Latest / The Steve Harvey Morning Show / Adrienne Bailon-Houghton, Morris Chestnut, Obi Obadike, Clifton Powell & Tiffany “The Budgetnista” Aliche

Transcript

Adrienne Bailon-Houghton, Morris Chestnut, Obi Obadike, Clifton Powell & Tiffany “The Budgetnista” Aliche · The Steve Harvey Morning Show

• 0:00
  Speaker 1: So it's everyone needs a great pair of wireless earbuds.
• 0:04
  Speaker 1: But before you go dropping hundreds of dollars on a pair,
• 0:06
  Speaker 1: you need to check out the wireless earbuds from Recon.
• 0:10
  Speaker 1: Recon earbuds start off about half the price of any
• 0:12
  Speaker 1: other premium wireless earbuds on the market, and they sound
• 0:16
  Speaker 1: just as amazing. The company was actually co founded by
• 0:18
  Speaker 1: Ray j and celebrities like Stoop Dog, Melissy Aathe Cardib,
• 0:21
  Speaker 1: Brandy j R. Smith and Moore are already obsessed. Recon's
• 0:25
  Speaker 1: wireless earbuds are so comfortable and so easy to take anywhere.
• 0:29
  Speaker 1: Unlike some of your other wireless options, Recon earbuds are
• 0:32
  Speaker 1: both stylish and discreet, with no dangling wires or stems.
• 0:35
  Speaker 1: And of course they don't just look great, they sound
• 0:37
  Speaker 1: great too, and they're perfect for listening to all your
• 0:40
  Speaker 1: favorite I heart radio podcasts on the go. Recon offers
• 0:44
  Speaker 1: their wireless earbuds for everyone in a range of fun
• 0:47
  Speaker 1: colors and at an unbeatable price. So go to buy
• 0:51
  Speaker 1: Recon dot com slash I Heart to get off your order.
• 0:55
  Speaker 1: That's by Recon dot com Slash I Heart for off
• 0:59
  Speaker 1: Recon why her list earbuds if you've been eyeing a parent,
• 1:02
  Speaker 1: now is the time to get an amazing deal one
• 1:04
  Speaker 1: more time. By raycon dot com slash I heart him.
• 1:12
  Speaker 1: Welcome to money Making Conversations. It's the show that she
• 1:15
  Speaker 1: has the secrets of success experience firsthand by Marketing and
• 1:18
  Speaker 1: Brandon expert Rashan McDonald. I will know he's giving me
• 1:21
  Speaker 1: advice on many occasions. Indication didn't notice. I'm not broke.
• 1:25
  Speaker 1: You know. He'll be interviewing celebrity CEOs, entrepreneurs and industry
• 1:28
  Speaker 1: decision makers. It's what he likes to do. It's what
• 1:31
  Speaker 1: he likes to ship. Now it's time to hear from
• 1:33
  Speaker 1: my man, Rashan McDonald money making conversations. Here we go.
• 1:38
  Speaker 1: Welcome to money making conversation. That's right. I am your host,
• 1:41
  Speaker 1: Rashan McDonald. My guest on the show is the studio
• 1:44
  Speaker 1: with me. Um. I wanted to bring him back because
• 1:47
  Speaker 1: guess what we was a movie we did together. He
• 1:51
  Speaker 1: was starting in I was executive producing it. It was
• 1:53
  Speaker 1: called Misguy to Behavior, which was a bully movie. You know,
• 1:56
  Speaker 1: was bringing awareness about bullying, how it can be, it
• 2:00
  Speaker 1: can be circulated, and what they call a middle class
• 2:02
  Speaker 1: family lifestyle and they're not aware of it. But it
• 2:05
  Speaker 1: also it shows a lot of different versions of bullying,
• 2:08
  Speaker 1: from young ladies to uh the suicidal situation. How righting
• 2:13
  Speaker 1: right in the front of teachers and principal bullying is
• 2:16
  Speaker 1: going on and they don't even know about it. What
• 2:19
  Speaker 1: attracted you to the movie, Well, you know, um, I
• 2:23
  Speaker 1: got bullied, you know, and if you if you ever
• 2:26
  Speaker 1: gotten bullied, it sticks with you, probably until you die.
• 2:31
  Speaker 1: I had a guy in my neighborhood. I grew up
• 2:33
  Speaker 1: in d C and in a in a complex called Mayfair,
• 2:36
  Speaker 1: but right across the street was Parkside, which was one
• 2:38
  Speaker 1: of the toughest projects in d C. And uh, it
• 2:42
  Speaker 1: was several guys, but there was one kid who just
• 2:45
  Speaker 1: named Levi, who just and all my friends know about Levi,
• 2:48
  Speaker 1: you know, and and he just had me. I was
• 2:50
  Speaker 1: just terrified. He was He was a tough kid. And
• 2:53
  Speaker 1: I remember, you know, I was turning like thirteen fourteen.
• 2:57
  Speaker 1: I was like, man, I got I gotta fight fight
• 3:00
  Speaker 1: Lea by back and I was like, man, I'm gonna
• 3:02
  Speaker 1: have a girlfriend and maybe I'll be driving one day
• 3:05
  Speaker 1: just stopped me and take my car, and you know,
• 3:07
  Speaker 1: I was just terrified. Me I was a couple of
• 3:09
  Speaker 1: guys in the but I was terrified. So you know,
• 3:12
  Speaker 1: I remember being at a girl invite me to a
• 3:14
  Speaker 1: party and she said, Hey, we're having a party, come
• 3:16
  Speaker 1: on over. And uh. It was right on the outskirts
• 3:19
  Speaker 1: of a park side with the departments as opposed to
• 3:21
  Speaker 1: the houses which were in the interior. So I went
• 3:24
  Speaker 1: there and I was having a great time and then Levi.
• 3:26
  Speaker 1: I walked in Man, and he beat me off the
• 3:29
  Speaker 1: couch and I'm not talking about the smack and like,
• 3:32
  Speaker 1: he punched me in my face, off the couch, out
• 3:34
  Speaker 1: the door, down the steps, and I never hit him back.
• 3:36
  Speaker 1: I was just terrified of him. And finally somewhere in
• 3:41
  Speaker 1: a year within that year, I fought him back and
• 3:43
  Speaker 1: he turned into a little sissy, you know when he
• 3:45
  Speaker 1: called sissy's back then. But I got the nerve, you know.
• 3:48
  Speaker 1: But it's that that that story that stars stayed with me.
• 3:52
  Speaker 1: And so when I read the script, I said, Man,
• 3:54
  Speaker 1: I want to be a part of this because I
• 3:56
  Speaker 1: want to talk about bullying because it's real today. I
• 3:58
  Speaker 1: think the schools are doing a better job because you know,
• 4:00
  Speaker 1: back in our day, man, you just got your butt whipped. Hey, um,
• 4:04
  Speaker 1: you just got your butt whipped and nobody did anything.
• 4:08
  Speaker 1: Story when I was in I want to say, like
• 4:09
  Speaker 1: the third grade, and it was like im J. Scotts
• 4:15
  Speaker 1: in filth And I remember every day I come down
• 4:18
  Speaker 1: that street, he was waiting to pat me down, like
• 4:19
  Speaker 1: like he was a police officer. He patted me down,
• 4:22
  Speaker 1: and I would I would like, I could not understand
• 4:25
  Speaker 1: why this kid was waiting on me every day every
• 4:27
  Speaker 1: day patted me down. That and that just that story
• 4:30
  Speaker 1: stays with me, and that's it's And I could see
• 4:33
  Speaker 1: him coming and I went around this way where he
• 4:35
  Speaker 1: always he was waiting on I could not avoid this kid.
