Latest / The Steve Harvey Morning Show / Rico Beans wrote the book "You Don't Have to Die Poor: Powerful Strategies Towards Financial Freedom and Prosperity."

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Rico Beans wrote the book "You Don't Have to Die Poor: Powerful Strategies Towards Financial Freedom and Prosperity." · The Steve Harvey Morning Show

0:05
Speaker 1: Welcome to Money Making Conversations.
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Speaker 2: It's the show that she has the secrets of success
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Speaker 2: experience firsthand by marketing and Brandon expert Rashan McDonald. I
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Speaker 2: will know he's giving me advice on many occasions. And in
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Speaker 2: case you didn't notice, I'm not broke. You know he'll
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Speaker 2: be interviewing celebrity CEOs, entrepreneurs and industry.
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Speaker 1: Decision make because it's what he likes to do. It's
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Speaker 1: what he likes to share.
0:24
Speaker 2: Now it's time to hear from my man, Rashan McDonald
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Speaker 2: money Making Conversations.
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Speaker 1: Here we go. Thank you, David A. Smith. I always
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Speaker 1: appreciate you let me in on my show, brother, because
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Speaker 1: you are a big time My guess is Rico Beans.
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Speaker 1: He wrote the book. I shouted it out before we
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Speaker 1: went to break. He wrote the book you don't have
0:42
Speaker 1: to die poor. Wow. That's something that happens in our
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Speaker 1: community on a regular basis, dying poor wooshing, planing a lotto,
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Speaker 1: hoping there's a plan out there. His powerful book provides
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Speaker 1: strategies towards financial freedom and prosperity. A little bit background
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Speaker 1: on mister Beans, the tech industry executive specializing in mergers
1:02
Speaker 1: and Acquisitions and the founder and CEO. Equalizer LLC, a
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Speaker 1: business and career coaching firm providing consulting services to small
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Speaker 1: businesses and individuals. It's also holding company for several brands
1:15
Speaker 1: such as Snacking, Fund, Fund Media Design, and Equalized Investing.
1:20
Speaker 1: Please work with the Money Making Conversations Master Class, mister
1:23
Speaker 1: Rico Beans, How you doing? My friend?
1:26
Speaker 3: Hey, Rush, Rashaan, how you doing great? Oh?
1:29
Speaker 1: You just gonna throw a little nickname on me? Hey, Rush,
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Speaker 1: what's up? That's my friend's common man. So if you
1:34
Speaker 1: go do that, you're my friend, Dan Huh your friend?
1:38
Speaker 1: Well wow, I appreciate you. Uh. Let's get a little
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Speaker 1: background on you before we get started, because I always
1:44
Speaker 1: like to before we delve into the book, before we
1:46
Speaker 1: delve in. What you come on to the while you're
1:48
Speaker 1: coming on the show? Little history? I know, I saw
1:50
Speaker 1: HBCU in your background. Tell us why you're attending an HBCU.
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Speaker 3: Oh, Man, I attended the North Carolina Agriculture and Technical
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Speaker 3: State Universe.
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Speaker 1: See that's it, brother, You got nothing to say after that?
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Speaker 1: That's it?
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Speaker 4: You know?
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Speaker 1: Yeah, did you pledge?
2:09
Speaker 5: Man?
2:09
Speaker 1: What was your degree?
2:10
Speaker 6: Yeah?
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Speaker 1: You know, Come up, I'm gona tasting Rico. Now you know,
2:14
Speaker 1: I know you can talk.
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Speaker 7: Man.
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Speaker 1: You can't give me these one line of answers. Man,
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Speaker 1: They're gonna be a real short interview. Man, Come on now,
2:21
Speaker 1: don't do me like that, Rico, Don't do me like that. So,
2:23
Speaker 1: so you went.
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Speaker 3: There, Yeah, let me tell you a little bit about
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Speaker 3: there you go. Yeah, I's in North Carolina Agriculture and
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Speaker 3: Technical State University.
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Speaker 7: Uh.
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Speaker 3: There I pledged the nineteen eleven cap Alphacad Fraternity incorporated.
