Latest / The Steve Harvey Morning Show / Info You Can Use: Are you ready to take control of your financial future, then listen Up!

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Info You Can Use: Are you ready to take control of your financial future, then listen Up! · The Steve Harvey Morning Show

• 0:00
  Speaker 1: Iver Sean McDonald I host this weekly Money Making Conversation
• 0:03
  Speaker 1: Masterclass show. The interviews and information that this show provides
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  Speaker 1: off for everyone. It's time to stop reading other people's
• 0:09
  Speaker 1: success stories and start living your own. If you want
• 0:12
  Speaker 1: to be a guest on my show, please visit our website,
• 0:15
  Speaker 1: Moneymakingconversations dot com and click to be a guest. But
• 0:20
  Speaker 1: feel out your information. If you're a small business owner,
• 0:22
  Speaker 1: you got a product, you're an entrepreneur, and you want
• 0:24
  Speaker 1: to tell your story on my show, let the world
• 0:26
  Speaker 1: get out to the drone public a nationwide, a worldwide.
• 0:29
  Speaker 1: You can do it on Money Making Conversations. Now, let's
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  Speaker 1: get this show rolling. My guest continues to drive impactful
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  Speaker 1: change through her platform, Pocketbook Strategist dot com, where she
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  Speaker 1: offers financial literacy, program resources, tools, strategic insights for those
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  Speaker 1: seeking to take control of their financial future. Her business
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  Speaker 1: consulting company educates and educational resources and services for small
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  Speaker 1: business owners and inspiring aspiring entrepreneur. Just like I told you,
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  Speaker 1: please welcome the Money Making Conversations Masterclass. Lakiita Hawkins. Lakita Hawkins,
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  Speaker 1: how you do Lakita.
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  Speaker 2: I'm doing well?
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  Speaker 3: Vershan how are you?
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  Speaker 1: Thank you, thank you, thank you for coming on my show.
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  Speaker 1: I know you you're in North Carolina.
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  Speaker 3: Correct, that is correct?
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  Speaker 1: Now raise born and raised. Now what keeps you in
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  Speaker 1: North Carolina?
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  Speaker 2: Know?
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  Speaker 1: I know your business is there. But basically your business
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  Speaker 1: allowed business allows you to speak to everybody worldwide international.
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  Speaker 1: Tell us about your business structure.
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  Speaker 3: No, my business structure is regarding financial literacy, helping out
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  Speaker 3: those that lack financial literacy, and then offering resources to
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  Speaker 3: small business, small business owners and entrepreneurs.
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  Speaker 1: Now I read here say your mission is to provide
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  Speaker 1: access to low costs and no cost educational and pocket
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  Speaker 1: resources for aspiring entrepreneurs like I said earlier and small
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  Speaker 1: business owners. When you say that, what exactly is the
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  Speaker 1: pocket Book Strategists? Which is your website pocketbookstrategist dot com.
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  Speaker 3: So the Pocketbook Strategists came from a mix of Southern
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  Speaker 3: culture and real life experience. I was always told that
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  Speaker 3: I had a lot of pocketbooks and I talked about
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  Speaker 3: money a lot a lot.
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  Speaker 1: Of pocketbooks of Miss Hawkins. What do you mean a
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  Speaker 1: lot of pocketbooks?
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  Speaker 3: Whether you mean a lot of persons? A lot of them,
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  Speaker 3: big ones.
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  Speaker 1: Small ones, you know, backpack type size, a little little
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  Speaker 1: corn purses, all type.
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  Speaker 2: All types are shigned, all types, big.
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  Speaker 3: Ones, small ones, corn purses, backpacks, all of them, all
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  Speaker 3: of them. So growing up, you know, we didn't talk
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  Speaker 3: about financial literacy a lot, but everything we needed seemed
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  Speaker 3: to come out of that one sacred place, the pocketbooks
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  Speaker 3: the person. So I basically wanted to reclaim that image
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  Speaker 3: and use it as a tool for transformation, step into
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  Speaker 3: this word because I saw how financial instability impacted families.
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  Speaker 2: Not included, and I knew that once you.
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  Speaker 3: Teach someone how to manage their money, then you give
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  Speaker 3: them the power to change their life. So that's kind
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  Speaker 3: of where the pockebook strategist was born.
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  Speaker 1: Well, you know, people have heard my story many times
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  Speaker 1: on this show about where I've come from, and and
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  Speaker 1: you know it wasn't a classic lifestyle that you would
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  Speaker 1: seem a popular story. I've come from the inner city.