• 4:39
  Speaker 1: He was always right where I had to get home. Bangs.
• 4:42
  Speaker 1: And the thing, the thing that I think I want
• 4:44
  Speaker 1: people out there to understand is that we're in our
• 4:48
  Speaker 1: forties and fifties and sixties now and I still feel
• 4:50
  Speaker 1: like if Levi I was around, I would want to
• 4:52
  Speaker 1: beat his butt, you know, psychological, you know the thing.
• 4:55
  Speaker 1: I would want to know why and why and then
• 4:58
  Speaker 1: what the fact that bullying, being being a bully didn't
• 5:02
  Speaker 1: have on the rest of his life, he didn't have
• 5:04
  Speaker 1: on his kids. Because in the movie, we see a
• 5:07
  Speaker 1: scene where the I guess the kid who was doing
• 5:11
  Speaker 1: the bullying, he's being terrorized. Yes, so so what happened?
• 5:16
  Speaker 1: What happens with you know, a kid like LEVI he
• 5:20
  Speaker 1: ended up dying, probably out in the streets. But if
• 5:23
  Speaker 1: you take a kid like me, I began bullying kids
• 5:26
  Speaker 1: that were maybe weaken than me. And it's it's in psychiatry.
• 5:30
  Speaker 1: It's called transference, where you kind of transfer, you know,
• 5:34
  Speaker 1: what happens to you to other people or other you know.
• 5:37
  Speaker 1: And and I had to catch myself. And I was
• 5:39
  Speaker 1: telling you, you know, one of my friends about raising
• 5:41
  Speaker 1: my youngest son, Clifton the third, who is now six
• 5:43
  Speaker 1: ft six, But uh, and I can't. I can't beat
• 5:47
  Speaker 1: him now. I boxed with him. Now they told me apart,
• 5:49
  Speaker 1: but I remember him being if all the other kids
• 5:52
  Speaker 1: went to play at the swings, Clifton went to the
• 5:54
  Speaker 1: pool somewhere and I couldn't find it. And you know
• 5:57
  Speaker 1: when I grew up, when they gave you that put
• 5:58
  Speaker 1: that spank and put that belt on your butt, And
• 6:01
  Speaker 1: one of my mentor came to me and said, man,
• 6:03
  Speaker 1: you gotta stop spanking him. Man, I gotta start talking
• 6:06
  Speaker 1: to him. And now nobody talked to me, but I
• 6:08
  Speaker 1: realized that I was taking the wrong road in the
• 6:12
  Speaker 1: wrong approach with him as opposed to nurturing his differences
• 6:16
  Speaker 1: and uh, his psychological creativity. Um and and it's just
• 6:20
  Speaker 1: the way we were raised. So a lot of that
• 6:22
  Speaker 1: was always physical. And I think a lot of times
• 6:24
  Speaker 1: when you like, when you see a movie like Miss
• 6:26
  Speaker 1: Guy the Behavior, you see this kid bullying another kid,
• 6:29
  Speaker 1: and then when he gets home, his daddy, who's stronger
• 6:31
  Speaker 1: than him, is bullying him. And if we could see more,
• 6:35
  Speaker 1: we might see somebody bullying his dad at work. And
• 6:38
  Speaker 1: that's something and that because they're taking an emotional pain
• 6:41
  Speaker 1: and then turned into physical drama for somebody else. Because
• 6:44
  Speaker 1: the thing about it that I love this movie or
• 6:47
  Speaker 1: project about is that not only it's a relatable, but
• 6:50
  Speaker 1: the acting was fantastic, and they're directing this fantastic and
• 6:54
  Speaker 1: it and it's an independent project that doesn't look like
• 6:57
  Speaker 1: an independent projects. You've done your share of major movies
• 7:01
  Speaker 1: and your share of independence. What are your thoughts and
• 7:03
  Speaker 1: coming into an independent project like Miss Guy to Behavior. Well,
• 7:06
  Speaker 1: you know, uh, Khalil Kine and I friends, and I
• 7:09
  Speaker 1: know Khalil you know was the director and he's just
• 7:13
  Speaker 1: you know, just so competent because he's he's detail oriented.
• 7:17
  Speaker 1: Dorrismargado I know from working around uh. And then Sharon was,
• 7:22
  Speaker 1: you know, on board as producer and we all have
• 7:25
  Speaker 1: the same kind of work ethic. And then and then
• 7:27
  Speaker 1: really the real bottom line is the subject matter, you know,
• 7:30
  Speaker 1: because what happens with actors is that if you read
• 7:33
  Speaker 1: a lot of scripts, you know, and and and it's
• 7:35
  Speaker 1: one that jumps out at you, you're like, you know,
• 7:37
  Speaker 1: I'm not really worried about the money. It's like, let's
• 7:39
  Speaker 1: let's go do the work, you know. And when I
• 7:41
  Speaker 1: saw it, I was so proud to be a part
• 7:43
  Speaker 1: of it because it speaks to something that I think
• 7:46
  Speaker 1: we need to address in this culture. Because again, a
• 7:49
  Speaker 1: young girl committed suicide last week. I think she was
• 7:52
  Speaker 1: nine from because she has a she had a white
• 7:55
  Speaker 1: friend and and and I don't know if it was
• 7:57
  Speaker 1: black kids, but some of the kids were calling her
• 8:00
  Speaker 1: out of her name and saying, you're dealing with that
• 8:02
  Speaker 1: white boy and all that crazy stuff, and she internalized
• 8:05
  Speaker 1: it and she killed herself nine years old, nine years old,
• 8:08
  Speaker 1: And and at the end of the day, I think
• 8:10
  Speaker 1: I don't know if bullies understand the impact of bullying.
• 8:13
  Speaker 1: But parents and teachers, and mentors, and and and and coaches,
• 8:17
  Speaker 1: we have to understand what bully does. Bullying does to
• 8:20
  Speaker 1: a child's mind. It makes them scared, It makes them tense,
• 8:24
  Speaker 1: it makes them agitates them, it takes away their self esteem,
• 8:28
  Speaker 1: all of that stuff. I was talking to Call, you know,
• 8:30
  Speaker 1: the director of the movie Missed Guy to behavior he
• 8:32
  Speaker 1: was Then I said, Car, I'm sorry. Carl Payne directed
• 8:34
  Speaker 1: Kleio Kane was the start with Khalil Is directing to now.
• 8:37
  Speaker 1: So I didn't differ from that. Call Paine, who's one
• 8:41
  Speaker 1: of the best ever. I mean, excuse me, call if
• 8:44
  Speaker 1: you heard that. But you know, um, because it was
• 8:47
  Speaker 1: a while ago, you know, and I am getting a
• 8:49
  Speaker 1: little older, you know, I'm taking my brain. Peell no,
• 8:53
  Speaker 1: but but they both are. Just Carl Payne, you know,
• 8:56
  Speaker 1: we did to play together, but we came up in
• 8:57
  Speaker 1: the business in the l A when I said exquisitely
• 9:01
  Speaker 1: uh detail oriented, Y's just crazy. But the thing about
• 9:04
  Speaker 1: that he said something that I interviewed. If he would say, Rashane,
• 9:07
  Speaker 1: let's let's let's be real. He said, when we grew up,
• 9:10
  Speaker 1: you bullied and it just stayed in that moment, bullied
• 9:13
  Speaker 1: stayed in. Your moments will leave our stayed in the street,
• 9:16
  Speaker 1: your moment under that party stayed there. Now today, if
• 9:19
  Speaker 1: that happened, you have been videotaped. You've been videotaped. They
• 9:22
  Speaker 1: uploaded it on social media, and you have to live
• 9:25
  Speaker 1: with that because they don't take things down on social media,
• 9:29
  Speaker 1: off the Internet, and that causes even more embarrassment. And
• 9:32
  Speaker 1: I think that's that is what pushes kids over the edge.