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Speaker 3: I was very involved at the university and uh, in
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Speaker 3: the fact i'm involved today. I actually have an endowment
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Speaker 3: in North Carolina Anti State University supporting scholarships for for entrepreneurship.
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Speaker 1: Now and then all of a sudden, now I also
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Speaker 1: show in your resume, I saw it with some correct
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Speaker 1: Air Force.
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Speaker 3: That's right, I went to I was in the United
2:58
Speaker 3: States Air Force served in Afghanistan where I was a
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Speaker 3: combat vet leading UH operations, supporting the war fighter. UH
3:09
Speaker 3: and within the within bargram.
3:12
Speaker 1: Now, let me ask you this, So the was the
3:14
Speaker 1: Air Force relationship. Before attending Knock Carolina, Antia.
3:18
Speaker 3: After so interesting story, I was actually going to the
3:24
Speaker 3: Marine Corps and listening to the Marine Corps and my brother,
3:29
Speaker 3: uh told me about historically black colleges. I didn't really
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Speaker 3: know too much about historical black colleges at the time,
3:36
Speaker 3: and I decided.
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Speaker 1: To But you heard about him, but you heard about him,
3:40
Speaker 1: you knew, you knew.
3:41
Speaker 3: I heard about him.
3:42
Speaker 1: Okay, yeah, I.
3:43
Speaker 3: Heard about him, but I didn't know a whole lot
3:45
Speaker 3: you know. Uh, yeah, I didn't know a whole lot.
3:48
Speaker 3: But it was a great opportunity. And I went to
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Speaker 3: North Carolina anti got a scholarship to go into the
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Speaker 3: Air Force as officer.
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Speaker 4: Right.
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Speaker 1: And so now you know a lot of people when
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Speaker 1: you look at colleges, you look at people against certificates,
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Speaker 1: and what advantage or were there were any advantages in
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Speaker 1: being in the military for you enjoying the military?
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Speaker 3: Oh, my goodness, there were so many advantages to go
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Speaker 3: into the military. Uh. Not only did they pay for
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Speaker 3: my undergraduate degree, which I appreciate, but just the leadership
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Speaker 3: that I learned, you know, learning to lead teams and
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Speaker 3: very austere environments, you know, just being prepared to go
4:27
Speaker 3: out in the workforce and be an executive. A lot
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Speaker 3: of the skills I used today I learned in the military.
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Speaker 1: Wow. Now let's talk about one of the products that
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Speaker 1: I mentioned earlier, because you're an entrepreneur. One thing I
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Speaker 1: got by the impression I got from you, Rico was
4:43
Speaker 1: that you know, you know, if it's a good idea,
4:46
Speaker 1: it's not going to stay in your head. You're going
4:48
Speaker 1: to put it out there. You're going to plan it
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Speaker 1: out there. What makes that work for you? Because there's
4:52
Speaker 1: a lot of people out there got good ideas. What
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Speaker 1: allows you to take your good idea to reality? What
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Speaker 1: is the steps that you put in place, like, for instance,
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Speaker 1: snacking fun that's an idea, Please tell her about what
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Speaker 1: it is. Let's talk about how did you get snacking
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Speaker 1: fun the idea to an a reality to store shelves.
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Speaker 3: So Snacking Fundbox is really a snack and activity box
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Speaker 3: for kids. One of the things that I realized during
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Speaker 3: the pandemic is that, you know, my daughter. I have
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Speaker 3: a daughter. She's seven now, but at the time she
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Speaker 3: was much younger. She was just tired of snacks. She
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Speaker 3: was bored, you know, the kids were at home and
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Speaker 3: I had to get creative on finding different new snacks
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Speaker 3: and different activities for her to do. And I said, man,
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Speaker 3: I wish I had something that would provide snacks and
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Speaker 3: activities to keep my daughter occupied while I'm working from
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Speaker 3: home at the time. And that's where the idea came from.
5:49
Speaker 3: And I shared it with some of my friends and
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Speaker 3: they said, man, I wish I had the same thing
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Speaker 3: and my personality, it's just you know, if I see
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Speaker 3: something that needs to be done, I'm just gonna go
5:58
Speaker 3: do it. So that's that's how we got started.
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Speaker 1: See Rico, Now you've jumped a lot of steps.
