: where we could afford the lifestyle that we wanted. Um.
- 59:29Speaker 1: And so I had my first job at sixteen, and
- 59:34Speaker 1: I have probably had a job since then. UM. And
- 59:37Speaker 1: then I think that's important is because when I got
- 59:39Speaker 1: to a point where it came time to start doing, um,
- 59:44Speaker 1: applying for financial aid for college or kind of figuring
- 59:48Speaker 1: out figuring out why so much money came out of
- 59:52Speaker 1: my first paycheck. Um, it's like that I my mind's
- 59:57Speaker 1: kind of started to turn, and I I think kind
- 1:00:01Speaker 1: of stepping in that space and then kind of kind
- 1:00:03Speaker 1: of turning around and kind of seeing people be be
- 1:00:05Speaker 1: very vocal um about about companies kind of on to rise,
- 1:00:10Speaker 1: like Amazon and Google kind of from an earlier age.
- 1:00:12Speaker 1: I think it kind of put us in a position
- 1:00:15Speaker 1: or that put me in a position to allow my
- 1:00:19Speaker 1: curiosity to kind of turn into research, to kind of
- 1:00:22Speaker 1: turn into that further knowledge. UM. So you think I've
- 1:00:25Speaker 1: always kind of taken a place of being involved again
- 1:00:30Speaker 1: when it came to doing for financial aid, when it
- 1:00:33Speaker 1: came to doing my taxes, even though it wasn't it
- 1:00:36Speaker 1: wasn't much um, and even kind of opening like my
- 1:00:39Speaker 1: first accounts and realizing like, hey, you lost money because
- 1:00:43Speaker 1: I because you overdrew your account. Um. And so it's it's, it's.
- 1:00:48Speaker 1: It was the requirement to be for me to be
- 1:00:51Speaker 1: involved in those which were seemingly small things. It might
- 1:00:54Speaker 1: have been things that were easy for my parents to
- 1:00:57Speaker 1: kind of fix and kind of knock out without my attention.
- 1:01:00Speaker 1: That I kind of encouraged me to remain engaged your turn,
- 1:01:07Speaker 1: um for me, I think the very first memory I
- 1:01:11Speaker 1: have is when we um. I don't remember my age,
- 1:01:15Speaker 1: but Rie and I we had to go every Saturday
- 1:01:17Speaker 1: to this class for our church. And it was, of
- 1:01:20Speaker 1: course my dad's idea. My mom, you know, she's well
- 1:01:23Speaker 1: into all the finances, but my dad always makes us
- 1:01:25Speaker 1: go do the activities, makes us counter dollars or get
- 1:01:29Speaker 1: one dollar you have to save it, um. But we
- 1:01:32Speaker 1: had to do the stock market game at the class.
- 1:01:35Speaker 1: Every it was every Saturday or Sunday, and they basically
- 1:01:39Speaker 1: had us do what was It was like a board game,
- 1:01:42Speaker 1: but then it was like a stock market simulation and
- 1:01:44Speaker 1: it wasn't just it started off on the local level,
- 1:01:47Speaker 1: and I think it went up to like a national
- 1:01:49Speaker 1: level if you you know, like the stock you picked
- 1:01:51Speaker 1: if it started doing well. And so that was like
- 1:01:54Speaker 1: the very first memory that I have of like really
- 1:01:58Speaker 1: taking any type of interest into the stock market. Um,
- 1:02:03Speaker 1: but as far and health. Yeah, and then she came
- 1:02:12Speaker 1: over back when we talked about participating. We talked about
- 1:02:18Speaker 1: the wealth gap. You know, you do talk about you know,
- 1:02:22Speaker 1: the jaw taxes and kin the wealth gap for black people. Clothes.
- 1:02:29Speaker 1: Absolutely absolutely, Um, I I see it happening. Um. You know,
- 1:02:35Speaker 1: I see more and more um, black people, young people
- 1:02:41Speaker 1: interested in finances, interested in the stock marketing. Um. I'm
- 1:02:48Speaker 1: talking to more and more people that has a Robin
- 1:02:52Speaker 1: Hood account right and are trading on their own, and
- 1:02:56Speaker 1: they're doing far and foreign exchange trading. You're you're seeing it. Um.
- 1:03:02Speaker 1: What is needed on top of that is really understanding
- 1:03:08Speaker 1: what they're doing. You know. So they're doing it and
- 1:03:10Speaker 1: they're interested, but let's talk about the steps, you know,
- 1:03:15Speaker 1: and and let's talk about what this really means. Um.
- 1:03:21Speaker 1: And I want to go back, um financial literacy. Right.
- 1:03:25Speaker 1: So finance is in the middle of everything, and there's
- 1:03:29Speaker 1: seven life priorities and I and I want people to
- 1:03:32Speaker 1: really make note of this. There's home, there's work, right,
- 1:03:37Speaker 1: there's health. We talked about health, um, there's family, there's leisure, right,
- 1:03:42Speaker 1: and there's charity or giving those are the priorities finance
- 1:03:47Speaker 1: touch every single one of those things, right, And and
- 1:03:52Speaker 1: so that's what it really takes UM to to understand
- 1:03:57Speaker 1: and that this is where we start, this is where
- 1:04:03Speaker 1: we end. This is what we have to teach out
- 1:04:05Speaker 1: to each out there. Wow, real, let's talk about I
- 1:04:10Speaker 1: know we have a few minutes left and I want
- 1:04:12Speaker 1: to kind of like go to you because you mentioned
- 1:04:15Speaker 1: you came in at twenty one. We're talking about diversity.
