Latest / The Steve Harvey Morning Show / Gesine Bullock-Prado, John Matheson, Wade Smith, Alex Okafor & Rynae Lindsey

Transcript

Gesine Bullock-Prado, John Matheson, Wade Smith, Alex Okafor & Rynae Lindsey · The Steve Harvey Morning Show

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Speaker 1: Welcome to money Making Conversations. It's to show that she
1:31
Speaker 1: has the secrets of success experience firsthand by marketing and
1:34
Speaker 1: Brandon expert Rashan McDonald. I will know he's given me
1:37
Speaker 1: advice to many occasions, and the occasion didn't notice. I'm
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Speaker 1: not broke. You know. He'll be interview with celebrity CEOs,
1:43
Speaker 1: entrepreneurs and industry decision makers. It's what he likes to do,
1:47
Speaker 1: it's what he likes to share. Now it's time to
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Speaker 1: hear from my man, Rashan McDonald. Money making conversations Here
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Speaker 1: we come. Welcome to money making conversation. That's right. I
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Speaker 1: am your host Rashan McDonald. My next guest is say,
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Speaker 1: a true leader in the Balanced Life calgory. She's the
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Speaker 1: owner instructor of a Sugar Glider Kitchen, a baking school
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Speaker 1: in Hartford, Vermont. She lives in a small farm. She
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Speaker 1: lives on a small farm with her husband, two dogs,
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Speaker 1: two cats, and chickens. I love the chicken part. She
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Speaker 1: bakes and cooks from the bounty of her property. She's
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Speaker 1: the author Baking Like You Mean It, which I love,
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Speaker 1: Leave Let Them Eat Cake, My Life from Scratch, Sugar Baby,
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Speaker 1: and Pie and Pie Forward, and has been featured in
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Speaker 1: Better Homes and Garden, People Magazine, US Yankee Magazine, and
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Speaker 1: in Style Magazine, just to name a few. She's piers
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Speaker 1: regularly on regularly on The Today's Show and The Talk
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Speaker 1: and she's the host of Food Networks Baked in Vermont.
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Speaker 1: She lives in Hartford fromont. I just got back from there.
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Speaker 1: Please welcome to Money Making Conversation, Jina Bullock, produ Thank
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Speaker 1: you for having me. I was corrected on everything right,
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Speaker 1: I was great, great, And it's so nice to talk
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Speaker 1: to a fellow baker. You okay, like you know, let's
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Speaker 1: let's get this right, Okay, fellow baker. You'll be nice.
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Speaker 1: You are like the Lebron baking Okay, Roshan McDonald's like
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Speaker 1: a high first round draft pick. Okay, don't you know?
3:18
Speaker 1: Told I know the game. I can drible, I can
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Speaker 1: dog still, you know I have an up and down
3:23
Speaker 1: game here and there. But you are the Lebron. So
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Speaker 1: let's get that straight. Okay, thank you. Well you should
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Speaker 1: be because of the fact that, first of all, I
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Speaker 1: read your book and let me get a little history
3:38
Speaker 1: about me, Roshan McDonald. I'm my wife always complained, she said,
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Speaker 1: anything I do, I'm good at. Okay. In twelve, I
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Speaker 1: was pranked on a talk show that I co created
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Speaker 1: with Steve Harvey to bake a cake and I wind
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Speaker 1: up baking three cakes. And that's twelve and I launched
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Speaker 1: into a baking career, never baking anything prior to that.
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Speaker 1: I have an You are natural. Are people who just
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Speaker 1: have a knack for it. It's it's in your blood.
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Speaker 1: You have butter in your blood. Absolutely. That's why it's
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Speaker 1: great that I met you finally, because she she being
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Speaker 1: natural means that I'm just in the kitchen. I do everything. Uh,
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Speaker 1: everything's measured. I'm not like my my mom. You know,
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Speaker 1: she just goes in and just pick up some sugar
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Speaker 1: in hand, just throw it in there, going really, mom,
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Speaker 1: really was that a half a cup? Or cup? Baby? Baby,
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Speaker 1: don't be bothering me. I'm cooking. I'm baking, okay. And
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Speaker 1: so so when I read your book, and I'm recommending
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Speaker 1: this book, I I want you your team to send
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Speaker 1: me a social media post so I can put on
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Speaker 1: all my social media. It's called Fantastical Cakes, okay, and
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Speaker 1: it's it's it's one of these books that you can
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Speaker 1: put on your coffee table if you want to, okay,
4:48
Speaker 1: because the pictures are amazing, the book cover is amazing.
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Speaker 1: But when you open the book, she changed my life. Okay,
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Speaker 1: you change you know for me? Cake does? I mean?
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Speaker 1: It might sound silly and superficial, but cake and bake
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Speaker 1: goods can really change lives. And you know, you, being
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Speaker 1: a natural, you know how it feels to you to bake,
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Speaker 1: because for people who love to bake, it is meditative.
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Speaker 1: It is so crucial, especially when you feel like life
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Speaker 1: in the world isn't kind of going in the right
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Speaker 1: way or on the right path. You can find time
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Speaker 1: in your kitchen to create an environment where you find
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Speaker 1: happiness and your own meditative space, and that baking does
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Speaker 1: that for me. I'm sure it does it for you.
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Speaker 1: But the finished product too, if once you give it
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Speaker 1: to someone with all your heart and your soul put
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Speaker 1: into it, it can change someone else's life. Because you
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Speaker 1: don't need a ham sandwich for a wedding. You eat
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Speaker 1: the wedding cake. Right, That's the big thing things anniversaries.
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Speaker 1: You know, now they're making divorce cakes whatever, but it
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Speaker 1: is one of those things that you need that cake
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Speaker 1: to know that this is a moment of great celebration
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Speaker 1: and to me, that could be any day, that could
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Speaker 1: be every day. It should be, but you know, and
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Speaker 1: then I've had customers when I did have a pastry
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Speaker 1: shop who had memories like when how you said your
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Speaker 1: mom baked or how she bakes. Is that there's some
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Speaker 1: people who they're like, I missed my mom. She made
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Speaker 1: this thing. She did exactly what your mom does that
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Speaker 1: she didn't measure, and they're like, I need this back
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Speaker 1: in my life because I miss her so much, and
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Speaker 1: being able to have that in my life again will
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Speaker 1: recall her memory and being the baker who can recreate
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Speaker 1: those memories for someone is such a special thing. It's
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Speaker 1: like it is. It is the gift God gave me
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Speaker 1: to be able to create things that bring back memories
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Speaker 1: for people. And thank you for doing it, and thank you.
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Speaker 1: We're going to talk about later because I had too.
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Speaker 1: Breaks with you are about you making that transition and
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Speaker 1: following your path your blessing, and that's what you're doing
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Speaker 1: in your life. You're living your blessing here. But let's
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Speaker 1: talk about the book here and why Rashan is so
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Speaker 1: passionate about the book. See, I just I just bought
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Speaker 1: a new oven. I had uh a wolf oven, okay
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Speaker 1: and um, and I automatically assumed that when I it
7:04
Speaker 1: was brand new, it was only three weeks old. Okay,
7:06
Speaker 1: So this is a good conversation with me. Okay, So
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Speaker 1: I put you know, I got a bottom in the
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Speaker 1: top because I bake all the time. Every Tuesday, I
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Speaker 1: baked six desserts for my staff in my Atlanta in
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Speaker 1: my Atlanta office. I'm just saying often I bake, okay,
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Speaker 1: and so and so I I put it on three
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Speaker 1: fifty or three seventy five or four hundred, but I
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Speaker 1: noticed it was something off with with the heat, and
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Speaker 1: so I wrote it out. I wrote it out, and
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Speaker 1: then I opened her book and she said, dummy, she
7:37
Speaker 1: might well just said that to me. Don't trust the
7:40
Speaker 1: other don't say that to me, because I was. I
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Speaker 1: trusted the system. She said, Look, I'm sorry to be
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Speaker 1: the one to tell you this, but the most necessary
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Speaker 1: implement in your baking arsenal is probably not being truthful.
