Q&A - Property vs Shares: retirement sequencing, and the cash-waiting strategy
Pre-Order Wealth by Design HereThis episode brings together four listener questions that each wrestle with a different dimension of long-term wealth building, from the early decisions that set the trajectory to the late-stage sequencing that determines how comfortably retirement unfolds.The first comes from a 28-year-old physiotherapist two years into his career, carrying $1.1 million in mortgage debt and a $98k HECS liability, asking whether surplus savings should flow into ETFs or the offset account, and whether his wife's extra super contributions are optimally placed.The second involves a…
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