Latest / The Steve Harvey Morning Show / MMC LIVE: Laura Foos, Owner or Foos Financial Services & Alisa Bowens-Mercado, Owner & Brewmaster at Rhythm Brewing Co.

Transcript

MMC LIVE: Laura Foos, Owner or Foos Financial Services & Alisa Bowens-Mercado, Owner & Brewmaster at Rhythm Brewing Co. · The Steve Harvey Morning Show

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  Speaker 1: entrepreneurs and industry decision makers. It's what he likes to do.
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  Speaker 1: It's what he likes to share. Now it's time to
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  Speaker 1: hear from my man, Rashan McDonald making conversations. Here we go.
• 2:02
  Speaker 1: Thank you stephen A, and welcome to Money Making Conversation.
• 2:05
  Speaker 1: I am your host, ra Shan McDonald. Before I get started,
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  Speaker 1: I want to just think back on Saturday we did
• 2:10
  Speaker 1: a live event. We have that HBCU College Day event
• 2:14
  Speaker 1: here at the Clark Atlantic University. I want to thank
• 2:16
  Speaker 1: everybody on the campus of Clark Atlanta University. We changed
• 2:20
  Speaker 1: lives this past weekend. Uh see, okay was out there
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  Speaker 1: in full force supporting the cause of students and rolling
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  Speaker 1: the HBCUs. Most in particular, Clark Atlanta University had a
• 2:31
  Speaker 1: long line interested parents with their teenagers. They're wanted to
• 2:35
  Speaker 1: roll on campus and took some tours of this great campus.
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  Speaker 1: So I wouldn't thank all the organizations to call, all
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  Speaker 1: the military, all the corporate and all HBCUs was participated.
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  Speaker 1: More importantly, I want to think the parents and the
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  Speaker 1: young the younger generation who thought, the thought, the will
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  Speaker 1: to change their lives and make a decision their lives.
• 2:53
  Speaker 1: And that's what it was all about on Saturday, And
• 2:55
  Speaker 1: again thank you. HBCU. College Day will be returning in
• 2:59
  Speaker 1: two so keep your ears open because it was fantastic.
• 3:02
  Speaker 1: It was overwhelmingly a successful event. But we are listening
• 3:06
  Speaker 1: to money making conversations. So let's get back to what
• 3:08
  Speaker 1: you guys may be listening and want to hear from me.
• 3:11
  Speaker 1: It's time to stop reading other people's success stories. You
• 3:14
  Speaker 1: hear me say that every week and start writing your own.
• 3:16
  Speaker 1: And we always talk about gifts, We always talking about purposes,
• 3:19
  Speaker 1: a purpose, If you have a purpose, then leave with
• 3:21
  Speaker 1: your gift and don't let your age, friends, family, or
• 3:24
  Speaker 1: co workers stop you from playing, you know, living your dreams.
• 3:27
  Speaker 1: I interview celebrities, CEOs, entrepreneurs and industry decision makers. My
• 3:32
  Speaker 1: guests I bring on the show our guests that I
• 3:34
  Speaker 1: want you to call in and talk to or ask questions.
• 3:36
  Speaker 1: The number to call in it is four zero four
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  Speaker 1: eight eight zero. That's four zero four eight a zero.
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  Speaker 1: My first guest today is Laura Foods. That's f O
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  Speaker 1: S is her last name. She's the CEO and owner
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  Speaker 1: of Foods Financial Services. They provide tax preparation services to
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  Speaker 1: individuals and specialize in the small business taxes. She knows
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  Speaker 1: all too well about financial struggles, having to overcome them
• 4:04
  Speaker 1: and using that knowledge to turn her life around, having
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  Speaker 1: gone through personal bankruptcy herself while she was seven months
• 4:10
  Speaker 1: pregnant Beinger, being a single mother most of her daughter's life,
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  Speaker 1: then starting several profitable businesses. That's how I met through
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  Speaker 1: the Neighborhood Awards and the Hoodie Awards, depending on what
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  Speaker 1: time you came into my life. When I was co
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  Speaker 1: producing that and co created that with Steve Harvey. She
• 4:24
  Speaker 1: works as a business finance manager as her full time
• 4:27
  Speaker 1: corporate career with Dignity Memorial. She has been in the
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  Speaker 1: deaf business for over two decades and she is passionate
• 4:35
  Speaker 1: about serving families at a difficult time. But she's here
• 4:37
  Speaker 1: to talk about your life. I want to talk about
• 4:39
  Speaker 1: if you go a tax questions, financial questions though they
• 4:41
  Speaker 1: are dealing with your taxes. Is never too late to
• 4:44
  Speaker 1: talk about taxes, she said, never too early because a
• 4:46
  Speaker 1: lot of people always think about the spring was the
• 4:48
  Speaker 1: fourth quarter? This is when you prepare to get ready
• 4:50
  Speaker 1: to file those taxes. Please work with the Money Making Conversations.
• 4:53
  Speaker 1: A good friend of mine, she's the most requested guests
• 4:56
  Speaker 1: all my money Making Conversation platform, Miss Laura Foods. Hey, Mrs.
• 5:01
  Speaker 1: Don't know how y'all doing. Thank you for having me back.
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  Speaker 1: I always love being on the show with you all.
• 5:08
  Speaker 1: Well great, Uh lord, you were you at right now?
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  Speaker 1: You're on the East Coast? Where yet? Yes, I'm on
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  Speaker 1: the East Coast in uh Food Studios financial offices because
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  Speaker 1: you know, we had just purchased the commercial building this year,
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  Speaker 1: so I'm in our space okay, keeping up with purchasing
• 5:26
  Speaker 1: commercial building, Okay? How to keep up with you. Well,
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  Speaker 1: that's that's that's great. I mentioned earlier to CEO and
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  Speaker 1: on our Foods Financial Services tell everybody exactly what do
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  Speaker 1: you do and why do people come to you for
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  Speaker 1: for your services? Okay, So Foods Financial Services is a
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  Speaker 1: tax preparation company, so we provide tax preparations services to
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  Speaker 1: individuals UM. The majority of our clients are small business
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  Speaker 1: owners entrepreneurs UM as well as I provide financial education
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  Speaker 1: to those clients, helping them businesses or getting their business
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  Speaker 1: to set up, tracking income expenses. Things were no interesting
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  Speaker 1: thing that I'm gonna go back to. Uh. We always
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  Speaker 1: talking about multiple streams of income, and so that's the goal.
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  Speaker 1: You know, you can live comfortably with one lane of income,
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  Speaker 1: that's the traditional route of living that way, but multiple
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  Speaker 1: streams of income is where you really want to get
• 6:27
  Speaker 1: with your life, when you feel you can take control
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  Speaker 1: of your life. And if you're trying to be a
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  Speaker 1: multi millionaire, I don't care. If you look at anybody
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  Speaker 1: who runs Apple or who owns who who started IBM,
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  Speaker 1: they are multiple streams of income because they buy other things,
• 6:41
  Speaker 1: like Google owns several properties out there they don't just own,
• 6:44
  Speaker 1: you know, like Facebook, owns Instagram, they own a lot
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  Speaker 1: of other things. So that's see, corporations have multiple streams
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  Speaker 1: of income. Is only now that individuals are starting to
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  Speaker 1: understand those selling principles. Talk to us about the importance
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  Speaker 1: of multiple streams of income and when you come in
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  Speaker 1: and it's helping them manage those multiple streams of income. Correct, yes, yes,
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  Speaker 1: and and well and of course, now if you live
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  Speaker 1: in America, especially if you live where we live, like
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  Speaker 1: I'm in Maryland, French George's County, Maryland like one of
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  Speaker 1: the wealthiest counties uh in the country for African Americans.
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  Speaker 1: So I mean, there's no way that you could have
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  Speaker 1: one stream of income living here, you know. And then
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  Speaker 1: like myself, I became a single mother when my daughter
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  Speaker 1: was two years old. So having a single stream of
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  Speaker 1: income for most families is just not reality. You know,
• 7:34
  Speaker 1: you have to have more than one stream of income,
• 7:37
  Speaker 1: even if you have a six figure job. You know,
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  Speaker 1: when we're raising children, having households, trying to say for
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  Speaker 1: our children to go through college, trying to say for
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  Speaker 1: ourselves to retire, multiple streams of income is a month. Um.