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Speaker 7: Brother.
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Speaker 1: You talk to your friends, and that's how y'all got started.
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Speaker 1: Now how did you get started? Do I just pull
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Speaker 1: it out of your band? You have some trade secrets
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Speaker 1: you can't reveal or something? Man, how did this snack
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Speaker 1: and fun box idea come from? The idea? Did you?
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Speaker 1: Did you? Did you get down with a graphic designer?
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Speaker 1: Did you?
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Speaker 7: What?
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Speaker 3: Did you?
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Speaker 1: How did you figure out what went into the box?
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Speaker 1: Did you do in these store sampling? How did you guy?
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Speaker 1: Did it get to what it is today? My friend?
6:30
Speaker 3: Yeah, well, I'm gonna get into that. I was just
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Speaker 3: kind of giving the overview.
6:35
Speaker 1: Stop giving me overviews and tell me the story. Come on,
6:39
Speaker 1: you know how to talk, now.
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Speaker 3: Come talk about it. Let's talk about it. Yeah, you know,
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Speaker 3: just just taking some general approaches that I took when
6:47
Speaker 3: I used to work for Walmart, and I used to
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Speaker 3: work in marketing and launching new products at Walmart, and
6:54
Speaker 3: so I just took those same steps, you know versus Okay,
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Speaker 3: you know what, what's the idea are? There? Are there
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Speaker 3: other individuals who might be interested in this ideas? So
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Speaker 3: I just took the simple size of folks to say,
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Speaker 3: you know, hey, if I created this, would you be interested.
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Speaker 3: I did some research to see, you know, what else
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Speaker 3: was out there. I didn't see anything. I saw some
7:14
Speaker 3: similar things. I didn't see anything just like this out
7:17
Speaker 3: there in the marketplace. And I thought, you know, maybe
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Speaker 3: there's there's a there's something missing that I can serve
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Speaker 3: and need uh uh, that I can create something to
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Speaker 3: serve and need for. I started off small. I like
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Speaker 3: to test things out first, So I tested the idea out,
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Speaker 3: created the box. Uh. I'm pretty creative. So I did
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Speaker 3: a lot of the design work myself, and then I
7:39
Speaker 3: worked with some companies, outsourced with some companies that that
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Speaker 3: uh design boxes, create boxes, and so we I got
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Speaker 3: that work done. In fact, there's there's a tool that's
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Speaker 3: called Canva, which is amazing I will tell anybody to
7:52
Speaker 3: use because camera will help you create anything. So I
7:55
Speaker 3: used Canva to just create the idea of the concept
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Speaker 3: graphly outsourced it. Sent some test boxes out to some
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Speaker 3: individuals in the community that I knew friends to see
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Speaker 3: what they thought about it, got some ideas and you know,
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Speaker 3: made improvements based on those ideas. And once I felt
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Speaker 3: like it was something that I wanted to do, I
8:18
Speaker 3: developed an e commerce platform using shopify to uh to
8:23
Speaker 3: put the product out there. I did some testing around
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Speaker 3: you know, what's a good price, based on other competitors
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Speaker 3: that were doing something similar but not like this, and UH,
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Speaker 3: I started shipping, shipping the products out marketing it on Facebook.
8:37
Speaker 3: I created a Facebook page, built up a following, and
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Speaker 3: just leveraged my network, uh, you know, my fraternity network,
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Speaker 3: the people that I knew to start getting the idea
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Speaker 3: out there that hey, there there is something for all
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Speaker 3: these working moms and dads that are home with their
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Speaker 3: kids and uh. And it was it was a really
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Speaker 3: a really cool idea that that work that resonated with people.
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Speaker 1: Now, let me ask you this. So you have product
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Speaker 1: in this box, right, products? Items? Uh, any of them edible?
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Speaker 1: Any edible items in there.
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Speaker 3: Yeah. So the so the boxes have snacks, uh, think
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Speaker 3: of things like like chips, uh, you know, cookies, things
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Speaker 3: like that. Uh. And then also the boxes activities, think
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Speaker 3: of things like craft activities, painting activities, coloring books. Uh,
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Speaker 3: those kind of idea kind of items will go into
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Speaker 3: the box, and that's what we would shipped out.