• 9:35
  Speaker 1: I saw you perform uh Dr Marl Luther King, and
• 9:41
  Speaker 1: I saw that. I saw the movie. Okay, so how
• 9:44
  Speaker 1: does that opportunity present itself to you? Because it's really
• 9:48
  Speaker 1: different from your other characters tot all tough guys. Now
• 9:51
  Speaker 1: you now you basically playing an emotional healer. Yeah, well
• 9:55
  Speaker 1: you know it's it's always fun like your favorite show
• 9:57
  Speaker 1: Black Lightning, when you're playing a pastor and it's so funny.
• 10:01
  Speaker 1: I just did an episode of American Soul and the
• 10:04
  Speaker 1: producers it looks good, and the producer said, I've only
• 10:10
  Speaker 1: seen this guy played pastors. Can he play a tough guy?
• 10:12
  Speaker 1: So I was like, yes, thank you. Somebody finally realized
• 10:16
  Speaker 1: that I played more than tough guys. I played doctors, lawyers,
• 10:18
  Speaker 1: you know, I played everything, but Ruben Cannon, who put
• 10:22
  Speaker 1: me in Why the Foods Fall in Love? And he
• 10:23
  Speaker 1: put me in Buffalo Soldiers, and he put me in
• 10:25
  Speaker 1: Women Are Loosed. And I got a call and they said,
• 10:28
  Speaker 1: they want you to come in and read for Semolo Selmer.
• 10:30
  Speaker 1: I was like, okay, did they call for me? She said,
• 10:33
  Speaker 1: I don't know what happens. So I got in there anyway,
• 10:35
  Speaker 1: and I said, Ruben, what's up? He said, clip, what
• 10:37
  Speaker 1: are you doing here? You always played tough guys. And
• 10:39
  Speaker 1: I stayed up all night long and watched Eyes on
• 10:41
  Speaker 1: the Prize and I had my suit. I made my
• 10:44
  Speaker 1: mustads like Dr King's and I'm memorized at his final
• 10:48
  Speaker 1: speech and when I did it, and and and and
• 10:50
  Speaker 1: they said, well he has something prepared. I said, now
• 10:52
  Speaker 1: it doesn't matter what happens. Now, we've got some difficult
• 10:56
  Speaker 1: days ahead. Lock anybody. I would like to live a
• 11:01
  Speaker 1: long life, long jep And they said, you know what,
• 11:04
  Speaker 1: You're gonna be Keen, We're gonna figure it out. And
• 11:06
  Speaker 1: I'm just I'm just thinking, I'm just glad that God
• 11:09
  Speaker 1: gave me a certain amount of talent and versatility to
• 11:12
  Speaker 1: be able to um morph into different characters. You know, Clifton,
• 11:16
  Speaker 1: I want to thank you for dropping by the show
• 11:17
  Speaker 1: Man because of the fact that when we meet we
• 11:21
  Speaker 1: hugged with shared some bread together. But from afar, I've
• 11:24
  Speaker 1: admired your talents and be able to share your talents
• 11:27
  Speaker 1: and also your message to a lot of young people
• 11:29
  Speaker 1: out there, a lot of grown people out there who
• 11:31
  Speaker 1: are giving up saying that I can't do it no more.
• 11:33
  Speaker 1: You're You're a testament that hey man, keep living your
• 11:36
  Speaker 1: dream and you will have them. And I'm looking at
• 11:37
  Speaker 1: you going how sharp you are? So I'm like with
• 11:39
  Speaker 1: dieted you haven't put on weight since the sixties. For Sean,
• 11:43
  Speaker 1: you're looking at me talking about I'm sharp. I'm looking
• 11:45
  Speaker 1: at you like, man, I gotta get on your weight.
• 11:47
  Speaker 1: I appreciate it. We'll be back with more money making conversation.
• 11:55
  Speaker 1: We'll be right back with more from mar Sean McDonald.
• 11:58
  Speaker 1: The money making conversations don't touch that though. Think about it.
• 12:03
  Speaker 1: You've got some great photos on your phone, but what
• 12:06
  Speaker 1: are you doing with them if you don't have free
• 12:08
  Speaker 1: prints yet? You've got to get it. Free prints is
• 12:11
  Speaker 1: that free app for iPhone and Android that lets you
• 12:13
  Speaker 1: print all those photos for free. You get one thousand
• 12:16
  Speaker 1: free four by six photo prints a year while you
• 12:19
  Speaker 1: pay is a small shipping charge. You can even print
• 12:21
  Speaker 1: photos at other sizes for next to nothing. Using the
• 12:24
  Speaker 1: free prints app is easy. Just select the photos you
• 12:27
  Speaker 1: want to print, whether they're on your phone or on
• 12:29
  Speaker 1: Facebook or Instagram, choose the sizes and you're done. Your
• 12:33
  Speaker 1: premium quality free prints will arrive on your doorstep in
• 12:36
  Speaker 1: just days. With more than one hundred thousand five star reviews,
• 12:40
  Speaker 1: free prints is one of the world's favorite apps. Download
• 12:43
  Speaker 1: it now at free prints dot com and start enjoying real,
• 12:46
  Speaker 1: professional quality free prints. The app is free, and so
• 12:50
  Speaker 1: are the prints. No subscriptions, no commitments, just free prints.
• 12:55
  Speaker 1: Go to free prints dot com to get the app
• 12:57
  Speaker 1: and your one thousand free prints. That's Prince dot com.
• 13:02
  Speaker 1: This is Rushan McDonald, the host of Money Making Conversation.
• 13:05
  Speaker 1: You say to yourself, who calls Rushan Shell, please walk
• 13:08
  Speaker 1: with the money making Conversations. You're Londa Adams. You've got
• 13:11
  Speaker 1: to plan for your success. If you're talking about business,
• 13:15
  Speaker 1: you don't become a Rashawn McDonald, Steve Harvey and Oprah Wempley,
• 13:20
  Speaker 1: Tyler Perry without investigating and investing in yourself. Money Making
• 13:26
  Speaker 1: Conversations continues online at www dot money Making Conversations dot com.