- 1:04:17Speaker 1: You know, how can we create diversity on Wall Street?
- 1:04:22Speaker 1: Is that possible? Absolutely? I absolutely think it is possible.
- 1:04:27Speaker 1: I think, UM, where Ayana and I are fortunate is
- 1:04:31Speaker 1: we had that outlet, We had that resource UM that
- 1:04:34Speaker 1: kind of already knew about the industry, that knew about
- 1:04:36Speaker 1: the space, that was kind of willing to kind of
- 1:04:38Speaker 1: share their knowledge. I think as we stand in a
- 1:04:41Speaker 1: place now of social media being very present and just
- 1:04:44Speaker 1: it is easier to access information, UM, I think there
- 1:04:48Speaker 1: are more there are more and more opportunities becoming available
- 1:04:52Speaker 1: for diverse individual success in that space. I think the
- 1:04:55Speaker 1: biggest part of it, though, comes down to your networks,
- 1:04:58Speaker 1: comes down to being comfortable asking the questions and kind
- 1:05:02Speaker 1: of putting your name and they had kind of throwing
- 1:05:05Speaker 1: what you want for yourself, the things that you're interested
- 1:05:07Speaker 1: out to the people in your network platforms and UM,
- 1:05:11Speaker 1: like you said, you took time out of what is
- 1:05:15Speaker 1: traditionally a music station to kind of provide that information.
- 1:05:18Speaker 1: And if people of diverse individuals kind of take an
- 1:05:21Speaker 1: advantage of this opportunity to say, hey, that is something
- 1:05:24Speaker 1: I'm interested, how do I get involved? Then now puts
- 1:05:27Speaker 1: me in a position to make a recommendation or make
- 1:05:30Speaker 1: a referral. If somebody comes to me and said, hey,
- 1:05:33Speaker 1: they want to get into the finance industry. Um, because one,
- 1:05:36Speaker 1: you don't know what you don't know, but to the
- 1:05:39Speaker 1: majority of the people in the position they are and
- 1:05:41Speaker 1: now is based off of the relationships that they have, UM,
- 1:05:44Speaker 1: in addition to the work that they put in. So
- 1:05:46Speaker 1: if you're willing to put in the work and you
- 1:05:48Speaker 1: can kind of continue to build on your network and
- 1:05:51Speaker 1: feel and feel confident and being I guess vulnerable to
- 1:05:56Speaker 1: say hey this is where this is what I want
- 1:05:58Speaker 1: for myself, I might not necessarily be there now. UM,
- 1:06:02Speaker 1: is there any way you can kind of help me,
- 1:06:03Speaker 1: or if it any way that you know somebody that
- 1:06:05Speaker 1: can help me? I think that goes far and that's powerful.
- 1:06:11Speaker 1: She can talk like you and that's a good thing.
- 1:06:17Speaker 1: I want to thank all three of you guys. Lady
- 1:06:19Speaker 1: excuse me for coming on the show. Don't make this
- 1:06:22Speaker 1: Uh you know I always invite you back every quarter,
- 1:06:25Speaker 1: so you know, nothings out there. Two more quarters. So
- 1:06:28Speaker 1: next time I'm on a real in studio and we're
- 1:06:30Speaker 1: gonna talk stock we gotta we got. We kind of
- 1:06:32Speaker 1: learned who the family is, who the fierce group is,
- 1:06:35Speaker 1: and I think, thank you for coming on Money Making
- 1:06:37Speaker 1: Conversation master Class. I appreciate all three of you. Thank you,
- 1:06:41Speaker 1: Thank you for the opportunity. Rashan, always a pleasure. You've
- 1:06:45Speaker 1: been listening to Money Making Conversations Masterclass with Rushan McDonald.
- 1:06:50Speaker 1: Always remember to lead with your gifts. Money Making Conversations
- 1:06:54Speaker 1: Master Class is a presentation of thirty fifteen Media Incorporated.
- 1:07:00Speaker 1: You are now tuned into the Money Making Conversations Minute
- 1:07:04Speaker 1: of Inspiration with Rushan McDonald. Hi'm Rashan McDonald and money
- 1:07:07Speaker 1: Making Conversation with your daily Minute of Inspiration. Recently I
- 1:07:11Speaker 1: spoke with founder and CEO of Ballows Food, Tiffany Neil.
- 1:07:15Speaker 1: She explained the steps she took to start Ballows Food
- 1:07:18Speaker 1: with twenty five dollars in her pocket. When I initially started,
- 1:07:21Speaker 1: I started with maybe about twenty five dollars and some change.
- 1:07:25Speaker 1: So I literally went to UM. Once I've decided that
- 1:07:28Speaker 1: I wanted to do a pancake mix, I just went
- 1:07:30Speaker 1: to like a Michael's or some type of store like that,
- 1:07:32Speaker 1: I don't remember exactly, and got like a bunch of
- 1:07:36Speaker 1: like packaging like I was already prepared, like canisters and
- 1:07:40Speaker 1: things like that, and I just started sending those out
- 1:07:43Speaker 1: to family, to friends, UM just to see, if you know,
- 1:07:46Speaker 1: I thought I had something, but I wanted to see
- 1:07:48Speaker 1: kind of what the feedback would be from other people.
- 1:07:51Speaker 1: So you developed the mix in your kitchen I did.
- 1:07:53Speaker 1: If you want to listen to this full interview with
- 1:07:55Speaker 1: Tiffany Neil is available on Money Making Conversation dot com