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  Speaker 1: So that's what, like you said, whether it be coaching,
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  Speaker 1: you know, clients one on one working with them each
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  Speaker 1: tax season, or you know, as I post daily on
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  Speaker 1: my social media page. Um, but what do those multiple
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  Speaker 1: streams of incomes look like? Um? Though, because I think
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  Speaker 1: it doesn't mean I can't work any more hours in
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  Speaker 1: a day. Let's put it that way. Um, I can't
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  Speaker 1: work anymore days in you know, any more hours in
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  Speaker 1: the day, whether it has to be particular things. Like
• 8:22
  Speaker 1: I said, one of my favorite is, you know, real
• 8:25
  Speaker 1: estate investing, because that's can be making money for you
• 8:29
  Speaker 1: while you are working, or stock investing. You know, most
• 8:33
  Speaker 1: of our retirement accounts are invested in some type of
• 8:36
  Speaker 1: stock or mutual funds. Um. So that we have to
• 8:39
  Speaker 1: be looking for things that can make money while we're
• 8:41
  Speaker 1: still working. So well, you know that's that's key the
• 8:45
  Speaker 1: world style. We're still working the for they all week,
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  Speaker 1: we can turn into morning for the hours we depending
• 8:50
  Speaker 1: on the type of job you have in the commitment
• 8:52
  Speaker 1: that you have to that for the hour week job. Now,
• 8:55
  Speaker 1: when you're talking about you know, we talked about mailbox money,
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  Speaker 1: that's checks to come. When you you talk about making
• 9:01
  Speaker 1: money while you sleep, that's another term that you when
• 9:03
  Speaker 1: you deal with multiple screams and income. But when you're
• 9:05
  Speaker 1: out there just trying to pay your bills and trying
• 9:08
  Speaker 1: to you know, make it to the next paycheck, that's
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  Speaker 1: the cycle you're trying to get people out of. That's
• 9:13
  Speaker 1: the cycle that you don't want to stay in because
• 9:15
  Speaker 1: that's the cycle that oftentimes showing your life's expectancy because
• 9:19
  Speaker 1: of the fact that stress takes over and stress is
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  Speaker 1: tied to money. Correct, Yes, that is, Um, I think
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  Speaker 1: if you look that up, it was when I did
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  Speaker 1: some research on it's like six percent of the people
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  Speaker 1: most of their stress comes from financial reasons. And I'm
• 9:37
  Speaker 1: sure we're probably all seen that most divorces come from
• 9:42
  Speaker 1: some financial reasons, right. Um. So that's why I'm constantly
• 9:46
  Speaker 1: talking to not even just my clients, are on social
• 9:49
  Speaker 1: media on a regular basis. Um, we're discussing, you know,
• 9:53
  Speaker 1: how to set yourself up so that you have monthly budget,
• 9:58
  Speaker 1: that you're watching your money, managing your money so that
• 10:01
  Speaker 1: there is a way that we are telling our money
• 10:04
  Speaker 1: where to go instead of wondering where when a matter
• 10:07
  Speaker 1: of fact, I have a webinar coming up next Wednesday
• 10:11
  Speaker 1: talking about that exact thing. Um, Because yes, you don't
• 10:16
  Speaker 1: want that stress from the finance, and then that's hard
• 10:19
  Speaker 1: to continue to be motivated to work to create those
• 10:23
  Speaker 1: multiple streams of income if we're stressed. What's an interesting
• 10:26
  Speaker 1: thing about it when I'm talking to doctor, doctor, to
• 10:29
  Speaker 1: call a doctor because she always cures me of my
• 10:31
  Speaker 1: my problem, my tax issues. When I'm calling her about
• 10:34
  Speaker 1: see I I kind of cheat on the shore a
• 10:35
  Speaker 1: little bit of y'all. You know. That's why I like
• 10:38
  Speaker 1: y'all to call in, because you guys are probably gonna
• 10:40
  Speaker 1: ask a question the numbers four zero zero nine five
• 10:44
  Speaker 1: five because of the fact that a lot of times
• 10:47
  Speaker 1: that's the problem where people get into financial problems. They
• 10:51
  Speaker 1: may feel this embarrassing. They may don't want to admit
• 10:53
  Speaker 1: they don't want to know anything. That's why you have
• 10:55
  Speaker 1: experts in your life. I always tell people you're gonna
• 10:58
  Speaker 1: start a small business, hr has to be important, and
• 11:01
  Speaker 1: accounting has to be equally important. Because you don't understand
• 11:04
  Speaker 1: your budget or how your income is coming in and
• 11:07
  Speaker 1: your expenses going out, then you are a disaster. And
• 11:11
  Speaker 1: you're also living on more prayer than fundamentals of business.
• 11:14
  Speaker 1: And that's where a lot of people used to work.
• 11:16
  Speaker 1: Because I used to hear a lot of people going
• 11:17
  Speaker 1: out on faith. I hear that a lot faith. Faith
• 11:21
  Speaker 1: has nothing to do with math. Faith has nothing to
• 11:23
  Speaker 1: do with income, but it has a lot to do
• 11:25
  Speaker 1: with expenses. Now, you cannot pray away your expenses, but
• 11:29
  Speaker 1: income and proper planning and proper accounting can help you
• 11:33
  Speaker 1: get through there and enabling faith to win. Am I
• 11:36
  Speaker 1: correcting that statement? Yes, I would agree with that. I
• 11:39
  Speaker 1: would agree with that. Yes. So with that being said,
• 11:43
  Speaker 1: you were talking about tips. We talked about things to
• 11:45
  Speaker 1: change and the three most important tips entrepreneurs need to
• 11:47
  Speaker 1: know about taxes because the one thing about taxes that
• 11:50
  Speaker 1: we come out of COVID. Let's talk about that whole situation,
• 11:53
  Speaker 1: and let's also talk about how whit people need to
• 11:55
  Speaker 1: get out of the mentality that they should only worry
• 11:58
  Speaker 1: about taxes the first quarter the year. And we always
• 12:01
  Speaker 1: joke around you and I when we talk you know people,
• 12:03
  Speaker 1: because you and I usually talk about that. You know,
• 12:05
  Speaker 1: taxes are a year round. People are following extensions and
• 12:09
  Speaker 1: and then extension the expires in October, then they got
• 12:11
  Speaker 1: to recalibrate themselves to file taxes again in January. Because
• 12:16
  Speaker 1: entrepreneurs or corporate taxes of March fifteen, personal taxes April fifteen.
• 12:20
  Speaker 1: But that's all changed during the COVID. How is it
• 12:23
  Speaker 1: balancing this alfile? People have people caught up? No, people
• 12:27
  Speaker 1: are not caught up. I'm not even gonna gonna tell
• 12:29
  Speaker 1: you the power that I have sitting on my death
• 12:32
  Speaker 1: right now of tax extension clients that, like you said,
• 12:35
  Speaker 1: tax extension, they only got an extension til October sixtin,
• 12:40
  Speaker 1: which is like two weeks away. And I still have
• 12:42
  Speaker 1: a pile of clients that I am waiting to get documents. Um.
• 12:46
  Speaker 1: So yes, remind everybody, tax extension deadline is October fifteenth,
• 12:51
  Speaker 1: So send in your documents myself or your you know,
• 12:55
  Speaker 1: your tax for parents, um. And I think that was
• 12:58
  Speaker 1: the biggest thing, um, even though it's been really weird
• 13:01
  Speaker 1: talking to the clients because during the pandemic, a lot
• 13:05
  Speaker 1: of people were at home, right, so you would think
• 13:07
  Speaker 1: that everyone took that time while they're at home to
• 13:11
  Speaker 1: you know, get their houses in order and get their
• 13:13
  Speaker 1: paperwork in order, get their businesses at order. And unfortunately
• 13:17
  Speaker 1: that did not happen. I think most people were just
• 13:20
  Speaker 1: trying to get through the day. Because I find most
• 13:23
  Speaker 1: of my a lot of my clients who always filed
• 13:26
  Speaker 1: on time back in April, which they got you know,
• 13:29
  Speaker 1: until May, who are always during time. This year, they're
• 13:32
  Speaker 1: filing later. I've had, you know, keep all the way
• 13:35
  Speaker 1: up with them. So I think that a lot of
• 13:37
  Speaker 1: people during the pandemic, we're just trying to get through
• 13:40
  Speaker 1: the day. Um. And now that we're beginning to you know,
• 13:44
  Speaker 1: be outside again, um, we're trying. I'm certainly trying to
• 13:47
  Speaker 1: get everyone back organized and getting back on tracks. And
• 13:53
  Speaker 1: and that's difficult being the entrepreneur. I was just having
• 13:55
  Speaker 1: a conversation today with the client, especially if you're a
• 13:58
  Speaker 1: full time entrepreneur like that takes a lot. Being organized,
• 14:02
  Speaker 1: get up every day and not just gonna make money,
• 14:04
  Speaker 1: but then you have to be concerned about the background
• 14:08
  Speaker 1: and all the you know, the administrative things such as
• 14:12
  Speaker 1: the access the business, bank accounts, keeping everything organized. So
• 14:17
  Speaker 1: it's it's a lot, and that's why you have to
• 14:18
  Speaker 1: have a team. You have to have it seem that
• 14:20
  Speaker 1: you can trust to help you get it all done
• 14:22
  Speaker 1: and keep it organized absolutely well. Organization is the key
• 14:26
  Speaker 1: to anything. I've tell it to myself. Multitasking, Uh, if
• 14:31
  Speaker 1: you don't have understand time management, that's the key. That's
• 14:33
  Speaker 1: the quickest way to fail in and achieving your dreams
• 14:37
  Speaker 1: are impossible if you don't understand time management. But we're
• 14:40
  Speaker 1: also tips and knowing people and mentorship and also having
• 14:44
  Speaker 1: experienced people around you. Now you said you just purchased
• 14:46
  Speaker 1: the building. Why did you purchase the building? Coming in
• 14:49
  Speaker 1: because I purchased in the middle of the pandemic. Of course,
• 14:52
  Speaker 1: I thought the pandemic will be over with now now
• 14:55
  Speaker 1: you purchased the building. Yes, I purchased might as well,
• 14:59
  Speaker 1: but of course when it can. But because as we've
• 15:01
  Speaker 1: been talking, I think I've been on your show each
• 15:03
  Speaker 1: year talking about taxes. So I started Foods Financial. I
• 15:07
  Speaker 1: think now we're in our ninth tax season, are going
• 15:09
  Speaker 1: into our nine taxes, and and I had been just renting,
• 15:13
  Speaker 1: you know, renting a space at another tax office. And finally,
• 15:17
  Speaker 1: you know, when everyone keeps saying you have to do
• 15:19
  Speaker 1: it on your own, and do it on your own.
• 15:21
  Speaker 1: And finally, because also we know I have um a
• 15:24
  Speaker 1: full service along with my three partners, hold that thought
• 15:28
  Speaker 1: right there, MS, Foods, We're gonna be right back with
• 15:31
  Speaker 1: more money making conversation because I wanted to talk about
• 15:33
  Speaker 1: your partners again. If you have any phone calls in
• 15:36
  Speaker 1: one microphone call to the show four zero four eight
• 15:38
  Speaker 1: A zero. This is Roshan McDonald speaking with Laura Foods.