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Speaker 1: She's talking about the oven. You overn is lying to you. Okay, fine,
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Speaker 1: there are some others there are true, the whole temperature properly,
8:01
Speaker 1: but there's a rare oven. Indeed, it is. It's so unfair.
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Speaker 1: It's truel right, because you can't bake with that, that
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Speaker 1: stupid oven. And then one of the things that people
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Speaker 1: complain the most about and recipe is that, like it
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Speaker 1: took me twenty minutes longer than it's said in the rescue,
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Speaker 1: it's because your oven is a big fat liar. Oven
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Speaker 1: is a liar. And so everyone knows that everyone who
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Speaker 1: has an oven eating, whether it's a wolf which is
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Speaker 1: one of the best ovens in the world, or it's
8:31
Speaker 1: just you know, the taddy thing that you got from
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Speaker 1: your grandma that you know barely works. Oftentimes those actually
8:37
Speaker 1: work better bake that liars things and so and so.
8:42
Speaker 1: So that's the beauty of that. So now she's so
8:45
Speaker 1: so at the very beginning, she gives you structure and
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Speaker 1: rules to play by in the baking business. That's what
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Speaker 1: I really was far fascinating about this book because you know,
8:55
Speaker 1: the average baking a cookbook, they just start you start baking,
8:59
Speaker 1: start baking, and just so. But there are rules you
9:01
Speaker 1: have to play by, and you have to understand flour
9:04
Speaker 1: is different tools of the of the trade you have
9:07
Speaker 1: to have working there. And I want to talk about
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Speaker 1: something that that the freezing of cakes. Like in your refrigerator,
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Speaker 1: you said, Richard, you look at my refresh you said,
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Speaker 1: it's me. But a book says that that Rashan. If
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Speaker 1: you look at my refrigerator, I always have layers of
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Speaker 1: cake just frozen ready to be served. See in my
9:27
Speaker 1: mind when you say that, I go, Okay, it's frozen.
9:31
Speaker 1: When do you? In my thought is it's stale. See
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Speaker 1: see I'm freaking out right there. So walking through that
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Speaker 1: whole process. Okay, Well, first off, in freezing many layer cakes,
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Speaker 1: you improve the texture of it because when you cut
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Speaker 1: into the cake and you look to the side of it,
9:50
Speaker 1: what you're seeing is called crumb. And when you freeze
9:53
Speaker 1: that cake, once it has come to room temperature, oftentimes
9:56
Speaker 1: it tightens in a really nice way. This is awesome.
9:59
Speaker 1: I'm on the phone within. Uh. Just Sina, right, just Sina,
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Speaker 1: you know. Uh. And she's the author of the book
10:06
Speaker 1: Fantastical Cakes. You may have seen on television today show
10:09
Speaker 1: the tall Um. She's amazing and regards to what she's
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Speaker 1: doing for me as a as a as, she says,
10:15
Speaker 1: I'm a natural baker, but any natural baker needs structure.
10:18
Speaker 1: The book gives a lot of really cool structure to
10:21
Speaker 1: what you should be aware of when you walk in
10:23
Speaker 1: the kitchen, from the type of flower that you use,
10:26
Speaker 1: the type of non stick pan versus stick pan, knowing that, hey,
10:30
Speaker 1: you know you want you your pan sometimes the stick
10:32
Speaker 1: so it can make sure the the the layer that
10:35
Speaker 1: you cook stays to the edges and doesn't shrink. Little
10:38
Speaker 1: things like that that I didn't even know about that
10:40
Speaker 1: she just enlightens you about. And then the amazing damn
10:43
Speaker 1: that she talks about to be able to keep all
10:45
Speaker 1: of the icing that you put between the layers in place. It's, uh,
10:49
Speaker 1: you know you you wrote a book. I felt for
10:52
Speaker 1: for me, I think for a lot of people out
10:54
Speaker 1: there who who want to be I think a starter
10:57
Speaker 1: as a starter kit for baking because of the way
10:59
Speaker 1: you approached. Uh, my wife is gonna laugh because she
11:02
Speaker 1: has King Arthur flower in our cabinet and I never
11:05
Speaker 1: messed with it. I'm a gold medal guy. Okay, I'll
11:07
Speaker 1: mess with that flower. I'll miss with that flower and
11:10
Speaker 1: the face that you work for King Arthur. She's gonna
11:12
Speaker 1: just when I walked through that door after this show,
11:14
Speaker 1: it's not gonna be pretty. I'm just gonna I'm gonna
11:16
Speaker 1: blame it on you, but I'm also gonna blame the
11:18
Speaker 1: fact that I'm gonna come up to her mom and
11:19
Speaker 1: we're gonna spend a weekend with you and have a
11:22
Speaker 1: great time and enjoying your school and just living a
11:25
Speaker 1: good part of life. And that's what I THO was
11:27
Speaker 1: my big takeaway when I read the New York Times
11:29
Speaker 1: article about you and your husband and in your life
11:33
Speaker 1: the nineteen years, and it's a balanced life and I
11:36
Speaker 1: respect you for that. And uh, hopefully you'll come back
11:39
Speaker 1: on my show because I feel like I have a
11:41
Speaker 1: I have a friend. But also you're gonna see me
11:44
Speaker 1: more than like, I'm gonna tell you probably gonna be
11:45
Speaker 1: January MK weekend. You know because on my show was
11:48
Speaker 1: old a show. I'll be a repeat on that Monday.
11:51
Speaker 1: It allows me to travel that weekend. And so you're
11:53
Speaker 1: gonna get a booking And thank you for coming on
11:55
Speaker 1: my show. Don't forget to me those banners. Fantastical cakes
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Speaker 1: money making conversations don't touch that though. Yeah, we sort
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Speaker 1: this is Rushan McDonald, the host of money Making Conversations.
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13:15
Speaker 1: to money Making Conversations. La La Anthony. We met you
13:19
Speaker 1: know used always rush can you give? I always talk
13:24
Speaker 1: to you about everything, everything and looking at you and
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13:30
Speaker 1: would see all the amazing things you guys are doing.
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13:38
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13:42
Speaker 1: incredible Nick Cannon. Do you truly one of them our
13:45
Speaker 1: mentors and one of the people that showed me that
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Speaker 1: make sure. Money Making Conversations continues online at www dot
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Speaker 1: money Making Conversations dot com. Let me tell you about
14:23
Speaker 1: the host of Money Making Conversations, Rashaan McDonald. He's a
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Speaker 1: social media influencer. Of his seven hundred thousand plus social
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Speaker 1: how are you doing, my friend? I'm great, and thanks
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18:37
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18:40
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18:42
Speaker 1: the stuff I hear you say about how you know
18:44
Speaker 1: it didn't come easy. I mean, I put pretty thirty
18:49
Speaker 1: dollars into my business when I started it in the
18:51
Speaker 1: late the late eighties. You know, and and you know,
18:57
Speaker 1: and then you know, you can imagine you grow from there.