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Speaker 1: Now, how did you get permission? I'm just because you're new,
9:34
Speaker 1: you're a new entrepreneur. Okay, you're a new entrepreneur. And
9:37
Speaker 1: I'm pretty sure some of the products you have are
9:40
Speaker 1: name related or name recognizable products. How were you able
9:43
Speaker 1: to convince these products or these brands did allow them
9:49
Speaker 1: to put their product in your boxes and they felt comfortable.
9:53
Speaker 1: How how were you able to pull that off?
9:54
Speaker 3: Yeah? A lot a lot of companies, like for instance
9:57
Speaker 3: of free Doola, you can create a an account with them,
10:02
Speaker 3: let's say a commercial account with them. And so I
10:04
Speaker 3: was able to to find out how to do that,
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Speaker 3: uh go and get permission from them to uh to
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Speaker 3: have a place where I buy buy those products and
10:15
Speaker 3: be able to put those products in the.
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Speaker 1: Box and that and that's uh. And so that's that's
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Speaker 1: how I work. If so, if somebody's thinking about something
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Speaker 1: like this, not saying your idea, but the idea of
10:26
Speaker 1: did they did you start the budget first, did you
10:28
Speaker 1: taught the plan first? Did you did you bring in
10:31
Speaker 1: did you so? Basically I heard you say early on
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Speaker 1: a lot of it, you did yourself, you did your
10:35
Speaker 1: graphic design, your work, you kept you kept your expenses
10:38
Speaker 1: low before you decided that this is something that could
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Speaker 1: become a reality. Correct.
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Speaker 3: Yeah, that's one of the things I always tell clients
10:46
Speaker 3: is you want to test and keep your expenses low.
10:49
Speaker 3: A lot of people go into spending a lot of
10:51
Speaker 3: money on branding, which you should. You know, obviously invest
10:55
Speaker 3: in branding, but you don't even know if the product works.
10:58
Speaker 3: You don't even know if people are interest in the product.
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Speaker 3: So keep your cost low. Uh, you know, get something
11:04
Speaker 3: that's quality, that's good, and then once you get something
11:07
Speaker 3: that's working, then you can invest in it. Uh. It
11:10
Speaker 3: takes a lot to create a product. I mean you
11:12
Speaker 3: have to get things like like UPC codes, you know,
11:16
Speaker 3: so that if you want to sell them platforms like
11:19
Speaker 3: like like Amazon, and then when you get into get
11:22
Speaker 3: into that space and it gets a lot more complicated.
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Speaker 1: Oh, absolutely, you know. And the thing about it is
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Speaker 1: that we have so many people who dream big, and
11:30
Speaker 1: they dream big right out of plan. And I always
11:33
Speaker 1: tell people, I'm pretty sure a lot of people, even
11:36
Speaker 1: though you said you did talk to some of your
11:38
Speaker 1: friends and they thought it was a good idea, it
11:40
Speaker 1: was equally a more number of people thought, man, what
11:42
Speaker 1: are you talking about? How did you get around that
11:46
Speaker 1: idea with with those naysayers? How did you avoid the naysavers,
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Speaker 1: overcome the naysayers to get your product out there Snacking FunBox?
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Speaker 3: Well, I always believe this, even in the naysaiers, there's
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Speaker 3: always an insight, there's always some thought process, and so
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Speaker 3: I would ask people, Okay, what you know what would
12:05
Speaker 3: make this a good option. So one of the second box,
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Speaker 3: so the original boxes I created was you know, just
12:11
Speaker 3: your your standard running the meal products right. The second
12:15
Speaker 3: box I created was an allergy friendly box because some
12:18
Speaker 3: of my friends said, look, man, we can't my kids
12:21
Speaker 3: can't eat any of these snacks. So it was new
12:24
Speaker 3: we had to come up with something for that. You
12:25
Speaker 3: know that demographics who says, look, I can't have things
12:28
Speaker 3: with nuts and and certain things in there.
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Speaker 1: That is that a big demographic out there to cater to?
12:34
Speaker 1: When when they came to you, do you do you
12:37
Speaker 1: put that in the number cruncher world or you say, well,
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Speaker 1: my friend, I'm pretty sure before you made that decision
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Speaker 1: to create analogy free uh stack and FunBox.