• 15:42
  Speaker 1: She can ask all your tax questions. Just call in
• 15:45
  Speaker 1: and we love to talk to you. It's finally here,
• 15:48
  Speaker 1: the season of celebration, and no matter how you celebrate
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  Speaker 1: with family and friends, whether you're preparing for rays, magos
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  Speaker 1: windy path that could lead to adventure, and they see you.
• 17:32
  Speaker 1: They're fearless. Guide. Is this fascinating world? Find a forest
• 17:36
  Speaker 1: near you and start exploring a Discover the Forest dot
• 17:39
  Speaker 1: org brought to you by the United States Forest Service
• 17:42
  Speaker 1: and the ad Council. Now let's return to Money Making
• 17:45
  Speaker 1: Conversations Live with ru Sean McDonald. If you have questions
• 17:49
  Speaker 1: or comments, call four zero four zero Hi. You're listening
• 17:55
  Speaker 1: to money Making Conversation. As stated, I am the host.
• 17:58
  Speaker 1: Is the new shows a live show would do own
• 18:00
  Speaker 1: w C okay every Tuesday. I called it Big Tuesday
• 18:03
  Speaker 1: because you can call in. Is live and I come
• 18:05
  Speaker 1: into the studio on the campus of Clark Atlantic University.
• 18:08
  Speaker 1: And if the purpose of coming into the studio is
• 18:10
  Speaker 1: to give a different take on what we're trying to do,
• 18:13
  Speaker 1: what the purpose of my show? My show to give
• 18:15
  Speaker 1: you information. My show is to give you people coming
• 18:18
  Speaker 1: my show share to share secrets uh their success their business.
• 18:22
  Speaker 1: But more importantly, it allows you to talk, allows you
• 18:25
  Speaker 1: to express what's on your mind. I allow you to
• 18:28
  Speaker 1: talk and give comments or just be able to hear
• 18:31
  Speaker 1: a different perspective told by somebody. I'd like to believe
• 18:35
  Speaker 1: I'm successful in this business. I like to believe I've
• 18:37
  Speaker 1: done successful things in this business. And I'm not trying
• 18:39
  Speaker 1: to charge you anything. I just want to share the
• 18:42
  Speaker 1: good wisdom that has been given to me that I've
• 18:44
  Speaker 1: been blessed with over the years through my hard work
• 18:46
  Speaker 1: and the relationships that allowed me to get to where
• 18:49
  Speaker 1: I've gotten to today. And one of the people I
• 18:51
  Speaker 1: met over the years. It all came back with the
• 18:52
  Speaker 1: neighborhood awards and if I bring it up, she's gonna say,
• 18:55
  Speaker 1: shot played, Make it back, Make it back. She was
• 18:58
  Speaker 1: working lords. Everybody misses the hoodie neighborhood and so but
• 19:05
  Speaker 1: there she was talking about the three friends who are
• 19:07
  Speaker 1: are who want several debut awards in Las Vegas and
• 19:11
  Speaker 1: uh well stout advocates of the show and what it
• 19:15
  Speaker 1: brought to the communities for us supporting small entrepreneurs or
• 19:18
  Speaker 1: small business owners because I was about there, because they
• 19:21
  Speaker 1: are the true stars of the community, pay taxes, they
• 19:23
  Speaker 1: employ people, and sometimes they go unnoticed. And that's what
• 19:26
  Speaker 1: money making conversations about. And you were talking about them.
• 19:29
  Speaker 1: Please bring up the conversation again, Laura Foods, right before
• 19:32
  Speaker 1: the break and explaining that relationship with your business partners.
• 19:35
  Speaker 1: Oh yes, so what I was referencing. So we started
• 19:38
  Speaker 1: Salona Tour. Clanca Tour is this month as a matter
• 19:41
  Speaker 1: of fact, celebrating fourteen years business. Yes ive Neighborhood Awards
• 19:47
  Speaker 1: for best Neil Salon, best hair salon in the country,
• 19:51
  Speaker 1: don't realizing being in that business, Alon, we always rented
• 19:55
  Speaker 1: the space built out someone else's. So when it came to,
• 20:00
  Speaker 1: you know, expanding my tax just wanting to add other
• 20:03
  Speaker 1: tax preparents for my team, adding employees to my team,
• 20:07
  Speaker 1: I knew that I did not want to pay rent. No,
• 20:11
  Speaker 1: So that's and we started um looking to actually purchase
• 20:15
  Speaker 1: a space. So yes, I I purchased my space during
• 20:19
  Speaker 1: the pandemic as well. When we have a phone call
• 20:22
  Speaker 1: here calling it on Money Making Conversation, Laura, let me
• 20:25
  Speaker 1: bring Kimmis. I believe we're saying her name right, Chemists
• 20:28
  Speaker 1: from Atlanta, Georgia. What is your question? Well, my question
• 20:33
  Speaker 1: is I want to definitely first start off with telling
• 20:35
  Speaker 1: you thank you so much for dropping all these amazing
• 20:39
  Speaker 1: jewels and wisdom. Um, I've kind of been listening to
• 20:42
  Speaker 1: your show now. I want to say, it's been a
• 20:44
  Speaker 1: few months since you've been on the air when I've
• 20:47
  Speaker 1: caught it, and I love everything you're talking about is
• 20:51
  Speaker 1: so true. I love how you both were just giving
• 20:54
  Speaker 1: your um facts about entrepreneurship and how you have to
• 20:58
  Speaker 1: run your business. And I know I'm an entrepreneur as
• 21:02
  Speaker 1: well as I work corporate and I know all sides
• 21:05
  Speaker 1: of it, and yes, we have to wear all hats,
• 21:07
  Speaker 1: but definitely being organized. I'm known for that in my business.
• 21:12
  Speaker 1: Well you were. You just kind of similar to thank
• 21:15
  Speaker 1: you. You You come similar to Laura because you're still in
• 21:17
  Speaker 1: the corporate world as well, Laura as well as self employed.
• 21:19
  Speaker 1: Talk about that balance of having to do that because
• 21:22
  Speaker 1: Chemists is doing the same thing. She says she's still
• 21:24
  Speaker 1: maintaining her corporate job as well as being self employed
• 21:27
  Speaker 1: because multiple hats can be grinding, can uh lose personal time,
• 21:32
  Speaker 1: can lose vacation time, but you gotta hold on to
• 21:35
  Speaker 1: that personal time. You gotta hold on to the vacation time.
• 21:37
  Speaker 1: That was something I had to learn over the years.
• 21:39
  Speaker 1: Talk about that, Laura. Yes, well, congrats him, because yes,
• 21:43
  Speaker 1: I am certainly for as we talked about multiple streams
• 21:46
  Speaker 1: of income, and I'm off my entrepreneurs. I'm all about
• 21:51
  Speaker 1: my boss ladies and businesses and helping business for myself,
• 21:55
  Speaker 1: though I still maintain my corporate career first of all,
• 21:59
  Speaker 1: because I love us percent four oh one k match
• 22:02
  Speaker 1: that's free money. I love five weeks paid vacation when
• 22:07
  Speaker 1: I still need to rest and relax. I love that
• 22:10
  Speaker 1: good check that comes every other week. I love my
• 22:14
  Speaker 1: corporate vehicle that pay you know, that provides me a vehicle,
• 22:17
  Speaker 1: maintenance and gas. So I leverage the money and the
• 22:21
  Speaker 1: things that I earned from that corporate job to put
• 22:24
  Speaker 1: into my other businesses. UM. And this year, what I
• 22:29
  Speaker 1: really started doing is getting a team of people so
• 22:32
  Speaker 1: that I could work smart or not harder, because I'm
• 22:34
  Speaker 1: not willing to give up, you know, all of my evenings,
• 22:38
  Speaker 1: all of my weekends. So I did begin to In
• 22:41
  Speaker 1: the beginning, I always thought that I had to do
• 22:44
  Speaker 1: everything myself to save money, UM, and then I would
• 22:48
  Speaker 1: have more money. However, realizing now is I pay people
• 22:52
  Speaker 1: to do things. I have more free time, and I'm
• 22:56
  Speaker 1: making more money because I'm able to be more clear,
• 23:00
  Speaker 1: I'm able to be more focused when I am working UM,
• 23:03
  Speaker 1: and I have people to do the things that they
• 23:06
  Speaker 1: do very well, and then I can focus on the
• 23:08
  Speaker 1: things that I I do very well. So yes, I'm
• 23:11
  Speaker 1: not giving up vacation time or personal time either. You
• 23:15
  Speaker 1: have a question. Oh, she's going okay, cool, no problem.
• 23:20
  Speaker 1: Let me ask you this question. UM. You said October
• 23:23
  Speaker 1: you have a stack of tax filings on your desk.
• 23:27
  Speaker 1: What happens when you don't receive the information from your clients.
• 23:32
  Speaker 1: What happens then, well, I think, um, what happens if
• 23:37
  Speaker 1: I don't get their information there to file their tes
• 23:40
  Speaker 1: and I can't be more concerned about their taxes than
• 23:43
  Speaker 1: than they are a question. We send some TEX messages.
• 23:49
  Speaker 1: But if they you know, because I do have clients
• 23:52
  Speaker 1: that were maybe slipped through you know, my file a year, um,
• 23:58
  Speaker 1: then yeah, and that's what I can do. If they
• 24:01
  Speaker 1: don't give me the information that we've already filed the
• 24:04
  Speaker 1: extension and now we're at the extension deadline, then they
• 24:07
  Speaker 1: would just have to pay a late five link penalty
• 24:10
  Speaker 1: whenever they do, which is, you know, which is not
• 24:12
  Speaker 1: a large amount, But like I said, it's you know,
• 24:15
  Speaker 1: I can't be more concerned about somebody's taxes than they
• 24:17
  Speaker 1: are about their own. That's true. I've been there. You know,
• 24:21
  Speaker 1: always tell people, you know, when you make the decision
• 24:24
  Speaker 1: when you have to let people go, well, you know,
• 24:26
  Speaker 1: you have to fire people. Nobody wants to do that.