18:59
Speaker 1: And it gets funny because you get to be my age,
19:01
Speaker 1: mid fifties and you start to listen to the things
19:04
Speaker 1: that you've done in resume form, you go, gee, I've
19:06
Speaker 1: been around that law. But but along the way, I've
19:11
Speaker 1: been through three recessions, and primary business was was real
19:15
Speaker 1: estate development, and in that process, you can imagine, when
19:18
Speaker 1: you're a real estate developer, you become very comfortable with
19:21
Speaker 1: borrowing millions of dollars from commercial banks or private lenders
19:24
Speaker 1: the line the way. So but in the in the
19:27
Speaker 1: process of that, those recessions changed things a lot. And
19:31
Speaker 1: the last recession I was coming out of it. It
19:34
Speaker 1: was probably a few years removed from the two thousand
19:37
Speaker 1: and eight scenario, call it two thousand eleven or twelve,
19:40
Speaker 1: and I had a property that my bank wanted me
19:43
Speaker 1: to move off of their books because um, they were
19:46
Speaker 1: just changing portfolio distribution for whatever reason. So I had
19:51
Speaker 1: about six months to do it before maturity. And I
19:54
Speaker 1: had been with this bank for like fourteen years. I
19:57
Speaker 1: had a nice relationship there. So I started to call
19:59
Speaker 1: around a different thanks and saying, hey, I've got this
20:01
Speaker 1: awesome asset and I need to move it. And I'm
20:03
Speaker 1: getting yeah, we're kind of good with what you're telling us,
20:06
Speaker 1: that you're not all that motivated to do it right,
20:09
Speaker 1: And I'm staying there, don't wait a minute. I have
20:12
Speaker 1: a track record, perfect credit this that you know everything
20:15
Speaker 1: you need to get. How come I'm not getting warm
20:17
Speaker 1: fuzzies out there. So I start to do what any
20:19
Speaker 1: of us in the audience would do as an entrepreneur.
20:21
Speaker 1: I network to a resolution, and I find commercial relators
20:25
Speaker 1: who who say to me, you got to call this
20:27
Speaker 1: guy Dan. Who Dan just a fast forward is my
20:30
Speaker 1: partner now and commercial success. So fast forward to Dan.
20:33
Speaker 1: He said, They said, connect contact Dan if anybody can
20:36
Speaker 1: do what he can. So I go to call Dan,
20:39
Speaker 1: and Dan's voicemails full and I'm like, well, isn't this
20:43
Speaker 1: great with the full voice? He calls me right back
20:47
Speaker 1: and he says yeah, he goes my voicemail number is
20:50
Speaker 1: my my cell phone is one digit removed from the
20:53
Speaker 1: Department of Labor office up here. So by eight in
20:56
Speaker 1: the morning. It's full. I'm like, okay, so I get it.
20:59
Speaker 1: So now we're gonna so we're gonna have So I
21:01
Speaker 1: start explaining what I have and he says, all right,
21:03
Speaker 1: meet me at And we picked a local diner to
21:06
Speaker 1: meet at, which at our age, neither one of us
21:08
Speaker 1: should be in a diner, you know, but but you know,
21:10
Speaker 1: so we're going to the diner d and he comes in.
21:14
Speaker 1: So I bring my pro forma's most similar to what
21:17
Speaker 1: your wife would bring you. I bring my numbers on
21:19
Speaker 1: my transaction. It was property, so I have income and
21:21
Speaker 1: expense And Dan flips open a laptop and the screen
21:25
Speaker 1: is backs facing back to me. He says, all right,
21:27
Speaker 1: give me here income and expense numbers, and he starts
21:29
Speaker 1: tapping away and he then turns the screen around and
21:33
Speaker 1: there's this great big word art go on the screen
21:38
Speaker 1: and I'm looking at it. All right, what does that mean?
21:40
Speaker 1: And this is a fairly large transaction. He goes, it
21:43
Speaker 1: means you are a go to commercial bank application based
21:47
Speaker 1: on the numbers you gave me. And I said, I
21:50
Speaker 1: don't understand. What do you have in there that tells
21:52
Speaker 1: you that? And he goes, I have on my own
21:55
Speaker 1: software that I've used ever since my my days in
21:58
Speaker 1: commercial banking, and I use my own software and I've
22:01
Speaker 1: used it to that over a billion dollars of commercial
22:04
Speaker 1: real estate and credit line transactions. And what it does
22:08
Speaker 1: is it compares your numbers the common commercial bank guidelines
22:12
Speaker 1: and it tells me before we ever apply for a
22:16
Speaker 1: bank loan whether or not you're likely a stop or
22:20
Speaker 1: a go to proval. Really, now it's changing for me
22:26
Speaker 1: because as the entrepreneur inside of me is saying, WHOA
22:30
Speaker 1: what is he having there? I'm feeling the ankst to
22:32
Speaker 1: get removed from my body. Anybody right right, right, right,
22:35
Speaker 1: right right. So he has his software and now you're
22:37
Speaker 1: the entrepreneur, You're you're the vision right So now you're
22:42
Speaker 1: your wife's listening. I know what she's going through. Every
22:44
Speaker 1: single one of us since this last session, who says
22:47
Speaker 1: we're going to go for any kind of bank capital.
22:50
Speaker 1: Let's face it, banks are still the best and fairest
22:53
Speaker 1: place for rate and terms in this country to get
22:55
Speaker 1: money for your business. Any one of us going into
22:58
Speaker 1: that process today, the best feeling we have is a
23:03
Speaker 1: little bit of trepidation all the way to the worst
23:06
Speaker 1: feeling we have which is absolute dread of the process.
23:10
Speaker 1: There's just nobody out there who says, hey, I'm really
23:12
Speaker 1: psyched to go for a bank own today. Who's worse
23:14
Speaker 1: the paink or the dentist? Where would you like to go? Right? So,
23:17
Speaker 1: I mean, you sit there and you say, all right,
23:19
Speaker 1: So what does he have there? Andy? Andy? And so
23:22
Speaker 1: he said, I said, what do you mean it's your software?
23:25
Speaker 1: Because yeah, it's my software I wrote. I use it
23:27
Speaker 1: for my clients. I've placed billions of dollars my clients
23:30
Speaker 1: are are you know? Here's this gonna happen. I'm gonna
23:32
Speaker 1: take your your information. I'm going to print my one
23:36
Speaker 1: sheet of paper, which is the output from my software
23:39
Speaker 1: distributed to the handful of lenders that I know who
23:42
Speaker 1: are are will do this and in a couple of
23:44
Speaker 1: days you'll have a letter of intent and you'll have
23:45
Speaker 1: your transaction funded. I'm looking at him, and that's exactly
23:49
Speaker 1: what happened, but at that time I don't know it.
23:51
Speaker 1: So I'm looking at him, going, well, but what I understand?
23:55
Speaker 1: What do you haven't? And I want that hold all.
24:00
Speaker 1: I got all this information, but what what what? What's
24:03
Speaker 1: what's over there? Though? What's over there? Did you so
24:05
Speaker 1: confident in that's what you're talking about. Yeah, I mean
24:08
Speaker 1: I want this on my computer. I want to sit
24:10
Speaker 1: there and and and know before I apply if I'm
24:13
Speaker 1: a stopper or a bell and if I'm a stopped,
24:15
Speaker 1: it gives me corrective action. If I'm a go it
24:18
Speaker 1: tells me to connect with confidence to the institution. I mean,
24:20
Speaker 1: think of the empowerment. If you're sitting here thinking, hey,
24:24
Speaker 1: they're gonna I'm good, I can walk into the bank
24:27
Speaker 1: and say I'm I'm here with my transaction, would you
24:30
Speaker 1: like to continue the conversation with me? And that's exactly
24:33
Speaker 1: what's happening now across the country with our software, from
24:37
Speaker 1: commercial real estate all the way to business owners. Same
24:39
Speaker 1: thing that happened with me. So I said to Dan, well,
24:42
Speaker 1: do you realize the ants that you relieved from me
24:45
Speaker 1: sending his day, because yeah, happens all the time. People
24:47
Speaker 1: hugged me and Dan is one of the most heartstelled
24:50
Speaker 1: entrepreneursial ever me. I mean, this is just a guy
24:53
Speaker 1: who wants to have everybody with a business who's borrowing
24:57
Speaker 1: to have financial dignity in the process. And so so
25:00
Speaker 1: even tributing there, And I said to him, so have
25:03
Speaker 1: you ever thought about, you know, all the people out
25:06
Speaker 1: there like me or across the country, and I know
25:08
Speaker 1: there's millions of them who would love to have the
25:11
Speaker 1: angst relieved in the commercial bank process, and maybe we should.