• 13:34
  Speaker 1: Welcome to money Making Conversations. It's the new year. Come on,
• 13:38
  Speaker 1: I'm happy. I hope everybody else is happy. I'm your host,
• 13:41
  Speaker 1: Rashwan McDonald. As you know every money you can hear
• 13:43
  Speaker 1: me live with Money Making Conversations on Busy Level NATI
• 13:46
  Speaker 1: from ten am to noon in the Big City of Atlanta, Georgia,
• 13:50
  Speaker 1: and the shows replayed every Friday at the same time
• 13:52
  Speaker 1: and every Sunday afternoon at four pm. This episode of
• 13:55
  Speaker 1: Money Making Conversation can also be heard on Serious XM
• 13:58
  Speaker 1: Channel one forty one on Howard University campus, on Serious
• 14:02
  Speaker 1: x and channel one forty two on all HBCU campuses,
• 14:05
  Speaker 1: and can be downloaded on iTunes, our Heart Radio, podcast,
• 14:09
  Speaker 1: Stature and sound Cloud. Now, if you have Alexa, just
• 14:13
  Speaker 1: enable Moneymaking Conversation and I'll start talking in your house, apartment, condo,
• 14:17
  Speaker 1: any place I could be heard. Just save money Making
• 14:20
  Speaker 1: Conversations and I'll start talking my next two guests there
• 14:23
  Speaker 1: on the line. Cool, mhm, okay, cool, I am truly
• 14:29
  Speaker 1: the big fans. I'm big fans of these two guests
• 14:32
  Speaker 1: because their diet program changed my life. I had them
• 14:35
  Speaker 1: on both of my show last year to promote their
• 14:38
  Speaker 1: very popular book To Cut, Lose Up to Ten Pounds
• 14:41
  Speaker 1: and Ten Days and Sculpture Your Body. There on the
• 14:44
  Speaker 1: show the day to promote their new their New Year
• 14:47
  Speaker 1: Resolution to fitness challenge. Please work on the money making
• 14:49
  Speaker 1: conversations renowned actor Morris Chesterna and fitness gurglery Obie ober
• 14:55
  Speaker 1: D QI and what's going on? My man Rashaun used
• 15:00
  Speaker 1: to give your heads up. Morris is on steps shooting
• 15:03
  Speaker 1: his show, so they just snatched him. But he's gonna
• 15:05
  Speaker 1: try to call call calling the problem. No problem, no
• 15:07
  Speaker 1: problems about the program, you know, losing Uh, you know
• 15:10
  Speaker 1: the book to Change My Life. Always talk to you,
• 15:15
  Speaker 1: always talk about that. You you keep you keep telling
• 15:19
  Speaker 1: me that all the time, Man, how much you changed
• 15:21
  Speaker 1: your life? And I'm always I'm always flattered. Man. I
• 15:23
  Speaker 1: think it's just uh, knowing how to eat properly, That's
• 15:26
  Speaker 1: the most important thing, you know. And the book I'm
• 15:28
  Speaker 1: talking about again is entitled The Cut, Lose Up the
• 15:30
  Speaker 1: Ten Pounds and Ten Days and Sculpture Your best body,
• 15:35
  Speaker 1: and that's one of the process. Right now, I'm sculpturating
• 15:37
  Speaker 1: my best body, so you know, and I been able
• 15:40
  Speaker 1: to maintain You've been able to maintain that body. Man,
• 15:42
  Speaker 1: I keep seeing you looking so smooth in them damn suits.
• 15:46
  Speaker 1: You know. I'm gonna just tell you, Obi, I I
• 15:48
  Speaker 1: got on the scale this morning. I'm the one hundred
• 15:51
  Speaker 1: and eighty four point two pounds. And you know, um,
• 15:55
  Speaker 1: when I started Just Die program, I was roughly U
• 15:59
  Speaker 1: sixteen pounds above that, and so that's one year later,
• 16:02
  Speaker 1: you know, one year later, be in February when I
• 16:04
  Speaker 1: bought both you and Morris on the show. So to
• 16:07
  Speaker 1: my state, the Morris is on the on the line. Now, Marris,
• 16:09
  Speaker 1: how you doing. I'm good, I'm good. How you guys doing?
• 16:12
  Speaker 1: We just started, Morris and I just want to compliment
• 16:15
  Speaker 1: both of you guys because y'all, I said again publicly
• 16:18
  Speaker 1: and I preached this your book that you guys wrote
• 16:21
  Speaker 1: the cut loose up the ten pounds in ten days
• 16:23
  Speaker 1: and sculpture Body changed my life physically. I lost sixteen pounds.
• 16:28
  Speaker 1: So I'm not only a fan, but I'm a very
• 16:30
  Speaker 1: appreciative person that you guys wrote this book. And basically
• 16:34
  Speaker 1: you changed my eating happiness and uh that's amazing because
• 16:37
  Speaker 1: I eat. Thank you and so tell us, tell us
• 16:44
  Speaker 1: about the New year Resolution fitness campaign. You know what,
• 16:50
  Speaker 1: I can talk about it real quick and I have
• 16:53
  Speaker 1: Morris Si man is. You know, we really wanted to
• 16:55
  Speaker 1: team up together and uh and see how we can
• 16:58
  Speaker 1: help as many people possible during this time everyone's always
• 17:01
  Speaker 1: trying to make a New Year's resolution. I want to
• 17:03
  Speaker 1: do this, I want to do that, and um, you
• 17:06
  Speaker 1: know I've never done it before, and I thought more
• 17:08
  Speaker 1: it would be a great great person to team up
• 17:10
  Speaker 1: because since since we did so well with the cut
• 17:13
  Speaker 1: and um, you know, our objective is really to uh
• 17:16
  Speaker 1: to create sensible workout videos, diet plans, motivational videos. There's
• 17:22
  Speaker 1: only so much you can get from a book, but
• 17:24
  Speaker 1: it's so much more, uh, visually stimulating when you can
• 17:28
  Speaker 1: actually exercise with somebody. So you know, we kind of
• 17:32
  Speaker 1: created our kind of our own UM I'm not gonna
• 17:34
  Speaker 1: say insanity, but it ain't insanity, but our own kind
• 17:38
  Speaker 1: of P ninety X style home exercise workouts that you
• 17:42
  Speaker 1: can work out with us help you get in shape
• 17:45
  Speaker 1: over sixty days over a two month periods and Morris
• 17:48
  Speaker 1: is in there too doing this thing. Aren't you mope?
• 17:51
  Speaker 1: All I am? You can you can you guys, whoever
• 17:53
  Speaker 1: gets joins the challenge. You can see over yelling at me,
• 17:56
  Speaker 1: uh taking out a stick to hit me without doing
• 17:58
  Speaker 1: through the exercises. Right, it's a lot of fun. Don't
• 18:04
  Speaker 1: share a mote. We have a great We know we
• 18:09
  Speaker 1: had a great time. I mean, it is just something
• 18:11
  Speaker 1: that obviously, you know, thank you for Sean, for you know,
• 18:14
  Speaker 1: checking out the book and and and and following it
• 18:17
  Speaker 1: and being very disciplined with it. And that says obviously
• 18:19
  Speaker 1: a lot about your character, UM, and who you are, UM.
• 18:23
  Speaker 1: And you just allowed us an opportunity to, uh, to
• 18:26
  Speaker 1: enhance who you already are, just showing your discipline and
• 18:29
  Speaker 1: your dedication to yourself. And that's what makes me most
• 18:32
  Speaker 1: That's what makes me most proud of the book and
• 18:36
  Speaker 1: challenge is it's really it's not really it's a challenge
• 18:39
  Speaker 1: for each individual which find that within themselves when they
• 18:43
  Speaker 1: really want to make a change in their life. And
• 18:46
  Speaker 1: just you know, for allowing us to uh, allowing us
• 18:48
  Speaker 1: an opportunity to come into your life and and help
• 18:51
  Speaker 1: you with that, with the challenge. It's really it's it's
• 18:55
  Speaker 1: what I loved about the challenges. We're actually there physically
• 19:00
  Speaker 1: doing exercises. So if people can see myself, they can
• 19:03
  Speaker 1: see Obie actually doing it, they can do the exercises
• 19:06
  Speaker 1: along with us. And we have such a variety and
• 19:08
  Speaker 1: we can have it. We have such an opportunity to
• 19:10
  Speaker 1: help the wide variety of people. So it's just incredible.
• 19:14
  Speaker 1: Start date for the challenge, yeah, you can. The actual
• 19:19
  Speaker 1: start date is January fourteen, but you can obviously sign
• 19:23
  Speaker 1: up now, but jan Workforce thing is when the actual
• 19:26
  Speaker 1: you know, platform officially launches, when you can actually start
• 19:29
  Speaker 1: the program. And we actually have girls working out with
• 19:32
  Speaker 1: us throughout all the videos, so we really it ain't
• 19:35
  Speaker 1: telling we have two guys trying to create a program.