• 24:28
  Speaker 1: But if they're I can't worry about there, If they
• 24:30
  Speaker 1: don't worry about their job or their responsibility of being
• 24:33
  Speaker 1: able to do what I asked you to do. Show
• 24:34
  Speaker 1: up to work on time, you know, do the work
• 24:36
  Speaker 1: I asked them to do in between the hours I'm
• 24:38
  Speaker 1: asking I'm paying you to do so when it's the
• 24:41
  Speaker 1: same thing with life. If somebody asked you to file something,
• 24:43
  Speaker 1: they don't give you the paperwork to file, they can't
• 24:45
  Speaker 1: come back and complain, but they will complain, and they
• 24:48
  Speaker 1: would someone kind of blame you for the problem. So
• 24:51
  Speaker 1: you have to always have your paperworking place to be
• 24:53
  Speaker 1: able to adjust the people who will not understand. Rules
• 24:57
  Speaker 1: are not made to be broken. They're where they they
• 24:59
  Speaker 1: have made to be followed. But Chimis was not off.
• 25:02
  Speaker 1: She did drop off the list. She didn't have a question, Chimis,
• 25:04
  Speaker 1: what was your question? Um? I guess my question is
• 25:09
  Speaker 1: I want to be able to contact UM the tax
• 25:15
  Speaker 1: as well as I need to stay in touch with
• 25:18
  Speaker 1: you UM and be a guest on the show. Okay,
• 25:21
  Speaker 1: well that's no problem. Just leave your information afterwards, you know.
• 25:23
  Speaker 1: And now, now as far as contacting Laura Food, she's
• 25:28
  Speaker 1: based in the Washington d C. How did do that?
• 25:30
  Speaker 1: Do you know? This is a public radio rate network.
• 25:33
  Speaker 1: We really can't we really can't put ourselves in the
• 25:35
  Speaker 1: position to be able to solicit or give out information
• 25:38
  Speaker 1: like that. But off, if you leave your number, then
• 25:40
  Speaker 1: I'll be able to uh set up a contact relationship. Okay, okay, cool,
• 25:46
  Speaker 1: I appreciate it, Thank you very much. Now here's the
• 25:48
  Speaker 1: interesting thing about you, uh, and you are a very
• 25:52
  Speaker 1: very passionate person, Laura. You know you said that because
• 25:56
  Speaker 1: of the type of business you are in, Dignity Memorial,
• 25:59
  Speaker 1: and last year had to be a year where we
• 26:02
  Speaker 1: saw the accelerated deaths of so many people and now
• 26:05
  Speaker 1: it's picking back up in the fall. How do you
• 26:07
  Speaker 1: balance that? Because that's a very emotionally draining business that
• 26:10
  Speaker 1: you're in. And then you also still also in another
• 26:13
  Speaker 1: business which is also emotionally draining, in the financial services
• 26:18
  Speaker 1: business with taxes. How do you balance that? And then
• 26:21
  Speaker 1: you have a wonderful daughter who's now in college. Year
• 26:25
  Speaker 1: can believe, right, but I know people see me, they
• 26:30
  Speaker 1: would never believe looking at me that I have a
• 26:33
  Speaker 1: daughter that is a senior in college. But I do. Well, good,
• 26:37
  Speaker 1: that's a good thing. Now, with that being said, how
• 26:39
  Speaker 1: do you balance these two amazingly difficult emotional jobs because
• 26:43
  Speaker 1: people want to know, Um, well, I think the balance
• 26:46
  Speaker 1: comes in because yes, my My corporate career of twenty
• 26:50
  Speaker 1: five years is in the death care industry. However, my
• 26:54
  Speaker 1: my backing is UM accounting and finance. So even at
• 26:59
  Speaker 1: the corporate job, I am a finance manager, so I
• 27:04
  Speaker 1: still shuffle a lot of papers, crunch a lot of numbers. UM.
• 27:07
  Speaker 1: So fortunately during the pandemic, you know, I don't meet
• 27:11
  Speaker 1: directly with family. It was certainly UM a toll on
• 27:16
  Speaker 1: everyone in our company, as you can imagine because even
• 27:20
  Speaker 1: Tim started so we were never like worked from home.
• 27:25
  Speaker 1: Of course, like we never. It was a lot of
• 27:28
  Speaker 1: overtime and like you said, it was, I mean it
• 27:33
  Speaker 1: was the same where at work, it was that's your
• 27:36
  Speaker 1: job you have to do. But of course I think
• 27:38
  Speaker 1: to balance all of that is making sure that whatever
• 27:42
  Speaker 1: you enjoy doing that you budget for that, whether it's
• 27:46
  Speaker 1: funny time. So you know, my favorite thing is I
• 27:49
  Speaker 1: have a whole to eat, like as long as I
• 27:51
  Speaker 1: have good food and I have like and I can
• 27:55
  Speaker 1: watch fast and serious on the weekend and you know
• 27:59
  Speaker 1: we can re group and refresh. So I think being
• 28:01
  Speaker 1: a business owner, balancing you know, the multiple streams of income,
• 28:06
  Speaker 1: I think it's just making sure that you budget out
• 28:08
  Speaker 1: time for us to regroup on like a Sunday to
• 28:13
  Speaker 1: day is my day that I try not to work,
• 28:16
  Speaker 1: you know, right, want I want to switch gears here
• 28:19
  Speaker 1: and talk about all these apps they gotta out here
• 28:21
  Speaker 1: because i RS has changed rules on notification of income
• 28:24
  Speaker 1: of six hundred dollars more. You know, because a lot
• 28:26
  Speaker 1: of people they're sending an invoce to me through PayPal.
• 28:29
  Speaker 1: A lot of people ask me to play through zeal
• 28:31
  Speaker 1: or Venmo or eBay. You know, it's really so many
• 28:35
  Speaker 1: different ways out there. But the rules have changed and
• 28:38
  Speaker 1: you have to really really be aware that the government
• 28:40
  Speaker 1: is tracking you now. Is that only just on the
• 28:43
  Speaker 1: personal side or on the business side or also on
• 28:46
  Speaker 1: the personal side too, Because it used to be you
• 28:48
  Speaker 1: can kind of like slide different income levels and not reported.
• 28:52
  Speaker 1: I'm not saying that's the wrong thing to do, but
• 28:54
  Speaker 1: you could get away with it if you didn't do
• 28:56
  Speaker 1: it so much. But now RS is notified every time
• 29:00
  Speaker 1: that happens. Talk about that major changes happened in January
• 29:03
  Speaker 1: one to anybody who gets paid six or more. Yes,
• 29:08
  Speaker 1: and so with hopefully you know, if people talk to
• 29:11
  Speaker 1: a tax a pair of financial advisor, you know, we
• 29:14
  Speaker 1: would always advise our clients. Anytime you have a profit
• 29:18
  Speaker 1: in your business of four hundred dollars or more, you
• 29:21
  Speaker 1: have to do your taxes and you have to promote
• 29:24
  Speaker 1: that income or claim the income. Right. So as I've
• 29:27
  Speaker 1: always promoted to my clients and hopefully other people were
• 29:31
  Speaker 1: as well, because we knew, like you, they did not
• 29:35
  Speaker 1: develop all of these apps just for our convenience. Right now,
• 29:38
  Speaker 1: some of them get a small percentage or they get
• 29:41
  Speaker 1: their fees, so then it does create income for them.
• 29:44
  Speaker 1: But of course we knew that this was a way
• 29:47
  Speaker 1: for them to track our money, right, and they know
• 29:50
  Speaker 1: now as more people are creating, you know, becoming entrepreneurs,
• 29:55
  Speaker 1: having side hustles. You know a lot of people everybody
• 29:58
  Speaker 1: has now side hustle. During the endemic, so many amazing
• 30:01
  Speaker 1: businesses were created. And so what they're doing now, um
• 30:07
  Speaker 1: is that if you have earned on any of these platforms,
• 30:11
  Speaker 1: like I said, cash aps, L at the eBay, all
• 30:14
  Speaker 1: those things, six hundred dollars are more, they will send
• 30:17
  Speaker 1: you a ten K, which means income that you need
• 30:21
  Speaker 1: to report as well as they'll send a copy to
• 30:24
  Speaker 1: the I R S. So that it's cracking down that
• 30:26
  Speaker 1: we have to claim that income and as I said,
• 30:29
  Speaker 1: Now for myself, I always for years have been selling clients.
• 30:33
  Speaker 1: Need to claim the income, but keep good cracking of
• 30:37
  Speaker 1: your expenses, so the most of that income, we can
• 30:40
  Speaker 1: write that down for you. But yes, so starting January
• 30:44
  Speaker 1: twenties twenty two, if you earn six hundred dollars or more,
• 30:47
  Speaker 1: they'll issue which you would get at the beginning of three. Yes,
• 30:55
  Speaker 1: they want their percentage of everything can get away with.
• 30:59
  Speaker 1: Were gonna come right right when you come back. I
• 31:01
  Speaker 1: want to respond to the changes in the tax credits,
• 31:04
  Speaker 1: earned income A changes, the unemployment changes, child dependent care
• 31:08
  Speaker 1: expense changes, and what's new coming up in your brain?