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Speaker 3: You know again, it's one of those things where you test,
12:51
Speaker 3: you know, so there's not a lot of costs associated with,
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Speaker 3: you know, putting this stuff together. So I tested the
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Speaker 3: market to see if there was some metu uh in
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Speaker 3: the box, and we did get orders for it. But
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Speaker 3: I will tell you a lot of people do say
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Speaker 3: they want uh, you know, healthier, healthier products, but overall
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Speaker 3: selling box is going to be the one with.
13:17
Speaker 1: They want to die cooked, but they're gonna eat that
13:20
Speaker 1: peach cobbler. Huh. That's what that's not. That's not gonna
13:23
Speaker 1: work out.
13:24
Speaker 3: We we you know, there's a there's a spouse in
13:27
Speaker 3: the reality, right we say say certain things, and then
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Speaker 3: there's the reality of it is that people want uh
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Speaker 3: you know, they want what they want, kids want what
13:35
Speaker 3: they want.
13:36
Speaker 1: I love it. I'm talking to mister Rico beans Uh.
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Speaker 1: I was just talking about multiple streams of income. One
13:41
Speaker 1: of the streams that he created was his uh snacking
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Speaker 1: fun uh box that was that was inspired by his
13:47
Speaker 1: child doing a pandemic. We're not talking about small girl.
13:49
Speaker 1: Pandemic was twenty twenty, so his inspiration. So and this
13:53
Speaker 1: idea to fruition is not that long of a run,
13:56
Speaker 1: and he's been successful with at but we brought him
13:58
Speaker 1: and was sure to talk about his book, You Don't
14:00
Speaker 1: Have to Die Poor. Powerful Strategies towards Financial Freedom and Prosperity.
14:04
Speaker 1: Book came out in April of this year. When we
14:06
Speaker 1: come back from this break, we're going to ask some
14:07
Speaker 1: questions from that book as well as some more questions
14:10
Speaker 1: about how to develop wealth within multiple more multiple streams
14:14
Speaker 1: of the income, and how to inspire yourself to be
14:16
Speaker 1: successful not only just financially, but also in the corporate
14:20
Speaker 1: world too. Be right back more Money Making Conversations Masterclass.
14:23
Speaker 1: This is Shawn McDonald.
14:31
Speaker 7: We'll be right back with more Money Making Conversations Masterclass
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Speaker 7: with Rushawn McDonald.
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Speaker 8: You are now tuned into the Money Making Conversations. Minute
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Speaker 8: of Inspiration with Rashawn McDonald.
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Speaker 1: The final product is for the fans. I'm about the work,
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Speaker 7: Now, let's return to Money Making Conversations Masterclass with Rashawn McDonald.
17:53
Speaker 1: April of this year, my guest released the book his
17:56
Speaker 1: first book, in Fact, You Don't Have to Die Pool
17:58
Speaker 1: Powerful strategies to wards financial freedom and prosperity. Why did
18:03
Speaker 1: you write that book, mister Rico Beans.
18:05
Speaker 3: The writing of the book really comes down to just
18:08
Speaker 3: my my childhood and growing up. You know, I grew
18:11
Speaker 3: up in you know, just outside of Memphis rural area
18:15
Speaker 3: where you know, the average incomes below the poverty line,
18:18
Speaker 3: and I watched my mother of four kids lose her
18:23
Speaker 3: job and really not have any options, and uh, you know,
18:27
Speaker 3: seeing my mother's tears and seeing her uh seeing her
18:31
Speaker 3: cry and pass away at a very early age, you know,
18:34
Speaker 3: from just having so much stress of trying to take
18:37
Speaker 3: care of a family with no opportunities. And so I
18:41
Speaker 3: challenged myself to make sure that I was going to
18:43
Speaker 3: leave a legacy for my family. And I decided that
18:47
Speaker 3: I wanted to share the lessons that I learned. So
18:50
Speaker 3: I spent the last several years, uh going after that
18:54
Speaker 3: goal of creating wealth and uh and learning about different
18:58
Speaker 3: ways of doing. So everything in this book is things
19:01
Speaker 3: that I've done, or you know, my my friends and
19:04
Speaker 3: I are doing now, or you know people in my
19:07
Speaker 3: circle are doing.