• 19:38
  Speaker 1: You know, sometimes women like what is that for me?
• 19:41
  Speaker 1: I don't know, two guys masculinity, you know, alpha male.
• 19:45
  Speaker 1: So we have women working out with us in these videos.
• 19:49
  Speaker 1: Um And we both really had our objective was to
• 19:54
  Speaker 1: create program for everybody, but really with an emphasis with women.
• 19:59
  Speaker 1: Um And and terms of the problem target areas which
• 20:02
  Speaker 1: is the butt, the thigh, and the and the tribes
• 20:05
  Speaker 1: that so creating those type of exercise to help tone
• 20:09
  Speaker 1: the body and make them feel sexy, shapely and drops away,
• 20:13
  Speaker 1: get leaner and uh and hopefully they can maintain that
• 20:16
  Speaker 1: shape beyond the New Year's resolution duration time friend cool,
• 20:20
  Speaker 1: Hey Morris, UH, let me ask you this a good
• 20:22
  Speaker 1: question because I hand you on the show and it's
• 20:24
  Speaker 1: coming on my anniversary with your favorite wary when I
• 20:26
  Speaker 1: have both you guys on the show. So it's January,
• 20:29
  Speaker 1: I'm still holding this sixteen pounds guy was still other
• 20:32
  Speaker 1: day one four point two. And it's the same it's
• 20:36
  Speaker 1: the same plan. It's the same plan. And so how
• 20:39
  Speaker 1: did you and um O B I know the history,
• 20:42
  Speaker 1: but I would like to tell people you had a
• 20:43
  Speaker 1: New year fitness resolution UH challenge right now weight loss challenge.
• 20:48
  Speaker 1: How did you two get together and UH and create
• 20:50
  Speaker 1: this incredibly good book that I want to recommend everybody
• 20:53
  Speaker 1: to cut loose up to ten pounds and ten days
• 20:55
  Speaker 1: and sculpt your body. How did that come about? Well,
• 20:59
  Speaker 1: that the whole thing came about obviously, It was not obviously,
• 21:02
  Speaker 1: but the whole thing came about with um. I was
• 21:04
  Speaker 1: getting ready for a movie a few years back and
• 21:07
  Speaker 1: um I was on the phone on a comference call
• 21:10
  Speaker 1: with someone who was in the fitness industry and they
• 21:13
  Speaker 1: told me to take a look at their website and
• 21:15
  Speaker 1: I needed to get in shape. A director called me
• 21:17
  Speaker 1: and said, listen, hey, you need to be in the
• 21:18
  Speaker 1: best shape that you need that you've ever been in
• 21:21
  Speaker 1: for this for this upcoming project. And so um, when
• 21:24
  Speaker 1: I was online, when I was on the conference call,
• 21:27
  Speaker 1: this person told me to go to their website. I
• 21:30
  Speaker 1: saw Obie. I said, man, I need to be I
• 21:32
  Speaker 1: needed to get on his his plan. So and so so,
• 21:37
  Speaker 1: so Obi and I started working together. It's it's been
• 21:39
  Speaker 1: a it's just really been a blessing because you know,
• 21:42
  Speaker 1: he's a he's a he's a he's a great business partner,
• 21:45
  Speaker 1: but he's also a great friend and you know, you know,
• 21:47
  Speaker 1: come across you know, you know, people can too many
• 21:50
  Speaker 1: people in this business who can be those types of things.
• 21:54
  Speaker 1: And we just had a great chemistry and what he
• 21:56
  Speaker 1: did work for me, you know, in space. So it
• 21:59
  Speaker 1: was something and I wanted to share with everybody. And
• 22:02
  Speaker 1: fortunately h Obie was kind enough to partner with me,
• 22:06
  Speaker 1: so we can you know, implement this whole thing. Now
• 22:10
  Speaker 1: I'm bragging about my sixteen pounds. Now I'm bragging that
• 22:12
  Speaker 1: how many pounds did you lose? More? Rob So when
• 22:18
  Speaker 1: when I started the project. When I started, I was
• 22:23
  Speaker 1: two twenty and by the time I was filming, I
• 22:28
  Speaker 1: was I think it was nine, right, I think I
• 22:31
  Speaker 1: got to one seven yeah, yeah, And that was tied
• 22:42
  Speaker 1: to just just because you know, this is a resolution
• 22:44
  Speaker 1: I wanted everybody to know. Ever, reason I keep emphasizing
• 22:47
  Speaker 1: myself is that I'm a regular guy. You know, I
• 22:50
  Speaker 1: may have some celebrity status tied to my name, but
• 22:53
  Speaker 1: I eat. You know, I go to Golden Crowd, I
• 22:56
  Speaker 1: go to Brewster's ice cream. You know when over the
• 23:00
  Speaker 1: Christmas breaks, thanks to the break your bar was eating. Okay,
• 23:03
  Speaker 1: I eat, you know, but I got the book. Now,
• 23:07
  Speaker 1: the book tells me to hold up now, Rashan, you
• 23:10
  Speaker 1: exceeded expectations now, and so that is what it's so
• 23:14
  Speaker 1: phenomenal about what you guys have done. And that's why
• 23:17
  Speaker 1: I'm such a champion of this campaign over. You know,
• 23:20
  Speaker 1: he got my body right, you know, he got my
• 23:22
  Speaker 1: exercise right. And I'm just gonna let you know because
• 23:25
  Speaker 1: of that was those those elements, because of those things
• 23:27
  Speaker 1: that I as a person, the person who eats, I
• 23:30
  Speaker 1: eat crispy crean. I eat all these things. I eat
• 23:34
  Speaker 1: buffalo wings, I eat away those Rancherrold's. I I still
• 23:38
  Speaker 1: eat those things. Yesterday, I eat me a hamburger, Nice
• 23:42
  Speaker 1: hamburger with American cheese, legs and tomatoes. Nice bumb Ain't
• 23:46
  Speaker 1: that bad boy? Yesterday I ate me some corn bread
• 23:50
  Speaker 1: and buttermilk. This is how I eat. And guess what
• 23:53
  Speaker 1: got on the scale today, still maintaining my sixteen point
• 23:57
  Speaker 1: sixteen pound weight loss. That's what you can do when
• 24:01
  Speaker 1: you have this type of diet. This is what I'm
• 24:03
  Speaker 1: just letting you know if you ever thought about doing
• 24:05
  Speaker 1: a diet, if you ever because we all think about that,
• 24:07
  Speaker 1: and we all think about at the top of the year,
• 24:10
  Speaker 1: this is when we should make changes in our lives.
• 24:13
  Speaker 1: This is a diet you should do. I'm gonna tell
• 24:14
  Speaker 1: you how much I'm supporting this diet. It starts on
• 24:17
  Speaker 1: January fourteen. I would have a banner on all my
• 24:20
  Speaker 1: social media platforms promoting this diet. I will have a
• 24:25
  Speaker 1: banner going directly to all two hundred and thirty thousand
• 24:29
  Speaker 1: of my fan club members, suggesting to them, encouraging them
• 24:33
  Speaker 1: that they should be a part of the diet. I'm
• 24:35
  Speaker 1: not just I'm a member of this diet. You know.
• 24:38
  Speaker 1: You know they hear they think about hair club for men.
• 24:40
  Speaker 1: This is weight club for men right now. This is
• 24:43
  Speaker 1: Rushan McDonald's Weight Club for men being being maintained by
• 24:47
  Speaker 1: two good people who I feel blessed to be in
• 24:50
  Speaker 1: my life. Because I'm gonna tell you something. I wasn't
• 24:52
  Speaker 1: going anywhere. I wouldn't go. I would just gonna carry
• 24:54
  Speaker 1: this weight to my grade. I didn't have a plan
• 24:57
  Speaker 1: on how to lose weight. I didn't have an idea
• 24:59
  Speaker 1: on how to look his way. And I started this
• 25:01
  Speaker 1: show money making conversations. I never knew that I would
• 25:04
  Speaker 1: meet Morris and Obie and they would change my life.