• 31:11
  Speaker 1: But right back I'm sending you guys up. You don't
• 31:14
  Speaker 1: go nowhere. When you come back to you you can answer
• 31:16
  Speaker 1: all these things. If you want to call us four
• 31:18
  Speaker 1: zero four eight zero five. I'm talking to the wonderful,
• 31:22
  Speaker 1: the talent, the dynamic tax power power. Laura Foods be
• 31:26
  Speaker 1: right back with what money making conversations. Hi, I'm Dr
• 31:29
  Speaker 1: Andreas Michaelitis, Chief psychologist at noon. But what's new and
• 31:33
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  Speaker 1: dot com. What grows in the forest trees? Sure you
• 32:03
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• 32:06
  Speaker 1: sense of wonder, and our family bonds grow too, because
• 32:09
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• 32:16
  Speaker 1: reconnect with each other. The forest is closer than you think.
• 32:20
  Speaker 1: Find a forest near you and start exploring. I Discover
• 32:23
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• 32:26
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• 32:30
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• 32:52
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• 32:55
  Speaker 1: the Forest dot org. Brought to you by the United
• 32:57
  Speaker 1: States Forest Service and the AD Council. Now let's return
• 33:01
  Speaker 1: to money Making Conversations Live with rus Sean McDonald. If
• 33:04
  Speaker 1: you have questions or comments, called four zero four zero. Well.
• 33:11
  Speaker 1: Coming up on the show is the founder of CEO
• 33:14
  Speaker 1: or brew master of Rhythm's Brewing Company. UH. She's es
• 33:17
  Speaker 1: fessionally known as the Lady Lagger. She made history by
• 33:19
  Speaker 1: coming the first African American woman owned beer brand in
• 33:22
  Speaker 1: the state of Connecticut and the fourth in the country.
• 33:25
  Speaker 1: That's coming up on the show. But let's wrap up. Laura.
• 33:28
  Speaker 1: You you always bring me information, You always keep me
• 33:30
  Speaker 1: your abreast of all the changes. And before you left,
• 33:33
  Speaker 1: you know you're based in the Prince George's County area
• 33:36
  Speaker 1: of Washington, d C. One of the largest black fugets
• 33:39
  Speaker 1: UH communities from a standpoint of wealth in America. And
• 33:43
  Speaker 1: you're out there doing your thing with your multiple streams
• 33:45
  Speaker 1: with income. You're hanging in there, aren't you? You You hanging
• 33:47
  Speaker 1: in there? When we talk about child tax credit changes
• 33:53
  Speaker 1: and earned income age changes and unemployment changes, why would
• 33:57
  Speaker 1: these changes needed and would they benefit us? Um? Well,
• 34:01
  Speaker 1: I think a lot of the a lot of these changes,
• 34:04
  Speaker 1: of course, came about because of the pandemic. Right, So
• 34:08
  Speaker 1: some things. I was gonna point out a few things,
• 34:11
  Speaker 1: and I took some notes because of course my brain
• 34:13
  Speaker 1: is only so big, so I don't remember the exact numbers.
• 34:16
  Speaker 1: So I did take some notes so that everybody could
• 34:19
  Speaker 1: have exact numbers. Um. But some of the things, we
• 34:22
  Speaker 1: have to be mindful that when um, they passed the
• 34:25
  Speaker 1: American Cares Act, that they were effect for twenty twenty,
• 34:29
  Speaker 1: but they did not extend to one. So some thing's
• 34:33
  Speaker 1: got good, some things not so good. Okay, so let's
• 34:37
  Speaker 1: point out, um, what is a good thing. So one
• 34:40
  Speaker 1: of the which everybody has been talking about because I
• 34:44
  Speaker 1: get questions about it is the child tax credit. So
• 34:47
  Speaker 1: if you had children, you know, you used to get
• 34:50
  Speaker 1: a child tax credit of two thousand dollars per child
• 34:53
  Speaker 1: up still, if understanding what they did for here twenty
• 34:59
  Speaker 1: twenty one, they end three thousand dollars per child, and
• 35:06
  Speaker 1: then if your child is under five thirties hundred dollars
• 35:10
  Speaker 1: per child. As well as another benefit that I've never
• 35:14
  Speaker 1: heard of them doing. People started getting advanced payments of
• 35:19
  Speaker 1: that credit back in July, so they were a month
• 35:22
  Speaker 1: credit from July, August, September or southern of December. So
• 35:28
  Speaker 1: that's the great right, more money per child. The only
• 35:32
  Speaker 1: thing that I cautioned my science is out and being
• 35:36
  Speaker 1: careful because you could opt of taking the credit, is
• 35:41
  Speaker 1: remember it is an advance against that credit. So like
• 35:46
  Speaker 1: for my crients that I have, who maybe um, parents
• 35:50
  Speaker 1: are now separated or they're divorced and they take turns
• 35:53
  Speaker 1: claiming the child. So maybe they started sending them the
• 35:57
  Speaker 1: money because they claimed the child in twenty twenty. Now
• 36:02
  Speaker 1: in one they will not be claiming that child. So
• 36:05
  Speaker 1: if they already got that advanced money and they have
• 36:08
  Speaker 1: to deduct it on their tw that means now they
• 36:13
  Speaker 1: may oh. So that's how I said, we have to
• 36:17
  Speaker 1: make sure you know that we understand the credits and
• 36:20
  Speaker 1: how they really work, to make sure that we're not
• 36:22
  Speaker 1: setting ourselves up come tax times. UM. So that was
• 36:26
  Speaker 1: one that was a big one because I know everybody
• 36:28
  Speaker 1: knows about the child tax credits, so that is a
• 36:30
  Speaker 1: good one. UM. Another good one, UM, A lot of
• 36:35
  Speaker 1: people forget about this is a child in dependent care
• 36:39
  Speaker 1: expenses where you know for your children under third I
• 36:44
  Speaker 1: aimed the caps we used to only be able to
• 36:47
  Speaker 1: claim three thousand dollars worth of expenses. Yeah, years one,
• 36:53
  Speaker 1: you'll be able to claim up to eight thousand dollars
• 36:56
  Speaker 1: and expenses. Now remember now this like when I Spens
• 36:59
  Speaker 1: said the kids through private school. We can't write off
• 37:02
  Speaker 1: the private school education it is or because that's a choice.
• 37:07
  Speaker 1: But you can deduct when you're paying before care, after care,
• 37:10
  Speaker 1: summer camp. Because you're going to work, we can write
• 37:13
  Speaker 1: off that. Okay, Um, can I say another one? We
• 37:17
  Speaker 1: have time for some more. One more and actually actually
• 37:21
  Speaker 1: actually probably need to go, but I want to hear
• 37:23
  Speaker 1: what you got coming up so I can go into
• 37:24
  Speaker 1: my next games. Okay, yes, okay, so real quick. The
• 37:27
  Speaker 1: only other thing that I want to make people sure
• 37:29
  Speaker 1: that people know not a good thing was that for
• 37:32
  Speaker 1: twenty twenty, when we were getting unemployment income, that first
• 37:37
  Speaker 1: ten thousand, two hundred dollars was not taxable. But guess
• 37:41
  Speaker 1: what for those that still we're getting unemployment in one,
• 37:45
  Speaker 1: that is not the case that income is going to
• 37:48
  Speaker 1: be taxable. So they need to make sure that they're
• 37:51
  Speaker 1: withholding schedule and out of that unemployment income. Okay, let's foods.
• 37:58
  Speaker 1: I want to thank you for coming on my show
• 38:00
  Speaker 1: as usual. You know, well, you're amazing talker and I
• 38:04
  Speaker 1: love your energy and your your information you give helps
• 38:07
  Speaker 1: all people. And again when I need you, I can
• 38:09
  Speaker 1: depend on you to come back on the show. Correct, anytime, anytime? Alright,
• 38:13
  Speaker 1: come to Atlanta in October. Okay, cool, Well, we'll see
• 38:16
  Speaker 1: you next month again. Laura Foods based on in the
• 38:18
  Speaker 1: Maryland UH Prince George's County area. She's one of the
• 38:21
  Speaker 1: top financial tax for small businesses in America. Thank you
• 38:25
  Speaker 1: for coming to the show, Laura, Thank you, thank you. Well,
• 38:29
  Speaker 1: she's on the phone and I want to thank her
• 38:30
  Speaker 1: for being patient allowing me. She's all away up North
• 38:33
  Speaker 1: Connecticut area. UH. My next guest is Elsa Bowens Makago.
• 38:37
  Speaker 1: She's the founder, CEO and uh brew Master of CEO
• 38:42
  Speaker 1: of brew Master Rhythm Brewing Company. Affectually known as Lady Lagger.
• 38:46
  Speaker 1: She made history about becoming the first African American woman
• 38:49
  Speaker 1: owned beer brand in the state of Connecticut and the
• 38:52
  Speaker 1: fourth in the country. Alisa, she's a professional saucer dancer
• 38:56
  Speaker 1: and owner Elisa's House of Saucer. She's owned that business
• 38:59
  Speaker 1: is two thousand and so. We talked about it more
• 39:01
  Speaker 1: than twenty one years guy that glided on into the
• 39:04
  Speaker 1: beer scene. In her passion for music, dance, and beer
• 39:08
  Speaker 1: have played a significant role in her life. Both of
• 39:10
  Speaker 1: Elsa's grandmothers were beer drinkers. Alive my father he was
• 39:14
  Speaker 1: a big beer drinker or lag our drinker. A Lisa
• 39:16
  Speaker 1: remembers her grandmother telling her that the key to success
• 39:19
  Speaker 1: was finding your rhythm and life. Recognizing a significant gap
• 39:23
  Speaker 1: in the hundred and fourteen billion dollar beer industry, she
• 39:26
  Speaker 1: has made it her mission to tap into an untapped
• 39:29
  Speaker 1: and underserved demographic in the country. Please welcome from Connecticut.
• 39:33
  Speaker 1: Straight out of Connecticut to money making Conversation, Alisa Bowens Makado.