19:09
Speaker 8: You know.
19:09
Speaker 1: And when I when the people start talking about struggling
19:11
Speaker 1: and and living below the poverty line, I didn't live
19:15
Speaker 1: below the poverty line.
19:16
Speaker 8: I know.
19:16
Speaker 1: I had the big family, six sisters and two brothers,
19:18
Speaker 1: So we ate our way and kept ourselves close to
19:21
Speaker 1: it the way we were eating. But I would tell you,
19:25
Speaker 1: you know, when I think about the type of food,
19:27
Speaker 1: you know, I think about hot water corn bread, I
19:29
Speaker 1: think of you know blown these sandwiches. I think of
19:32
Speaker 1: Salma sardines.
19:34
Speaker 3: Bor.
19:35
Speaker 1: I'm gonna tell you something. You want to get in
19:36
Speaker 1: a fight with me, throw a can of sardines with
19:39
Speaker 1: that little key in front of me. A little keydies
19:42
Speaker 1: to put on that and then open it up. We
19:44
Speaker 1: get in the fight bad because I do not want
19:46
Speaker 1: to live that life again because that was my life.
19:49
Speaker 1: That was my life. I experienced it, and I understand
19:53
Speaker 1: that drive. It does create a drive, a motivation that
19:56
Speaker 1: this is not what you want to do. Tell us
19:58
Speaker 1: about the experiences. The personal drives are the certain things
20:02
Speaker 1: that you experienced as a kid that really motivates you
20:05
Speaker 1: still today based on what you experienced growing up all
20:08
Speaker 1: right outside of Memphis, Tennessee.
20:10
Speaker 3: Yeah, I'll tell you just a quick story. So when
20:14
Speaker 3: my mother passed away, I went to live with my
20:17
Speaker 3: aunt and she was, you know, going to school to
20:20
Speaker 3: get her into education, and so things were a little
20:22
Speaker 3: bit tough. And I remember getting lunch money one day.
20:27
Speaker 3: My aunt waking me up, said hey, time to catch
20:29
Speaker 3: the bus, and she gave us three dollars and fifty cents.
20:33
Speaker 3: And I remember thinking like, hey, this is not enough
20:37
Speaker 3: for lunch money, and so one of the things that
20:40
Speaker 3: I decided to do is like, let me be clever
20:42
Speaker 3: about it. And so I took that three dollars and
20:45
Speaker 3: fifty cents and went to one of the local stores
20:49
Speaker 3: and bought snacks and candy for a lower price, and
20:53
Speaker 3: went to school to sell that candy in order to
20:56
Speaker 3: make my money. And so one of the things I
20:58
Speaker 3: learned in my childhood is, uh, you know, although we
21:02
Speaker 3: may not have certain resources, you know, we got to
21:04
Speaker 3: figure out a way. And that's what I would do.
21:07
Speaker 3: You know. I was I've been working since I was
21:09
Speaker 3: nine years old, and I was always finding a way
21:12
Speaker 3: to uh to make money and to help my you know,
21:14
Speaker 3: help my family out.
21:17
Speaker 1: We know that brought back memories. I'm not gonna get
21:19
Speaker 1: into my memory because boy I did the same thing. Man,
21:22
Speaker 1: I tell you, I cannot We're we're on the same page.
21:25
Speaker 1: But let's talk about your book here. You don't have
21:28
Speaker 1: to be you don't have to die rich by Rico D. Beans.
21:31
Speaker 1: In this book, you will learn about the philosophy for
21:33
Speaker 1: creating abundance and a wealth mindset. That's one of many
21:36
Speaker 1: things practical tips for creating new income streams. We kind
21:40
Speaker 1: of talked about that on you personally snacking fun and
21:43
Speaker 1: then other and there's other things that you're doing as well.
21:46
Speaker 1: Step by step guidance on the basics of create a business,
21:50
Speaker 1: how wealthy families use estate planning to to create lasting
21:54
Speaker 1: wealth and real examples from real people like you. Let's
21:58
Speaker 1: get to the top of one. I just put out
22:00
Speaker 1: here a philosophy for a creating abundance and a wealth mindset.