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  Speaker 1: You know my father I told many times, and I say,
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  Speaker 1: I honestly tell people he was just a truck driver,
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  Speaker 1: you know, a truck driver that he did his job,
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  Speaker 1: He went to work, work over time, He had flaws,
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  Speaker 1: but he provided for us and put food on the table. Now,
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  Speaker 1: when you said the word instability and you talk about
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  Speaker 1: financial literacy. And now I will tell you that word
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  Speaker 1: financial literacy, which is a modern word now, but the
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  Speaker 1: word finances were never discuss that our house, especially with
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  Speaker 1: the children talk to us about your household.
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  Speaker 3: It was never discussed in my household either. It was
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  Speaker 3: more like a I would say, a taboo if you will, like,
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  Speaker 3: it was never discussed. I just assumed that money grew
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  Speaker 3: on trees from my mom, as most people think. So,
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  Speaker 3: you know, I just assume that that's how it was.
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  Speaker 3: I got whatever it is that I wanted. But I
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  Speaker 3: was the only child for my mom, so I was
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  Speaker 3: more spoiled and just assumed that that's how life went.
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  Speaker 3: Grew up and got older, once to college, moved to
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  Speaker 3: a different city, and soon realized, oh, this is not
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  Speaker 3: how this works. I actually have to work for my
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  Speaker 3: money and I actually have to pay bills. So yeah,
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  Speaker 3: I feel the same for my household as well.
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  Speaker 1: Well, you know, because you know, growing up, if you
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  Speaker 1: were a child, a teenager and you was in the
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  Speaker 1: room with grown folks, you could get popped in the mouth.
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  Speaker 1: I'm just being real. Back then, back in the day,
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  Speaker 1: they first of all, they stare at you and asked
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  Speaker 1: for you in this room with grown folks, and so
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  Speaker 1: that stare alone moved you out the room quickly. Now,
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  Speaker 1: if you for some reason lost your mind and didn't
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  Speaker 1: know the stair and growing folks move closer to you
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  Speaker 1: to the remind you you need to get out the room.
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  Speaker 1: And that level of I guess to's say discipline. I
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  Speaker 1: felt hurt us because we were never engaged in decision making.
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  Speaker 1: Oh listen how decisions were being made. And that's I
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  Speaker 1: think it's a crippling calls to a lot of our
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  Speaker 1: inability to be entrepreneurs, our inability to understand financial wealth,
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  Speaker 1: our inability to communicate with our parents or adults, because
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  Speaker 1: we tend to be more respectful than and get the
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  Speaker 1: information from them than to be able to, you know,
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  Speaker 1: speak when spoken to am I saying anything different from
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  Speaker 1: the lifestyle that you grow up in, Miss Hawkins.
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  Speaker 3: No, I definitely agree with that. Rashaan as well. I
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  Speaker 3: think that more families have to incorporate their children in
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  Speaker 3: these conversations, you know, even as little kids. You know,
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  Speaker 3: you can start by incorporating you know, financial leadercy with
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  Speaker 3: counting as they're growing up, and then including them in
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  Speaker 3: those conversations with paying bills and things like that, so
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  Speaker 3: they are aware. So yes, I experienced that as well,
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  Speaker 3: and I'm pretty sure others are currently experiencing it.
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  Speaker 1: Right now, I'm talking to Lakita Lakita as l e
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  Speaker 1: k E t A. Hawkins. She's based out of Charlotte,
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  Speaker 1: North Carolina. Her website platform their Pocketbook Strategies dot com.
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  Speaker 1: What she offers financial literacy, program resources, tools and strategic
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  Speaker 1: insights for those seeking to take control of their financial future.
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  Speaker 1: With that being said, Ms Hawkins, what are some of
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  Speaker 1: the most common financial mistakes you see people making and
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  Speaker 1: how can they start correcting them today?
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  Speaker 3: Absolutely wish. I just want to go back for one second.
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  Speaker 3: I actually reside in the Riley area, not in Charlotte's
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  Speaker 3: North Carolina. Still Carolina Carolina.
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  Speaker 1: Okay, we will just keep saying North Carolina. I won't
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  Speaker 1: say no mostly. Okay, yes, that's right.
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  Speaker 3: Yeah, So I think I heard your question correctly. So
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  Speaker 3: one of the biggest pitfalls that I see is basically
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  Speaker 3: emotional spending, you know, trying to heal or celebrate with
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  Speaker 3: purchases that don't serve any of our long term goals.