• 39:37
  Speaker 1: How are you doing. I'm wonderful. Thank you so much
• 39:41
  Speaker 1: for I make I'm really happy that I can tron
• 39:44
  Speaker 1: you today. Well, first of all, you know, we gotta
• 39:46
  Speaker 1: start with the saucer talk, you know, you know, because
• 39:49
  Speaker 1: I would think, because you know, it's really funny about
• 39:51
  Speaker 1: that when you hear the word sauce, it just automatically
• 39:53
  Speaker 1: you just want to move like you really know what
• 39:55
  Speaker 1: you do. You'll be sitting in your chair and I
• 39:58
  Speaker 1: just didn't mean to say sauce I doing, you know,
• 40:00
  Speaker 1: I did something that that that that that you know what,
• 40:06
  Speaker 1: It's funny. Everybody always puts one hand on their tracks
• 40:09
  Speaker 1: at one arm up in the air, and you that
• 40:13
  Speaker 1: right now, you say salsa, and that's immediately and that
• 40:17
  Speaker 1: that music that you're just playing, that's your sausa music
• 40:20
  Speaker 1: in your head. But it literally comes out so wept.
• 40:23
  Speaker 1: You're absolutely right. It's really because it's such as there
• 40:28
  Speaker 1: are certain beats that stay in your mind, like the reggae.
• 40:31
  Speaker 1: You know that that Bob Marley beat just stays into
• 40:34
  Speaker 1: your mind. And then you know, you know, I don't care,
• 40:37
  Speaker 1: you know, you go if you think of reggae is
• 40:39
  Speaker 1: a beat that's gonna stay there when you go to saucer.
• 40:41
  Speaker 1: That immediately, like you said, you know, my hand winning
• 40:45
  Speaker 1: on the top of my stomach. Oh my heart. My
• 40:47
  Speaker 1: other hand went up and I was kind of waving
• 40:50
  Speaker 1: at somebody. I don't know who waving back at me,
• 40:52
  Speaker 1: but I was doing my thing. But why does that?
• 40:54
  Speaker 1: Why does the music grab you like that? Oh? I mean,
• 40:58
  Speaker 1: I'm gonna tell you exactly why. Uh. It's got so
• 41:02
  Speaker 1: many beautiful instruments and beets and rhythms in southa and
• 41:08
  Speaker 1: it just brings you to if you close your eyes
• 41:10
  Speaker 1: and you picture like an island or you know, palm
• 41:15
  Speaker 1: trees or a happy place, but with just percussion and
• 41:19
  Speaker 1: music moving. That's that's the excitement. And that's why I
• 41:23
  Speaker 1: don't care who you are. If you hear some to
• 41:26
  Speaker 1: hear some sect to music, yourn start tapping, then you
• 41:31
  Speaker 1: know we might have to waken up that that sent it.
• 41:38
  Speaker 1: Really it's an incredible inspectious inspectious dance and music and
• 41:44
  Speaker 1: and just you know culture so image because you teach it,
• 41:48
  Speaker 1: you have you have school. It's going on. Like I said,
• 41:50
  Speaker 1: like roughly twenty one years owner of a Lisa's House
• 41:53
  Speaker 1: of Salsa. What what or what are the fans or
• 41:55
  Speaker 1: what are the students that come to you? Are there
• 41:57
  Speaker 1: are a certain age group or certain demographic figures? Are
• 42:00
  Speaker 1: racial demographic that comes into your closes or because twenty
• 42:04
  Speaker 1: years you kind of get a sense of who you're
• 42:06
  Speaker 1: a client? Are correct? Yes? Absolutely, and I will tell
• 42:10
  Speaker 1: you they are people. They look there's the demographic and
• 42:15
  Speaker 1: the diversity and what I see in my classroom, Um,
• 42:18
  Speaker 1: it's unbelievable. People come in there basically they either want
• 42:24
  Speaker 1: to find something that they're missing in life. I've had
• 42:28
  Speaker 1: people who have shared um stories about divorce or um
• 42:33
  Speaker 1: I mean deep is like losing a child, and they
• 42:36
  Speaker 1: just needed to come and connect and for one hour
• 42:39
  Speaker 1: they could just get away. I've got people who are
• 42:43
  Speaker 1: you know, we're ripe by your university. So we've got
• 42:46
  Speaker 1: you know, doctors and professors that are just their workload
• 42:50
  Speaker 1: is crazy and they just want to get out on
• 42:51
  Speaker 1: the dance floor. But then I've got like people who
• 42:54
  Speaker 1: are Latino who are just like, I need to reconnect
• 42:57
  Speaker 1: with my culture. And then I've got Black folks that
• 43:00
  Speaker 1: come in because I'm African American, and you know that
• 43:03
  Speaker 1: salsa and the deeps and the rhythm start in Africa.
• 43:06
  Speaker 1: So it's just people that want to dive more into
• 43:09
  Speaker 1: the history of where salsa has come from or where
• 43:13
  Speaker 1: the dance. So I mean, I'm talking just people who
• 43:16
  Speaker 1: have two less less less feet because people have a
• 43:20
  Speaker 1: little rhythm. Those people I've seen all I've seen my babies,
• 43:26
  Speaker 1: I call them from ages three. Um up. You know,
• 43:33
  Speaker 1: you know it's interesting, you know, because you know that's
• 43:35
  Speaker 1: how powerful sauce it is. Because you know, my original
• 43:37
  Speaker 1: connection to this interview was you the founder and CEO
• 43:41
  Speaker 1: of Brew Master Rhythm Brewing Company. And but then I
• 43:44
  Speaker 1: start reading your bio and I started reading about salsa.
• 43:47
  Speaker 1: In the next five minutes we're talked about salsa and
• 43:49
  Speaker 1: saying anything about lagger or any beer drinking yet. So
• 43:53
  Speaker 1: it just shows you how powerful that is is that
• 43:55
  Speaker 1: do anybody come in there, because we're going to talk
• 43:57
  Speaker 1: about your business. That's one of your business. First of all,
• 43:59
  Speaker 1: you your person of multiple streams of income. Let's get
• 44:02
  Speaker 1: that out. She's a uh female entrepreneurs. She's an African
• 44:05
  Speaker 1: American female entrepreneur. One of the fastest group of entrepreneurs
• 44:09
  Speaker 1: growing in America, African American female entrepreneurs. And it's really
• 44:13
  Speaker 1: because women have always been the lead, the ones who
• 44:17
  Speaker 1: handled the money in the household, and now they've taken
• 44:19
  Speaker 1: it out as entrepreneurs. Has becoming a natural leadership role
• 44:23
  Speaker 1: for you as as being a person who had a
• 44:26
  Speaker 1: business and then you transition into another business. That kind
• 44:30
  Speaker 1: of like what's part of your lifestyle, Like they always say,
• 44:32
  Speaker 1: if you're gonna invest in stock, invest in stock and
• 44:35
  Speaker 1: things that you buy natural, if you if you want
• 44:37
  Speaker 1: to go if you go to home depot by home
• 44:38
  Speaker 1: depot stock, you know, if you if you buy the
• 44:40
  Speaker 1: Apple phone? Is an Apple bio? You want to buy stock?
• 44:42
  Speaker 1: Buy the Apple phone? That people say commonality, is that
• 44:45
  Speaker 1: how you got into the brewery business. Yes, and because
• 44:51
  Speaker 1: you know, you could find your rhythm and life in
• 44:53
  Speaker 1: more ways of one. And if something is working for
• 44:56
  Speaker 1: you and you you jump into something else, that that's
• 44:59
  Speaker 1: a past in. Um. Then it's like I always tell people,
• 45:03
  Speaker 1: you know, just go for it. And being like if
• 45:06
  Speaker 1: they always say that serial entrepreneur, I always say, when
• 45:11
  Speaker 1: we tell you exactly how I got into the beer,
• 45:13
  Speaker 1: let me just keep it very very very real with you.
• 45:16
  Speaker 1: My grandmother's god Rescressals were both longer drinkers. Um. I
• 45:22
  Speaker 1: don't know if you remember the ponies of Miller High
• 45:24
  Speaker 1: Life right back in the day. So it's a big
• 45:28
  Speaker 1: As a kid, um, my favorite place, uh was you know,
• 45:32
  Speaker 1: to dance around because I you know, I was like, oh,
• 45:34
  Speaker 1: I think I'm grown. But you know, as a as
• 45:36
  Speaker 1: a child, I saw my grandmother was drinking out of
• 45:38
  Speaker 1: these bottles, these little bottles, and when I became with age,
• 45:41
  Speaker 1: they will let me sip and it was beer. And
• 45:45
  Speaker 1: so I leave with the girl always who without you know,
• 45:48
  Speaker 1: people are in like wine and like martinis, and I'm like, no,
• 45:52
  Speaker 1: I'll take a beer. And so my palent for beer grew.
• 45:57
  Speaker 1: And because it's in the DNA with my grandmother's I'm like,
• 46:01
  Speaker 1: I came from a lineage of beer drinking women. I
• 46:04
  Speaker 1: will tell you when I was we were in Cape
• 46:06
  Speaker 1: Cod one year at a beer festival, and I noticed
• 46:08
  Speaker 1: two things. There were not a lot of women. But
• 46:11
  Speaker 1: then more importantly, I've noticed that there were not a
• 46:12
  Speaker 1: lot of black people or people of color at this
• 46:15
  Speaker 1: beer festival. And I mean I didn't expect a lot.
• 46:18
  Speaker 1: I was in Cape Cod, so I'm like, okay, you know,
• 46:20
  Speaker 1: I know, there's not a whole bunch of you know,
• 46:23
  Speaker 1: you know, you know exactly. I'm like, okay, I get
• 46:32
  Speaker 1: I get it. But then I was drinking the beer
• 46:34
  Speaker 1: and I'm like, nothing reminded me of my grandmother's. Dustin
• 46:38
  Speaker 1: reminded me of normal regular beer that I grew up drinking.