22:03
Speaker 1: What is a wealth mindset?
22:06
Speaker 3: Yeah, you know, a wealth mondset is just this this
22:09
Speaker 3: thinking of creating methods that are going to sustain and
22:17
Speaker 3: leave a lasting legacy for your family. And this is
22:20
Speaker 3: the mindset of having this thought process around number one abundance,
22:26
Speaker 3: believing that you that there's room for you, that there's
22:29
Speaker 3: plenty of resources on this planet, and that if you
22:33
Speaker 3: have a goal and you want to achieve it and
22:37
Speaker 3: to access those resources, you have to create a plan
22:40
Speaker 3: and go out and go get it. You know, That's
22:42
Speaker 3: what the wealth mindset is to me.
22:45
Speaker 1: Well, you know, I try to keep everything simple on
22:47
Speaker 1: my show. I want to go into the state planning,
22:48
Speaker 1: but I know exactly what you're talking about. But when
22:51
Speaker 1: you talk about new income streams, just like as a kid,
22:54
Speaker 1: you know, you thought of, Hey, you're gonna take this
22:56
Speaker 1: three dollars and you're gonna go get these honeybonds. You
23:00
Speaker 1: gonna get these lollipops. I know what you got. I
23:02
Speaker 1: know what you got. I know exactly what you got.
23:04
Speaker 3: Brothers.
23:06
Speaker 1: I got them big blowpops, them blowpops. I got the honeybons.
23:10
Speaker 1: I went down the street and boy, and when you
23:12
Speaker 1: get to school, that's like where you get that from.
23:15
Speaker 1: And they were ready for you. And so so that
23:18
Speaker 1: was a way as a common sense and as black people,
23:22
Speaker 1: we always get a reputation for having great common sense,
23:25
Speaker 1: but what we don't do is turn that into an
23:28
Speaker 1: entrepreneurial spirit consistently. And that's what you're talking about now
23:32
Speaker 1: when you're talking about new income streams.
23:34
Speaker 3: Correct, that's correct.
23:36
Speaker 1: And when you talk about that, what leads you to
23:40
Speaker 1: believe that your book would enable people to see it?
23:44
Speaker 1: You know, see the light, you know, and I'm not
23:46
Speaker 1: expecting everybody to read a book and it turns the
23:49
Speaker 1: light around because certain languages, certain books does impact people.
23:52
Speaker 1: But you wrote this book for a reason. You don't
23:55
Speaker 1: have to die poor, and that's absolutely true. You don't
23:58
Speaker 1: have to dry poor if you have much sense and
24:01
Speaker 1: when the ability to to deal with income stream. There
24:04
Speaker 1: are people out there on the streets right now because
24:06
Speaker 1: they decided that I don't want to do that, or
24:09
Speaker 1: they felt that that might make them look they allowed
24:13
Speaker 1: imagery to stop them from making income. Is that correct,
24:17
Speaker 1: mister beans.
24:18
Speaker 3: That's absolutely correct. I think a lot of people, uh,
24:21
Speaker 3: you know, lack creativity, uh, lack a driver or a goal.
24:26
Speaker 3: And I think if you want to create, you know,
24:29
Speaker 3: multiple strains of income. It's out there. You know you
24:32
Speaker 3: have you know, you have skills, you have talents, uh,
24:35
Speaker 3: and what you don't have. One of the one of
24:37
Speaker 3: my topics uh in the book is is learning to
24:40
Speaker 3: earn then go out there and learn something that can
24:43
Speaker 3: help you to make money.
24:45
Speaker 1: And that's really important. I think that when I when
24:48
Speaker 1: I look at money, because we all wanted, you know,
24:51
Speaker 1: and I've come from a corporate break background like that,
24:54
Speaker 1: used to work for IBM and some of the some
24:57
Speaker 1: of the same disciplines that I learned that IBM. I
25:01
Speaker 1: they're part of my lifestyle today and when I when
25:03
Speaker 1: I forget it, I just I get mad at myself
25:06
Speaker 1: because those are principles that were basically they paid me
25:09
Speaker 1: and train me at the same time. So basically it
25:11
Speaker 1: was free, free training that I learned, and so that
25:14
Speaker 1: corporate training inspires you as an entrepreneur, correct.
