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The Roth Hype Is Overblown (For You, Specifically)
If you're a dentist deciding between Roth and pre-tax retirement contributions, the answer you get on social media is usually “Roth is always better.” The reality is, choosing the wrong account could cost you tens of thousands in lost tax savings, especially if you’re in a high tax bracket or on an income-driven repayment (IDR) plan. Learn when Roth makes sense, when it doesn’t, and how to know which contribution type fits your income, your loan plan, and your retirement timeline.Key moments:(08:46) How Roth vs. pre-tax contributions actually work for dentists(13:04) Why pretax can be…
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