• 46:42
  Speaker 1: Still with that said, on the way home, I'm in deep, deep,
• 46:47
  Speaker 1: deep thought, and my husband said, what why are you
• 46:50
  Speaker 1: so quiet? He's like, my did I do something? And
• 46:53
  Speaker 1: I said no, I said, but thank you for bringing
• 46:56
  Speaker 1: me to this beer festival. Because I looked at him,
• 46:57
  Speaker 1: and I said, I'm going to make my own beer.
• 47:00
  Speaker 1: And the wheel started spinning, and the wheel started turning.
• 47:03
  Speaker 1: And I will tell you when I started researching the
• 47:06
  Speaker 1: industry and it found out that this was a hundred
• 47:10
  Speaker 1: and fourteen billion dollar industry and people of color and
• 47:14
  Speaker 1: women were getting less than point zero zero zero zero
• 47:17
  Speaker 1: zero five. And we're trying. I probably left out at zero.
• 47:21
  Speaker 1: You left out some SuDS on that beer too, mccardo.
• 47:26
  Speaker 1: We're gonna be right back with hear more of this
• 47:28
  Speaker 1: story of if you want to talk to her, uh
• 47:30
  Speaker 1: little also talk a little biter talk, a little lack
• 47:32
  Speaker 1: our talk for zero four eight zero zero four eight
• 47:37
  Speaker 1: zero nine, Please come back and join us money making
• 47:40
  Speaker 1: conversation and speaking to the CEO, founder of Brewmaster Rhythm
• 47:44
  Speaker 1: Brewing Company based in Connecticut. What grows in the forest trees?
• 47:53
  Speaker 1: Sure you know what else grows in the forest, our imagination,
• 47:57
  Speaker 1: a sense of one day and our family bonds too,
• 48:00
  Speaker 1: because when we disconnect from this and connect with this,
• 48:07
  Speaker 1: we reconnect with each other. The forest is closer than
• 48:10
  Speaker 1: you think. Find a forest near you and start exploring.
• 48:14
  Speaker 1: I Discover the Forest dot Org brought to you by
• 48:16
  Speaker 1: the United States Forest Service and the AD Council. If
• 48:21
  Speaker 1: I could be you and you could be me for
• 48:23
  Speaker 1: just one hour, if you could find a way to
• 48:26
  Speaker 1: get inside each other's mind, walk a mile in my shoes,
• 48:30
  Speaker 1: Waco mile in my shoes, shoes. We've all felt left out,
• 48:35
  Speaker 1: and for some that feeling lasts more than a moment.
• 48:39
  Speaker 1: We can change that. Learn how it Belonging begins with
• 48:42
  Speaker 1: us dot org, brought to you by the AD Council.
• 48:46
  Speaker 1: Welcome out in the machines. Hi everyone, I'll roker here
• 48:52
  Speaker 1: as a guy with his own catchphrase. I appreciate that
• 48:55
  Speaker 1: Smokey's only said only you can prevent wildfires, but I'm
• 48:59
  Speaker 1: filling it because there's a lot more to report, like
• 49:02
  Speaker 1: when they're parched her windy conditions out there. You gotta
• 49:05
  Speaker 1: be extra careful with things like burning yard waist. After all,
• 49:09
  Speaker 1: wildfires can start anywhere, even in your neck of the woods.
• 49:12
  Speaker 1: Go to Smokey Bear dot com to learn more about
• 49:15
  Speaker 1: wildfire prevention. Brought to you by the U. S. Forest Service,
• 49:18
  Speaker 1: your State Forrester, and the AD Council. Now let's return
• 49:22
  Speaker 1: to money making conversations. Live with HERU Sean McDonald. If
• 49:26
  Speaker 1: you have questions or comments, called four zero four eight zero.
• 49:32
  Speaker 1: That's right, zero four eight eight zero five. I'm talking
• 49:35
  Speaker 1: to Alisa Bowen's Macado. She's de found the CEO and
• 49:39
  Speaker 1: brewmasters of brew Master Rhythm. Now every time I say
• 49:42
  Speaker 1: they always wanted to say brew master to to the
• 49:44
  Speaker 1: CEO Paul really is the title of the business, brew
• 49:47
  Speaker 1: Master Rhythm Brewing Company. And she's affectionately known as Lady Lagger.
• 49:52
  Speaker 1: You know, I will tell you this, Makato. You know
• 49:55
  Speaker 1: my dad, he wasn't a lagger drinker. He was a
• 49:57
  Speaker 1: beer drinker. He was a beer rinker. You know, it's Paps,
• 50:02
  Speaker 1: Paps blue ribbon beer. My dad. He's smoked unfiltered camel
• 50:08
  Speaker 1: cigarette and he was a hardcore. He was hardcore in
• 50:12
  Speaker 1: a six pack. He was sit on the front porch
• 50:15
  Speaker 1: and wait till the sun go down, and he did
• 50:17
  Speaker 1: his things. So what is the difference between that nice
• 50:20
  Speaker 1: word lagger and beer, al is there a difference? So
• 50:25
  Speaker 1: a lagger is a type of beer, It's a style
• 50:29
  Speaker 1: a beer. So yes, so a lagger would be considered
• 50:33
  Speaker 1: a PBR with your dad, you know what he would drink.
• 50:37
  Speaker 1: And you know all these big box brands, okay, you
• 50:40
  Speaker 1: know those are those are the those are the laggers.
• 50:44
  Speaker 1: So it's a style of beer. The earlier styles of
• 50:46
  Speaker 1: beer were pisners, very late beer. It's easy drinking, it's refreshing,
• 50:53
  Speaker 1: it goes down well, and so it's just another form
• 50:57
  Speaker 1: or style of beer that is brood. Okay, now let's now,
• 51:02
  Speaker 1: let's talk about this. This will always gets interesting when
• 51:04
  Speaker 1: I when people do businesses or open business, I have
• 51:07
  Speaker 1: no concept of what they're doing. I'm talking about me personally,
• 51:11
  Speaker 1: because you can sit around, like you said, you're driving
• 51:13
  Speaker 1: with your husband, I'm gonna do it. I'm gonna How
• 51:15
  Speaker 1: do you start? How do you start with the concept
• 51:18
  Speaker 1: of getting in this business with an idea? Just because
• 51:22
  Speaker 1: of the fact that you know both your grandmother's they
• 51:25
  Speaker 1: ordered beer, and it was part of your culture of
• 51:28
  Speaker 1: not saying culture from sand point, if you were used
• 51:30
  Speaker 1: to it, it it was very familiar beer instead of wine.
• 51:33
  Speaker 1: You know, how did that? How that? How did that
• 51:36
  Speaker 1: give us? Everybody? Oh, who's listening? How did you get started? Yes,
• 51:41
  Speaker 1: entrepreneurship starts with dedication and research. So it's two words.
• 51:47
  Speaker 1: You have to be dedicated to whatever you're jumping in,
• 51:51
  Speaker 1: but make it a mission and find out as much
• 51:54
  Speaker 1: possible about that industry that you are jumping into. You
• 51:58
  Speaker 1: don't want to into like a firefighter would never you know,
• 52:03
  Speaker 1: rush into a building without having the proper equipment or
• 52:06
  Speaker 1: the mask or the oxygen wherever you do. Make sure
• 52:10
  Speaker 1: you're diving into that industry and making sure you know
• 52:14
  Speaker 1: everything about what you're diving into. That's what was my
• 52:18
  Speaker 1: that was what what drove me to really start researching
• 52:22
  Speaker 1: it more. But then when I got into the economics
• 52:26
  Speaker 1: of it, and I said that, folks, we drink a
• 52:32
  Speaker 1: lot of we consume stuff. We we we can can
• 52:36
  Speaker 1: trillions of dollars worth of stuff, and we wear trillions
• 52:39
  Speaker 1: of dollars worth of stuff, whether it's UH boots or
• 52:42
  Speaker 1: speakers or whatever. You here are we we just we
• 52:45
  Speaker 1: really contribute to the economy of this country. But what
• 52:50
  Speaker 1: do what do we own? So when I researched that
• 52:55
  Speaker 1: I could be punt with position where I can employ
• 52:59
  Speaker 1: people of color and I can get some economic empowerment
• 53:04
  Speaker 1: behind this mission, it all just made sense. But research, dedication,
• 53:10
  Speaker 1: and just know what you're the make it a bigger,
• 53:13
  Speaker 1: make it make it a mission of where you're moving
• 53:17
  Speaker 1: in these industries. I literally I want to see our
• 53:20
  Speaker 1: beer on the shelves next to all these other big
• 53:24
  Speaker 1: name brands. I know that we we consume. So if
• 53:28
  Speaker 1: we consume something that we we we could start taking
• 53:31
  Speaker 1: ownership of it. And that's where the entrepreneurial spirit drives. Um,
• 53:38
  Speaker 1: what most of us are doing these days, and you
• 53:40
  Speaker 1: mentioned something very important. Women are on the I mean
• 53:44
  Speaker 1: we're in the forefront of small businesses popping up all over.
• 53:49
  Speaker 1: We're taking control, we're taking back our We're moving into industries.