25:18
Speaker 3: Absolutely, you know the corporate training of I would say,
25:23
Speaker 3: my my corporate training is really what's helped me to
25:26
Speaker 3: be an entrepreneur. Like you know, I always say, begin
25:30
Speaker 3: with the end of mind, Like I knew at some
25:32
Speaker 3: point I wanted to be an entrepreneur. And so when
25:35
Speaker 3: people look at my background, it's like, wait, uh, why
25:37
Speaker 3: you were a marketer, you were you were a finance
25:41
Speaker 3: you did operations and supply chain. Why did you do
25:43
Speaker 3: all those different things? I did all those different things
25:46
Speaker 3: so that I could learn as much from their business
25:51
Speaker 3: uh as as I can, so that I can employ
25:55
Speaker 3: it in my own business at some point in time.
25:58
Speaker 1: Well, my friend, as we close out the show, can
26:00
Speaker 1: can you tell us how we can get in touch
26:01
Speaker 1: with you? Also to get a hold of your book
26:04
Speaker 1: You Don't Have to Die Poor, Powerful Strategies towards Financial
26:07
Speaker 1: Freedom and Prosperity, written by Rico Dbats. How can we
26:10
Speaker 1: read you that book and also how we can get
26:13
Speaker 1: I know some people will probably googles you already about
26:15
Speaker 1: to snack and FunBox. Please tell them how they can
26:18
Speaker 1: find those products as well as your book.
26:20
Speaker 4: Yeah.
26:20
Speaker 3: Absolutely. You can find me at Rico Bean's Coaching on
26:25
Speaker 3: all platforms Instagram, Facebook, and you can find the book
26:32
Speaker 3: at on Amazon and Born and Noble, and you can
26:35
Speaker 3: also go to www dot Ricobeanscoaching dot com.
26:41
Speaker 1: Cool. Thank you Rico for coming on the show, and
26:42
Speaker 1: thank you for alan to share your story on Money
26:45
Speaker 1: Making Conversation Masterclus We talked soon. Okay, all right, thank you,
26:48
Speaker 1: thank you for listening.
26:49
Speaker 7: Bye bye, Thank you for joining us for this edition
26:59
Speaker 7: of Money Making Conversations Masterclass. Money Making Conversations Masterclass with
27:05
Speaker 7: Rushan McDonald is produced by thirty eight to fifteen Media Inc.
27:09
Speaker 7: More information about thirty eight to fifteen Media Inc. Is
27:12
Speaker 7: available at thirty eight to fifteen Media dot com. And
27:16
Speaker 7: always remember to lead with your gifts.
27:31
Speaker 8: You are now tuned into the Money Making Conversations Minute
27:35
Speaker 8: of Inspiration with Rushan McDonald.
27:37
Speaker 1: Tmauri to star.
27:38
Speaker 9: Our family Reunion recall spending years being incorrectly treated for
27:43
Speaker 9: her debilitating abdominal pain. This experience inspired Tiya to sell
27:47
Speaker 9: healthy vitamin supplements.
27:49
Speaker 6: I decided to come out with a supplement line called
27:52
Speaker 6: Answer to encourage and to inspire women to take back
27:56
Speaker 6: and charge of their health. It's called answer insinuating you
28:00
Speaker 6: you are the answer. And after my surgeries with indometriosis,
28:04
Speaker 6: my doctor was like, Yo, Tia, there's nothing I can do.
28:06
Speaker 6: You kind of have to start looking at your lifestyle.
28:08
Speaker 6: And that's exactly what I did, and I want to
28:10
Speaker 6: encourage other women and people to do the same. We
28:13
Speaker 6: have a women's Smallti, we have an Elderberry, we have
28:16
Speaker 6: a kid's gummy, we have a men's line. We're going
28:18
Speaker 6: to be coming out with several other amazing supplements.
28:23
Speaker 9: If you want to hear this full interview with Tiamuri,
28:26
Speaker 9: visit Moneymakingconversation dot com.
28:28
Speaker 1: Keep winning