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  Speaker 3: Another is not budgeting at all because it feels restricted
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  Speaker 3: and so my advice for them today is to start
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  Speaker 3: with awareness, tracking their money for just one week and
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  Speaker 3: see where it's going, and then ask themselves is just
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  Speaker 3: spending serving me? And then ship from autopila to being intentional.
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  Speaker 1: Now let's talk back to the emotional spending. I've never
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  Speaker 1: heard that, and I'm gonna tell you, when I get
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  Speaker 1: bored or I get tired, I tend to spend money
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  Speaker 1: that I shouldn't spend. And that's always and I noticed
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  Speaker 1: that about me, and I go with Sean, stop stop
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  Speaker 1: you being stupid, okay, because you just there's no rational reason.
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  Speaker 1: I there are things that I have in my closet.
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  Speaker 1: I look at it and go when you're going to
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  Speaker 1: wear that? And why did you buy it? So let's
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  Speaker 1: go back to the emotional spending because I think people
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  Speaker 1: need to have some warning signs about that, because it
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  Speaker 1: is important to know when you have a trigger like
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  Speaker 1: that and when you slow down. And I love the
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  Speaker 1: fact that you pitch the idea of tracking your expenses
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  Speaker 1: for the week. I never heard that. That's a very
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  Speaker 1: smart move, miss Hawkins.
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  Speaker 3: So emotional spending, it kind of comes back goes back
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  Speaker 3: to what we were talking about earlier. Our upbringing, our childhood,
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  Speaker 3: and it brings in the psychology of.
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  Speaker 2: Money, so we kind of go off of what.
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  Speaker 3: We experienced as a kid. That kind of develops our
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  Speaker 3: habits of how we spend as adults and or what
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  Speaker 3: we're currently experiencing. So if we're going through.
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  Speaker 2: A bad day, we had a bad day.
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  Speaker 3: At work, or we want to assume that emotion by
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  Speaker 3: going to go spend. So those are some triggers that actually,
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  Speaker 3: you know, we're trying to heal or have to stop
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  Speaker 3: us from doing, I guess because we tend to do
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  Speaker 3: that from childhood to adulthood. And so just tracking your
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  Speaker 3: money during that week or a couple of days, you
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  Speaker 3: can kind of see where your ebbs and blows are.
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  Speaker 3: You can see, Okay, I wasn't having a good day
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  Speaker 3: and I spent all this money on Amazon and aware
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  Speaker 3: of that, and I.
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  Speaker 1: Think online is really dangerous. First of all, I knw
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  Speaker 1: rooms were dangerous. But one can find it much more
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  Speaker 1: easier to spend money because you don't have to get
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  Speaker 1: in your car or go to a store, because you
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  Speaker 1: can just sit around there and press press the button,
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  Speaker 1: brows and things like that, So you are much more
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  Speaker 1: in a position to spend money that you were talking
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  Speaker 1: about emotionally or why are you fatigued or in boredom?
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  Speaker 1: And that's important that you understand that correct.
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  Speaker 3: Yes, being self aware. You know you have goals and
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  Speaker 3: trying to make sure you b reach those. So just
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  Speaker 3: being self aware and.
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  Speaker 2: Being aware of the spending that you're doing.
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  Speaker 3: In order to correct something, you have to be aware
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  Speaker 3: and the knowledge that that it is actually happening.
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  Speaker 1: Wow, that's great. We're talking to miss Lakita Hawkins, pocketbook
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  Speaker 1: Strategist dot com. Don't go nowhere. She's offering us tips
• 10:17
  Speaker 1: on financial literacy, program resources, tools and strategic insights. You
• 10:21
  Speaker 1: listen to Money Making Conversation Masterclass.
• 10:24
  Speaker 4: Please don't go anywhere. We'll be right back with more
• 10:27
  Speaker 4: money Making Conversations Masterclass. Welcome back to the Money Making
• 10:36
  Speaker 4: Conversations Masterclass hosted by Rashaan McDonald. Money Making Conversations Masterclass
• 10:42
  Speaker 4: continues online at Moneymakingconversations dot com and follow Money Making
• 10:47
  Speaker 4: Conversations Masterclass on Facebook, Twitter, and Instagram.
• 10:50
  Speaker 1: So let's get back to show money Making Conversations. Because
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  Speaker 1: I have doctor Hawkins. She's known as the pocket Strategists
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  Speaker 1: as pocket Strategist dot com it's her website platform. And
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  Speaker 1: you've been sharing us a lot of stories, doctor Hawkins.