25:15
Speaker 1: Have you ever considered putting this out there in the cloud,
25:17
Speaker 1: He says, yeah, I have, but I've just been so
25:19
Speaker 1: busy in my consultancy i haven't done it. And you know,
25:22
Speaker 1: digital marketing is not my gig. And I said, well,
25:25
Speaker 1: and it just so happens to be mine. How about
25:28
Speaker 1: we consider doing this together? And it was great. Dan
25:31
Speaker 1: was like, yeah, I'd be happy to him. From there
25:34
Speaker 1: it started the journey of where we took the software
25:37
Speaker 1: from out of Dan's computer to where now it's at
25:40
Speaker 1: Commercial loans Success dot com in the cloud where you
25:43
Speaker 1: can use it as somebody who's looking to do anything
25:47
Speaker 1: from take bank capital for any reason, be the business
25:50
Speaker 1: loan an, SBA loan, or for commercial real estate loan,
25:54
Speaker 1: and you can know that you qualified before you ever apply. Now,
26:01
Speaker 1: when you started breaking this information back to him, because
26:03
Speaker 1: like I said, he didn't realize that's how life works.
26:07
Speaker 1: You have a you have a visionary and you have
26:09
Speaker 1: a person who creates application. So he created application and
26:13
Speaker 1: production content, as we say, and then you have this
26:15
Speaker 1: vision to say we can take it to the next level.
26:17
Speaker 1: What was this take on it? When you start pitching that, um,
26:21
Speaker 1: he loved it. I mean, Dan is a is one
26:23
Speaker 1: of the most elegant speakers you'll ever meet, too. I
26:25
Speaker 1: mean the video go to the site. You said, a
26:28
Speaker 1: great video of you two talking everybody. I'm gonna saying,
26:31
Speaker 1: I'm gonna post that on my on my social media.
26:33
Speaker 1: I've really enjoyed it. That's fun. And you know, so
26:36
Speaker 1: it's the classic odd couple sitting there because you have
26:39
Speaker 1: the banker and Dan, and you have the entrepreneur in me.
26:41
Speaker 1: And I'm defending our entrepreneurial side of the table, going hey, look,
26:46
Speaker 1: what is it that all of us really wanted? Ever lender?
26:49
Speaker 1: How about a level of predictability. I mean, until this
26:52
Speaker 1: point the film, you'll say it even you would think
26:55
Speaker 1: of it's a commercial bank process. It's kind of a mystery, right,
26:58
Speaker 1: What is it when you give them their numbers? What
27:00
Speaker 1: is it that they're doing to determine whether or not
27:03
Speaker 1: you're going to be able to get the loan that
27:05
Speaker 1: you're requesting to increase your business. Awesome, Hey John, thank
27:09
Speaker 1: you for coming on my show Commercial loan Success, John Matheson.
27:12
Speaker 1: My wife will be using your product. Thank you. We'll
27:20
Speaker 1: be right back with more from Ton McDonald and money
27:22
Speaker 1: making conversations. Don't touch that down. Yeah, we sort of
27:27
Speaker 1: stopped paying attention and racked up a lot of debt. Yeah,
27:30
Speaker 1: it was stressful. He blamed me for my credit card
27:32
Speaker 1: debt and I blamed him for building that man cave.
27:35
Speaker 1: It's awesome anyway, we stopped blaming each other, did our
27:38
Speaker 1: homework and read that a smart way to consolidate debt
27:41
Speaker 1: is to get a fixed rate loan. But getting a
27:43
Speaker 1: loan was brutal and a time drain. So I was
27:46
Speaker 1: in my man cave researching personal loans and I found
27:49
Speaker 1: best Egg. They have an A plus rating with the
27:51
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Speaker 1: and Consumer Affairs gave best egg five stars for their
27:58
Speaker 1: easy online loan app. And we could be approved and
28:01
Speaker 1: funded and as little as one business day I applied
28:04
Speaker 1: online with no impact to my credit score. She always
28:06
Speaker 1: takes credit for my wins. But long story short, she
28:09
Speaker 1: got an awesome loan paid off our cards. And some
28:12
Speaker 1: bills while lowering our monthly payment. The Best Egg loan
28:15
Speaker 1: was like a total fresh start. Visit best egg dot
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Speaker 1: com slash blue best egg dot com slash blue. Subject
28:24
Speaker 1: to credit approval, actual rates visa approval times will vary. Hey,
28:26
Speaker 1: this is Tasha Evans and I'd love to eat a
28:28
Speaker 1: great restaurants and more than that, I love great desserts.
28:31
Speaker 1: So does Rashan McDonald. Check out his new website. That's
28:35
Speaker 1: www Rashan McDonald dot com. That's r U s h
28:39
Speaker 1: i O N and McDonald is spelled just like the
28:42
Speaker 1: famous restaurant chain guys. Rashawn is looking for great bakers
28:45
Speaker 1: for his baker spotlight. He wants to brag on his
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Speaker 1: a relative. Spread the word today. Visit Rashan McDonald dot com.
28:57
Speaker 1: As hosts of money making Conversations, Sean McDonald is uniquely
29:01
Speaker 1: positioned to provide a step by step, easy to understand
29:04
Speaker 1: blueprint that drives listeners to realize their dreams and aspirations
29:08
Speaker 1: until you do the business plan or incorporate or actually
29:12
Speaker 1: create that product or start selling products. The universe doesn't
29:16
Speaker 1: have to deal with Money Making Conversations is an innovative
29:19
Speaker 1: platform that delivers financial literacy to help everyone with their
29:23
Speaker 1: brand success. My next guest, and he's on the phone,
29:31
Speaker 1: is the executive director of the Wade Smith Foundation. The
29:34
Speaker 1: foundation supports community youth programs and the greater Houston and
29:37
Speaker 1: Dallas Fort Worth metroplex areas and focuses on literacy and education.
29:42
Speaker 1: He is the author of two children's book, Smitty Hits
29:45
Speaker 1: the Playbook and Smitty Tackles Boodleying. He is also an
29:48
Speaker 1: ambassador for the Houston, Texas I'm sure he wasn't happy
29:51
Speaker 1: yesterday in Houston. He is in the nighttime sports talk
29:56
Speaker 1: radio host which I do listen to this show when
29:58
Speaker 1: I come back to Houston on a regular basis on
30:00
Speaker 1: Sports Radio six ten, The Smitty and Trap Show, as
30:03
Speaker 1: well as a public speaker. He's on the show today
30:06
Speaker 1: to talk about this foundation, his two children's books, Smitty
30:09
Speaker 1: Hits the Playbook and Smithy Tackles Bully Bullying. Please welcome
30:12
Speaker 1: to Money Making Conversations. Wade Smith. How y'all doing to day?
30:18
Speaker 1: Pretty good man, pretty good? Way you know you're in
30:22
Speaker 1: Houston right now, right now, you're an ambassador to the Houston,
30:27
Speaker 1: Texas nine in a row, nine in a row. Now,
30:30
Speaker 1: come on, Oh, that's what That's what we're gonna say.
30:33
Speaker 1: That's what we're gonna say. Hi, that's what the Atlanta
30:35
Speaker 1: Facon said to the New England Patriots. Huh, you can't
30:38
Speaker 1: win them all. You can't win them all. That y'all.
30:42
Speaker 1: Definitely the one. I'm good appointed one good well, I'm not.
30:47
Speaker 1: I want to I want to slow you down with
30:48
Speaker 1: sports man, because, uh, you know, you get that enough.