• 53:54
  Speaker 1: I don't know one of the don't a white, male
• 53:56
  Speaker 1: dominated industry, but this this male dominated in history. I
• 54:00
  Speaker 1: will tell you. It's doing billions, not billions, billions of
• 54:04
  Speaker 1: dollars annually. And the revenue that we're receiving, Uh, it's
• 54:09
  Speaker 1: just it didn't make any sense to me. So what
• 54:11
  Speaker 1: that said. After researching the beer industry, UM and playing
• 54:16
  Speaker 1: homage to my grant, both of my grandmother's got rest
• 54:18
  Speaker 1: their souls. I knew that this was a journey that
• 54:23
  Speaker 1: I was going to go on. So, okay, the the idea,
• 54:26
  Speaker 1: it all starts with an idea and then but you
• 54:29
  Speaker 1: also have people around you that questioned the idea, like
• 54:33
  Speaker 1: because they because you know, every average person first of all,
• 54:36
  Speaker 1: you know, every person deals on eight to five. So
• 54:38
  Speaker 1: they know when you say you're getting the job at
• 54:40
  Speaker 1: a post office, or you're working at a bank, or
• 54:43
  Speaker 1: you're driving the uber, they can rationalize that because they
• 54:46
  Speaker 1: can now when you're talking about you, you know, I
• 54:49
  Speaker 1: almost on our own beer company. Okay, how did that
• 54:53
  Speaker 1: translate to the people around you? People are you're gonna
• 54:57
  Speaker 1: do what? And then like black people drink this? Then
• 55:02
  Speaker 1: it then it goes into we don't own businesses like that.
• 55:05
  Speaker 1: I said, we were about to own a business that
• 55:08
  Speaker 1: that's like this, I said, because they call you know what,
• 55:11
  Speaker 1: it's so funny. They call us a black ball wiser
• 55:14
  Speaker 1: right where the black they're like, you're gonna be the
• 55:17
  Speaker 1: black ball wiser there. They were just like because you're
• 55:19
  Speaker 1: on a mission. But you're, yeah, we we do. We
• 55:25
  Speaker 1: we we know, we absolutely do. But that was the
• 55:27
  Speaker 1: misconception that we that we we didn't. So, um, you know,
• 55:34
  Speaker 1: the black and brown people black and this is a
• 55:36
  Speaker 1: black and brown thing, you know, Hineking coronas. So it's
• 55:40
  Speaker 1: one of those things where we have to break that stereotype.
• 55:43
  Speaker 1: Really and you're you're telling the truth because we consume
• 55:47
  Speaker 1: the aspect of being the person who distributes are are
• 55:52
  Speaker 1: our producers? We can't fathom that that's that's the cycle
• 55:56
  Speaker 1: that as an entrepreneur that we're starting to break and
• 55:59
  Speaker 1: it's being led by women. Why do you feel women
• 56:02
  Speaker 1: are leading the charge in entrepreneurship, especially African American women,
• 56:07
  Speaker 1: Because that's a fact. It's not something I'm making up.
• 56:10
  Speaker 1: It's not something just complimenting you about. That is a
• 56:12
  Speaker 1: fact that African American women breaking down the doors as
• 56:17
  Speaker 1: the fastest growing CEOs in corporate America, fastest growing entrepreneurs
• 56:22
  Speaker 1: in the business world. What is that? Because you're one
• 56:26
  Speaker 1: of them? What is what is pushing you? Are driving
• 56:28
  Speaker 1: you in that positive place? You know what? It's creativity.
• 56:33
  Speaker 1: I'm gonna tell you it's it's it's creativity. It's about
• 56:37
  Speaker 1: making that it's it's accountability. See I think, um, when
• 56:40
  Speaker 1: you talk to uh black women, it's about the accountability aspect.
• 56:46
  Speaker 1: It's about we have to make sure that we are
• 56:49
  Speaker 1: in these industries to open up doors, still bigger seeds,
• 56:53
  Speaker 1: still bigger tables. And that's what we that's what we
• 56:57
  Speaker 1: that's always in the forefront of our brain. Um, and
• 56:59
  Speaker 1: then especially in my mind and My my favorite quote
• 57:03
  Speaker 1: is you know what, if you walk into a room
• 57:05
  Speaker 1: and your you're the old one that looks like you
• 57:07
  Speaker 1: in that room, then know that you're in the right
• 57:10
  Speaker 1: room because that's where change happened. And if I think
• 57:14
  Speaker 1: if we have a mindset like that, um, especially as
• 57:17
  Speaker 1: women of color, um, we are all about you know
• 57:20
  Speaker 1: how we do. We're all about making change and seeing
• 57:23
  Speaker 1: how we can build and grow and bring everyone along.
• 57:28
  Speaker 1: You know where that's like, hey, listen, we weren't we
• 57:31
  Speaker 1: want to growing beer before. You know, we were always
• 57:33
  Speaker 1: actually growing beer, but we were just never recognized for it.
• 57:37
  Speaker 1: So now we've got to break down those doors and
• 57:39
  Speaker 1: and buckt open those glass feelings. So that's my mode
• 57:42
  Speaker 1: that really, honestly is my motivation and national distribution. I
• 57:47
  Speaker 1: want to walk into Atlanta. I'm in Connecticut and my
• 57:50
  Speaker 1: beer is distributed in Connecticut, but I want to walk
• 57:53
  Speaker 1: into I want to come and visit your show, but
• 57:55
  Speaker 1: I want to walk down the street literally into the
• 57:58
  Speaker 1: to the the more whole packaged store, whole Foods, It's
• 58:02
  Speaker 1: Proud Publics, or in in these great stores that African
• 58:07
  Speaker 1: American people go in and get products and see your
• 58:10
  Speaker 1: product on the show absolutely and shop every single day
• 58:14
  Speaker 1: and be able to purchase the product. And I mean
• 58:19
  Speaker 1: I would say we are in Whole Foods where in
• 58:21
  Speaker 1: Trader DROs were, in Shop Light, where Big White were,
• 58:24
  Speaker 1: they're here in Connecticut that we're grateful and we're we're
• 58:27
  Speaker 1: happy and we're proudate that has happened in the three
• 58:31
  Speaker 1: years that we've been in business and been growing. But
• 58:35
  Speaker 1: there's a bigger picture. There's a diet, there's a demographic
• 58:38
  Speaker 1: around the country that wants more brands that look like us.
• 58:43
  Speaker 1: That and it's really important. Did you say that? Because
• 58:45
  Speaker 1: when we look at commercials and see the diversity and commercials,
• 58:49
  Speaker 1: it's really you know, there's nothing to see a black
• 58:51
  Speaker 1: white couple in the same bed in the commercial eating
• 58:55
  Speaker 1: food as a commercial showing love for each other commercial.
• 58:59
  Speaker 1: And that's same diversity is coming into the business world.
• 59:02
  Speaker 1: And when I think about I always talking with the
• 59:04
  Speaker 1: show're talking about leave with your gifts or your purpose
• 59:06
  Speaker 1: and you talk about that to your entrepreneur, you talk
• 59:08
  Speaker 1: about your entrepreneurial gift, talk about that as we wrap
• 59:11
  Speaker 1: up the show, what does that mean and why should
• 59:14
  Speaker 1: people should value that more than anything that they have
• 59:17
  Speaker 1: out there? And maybe they would lead them into the
• 59:19
  Speaker 1: direction that you have. You're going male or female entrepreneurship.
• 59:23
  Speaker 1: Right your your entrepreneurial gifts um will change the world.
• 59:29
  Speaker 1: And that that sounds really big and strong, and it is,
• 59:33
  Speaker 1: but but if you simplify it, it's telling you that
• 59:37
  Speaker 1: there is there's something that is out there that is missing.
• 59:42
  Speaker 1: But it's going to be for the bigger and better
• 59:43
  Speaker 1: whole of America and for the country because that's that's
• 59:48
  Speaker 1: that's where it has to go. So when you take
• 59:51
  Speaker 1: your gift, whether your male, female, whoever you are, you're
• 59:54
  Speaker 1: jumping in this to this entrepreneurial like you know, journey,
• 1:00:00
  Speaker 1: you have to be steadfast and what you're doing with
• 1:00:04
  Speaker 1: with your mission and always know that there is layers
• 1:00:08
  Speaker 1: to entrepreneurship. So when you have a gift and you
• 1:00:12
  Speaker 1: know you're you're good at something, whether it's marketing or
• 1:00:16
  Speaker 1: bringing awareness to industries that are not you know, men
• 1:00:21
  Speaker 1: and peason are not involved in, you've got to really
• 1:00:25
  Speaker 1: take that and proceed with how you're going to make change.
• 1:00:30
  Speaker 1: Because you're out how you're going to make change. But
• 1:00:33
  Speaker 1: get a team, build a team around you. Get a
• 1:00:36
  Speaker 1: strong team that really aligns with your mission. Unless you
• 1:00:40
  Speaker 1: do that, you you're on the road to success. Ms.
• 1:00:45
  Speaker 1: Ms Picardo. Um, when you come down here, you know
• 1:00:48
  Speaker 1: we walk down the street. We're going to walk down
• 1:00:50
  Speaker 1: the street together because you are amazing. And when you
• 1:00:52
  Speaker 1: see me, you know, I'm gonna doing that little saucer
• 1:00:54
  Speaker 1: Dan just to get you a smile and laugh, because
• 1:00:56
  Speaker 1: you know I can't do anything but that. But thank
• 1:00:59
  Speaker 1: you for coming on Money Making Conversation because you're fantastic,
• 1:01:02
  Speaker 1: Your truly are a leader. She's defound, a CEO of
• 1:01:05
  Speaker 1: Brewmaster Rhythm Brewing Company, affectually known, she's effectively known as
• 1:01:09
  Speaker 1: Lady Lagger. She mede a history by coming to first
• 1:01:11
  Speaker 1: African American woman owned beer Brandon the state of Connegan.
• 1:01:14
  Speaker 1: Thank you for coming on Money Making Conversation. Appreciate you,
• 1:01:16
  Speaker 1: thank you, thank you, thank you for joining us for
• 1:01:24
  Speaker 1: this edition of Money Making Conversations Live on w c
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• 1:01:31
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• 1:01:42
  Speaker 1: and the producer for w c l K is Johnny Wellman,
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  Speaker 1: And always remember to lead with your gifts in this
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