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  Speaker 1: But it's another website that you have, and I didn't
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  Speaker 1: want to see it because, you know, I didn't want
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  Speaker 1: to mess it up. Because I'm from the South. I
• 11:09
  Speaker 1: have a country voice. I try to talk as clear
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  Speaker 1: as possible. If I hear certain words, I just avoid,
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  Speaker 1: so I can say, pocket strategists dot com, what is
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  Speaker 1: your other website there.
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  Speaker 3: Doctor Hawkins's Houcky dot com.
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  Speaker 1: See spell it? Please spell that to my listeners.
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  Speaker 3: So it's h A W C L E I G H.
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  Speaker 1: Now tell us about that doc that website.
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  Speaker 3: So that website just talks about what you were saying before,
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  Speaker 3: with all of the resources, the financial literacy resources and
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  Speaker 3: that classes and courses and things like that on that
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  Speaker 3: particular website. And pocketbook Strategists has products on that webcast.
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  Speaker 1: Okay, cool, So pocketbook Strategists, I would send them to product.
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  Speaker 1: If they want to get the financial information, the courses,
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  Speaker 1: the strateg the insights, they go to that website. And
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  Speaker 1: what's that website? Down again, because I'm not going to say,
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  Speaker 1: because I'm gonna mess it up.
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  Speaker 3: It's just hockey. So if it's said like h A
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  Speaker 3: w k l e E when it's felt Hackley, like Raleigh,
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  Speaker 3: where I'm currently located. So A h A w c
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  Speaker 3: l E I g H.
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  Speaker 1: I know, but tod, I try to leave it in
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  Speaker 1: the in, the in the founders and the speakers like this.
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  Speaker 1: You speak your truth. See that's your truth, and I
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  Speaker 1: stay in my lane. I tell everybody you are the
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  Speaker 1: financial expert, are you my subject matter expert? I am
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  Speaker 1: only the storyteller and this story I stay in my lane.
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  Speaker 1: And one of my questions I want to ask you
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  Speaker 1: right now is about because we talked about budgeting, and
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  Speaker 1: we talked about a lot of great things on this
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  Speaker 1: interview so far. We talked about which I love the
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  Speaker 1: old concept of tracking your expenses for a week. I
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  Speaker 1: love that idea of emotional spending. Never heard that that
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  Speaker 1: is a that is something then I know I've fallen
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  Speaker 1: victim too, And especially with online being available, we really
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  Speaker 1: have to look at our budget and I want to
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  Speaker 1: go to that conversation to budget strategies. Talk about that
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  Speaker 1: and also youth financial literacy. We kind of talked about
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  Speaker 1: it earlier when as far as adult time they treated
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  Speaker 1: young people back then, but we in today's time, and
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  Speaker 1: youth are being allowed to understand and appreciate and train
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  Speaker 1: in financial literacy. So two questions budgeting strategies and then
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  Speaker 1: slide right over to youth financial strategies.
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  Speaker 3: Yes, regarding budget strategies, I use one that is the
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  Speaker 3: fifty thirty twenty. Some people call it twenty thirty, fifty
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  Speaker 3: ten ten, twenty thirty, but basically it's fifty percent of
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  Speaker 3: your needs, thirty percent of your wants, and twenty percent
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  Speaker 3: goes to saving their dad. For some people use it
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  Speaker 3: for tithes as well, And so every paycheck that you
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  Speaker 3: get you actually break it down into these percentages. I
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  Speaker 3: don't care if grandmother gives you one hundred dollars, you
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  Speaker 3: didn't take that one hundred dollars, and he's going to
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  Speaker 3: break it down. Fifty dollars is going to go to
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  Speaker 3: your needs, thirty to your wants, and then twenty to
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  Speaker 3: savings their debt. So it gives you structure and flexibility.
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  Speaker 3: And for those people who feel overwhelmed, you know, always
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  Speaker 3: say name your money before you spend it. If you
• 14:30
  Speaker 3: don't give your dollars a job, they'll just wander off
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  Speaker 3: without telling you where they went. Right, So just having
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  Speaker 3: a place for your money and telling your money where
• 14:41
  Speaker 3: to go. And I think your next question, I think
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  Speaker 3: you said, is regarding you financial literacy.