• 25:08
  Speaker 1: I can't I can't tell you. I love the compliments
• 25:11
  Speaker 1: I get and I didn't ask for that. I just
• 25:14
  Speaker 1: I just read that book and it just something to
• 25:16
  Speaker 1: just click with me and told me this is what
• 25:19
  Speaker 1: I need to do. Obi. Hey man, thank you brother,
• 25:22
  Speaker 1: thank you. No no, no, we say thank you for
• 25:25
  Speaker 1: always going out of your way and uh, you know,
• 25:27
  Speaker 1: promoting us and saying such nice things man like that.
• 25:29
  Speaker 1: At the at the end of the day, you know,
• 25:31
  Speaker 1: we're really just trying to, you know, help people get
• 25:34
  Speaker 1: healthy and fit as possible. That's the most important thing.
• 25:37
  Speaker 1: And and he's gonna keep this going on. And I'm
• 25:40
  Speaker 1: just telling everybody, Rashan is not getting anything out of this.
• 25:43
  Speaker 1: I'm just doing it because i want you to have
• 25:45
  Speaker 1: the same happy conversation that I'm having with Obie, to
• 25:48
  Speaker 1: have with your wife, with your friends, with your girl,
• 25:51
  Speaker 1: your loved ones, or your co workers. This is the
• 25:54
  Speaker 1: this is the deal. Start now January fourteen, preregistered right now,
• 25:59
  Speaker 1: Tell them one what Obie how you can find out
• 26:01
  Speaker 1: and go to New Year New Year's Resolution Challenge dot
• 26:05
  Speaker 1: com and UH go to that, go to that that
• 26:08
  Speaker 1: website link, and you'll be able to sign up for
• 26:10
  Speaker 1: our six or eight challenge and UH person that loses
• 26:13
  Speaker 1: the most way will get the opportunity to fly out
• 26:15
  Speaker 1: to California and work out and train with myself and
• 26:18
  Speaker 1: Morris and hang out with us. I'm just happy. Like
• 26:22
  Speaker 1: I told everybody on my social media. On January fourteen,
• 26:26
  Speaker 1: banner will be going up promoting the start of the
• 26:29
  Speaker 1: of the New Year Resolution diet. Also, UH fan club
• 26:34
  Speaker 1: members will be on January eighteen will be receiving UH
• 26:37
  Speaker 1: information about to die I'm happy you came on my show, Obie.
• 26:41
  Speaker 1: Uh Morris taking the time off the set because he
• 26:44
  Speaker 1: was on set. That's how important it was for him
• 26:46
  Speaker 1: to get the word out. Let everybody know he's a
• 26:49
  Speaker 1: part of this campaign. And I think you again, Obie,
• 26:52
  Speaker 1: and now I think I'm not gonna bring you back,
• 26:53
  Speaker 1: and I'm gonna bring you back. You know, I gotta
• 26:55
  Speaker 1: bring you back by yourself to tell us how everything going,
• 26:57
  Speaker 1: because we're gonna ride it out because you know, Rosha,
• 27:00
  Speaker 1: he gonna be there in the end with the winner.
• 27:02
  Speaker 1: But the winner. Hey man, Rashan, thank you so much, man.
• 27:06
  Speaker 1: I really appreciate you having a song and uh giving
• 27:08
  Speaker 1: us an opportunity to platform to uh to talk about
• 27:11
  Speaker 1: what we're trying to do in the new year's time.
• 27:13
  Speaker 1: So thank you so much, man, and uh we will
• 27:15
  Speaker 1: will definitely I'll be talking. Thank brother. I appreciate everybody.
• 27:19
  Speaker 1: Keep winning. Okay, money making conversations, Rashan McDonald, We'll be
• 27:25
  Speaker 1: right back with more from Marsha McDonald and money making conversations.
• 27:28
  Speaker 1: Don't touch that, do think about it. You've got some
• 27:32
  Speaker 1: great photos on your phone, but what are you doing
• 27:35
  Speaker 1: with them if you don't have free Prints, Yet you've
• 27:38
  Speaker 1: got to get it. Free Prints. He's the free app
• 27:40
  Speaker 1: for iPhone and Android that lets you print all those
• 27:43
  Speaker 1: photos for free. You get one thousand free four by
• 27:46
  Speaker 1: six photo prints a year. All you pay is a
• 27:48
  Speaker 1: small shipping charge. You can even print photos at other
• 27:51
  Speaker 1: sizes for next to nothing. Using the free prints app
• 27:54
  Speaker 1: is easy. Just select the photos you want to print,
• 27:56
  Speaker 1: whether they're on your phone or on Facebook or Instagram.
• 27:59
  Speaker 1: Choose sizes and you're done. Your premium quality free prints
• 28:03
  Speaker 1: will arrive on your doorstep in just days. With more
• 28:06
  Speaker 1: than one hundred thousand five star reviews, free prints is
• 28:09
  Speaker 1: one of the world's favorite apps. Download it now at
• 28:12
  Speaker 1: free prints dot com and start enjoying real, professional quality
• 28:16
  Speaker 1: free prints. The app is free, and so are the prints.
• 28:20
  Speaker 1: No subscriptions, no commitments, just free prints. Go to free
• 28:24
  Speaker 1: prints dot com to get the app and you're one
• 28:27
  Speaker 1: thousand free prints. That's free prints dot Com. As hosts
• 28:36
  Speaker 1: of money making Conversations, Rashan McDonald is uniquely positioned to
• 28:40
  Speaker 1: provide a step by step, easy to understand blueprint that
• 28:43
  Speaker 1: drives listeners to realize their dreams and aspirations. Until you
• 28:47
  Speaker 1: do the business plan or incorporate or actually create that
• 28:51
  Speaker 1: product or start selling products. The universe doesn't have to
• 28:55
  Speaker 1: deal with money Making Conversations is an innovative platform that
• 28:58
  Speaker 1: delivers financial literacy to help everyone with their brand success.
• 29:13
  Speaker 1: Each money Made Conversation to radio talk shows about entrepreneurship
• 29:17
  Speaker 1: and entertainment, I provide the consumer and business owner access
• 29:21
  Speaker 1: I say, access to celebrities, CEOs, entrepreneurs, and industry decision makers.
• 29:27
  Speaker 1: They in turn deliver information about career planning, motivation, financial literacy,
• 29:32
  Speaker 1: and how they leave a balanced life. I feel as
• 29:34
  Speaker 1: it's very, very important because I didn't know. I was
• 29:37
  Speaker 1: just out there just grinding. Uh, fraid to get off
• 29:40
  Speaker 1: that little wheel. Fraid I was missing opportunity if I
• 29:42
  Speaker 1: didn't keep moving forward. Don't want to take a vacation.
• 29:45
  Speaker 1: I remember I went two years, two years and I
• 29:48
  Speaker 1: didn't take a day off. Literally was burnt out. I
• 29:51
  Speaker 1: was the early stages of me manager Steve Harvey, when
• 29:54
  Speaker 1: I was doing that and I had to walk away.
• 29:56
  Speaker 1: I was in Los Angeles, has to walk away. I
• 29:58
  Speaker 1: was burnt out. So my next she's not burnt out.