30:51
Speaker 1: You do, that's what you do. You've done for a
30:52
Speaker 1: living in the NFL. All up, you you have a
30:56
Speaker 1: wonderful show. I was home in Houston. Do listen to
30:58
Speaker 1: your show and have a home and Alantha, So when
31:00
Speaker 1: I go back to Houston, I always listen to your
31:02
Speaker 1: show because yeah, but you know, sometimes you listen to
31:05
Speaker 1: guys they don't have the right insight. You have the
31:07
Speaker 1: right insight. And then uh, and I think the accountability
31:10
Speaker 1: outside of your sports world that that allows you to
31:13
Speaker 1: deliver your next a very unique message. So so when
31:17
Speaker 1: you when you when you start talking about your brand,
31:19
Speaker 1: what is the way Smith brand? The way Smith brand? Well,
31:23
Speaker 1: I would just say this UM. There's a lot of
31:26
Speaker 1: outside forces that people UM use for branding things of
31:30
Speaker 1: their nature, But I just I approached things from the
31:33
Speaker 1: standpoint that I really want to help children become better readers.
31:37
Speaker 1: I want them to understand how important literacy and education
31:41
Speaker 1: is and understand that UM, whatever socioeconomic situation that they
31:46
Speaker 1: may be in, UM, their education can can lift them
31:50
Speaker 1: out of that situation and get them to where she
31:52
Speaker 1: they can compete with anybody around the world. And so
31:55
Speaker 1: people understand that I genuinely I'm hands on with all
31:59
Speaker 1: the things that I'm involved in, all the programs that
32:03
Speaker 1: I'm a part of, and so I think people see
32:05
Speaker 1: that genuine nature in me that I really do care
32:08
Speaker 1: myself and I'm you know, there's some people that are
32:11
Speaker 1: parts of charities and foundations and philanthropy philanthropic aspects, and
32:21
Speaker 1: it's more of a name thing, like I put my
32:23
Speaker 1: name on things, and or maybe it's a money thing,
32:26
Speaker 1: And all of those things have a place because the
32:28
Speaker 1: name can bring attention to a very very worthy cause,
32:33
Speaker 1: and money can can help can definitely help UM fund
32:38
Speaker 1: many worthy causes. But I think my thing is that
32:41
Speaker 1: I generally want to be hands on and on the
32:44
Speaker 1: front lines with with making things happen and to understand
32:47
Speaker 1: having children to understand that they can be successes in life.
32:52
Speaker 1: And so I would consider that, you know, a brand
32:55
Speaker 1: in itself. So what age group are you talkingting? Um,
33:00
Speaker 1: it's it's it's moly, We'll see. I have two different programs.
33:03
Speaker 1: One of the programs I'm reading with the Pros. That's
33:05
Speaker 1: elementary age reading. It's reading at grade level bias third grades.
33:09
Speaker 1: That's what Smitty hits the playbook and Smitty tackles bullying
33:13
Speaker 1: as fun. Am I right? Yeah? Both of the children's
33:15
Speaker 1: books are a specifically for that age group, UM, basically
33:20
Speaker 1: from kindergartens to fifth grade all elementary school students. And
33:22
Speaker 1: then also have a scholarship program UM that's for outgoing
33:26
Speaker 1: seniors here in Houston and Dallas, and so it hits
33:30
Speaker 1: you know, the foundation and then also it helps kids
33:32
Speaker 1: get over the hump to to not allow like I said,
33:36
Speaker 1: there's socio economic situation to preclude them from going to
33:40
Speaker 1: college and getting a secondary education. And so, um, that's
33:44
Speaker 1: really where we are with it. So with that being said,
33:48
Speaker 1: you know, uh, a lot of people when they start foundations,
33:51
Speaker 1: they you know, they either get its relative or a
33:54
Speaker 1: best friend. How did you set up your foundation? Because
33:57
Speaker 1: a lot of people require about the show. Wasn't a rule?
34:00
Speaker 1: Was up setting up a foundation? Who should be involved
34:02
Speaker 1: in helping set up the foundation? What? What? What? You know?
34:05
Speaker 1: You're an athlete. A lot of people I'm sure approach you.
34:07
Speaker 1: Your agent may have recommended. How did you set up
34:09
Speaker 1: your foundation? Well, I would say this my foundation. I
34:15
Speaker 1: learned a lot through trial and error. UM. I did
34:18
Speaker 1: start off my foundation when there was one specific person
34:22
Speaker 1: that they approached me about wanting to help me start
34:26
Speaker 1: my foundation, and and she did a really good job
34:28
Speaker 1: of helping set up UM, you know, setting up beating
34:31
Speaker 1: A five and one C three and setting up a
34:34
Speaker 1: website and UM start my initial fundraiser. But through trialing
34:39
Speaker 1: area through time, you know, I gradually UM set up
34:43
Speaker 1: my board of directors and grew that number. Started off
34:46
Speaker 1: with just three and then it went to five and
34:49
Speaker 1: now it's seven board members. And we've had board members
34:53
Speaker 1: go in and out over the years, but for the
34:55
Speaker 1: most part, we've had a fold set of about five
34:58
Speaker 1: board members that have been there since a again, and
35:01
Speaker 1: it's it's one of those things as you go, you
35:03
Speaker 1: learn that you want to have your board be is
35:05
Speaker 1: is UM diverse as possible. You want them to be
35:08
Speaker 1: able to hit varying aspects in um, the professional realm,
35:13
Speaker 1: just in all different aspects of when you need people
35:17
Speaker 1: that like, you know, I have a lawyer or two
35:20
Speaker 1: have two lawyers on my board, and so they help
35:22
Speaker 1: you with a lot of the legal aspects trademarking, copyright,
35:26
Speaker 1: all those type of things. UM. But you want to
35:29
Speaker 1: have a diverse board when it comes to their profession
35:32
Speaker 1: and as well as what their background is as well. UM.
35:35
Speaker 1: You want to have a board that is not just
35:37
Speaker 1: an agreeable board. You want them to understand your vision,
35:41
Speaker 1: but at the same time, you want them to be
35:43
Speaker 1: able to challenge you, UM with some of the decisions
35:46
Speaker 1: that you're making, so that you're making sure that you
35:49
Speaker 1: don't have a bunch of yes people around because it's
35:53
Speaker 1: important to you. That's why I wanted to bring that
35:55
Speaker 1: up way because you know, I have another break. I
35:57
Speaker 1: want to really break down talk about the books, but
35:59
Speaker 1: I want to just talk about your journey a little bit.
36:01
Speaker 1: And when you start talking about the foundation, people just
36:04
Speaker 1: pop them into a foundation. You have to have record
36:06
Speaker 1: keeping and Also when you talk talking about your board,
36:08
Speaker 1: every board member has to bring something to the table.
36:11
Speaker 1: You know, if you're a very low level, they should
36:13
Speaker 1: be a graphic designer, if they should be a salesman.
36:16
Speaker 1: They should be able to get you, get you some relationships.
36:19
Speaker 1: It should be a relationship person and all everybody on
36:23
Speaker 1: that board shouldn't just be I just like you, I'm here.
36:26
Speaker 1: They have to bring something substantial to the organization. Are
36:31
Speaker 1: the are the calls that you're trying to grow and
36:34
Speaker 1: to bring your bring you financial recognition to an assistance
36:38
Speaker 1: to and also brand recognition. And that's really the key,
36:41
Speaker 1: and that's what use referencing that these board members have
36:44
Speaker 1: to bring something to the table other than I like
36:46
Speaker 1: you as an athlete or I like you as a person,
36:49
Speaker 1: no question. And you know a lot of people. The
36:53
Speaker 1: thing you run into is when you have UM athletes
36:57
Speaker 1: or people that are trying to start a foundation, a
36:59
Speaker 1: lot of times the people that they want to do
37:02
Speaker 1: the foundations with them are people that they trust. And
37:05
Speaker 1: so that's why a lot of times you'll see UM
37:08
Speaker 1: family members that are part of the boards, are are
37:10
Speaker 1: part of you know, starting the organization. But there's I
37:15
Speaker 1: don't think there's anything wrong with that as long as,
37:17
Speaker 1: like you mentioned, they bring something to the table. Like
37:19
Speaker 1: my my mom, uh is the treasurer and secretary for
37:26
Speaker 1: the board. Well, she's been in banking. I'm thirty seven
37:30
Speaker 1: years old. She's been in banking. My kind of life,
37:33
Speaker 1: whether it's being broughted off as a bank teller too.