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  Speaker 1: Right right. We talked about how I was treated. There
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  Speaker 1: was a whole generation of people who are listening to
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  Speaker 1: this phone call. Know that when grown people were discussing
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  Speaker 1: what they filled with grown folks information, it wasn't shared
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  Speaker 1: with the youth. But in the world of financial training
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  Speaker 1: now we are more inclined. I know I am with
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  Speaker 1: my daughter. I was very upfront my wife, and I
• 15:08
  Speaker 1: was very upfront of trying to get her to understand
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  Speaker 1: stock and what to do with her money and engage
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  Speaker 1: her even now as an adult, to try to educate her.
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  Speaker 1: But as in the youth, how does that change? And
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  Speaker 1: what can a person who's listening to this show that
• 15:23
  Speaker 1: has children or teenagers can do an assistanm there their
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  Speaker 1: growth in financial literacy.
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  Speaker 3: So I believe in basically planning, planning the seeds early
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  Speaker 3: in the youth, when they're younger. I think young people need.
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  Speaker 2: To know that money is.
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  Speaker 3: A tool, is not a goal. Right, we start with
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  Speaker 3: the with the basics. You know you earn more than
• 15:46
  Speaker 3: you spend. You know you don't just earn more, just
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  Speaker 3: suspend it. We save something from every dollar that we get.
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  Speaker 3: We just talked about those savings rules, understanding the power
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  Speaker 3: of compound interest, knowing that we can actually make make
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  Speaker 3: money off of our money. And then, uh, just never
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  Speaker 3: being afraid to ask questions about money. I think, being
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  Speaker 3: able to allow your kids to ask you questions. And
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  Speaker 3: then if you don't know, invest in your own self,
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  Speaker 3: investing in your own financial education so you can learn
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  Speaker 3: and teach your kids. And I think when kids understand
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  Speaker 3: how money works, they're less likely to be manipulated or
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  Speaker 3: taken advantage of later.
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  Speaker 1: Right now, you know, I would show I have a
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  Speaker 1: lot of listeners who are female and women. I work
• 16:30
  Speaker 1: with six sisters, so I understand the value of a
• 16:34
  Speaker 1: woman's voice. That they said that in the home when
• 16:37
  Speaker 1: the leading purchaser or decision maker is the woman when
• 16:42
  Speaker 1: it comes to purchases at home. Now, empowering women financially,
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  Speaker 1: that's a question you submitted to me. What do you
• 16:48
  Speaker 1: mean when you say empowering women financially, doctor Hawkins?
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  Speaker 3: So I believe, as a you know, a successful woman
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  Speaker 3: and finance myself, the message for women we feel financially
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  Speaker 3: overwhelmed or sometimes dis empowered. So you know, just telling
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  Speaker 3: the women out there that they're not alone, you're not behind.
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  Speaker 3: I think many women carry the emotional and financial load
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  Speaker 3: that you talked about and for others without ever being
• 17:17
  Speaker 3: poured into themselves. As we mentioned, so, I think we
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  Speaker 3: deserve financial clarity the piece the joy, and it starts
• 17:25
  Speaker 3: with just one step. And you know, we learn one
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  Speaker 3: new thing this week, just like we're tracking our budgets
• 17:30
  Speaker 3: this week, learning new one thing this week, and then
• 17:32
  Speaker 3: knowing that every decision you make towards financial wellness is
• 17:37
  Speaker 3: a form of self love. So basically investing in your
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  Speaker 3: own financial education, learning financial literacy for yourself, well.
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  Speaker 1: That's important, doctor Harkins. As we are near the close
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  Speaker 1: of the show, like I said, you have two websites.
• 17:51
  Speaker 1: Once a website is about product and the other website
• 17:54
  Speaker 1: is about the lessons or insights the courses. You a
• 18:00
  Speaker 1: little bit more breakdown of what their website brings to
• 18:02
  Speaker 1: the table, so my listeners can know and also out
• 18:05
  Speaker 1: of curiosity may visit their website to gain more information.
• 18:08
  Speaker 1: Floor is yours?
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  Speaker 3: Absolutely so the PowerBook Strategies dot com, it's a guided experience,
• 18:15
  Speaker 3: is basically designed to help individuals smash through their limited
• 18:18
  Speaker 3: beliefs and map out of strategy to help them safe.
• 18:22
  Speaker 3: That's where that product comes in. At at Hawkley dot
• 18:24
  Speaker 3: Com is building a resource hub of tools and templates
• 18:28
  Speaker 3: and training because I believe everyone deserves access to real transformation.
• 18:34
  Speaker 3: I'm not here just teaching numbers. I'm changing narratives. So
• 18:38
  Speaker 3: that's mainly the difference between the two. I want everyone,
• 18:42
  Speaker 3: no matter their background, to have access to tools that
• 18:45
  Speaker 3: change their money story. I believe your pocketbook or your
• 18:49
  Speaker 3: pocket is personal and your power starts with what's inside
• 18:52
  Speaker 3: of it.