• 30:01
  Speaker 1: She's fantastic and I'm happy she's on my show. She
• 30:03
  Speaker 1: won a Daytime Emmy Awards Outstanding Entertainment Talk Show Host
• 30:08
  Speaker 1: and nub A CP Image Award for Outstanding Talk Series.
• 30:13
  Speaker 1: She's also the first Latina daytime talk show host on
• 30:16
  Speaker 1: English language station. That's really important, very important, we understand that. Please.
• 30:21
  Speaker 1: Working on the Money Making Conversation Emmy winning co host
• 30:24
  Speaker 1: on The Real, singer, actress and entrepreneur Adrian Holton, Hello,
• 30:32
  Speaker 1: that was at so excited to have this conversation with you.
• 30:34
  Speaker 1: First of all, that intro was everything. I appreciate that.
• 30:37
  Speaker 1: But first of all, Adrian, come on night. You introduced
• 30:39
  Speaker 1: people on the regular basis, and now if I come on,
• 30:42
  Speaker 1: if I have you come on my show and just
• 30:43
  Speaker 1: go let let me just let me just bring on
• 30:45
  Speaker 1: the show right now. She's a singer actor you see
• 30:48
  Speaker 1: on The Real, Adrian holding that is not fair? Thank you.
• 30:53
  Speaker 1: I loved it. I appreciated that. When you deserve it,
• 30:56
  Speaker 1: you've had you. Here's a great thing about you is that,
• 31:00
  Speaker 1: uh you know, you know you started at a young age.
• 31:03
  Speaker 1: I say, can we say a child star? Can we
• 31:05
  Speaker 1: say that? A team stark? What can we say that? Yeah?
• 31:07
  Speaker 1: It was that was fourteen going on fifteen when I
• 31:10
  Speaker 1: first got my first record deal at Sony. Yeah. Right,
• 31:13
  Speaker 1: And so that transition to adulthood doesn't work for a
• 31:16
  Speaker 1: lot of people. That doesn't work. How did you manage
• 31:20
  Speaker 1: that transition? Because we got a lot of things we
• 31:22
  Speaker 1: want to talk about, but also on this show, I'd
• 31:24
  Speaker 1: like to slow down so people can understand that it's
• 31:27
  Speaker 1: not a magic trick. It's not you walk out in
• 31:29
  Speaker 1: Hollywood somebody just tached you on the shoulder, or that
• 31:33
  Speaker 1: like your fame happened overnight. There's a journey to you.
• 31:37
  Speaker 1: And I love the fact that you're not satisfied with
• 31:39
  Speaker 1: your current fame. You know, you're planning for the future.
• 31:41
  Speaker 1: But you got that first break. How did that happen?
• 31:44
  Speaker 1: And then also how did you because there was some
• 31:47
  Speaker 1: dips there, There was some dips and then but kept
• 31:50
  Speaker 1: you motivated. Let's talk. I think number one, I really
• 31:54
  Speaker 1: do believe and I heard say once that there is
• 31:57
  Speaker 1: no such thing as luck, and it is really just preparation,
• 32:01
  Speaker 1: preparation meeting opportunity. And my husband and I actually just
• 32:05
  Speaker 1: did Carnegie Hall this past Saturday. It was like a
• 32:07
  Speaker 1: major bucket list for us to perform there, and um
• 32:11
  Speaker 1: for us. He said that his school teacher would always
• 32:14
  Speaker 1: sound like this was a thing like how do you
• 32:15
  Speaker 1: get to Carnegie Hall? And the answer was practice, practice, practice,
• 32:20
  Speaker 1: But UM, I really do feel that if you have
• 32:22
  Speaker 1: a goal in your life. I think there's even the
• 32:24
  Speaker 1: book that says, how many hours is it? Uh ten
• 32:27
  Speaker 1: thousand hours? You know to actually that you have to
• 32:29
  Speaker 1: put into something until you can actually say you're an
• 32:31
  Speaker 1: expert at it or that you're even good at it.
• 32:33
  Speaker 1: And I really can say that I put in those
• 32:36
  Speaker 1: hours as a young girl for acting and singing and performing.
• 32:40
  Speaker 1: It was something that I really love to do. So
• 32:43
  Speaker 1: even though this is a crazy story, I was prepared
• 32:46
  Speaker 1: when the opportunity UH presented itself, which was I had
• 32:52
  Speaker 1: decided that because I didn't know anybody famous, I had
• 32:55
  Speaker 1: no connections to the industry, I didn't even know where
• 32:57
  Speaker 1: to begin or how someone gets an audition or any
• 33:00
  Speaker 1: of those things that grew up in the projects in
• 33:02
  Speaker 1: the Lower Sada Manhattan, UM very humble beginnings, and UM
• 33:07
  Speaker 1: I thought, okay, I don't even have enough money to
• 33:10
  Speaker 1: put together a portfolio to even audition for a Juilliard
• 33:14
  Speaker 1: or or those kind of UM school. So I was like,
• 33:18
  Speaker 1: you know what, I'm gonna go I'm gonna go into
• 33:20
  Speaker 1: the health professions field. And we actually got into a school,
• 33:24
  Speaker 1: uh here, the Stuyvesant Building Health Health Professions and Human Services,
• 33:27
  Speaker 1: and my second year there they had you do internships.
• 33:30
  Speaker 1: So I was just filing some boxes and somebody walked in.
• 33:33
  Speaker 1: I also believe in destiny and that God has a
• 33:35
  Speaker 1: plan and a purpose for your life, so I think
• 33:38
  Speaker 1: that definitely plays into it. But a man walked in
• 33:41
  Speaker 1: on some crutches and I guess he was getting some
• 33:43
  Speaker 1: something done at the hospital, and he literally turned to
• 33:46
  Speaker 1: me and said, Yo, Ma, you sing. I don't know
• 33:49
  Speaker 1: if I was humming by by the flat on it,
• 33:52
  Speaker 1: but he's like, Yoma, do you sing? And I was like, yes,
• 33:55
  Speaker 1: would you like to hear a song in Spanish? I
• 33:57
  Speaker 1: got a souse stat to in a gospel song or
• 33:59
  Speaker 1: a pop song? What do you want to hear? But
• 34:01
  Speaker 1: that's but I was ready. I was ready. I was prepared,
• 34:07
  Speaker 1: and um, he actually was a person that got me
• 34:10
  Speaker 1: in touch for my first audition, which was for my
• 34:12
  Speaker 1: first group three l W. So You're like, what the heck?
• 34:15
  Speaker 1: What a random story? But I was prepared. I not
• 34:19
  Speaker 1: only was prepared for that moment, but when I When
• 34:21
  Speaker 1: I went into the audition, there were tons of girls.
• 34:24
  Speaker 1: They're auditioning for this manager who at the time had
• 34:27
  Speaker 1: discovered C. C. Peniston and the singer Joe and I
• 34:31
  Speaker 1: was ready, not only with a song in English, but
• 34:33
  Speaker 1: a song in Spanish. I was like any opportunity I
• 34:36
  Speaker 1: was prepared for. So that's kind of how I got
• 34:38
  Speaker 1: my starting from three l W then got into Cheetah Girls.
• 34:41
  Speaker 1: From Cheetah Girls, Um, that's kind of where, like you said,
• 34:44
  Speaker 1: it was like, well, now what happens? How do you
• 34:46
  Speaker 1: transition from being a kid tween uh star to now
• 34:52
  Speaker 1: preparing for what I wanted to do for the future.