37:36
Speaker 1: Now she's an auditor of you know, a multimillion dollar company.
37:40
Speaker 1: So when you have you have family members, somebody that
37:45
Speaker 1: the combination, somebody that you can trust, that can tell
37:47
Speaker 1: you about yourself, and then also that is uh, it
37:51
Speaker 1: is confident in what they're doing. That's kind of the
37:53
Speaker 1: right formula to be a success. I think in no ways.
37:56
Speaker 1: You know you you you know you're you're You're an entrepreneur,
37:58
Speaker 1: You're a creative content producing guy. You know, this is
38:01
Speaker 1: just the early stages. I'm a writer writing This is
38:04
Speaker 1: n eighty two and sitcom and writing films, So I
38:07
Speaker 1: know about content producing. I know about talented people, and
38:10
Speaker 1: I know that your force. You know, the artwork is
38:13
Speaker 1: really good, the storytelling was really good. I felt it
38:16
Speaker 1: very relatable. I'm just letting you know that what you're
38:19
Speaker 1: talking about just moving up, just moving you moving that
38:21
Speaker 1: right up to high school, because that's right, that's right there.
38:24
Speaker 1: Think that you really think you will get a big head,
38:26
Speaker 1: get a big head in high school, and think that
38:28
Speaker 1: you think that you can just stop studying and you're
38:31
Speaker 1: gonna go to college, and then you and then go
38:33
Speaker 1: to college and you just flunk out and so because
38:35
Speaker 1: you don't know the basic technique. So I just felt
38:37
Speaker 1: that the book that you wrote at that age group
38:40
Speaker 1: was very transferable to the middle school, was very transferable
38:44
Speaker 1: to high school. And not you know, hey, you you've
38:48
Speaker 1: been successful without me. I'm just telling you from a
38:51
Speaker 1: brand guy, from a guy who does mark up. I
38:54
Speaker 1: like to call myself a marketing expert because just look
38:56
Speaker 1: at my resume. You got it going on, my friend,
38:58
Speaker 1: and just know that. Just make them older because it's relatable.
39:02
Speaker 1: And when you make it relatable, then more people be
39:04
Speaker 1: engaged because your brand know this. Those kids, they're growing
39:08
Speaker 1: older and you gotta you gotta go with them. Two ways.
39:11
Speaker 1: You gotta go with them. You can't, you just can't
39:13
Speaker 1: have an element. You got to go find them again
39:15
Speaker 1: in middle school because they're gonna they would never forgot
39:16
Speaker 1: some of them. Good those good lessons you taught them
39:19
Speaker 1: and you gotta go find them again in high school. Okay,
39:22
Speaker 1: no question about another question of black I will be
39:25
Speaker 1: doing so and and I really want to appreciate you
39:28
Speaker 1: know you're coming on my show because of the fact
39:30
Speaker 1: that how can we if we want to make a
39:31
Speaker 1: donation or do you have any galas coming up anything
39:34
Speaker 1: on the calendar that I can support you in. Well,
39:38
Speaker 1: First of all, you can always go to wat Smith
39:41
Speaker 1: Foundation dot org some if you want to pit on
39:44
Speaker 1: their um they're the tab on there that you can
39:47
Speaker 1: just do a donation in general donation. We also have
39:50
Speaker 1: our both of the books are available for sale at
39:53
Speaker 1: Wastemith Foundation dot org. The books also available at Amazon
39:57
Speaker 1: and different outlets like that. But all of the money
40:00
Speaker 1: from the sales of the book go to the foundation,
40:03
Speaker 1: and so when we sell them directly from our foundation website,
40:07
Speaker 1: we get a much larger percentage of the funds and
40:11
Speaker 1: you know that your funds are directly going to helping
40:15
Speaker 1: kids read at grade level here in the Houston area
40:18
Speaker 1: as well as UM Dallas. And then we also do
40:21
Speaker 1: our reading with the pros event all over the country
40:24
Speaker 1: when we go to very Super Bowls. You know, we
40:26
Speaker 1: went to San Francisco. We went to Arizona into Luvier
40:32
Speaker 1: in Atlanta, no question. Alright, we'll be right back with
40:38
Speaker 1: more from mar Sean McDonald. The money making conversations don't
40:41
Speaker 1: touch that thought. Yeah, we sort of stopped paying attention
40:45
Speaker 1: and wracked up a lot of debt. Yeah, it was stressful.
40:48
Speaker 1: He blamed me for my credit card debt and I
40:50
Speaker 1: blamed him for building that man cave. It's awesome anyway,
40:53
Speaker 1: we stopped blaming each other, did our homework and read
40:56
Speaker 1: that a smart way to consolidate debt is to get
40:59
Speaker 1: a fixed rate own. But getting a loan was brutal
41:02
Speaker 1: and a time drain. So I was in my man
41:04
Speaker 1: cave researching personal loans and I found best Egg. They
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Speaker 1: online loan app. And we could be approved and funded
41:18
Speaker 1: and as little as one business day. I applied online
41:21
Speaker 1: with no impact my credit score. She always takes credit
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Speaker 1: from my wins. But long story short, she got an
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Speaker 1: awesome loan, paid off our cards and some bills while
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41:42
Speaker 1: actual rates, visa approval times will very Let me tell
41:43
Speaker 1: you about the host of Money Making Conversations Rashaan McDonald.
41:47
Speaker 1: He's the social media influencer. Of his seven hundred thousand
41:51
Speaker 1: plus social media followers are female. He's a two time
41:55
Speaker 1: Emmy Award winner, three time n double A CP Image
41:58
Speaker 1: Award winner, sitcom writer, stand Up comic, former, IBM executive,
42:03
Speaker 1: and has a degree in mathematics. More importantly, Rashan McDonald
42:07
Speaker 1: will use his business and celebrity relationships to empower small
42:10
Speaker 1: businesses with information to succeed. As host of Money Making Conversations,
42:14
Speaker 1: Rashan McDonald is uniquely positioned to provide a step by step,
42:18
Speaker 1: easy to understand blueprint that drives listeners to realize their
42:21
Speaker 1: dreams and aspirations. Until you do the business plan or
42:25
Speaker 1: incorporate or actually create that product or start selling products,
42:29
Speaker 1: the universe doesn't have to deal with Money Making Conversations
42:32
Speaker 1: is an innovative platform that delivers financial literacy to help
42:35
Speaker 1: everyone with their brand success. It's good to have a
42:38
Speaker 1: money make a conversation with somebody that makes money. Love
42:45
Speaker 1: that beat. Do do do do? Do do do? That's
42:49
Speaker 1: my jeopardy. I want to get as famous as Jeopardy.
42:52
Speaker 1: So people just walk round money, make a conversation. I
42:55
Speaker 1: know that, I know that my next guest on the phone,
42:59
Speaker 1: they just call in. I love it. I love it
43:00
Speaker 1: when people call in all time. You know, you don't
43:02
Speaker 1: have to talk, but I love to talk anyway, So
43:04
Speaker 1: I'm good. One is the director of operations, which means
43:07
Speaker 1: that that person runs things, and the lead creator for
43:11
Speaker 1: the Napturalistic Moji team, and the other person the CEO
43:15
Speaker 1: of the Napturalistic Moji Team. Please working to money making conversations.
43:19
Speaker 1: Alex okafor and Renee lindsay, Hi, thank you for having
43:24
Speaker 1: us the low. Thank you happy to be on. Alexi
43:27
Speaker 1: just blasted right in front of you, man, that that's
43:29
Speaker 1: how that's how it is all the time. Man, you know,
43:33
Speaker 1: oh you're gonna do it like that, because man, she
43:35
Speaker 1: she didn't care about your brother. I thought she's on
43:38
Speaker 1: the phone by herself there for a minute. But it's
43:41
Speaker 1: beautiful because you're working to do to change lives here.