• 18:53
  Speaker 1: You know, as we close out, this is my final
• 18:55
  Speaker 1: question to you, what's what's one financial lesson that you
• 18:59
  Speaker 1: have personally that you have and that came into your life,
• 19:02
  Speaker 1: it personally transformed your life, and how can you share
• 19:05
  Speaker 1: that with others or can you share with us on
• 19:08
  Speaker 1: this show.
• 19:13
  Speaker 3: Money doesn't change who you are, it amplifies who you are.
• 19:17
  Speaker 3: I think some people think if I make too much money,
• 19:19
  Speaker 3: it's going to change me. Or this person made this
• 19:23
  Speaker 3: amount of money and it changed them. So if you're generous,
• 19:25
  Speaker 3: it gives you more room to grow. If you're scared
• 19:27
  Speaker 3: and would expose that, so just healing your relationship with
• 19:31
  Speaker 3: money is deeply personal work. I teach him experience because
• 19:35
  Speaker 3: I lived on both sides, struggling and thriving, and I
• 19:37
  Speaker 3: want others to know the transformation is possible. And if
• 19:40
  Speaker 3: I can just one other thing, because I feel like
• 19:42
  Speaker 3: it's not just one. Everyone needs to know the difference
• 19:45
  Speaker 3: between assets and liabilities. Assets puts money into your pocket
• 19:49
  Speaker 3: and liabilities takes money out. So once we have that
• 19:52
  Speaker 3: concept down, then all the other things will begin to
• 19:55
  Speaker 3: make better sense.
• 19:57
  Speaker 1: I think, you know, I agree with them. I have to.
• 20:00
  Speaker 1: You know, I've been fortunate to been on both sides
• 20:04
  Speaker 1: of the track, and you know, people always say, you know,
• 20:08
  Speaker 1: as you gain money, you cannot live the way you
• 20:11
  Speaker 1: live when you didn't have money. In other words, you know,
• 20:14
  Speaker 1: if you was buying McDonald's, which is nothing wrong with
• 20:16
  Speaker 1: buying McDonald's, you might want to buy a steak. Because
• 20:19
  Speaker 1: you're making more money, you start treating yourself, you start moving.
• 20:23
  Speaker 1: I won't live in this neighborhood. I want to live
• 20:24
  Speaker 1: in this neighborhood, so you're always going to uplift there.
• 20:27
  Speaker 1: You always hear these rare stories by people who got
• 20:30
  Speaker 1: all this money, but they still living like they don't
• 20:34
  Speaker 1: have money. You hear these stories now that ain't ra
• 20:36
  Speaker 1: Sean McDonald. Okay, not that I spend what I get,
• 20:39
  Speaker 1: but I do spend, Okay. But in anyway, your valuable
• 20:44
  Speaker 1: information you've given us, Doctor Harker's to my listeners again,
• 20:47
  Speaker 1: I want to invite you back on my show middle
• 20:49
  Speaker 1: of the summer. You know, values change, and I want
• 20:52
  Speaker 1: to bring people on because the information you gave today
• 20:54
  Speaker 1: I think was filled with common sense and I think
• 20:58
  Speaker 1: that's a lot of things. That's something people don't understand
• 21:00
  Speaker 1: about money. If common sense stays at the top of
• 21:04
  Speaker 1: your list, you keep a lot of your money for
• 21:06
  Speaker 1: a lot lower. Thank you for coming on my show,
• 21:09
  Speaker 1: doctor Harkins. I appreciate you and we'll talk soon.
• 21:11
  Speaker 2: Okay, thank you, have a good one. Mite.
• 21:15
  Speaker 1: This has been another edition of Money Making Conversation Masterclass
• 21:18
  Speaker 1: hosted by me Rashaun McDonald.
• 21:20
  Speaker 5: Thank you to our guests on the show today.
• 21:22
  Speaker 1: And thank you our listening to audience.
• 21:24
  Speaker 5: Now if you want to listen to any episode I
• 21:26
  Speaker 5: want to be a guest on the show, Visit Moneymakingconversations
• 21:30
  Speaker 5: dot com. Our social media handle is money Making Conversation.
• 21:34
  Speaker 5: Join US next week and remember to always leave with
• 21:36
  Speaker 5: your gifts.
• 21:37
  Speaker 1: Keep winning,