43:45
Speaker 1: So first of all, before I get started, we got
43:47
Speaker 1: two great breaks to talk about. To take your time.
43:49
Speaker 1: How did you two get together? Alexia on that? Okay,
43:56
Speaker 1: she's so nice. Okay, Alex speak on Alex speaking on that,
44:02
Speaker 1: please speak on that. Please. So we we met. Um.
44:06
Speaker 1: I want to say, this is like we're looking at
44:08
Speaker 1: like maybe ten years ago, um in in Oakland, California,
44:13
Speaker 1: UM at an outing in the evening, and we remained
44:17
Speaker 1: very very good friends and got the friendlier over the years.
44:20
Speaker 1: And so now count her as a lucky are to
44:25
Speaker 1: be the lucky man in her life. And uh, she's
44:28
Speaker 1: obviously wonderful woman to have in my life. So yes,
44:31
Speaker 1: we're looking in a relationship for a long time now
44:34
Speaker 1: and just been a blessing for sure. Now, Renee, how
44:40
Speaker 1: y'all actually met? You know, give me, give me a
44:42
Speaker 1: little more anything. Half story, he told me, if I
44:46
Speaker 1: feel like I was watching Black Panther. We made that's
44:50
Speaker 1: that's the true story. We made in Oakland at at
44:53
Speaker 1: a poetry night, and we were love Jones, Love Jones,
44:57
Speaker 1: come on nothing kind like left John. Yeah. We just
45:02
Speaker 1: engaged some in some really interesting conversation and so we
45:04
Speaker 1: decided to keep in touch and the rest of history. Okay,
45:07
Speaker 1: keep into how did you guys stay in touch? How
45:09
Speaker 1: how is that work? How they did that work? Because
45:11
Speaker 1: he was playing basketball correct at the time, was he not?
45:14
Speaker 1: He was? He was? And you know what's interesting is
45:17
Speaker 1: he ended up playing in Europe at the time that
45:19
Speaker 1: I was moving to Europe, and so we both lived
45:22
Speaker 1: in Europe. Yeah, a few years, so it worked out. Okay,
45:26
Speaker 1: now we're about in Europe that you moved to and
45:28
Speaker 1: bout the Europe were you playing, Alex I moved to
45:32
Speaker 1: London and then I wasn't. I was in Germany at
45:36
Speaker 1: the time initially, but I moved. I moved throughout euro
45:39
Speaker 1: I was in Germany, I was in France. Uh, Luxembourg
45:42
Speaker 1: back to France. So I moved a little bit France.
45:45
Speaker 1: You know, he was just a train ride away. You know,
45:48
Speaker 1: you could just take you could swim to your love
45:51
Speaker 1: from France, you know what I'm saying. Yeah, it was
45:55
Speaker 1: kind of nice. We would like meet on the weekends
45:57
Speaker 1: and pairs. You know, it was kind of movie asked.
46:01
Speaker 1: Paris is one of my favorite city. By the way,
46:02
Speaker 1: I love Mr Paris. Now, don't don't don't you're talking
46:05
Speaker 1: about the parents. I've been the parents a couple of times.
46:07
Speaker 1: You know what I'm saying. I got photos in Paris,
46:10
Speaker 1: so I'll tell you some stories too, though you know
46:14
Speaker 1: I always tell people this. You know you do you
46:16
Speaker 1: live a good life? You know I lived there. I
46:17
Speaker 1: live a good life. I won't say lived a good life.
46:19
Speaker 1: And uh and when I look back by life, I
46:22
Speaker 1: would have moved to Paris. It's it's such a really
46:26
Speaker 1: cool cultural environment. Uh that just the language, the food,
46:31
Speaker 1: that the city, and the fact when you're in France
46:34
Speaker 1: you go everywhere, you go everywhere, you experience everything. So
46:38
Speaker 1: so that's the reason I wanted to talk about that,
46:40
Speaker 1: because of the fact that that that worldly, this that
46:42
Speaker 1: you guys have to be able to. I've seen the
46:44
Speaker 1: world you from a standpoint of playing in different countries
46:48
Speaker 1: and physically and from an athletic standpoint, and from you
46:52
Speaker 1: have to say, an entrepreneur standpoint, and then you move
46:54
Speaker 1: into London getting experienced that lifestyle. Then you brought it
46:58
Speaker 1: back to the United States. Talk about that. Sure sure,
47:03
Speaker 1: sure so. Um in the summers, um, regardless of whether
47:07
Speaker 1: or not I was planning, UM you know Europe or
47:09
Speaker 1: as you're aware of or um, you know my my
47:11
Speaker 1: home basis of Barry, California, and I was fortunate to
47:15
Speaker 1: have that be Renee's home base as well, where most
47:18
Speaker 1: a lot of her family is. UM and so we
47:21
Speaker 1: would we'd be able to kind of sustain that relationship
47:24
Speaker 1: in the meantime. UM. And I think from an entrepreneurial standpoint, UM,
47:28
Speaker 1: I always wanted to get my stuff, my hands involved
47:30
Speaker 1: in something, see what I could learn about, what I
47:32
Speaker 1: could work to create in the off season. You know,
47:34
Speaker 1: I didn't want to reduce myself to just being an athlete. UM.
47:37
Speaker 1: I was privileged to have a good education, to have
47:40
Speaker 1: a lot of friends who are doing a lot of
47:41
Speaker 1: exciting and um, exciting things, and they kind of inspired
47:44
Speaker 1: me to want to create and build and think about
47:46
Speaker 1: the next chapter of my life personally. UM. And I'll
47:50
Speaker 1: allow Renee to speak for herself concerned and her professional track.
47:54
Speaker 1: Come on, big talker, Come on, big talker, Come on. Well,
47:58
Speaker 1: I actually I I the question a little bit differently
48:01
Speaker 1: at UM and I was thinking in terms of I
48:04
Speaker 1: was thinking in terms of natural least emoji UM and
48:06
Speaker 1: then the way that my experience in different spaces influence
48:10
Speaker 1: my thought processes. On the reason that it was created. UM,
48:15
Speaker 1: And it's just kind of like looking around and observing
48:19
Speaker 1: the interaction that black people have all over the world,
48:23
Speaker 1: and how it's not really unique to America, right, that
48:25
Speaker 1: we are other and that we're not really represented. UM.
48:29
Speaker 1: And I would say that that kind of stuck with
48:31
Speaker 1: me throughout. But no matter where I go, it always
48:33
Speaker 1: seems as though black women are you know, viewed as other,
48:37
Speaker 1: like not highlighted as a beautiful one. And so that's
48:40
Speaker 1: kind of like what triggered our thought process on the project. Cool.
48:44
Speaker 1: So now you guys are team members on this project
48:47
Speaker 1: is the naturalistic Moji? Naturally moji? Okay, cool, help me
48:57
Speaker 1: out now you know, broad aga how to this thought? Okay, yeah,
49:03
Speaker 1: I can take that one. UM. So kind of like
49:06
Speaker 1: what I was getting on earlier. I started from from
49:08
Speaker 1: conversations amongst friends about the lack of representation that we
49:12
Speaker 1: see about black people, black women in particular in the
49:16
Speaker 1: media and um images about beauty and things like that,
49:20
Speaker 1: and also from observations that were made during play DAGs
49:23
Speaker 1: with our nieces around the engagement that they had with
49:26
Speaker 1: dolls and the way that it influenced the way that
49:28
Speaker 1: they see themselves. UM. And then conversations with with some
49:32
Speaker 1: of my older nieces about some of the challenges that
49:35
Speaker 1: they feel as black girls growing up in spaces that
49:38
Speaker 1: are primarily occupied by non black people, you know, long
49:41
Speaker 1: in the Bay Area. UM. And then the messaging that
49:45
Speaker 1: accompanied that, right, And so we both had a had
49:47
Speaker 1: a desire We both are really close to our nieces
49:50
Speaker 1: and so had it had a strong desire to to
49:54
Speaker 1: um influence positively the way that they see themselves, UM
49:58
Speaker 1: and the way that they interact with the worlds and
50:00
Speaker 1: so UM. Yeah, just just like I was saying reflections
50:04
Speaker 1: about the harsh realities that black women and girls are
50:07
Speaker 1: often excluded in conversations around beauty and worse and desirability.
50:12
Speaker 1: So we really wanted to do something that was made
50:15
Speaker 1: with black women as the focus. UM. And then particularly
50:19
Speaker 1: with the Naturalist Emoji project being in in a digital space,
50:23
Speaker 1: is UM to carve a digital space for black women
50:25
Speaker 1: to be celebrated that was free from intrusion. So that
50:28
Speaker 1: was truly ours. So if you look at our emojis,
50:31
Speaker 1: you know, it's it's us, Like, it's it's for us,
50:34
Speaker 1: it's by us, with us in mind. And yeah, it's
50:37
Speaker 1: a beautiful thing. Yeah. One of my producers, she you know,
50:39
Speaker 1: she sent it to me. You gotta on the show.
50:41
Speaker 1: Look at this is so cool. This is so cool,
50:44
Speaker 1: you know, and uh, what age group are you looking at?
50:46
Speaker 1: What are you group? Are you trying to brand this
50:49
Speaker 1: these emojis too? Oh, sure, I'll pick that. The unique
50:54
Speaker 1: thing about it is there's a little bit of something
50:57
Speaker 1: for everyone, you know, yes, for sure, for sure. Um.
51:01
Speaker 1: The idea was to make it playful enough that you know,
51:05
Speaker 1: young kids and you know, this is obviously up to
51:07
Speaker 1: parents at what time they exposed their their children to
51:10
Speaker 1: two screens and things of that nature for young kids
51:12
Speaker 1: could have an appeal. And what we did, which what
51:15
Speaker 1: we thought would be very important. Um. And as much
51:18
Speaker 1: as you know, um, some of the lead ladies on
51:20
Speaker 1: the creative side had influence. We were sure to check
51:23
Speaker 1: in with our nieces and in my case, my my daughter,
51:26
Speaker 1: to make sure it passed the cool the cool factors. Um,
51:30
Speaker 1: he know what I mean, So that it had an appeal. Um.
51:32
Speaker 1: That was that was fairly broad and we wanted, you know,
51:35
Speaker 1: little black girls to be able to see themselves in
51:37
Speaker 1: these characters. And obviously you know millennial, Um, the millennial
51:41
Speaker 1: age group is an age group that obviously we have
51:43
Speaker 1: a close connection to UM seeing as that we're part
51:45
Speaker 1: of it. So I think we wanted to make sure
51:47
Speaker 1: it was broad reaching and that the the emoji spoke
51:50
Speaker 1: to him. So we were intential about making sure that
51:54
Speaker 1: UM the unique value proposition was the three D characters
51:56
Speaker 1: that really popped and showed our melanin risk, in complexion,
52:00
Speaker 1: in our afrotexire here kind of work to affirmer. Right.
52:04
Speaker 1: You know my daughter, she's twenty one and uh so,
52:08
Speaker 1: and she's into gamification, into art work, you know, and so,
52:12
Speaker 1: and so I'm to make sure she uh So, you
52:14
Speaker 1: talked about content, you talked about a team. I know
52:17
Speaker 1: you two are the two visionaries. Let's talk about that.
52:19
Speaker 1: Let's translation a little bit to the to the content team.
52:21
Speaker 1: How does that work? Sure? Sure? Sure so UM. Initially,
52:27
Speaker 1: when I was when we first started to kind of
52:30
Speaker 1: conceive of the project, we knew that we needed some
52:33
Speaker 1: support UM from like a developer. We had a lot
52:37
Speaker 1: of creative people on our team that had ideas and
52:40
Speaker 1: that can kind of chart that course on the creative side,
52:42
Speaker 1: but we knew that we needed support from a developer,
52:44
Speaker 1: and so what we did is we tapped uh a
52:47
Speaker 1: former alumni at my score at Princeton by the name
52:50
Speaker 1: of Morio o Come. Uh. He's a brother who's been
52:53
Speaker 1: in the app app world for a long time. UM,
52:56
Speaker 1: he's had great success and so we tapped him. He's
52:59
Speaker 1: become much of the mentor of sorts for me over
53:02
Speaker 1: the years, and he has a group called the app
53:04
Speaker 1: Magic Crew, and his his company was shout Out a Magic, Yes, Yes,
53:09
Speaker 1: shout out at Magic. His company was who we worked
53:11
Speaker 1: with to put the project together. And then from the
53:14
Speaker 1: creative side, it was the mostly pomularly the ladies taking
53:17
Speaker 1: the lead for curating the look and the design, and
53:19
Speaker 1: internally we have a designer UM, so that that made
53:22
Speaker 1: it much easier. From there it was just mostly conceptualizing
53:26
Speaker 1: and I would call like you Ui and UX so
53:29
Speaker 1: the design and making sure that it's just a sleek
53:32
Speaker 1: project that's kind of product that's easy to use and
53:34
Speaker 1: iterating and uh yeah, the rest is history. We were
53:38
Speaker 1: able to to chart a course for lunch. You're speaking
53:41
Speaker 1: the truth to say, Hey, this is the this is
53:44
Speaker 1: an underserved, undervalued core group that should be recognized. We've lived,
53:48
Speaker 1: We've lived all over this world and in African American
53:51
Speaker 1: women are black women are undappreciated and time to stop.
53:56
Speaker 1: That's that's right, that's right, and we when and so
54:01
Speaker 1: you gotta get it. What's what's ther day of the
54:02
Speaker 1: game in the February fifth, that's the game of date
54:05
Speaker 1: February second. We would love to have you. I've been
54:08
Speaker 1: trying to put that on my calendar. I've been coming
54:10
Speaker 1: into a lot of stuff. My staff over shot, how
54:12
Speaker 1: are you gonna go to all these different places? Guess what?
54:14
Speaker 1: I go to? Places I love? I love man Alex Rene,
54:19
Speaker 1: thank you for coming on the show. You've got my support.
54:21
Speaker 1: Loan term and definitely short term. Okay, we'll be right
54:27
Speaker 1: back with more from Marjohn McDonald and money making conversations
54:30
Speaker 1: don't touch that down. Yeah, we sort of stopped paying
54:35
Speaker 1: attention and racked up a lot of debt. Yeah, it
54:37
Speaker 1: was stressful. He blamed me for my credit card debt
54:40
Speaker 1: and I blamed him for building that man cave. It's
54:42
Speaker 1: awesome anyway, we stopped blaming each other. Dinner homework and
54:46
Speaker 1: read that a smart way to consolidate debt is to
54:48
Speaker 1: get a fixed rate loan. But getting a loan was
54:51
Speaker 1: brutal and a time drain. So I was in my
54:54
Speaker 1: man cave researching personal loans and I found best Egg.
54:57
Speaker 1: They have an A plus rating with the B B
54:59
Speaker 1: B and best Egg handles everything online start to finish,
55:03
Speaker 1: and Consumer Affairs gave best Egg five stars for their
55:05
Speaker 1: easy online, low app and we could be approved and
55:08
Speaker 1: funded and as little as one business day. I applied
55:11
Speaker 1: online with no impact my credit score. She always takes
55:14
Speaker 1: credit from my wins. But long story short, she got
55:17
Speaker 1: an awesome loan paid off our cards and some bills
55:20
Speaker 1: while lowering our monthly payment. The best Egg loan was
55:23
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55:33
Speaker 1: this is Tasha Evans and I'd love to eat a
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