• 34:55
  Speaker 1: In your role model too, don't forget that your role model,
• 34:59
  Speaker 1: thank you. I think for me, the most important thing
• 35:04
  Speaker 1: with that transition was that it had to be organic,
• 35:08
  Speaker 1: and I think that that's where a lot of people
• 35:10
  Speaker 1: go wrong in their minds. They're like, Okay, I'm done
• 35:12
  Speaker 1: with Disney Channel and now I'm gonna go show people
• 35:15
  Speaker 1: that I'm gonna that I'm a grown up. But that
• 35:18
  Speaker 1: isn't actually how the transition in real life happens. We
• 35:20
  Speaker 1: don't actually go from being teenagers to now suddenly we've
• 35:24
  Speaker 1: got adulthood and we're adult ng and we've got this down.
• 35:27
  Speaker 1: It doesn't really work that way, and for me it
• 35:29
  Speaker 1: was important to show that transition into um be honest
• 35:33
  Speaker 1: about that. From I was like, okay, well, also, being
• 35:36
  Speaker 1: strategic and having a plan is super important. I always
• 35:39
  Speaker 1: tell people when you're mapping out your business or what
• 35:42
  Speaker 1: it is you're gonna do, you've got to have somewhat
• 35:44
  Speaker 1: of a plan. And my plan was thinking, okay, well,
• 35:46
  Speaker 1: after people watch the Disney Channel, where do they go
• 35:49
  Speaker 1: from there? Maybe MTV? And that was my next step.
• 35:53
  Speaker 1: I then ended up hosting on MTV, and for a
• 35:55
  Speaker 1: while there I was kind of in the space of, well,
• 36:01
  Speaker 1: I want to be the one in being interviewed, not
• 36:04
  Speaker 1: interviewing people. And I even went through that weird struggle
• 36:07
  Speaker 1: of like, why do people keep calling me as like
• 36:10
  Speaker 1: a behind, like a like a personality and on air personality.
• 36:15
  Speaker 1: I would get calls from Extra. I guess people had
• 36:17
  Speaker 1: seen what I did on MTV and they were like,
• 36:21
  Speaker 1: Extra was calling for me to do red carpet interviews,
• 36:24
  Speaker 1: and I would be like, but but I want to
• 36:25
  Speaker 1: be on the red carpet. I don't want to be
• 36:27
  Speaker 1: interviewing people. On that, and sometimes you can even fight
• 36:30
  Speaker 1: your own destiny and think, well, this is not what
• 36:33
  Speaker 1: I want. But God somehow just kept presenting these opportunities
• 36:37
  Speaker 1: to do interviews entertainment Tonight. Then I got a call
• 36:41
  Speaker 1: that's like, well, they're doing this talk show they're putting
• 36:43
  Speaker 1: together of you know, it's going to be the first
• 36:45
  Speaker 1: of its kind, women of color, a little bit of
• 36:48
  Speaker 1: a younger demographic, a little bit more hip uh more
• 36:52
  Speaker 1: pop culture conversations. And I was like, well, you know what,
• 36:55
  Speaker 1: let me just go for it. I don't really know
• 36:57
  Speaker 1: that this was necessarily my plan. Does that mean that
• 37:00
  Speaker 1: I've seen on Instagram that's like how people think you
• 37:03
  Speaker 1: get successful versus how it really happened. And people think
• 37:06
  Speaker 1: it's this straight line from my plan from point A
• 37:10
  Speaker 1: to point B, and when it really is like a
• 37:12
  Speaker 1: zig zag hot mess. And that really is how it's
• 37:16
  Speaker 1: been for me. I never sought out our plan to
• 37:18
  Speaker 1: become a talk show host, but the opportunity kept presenting itself,
• 37:23
  Speaker 1: and I'm like, God, clearly you have a plan that
• 37:24
  Speaker 1: I'm not aware of. But here we go. And I
• 37:28
  Speaker 1: always tell my husband the main thing is to go
• 37:30
  Speaker 1: where the love is the thing about it that stands
• 37:33
  Speaker 1: out consistently is that when God calls you ready, and
• 37:38
  Speaker 1: that's that's the key, and you're not in your fearless
• 37:41
  Speaker 1: And that's because I fearless is derived through preparation. Like
• 37:46
  Speaker 1: I said, when you say can you think? Yes, yes,
• 37:48
  Speaker 1: I can say, or what English or Spanish? When you
• 37:51
  Speaker 1: get an opportunity to interview somebody, even though in your
• 37:54
  Speaker 1: mind to a lot of people shut down blessings because
• 37:57
  Speaker 1: that's not what I was Exactly what ego gets in
• 38:00
  Speaker 1: the way. You're like, what do you mean I'm gonna
• 38:02
  Speaker 1: be interviewing um? You know, I want to be heard.
• 38:05
  Speaker 1: I want to be him. Oh oh exactly, I want
• 38:08
  Speaker 1: to be the one being interviewed. Oh you're gonna interview
• 38:10
  Speaker 1: Miley Cyrus. Okay, but but I was on Disney Channel too.
• 38:13
  Speaker 1: Why isn't she interviewing me? You don't get I mean,
• 38:15
  Speaker 1: like your ego can get in the way of that.
• 38:17
  Speaker 1: You've got to put that aside and recognize that it's
• 38:19
  Speaker 1: a blessing. It's a if it's not the door, maybe
• 38:22
  Speaker 1: it's the window that's going to lead to the next
• 38:24
  Speaker 1: place you get to. And I really had to recognize that.
• 38:27
  Speaker 1: I recognize Okay. I never would have thought, Wow, now
• 38:30
  Speaker 1: I'm an Emy winning talk show host from something as
• 38:33
  Speaker 1: simple as interviewing people on the red carpet. I really did.
• 38:36
  Speaker 1: And you open those opportunities for me. Thank you so much.
• 38:40
  Speaker 1: You know it's it's an aura of good about you
• 38:43
  Speaker 1: that I feel that we need to we need to
• 38:45
  Speaker 1: back up and mention because some people are unapproachable. I
• 38:48
  Speaker 1: know some people would tell me what you man, that look, Man,
• 38:53
  Speaker 1: I just got one of the faces if if I'm not,
• 38:55
  Speaker 1: if I'm not, if I'm just standing what people think.
• 38:56
  Speaker 1: You boy, you've been that go with talking Rochelle. He
• 38:58
  Speaker 1: don't look like he having a good day. You know
• 39:00
  Speaker 1: what I'm saying. And so so you have first of
• 39:02
  Speaker 1: all in the approachable look, and then when you and
• 39:04
  Speaker 1: then when you when you approached you ready, you know
• 39:06
  Speaker 1: it's not you know you you're ready to count down
• 39:09
  Speaker 1: the opportunity like you offered that the real you know,
• 39:12
  Speaker 1: your audition for that, the YouTube show your audition for that,
• 39:16
  Speaker 1: and you in the audition they gave it to you
• 39:17
  Speaker 1: because they want to do celebrities versus unknown talent. Said hey,
• 39:21
  Speaker 1: let's make it work. Let's do it backwards let's take
• 39:23
  Speaker 1: a star and then build her brand and you go,
• 39:26
  Speaker 1: that's what I want too, and put her on YouTube. Yeah,
• 39:28
  Speaker 1: the futubers that were trying to get to TV, but
• 39:31
  Speaker 1: they didn't realize that the future is is digital networking.
• 39:35
  Speaker 1: And I think again, it is about saying yes, saying
• 39:40
  Speaker 1: yes to the opportunities, not being afraid, being fearless, being approachable.
• 39:44
  Speaker 1: All of those things definitely go into making a great
• 39:47
  Speaker 1: business venture. But I also think you said making the time.
• 39:51
  Speaker 1: I truly believe that if you want to do something,
• 39:53
  Speaker 1: you will find the time to make it happen. But
• 39:57
  Speaker 1: for me, the best way to be able to do
• 39:59
  Speaker 1: all these things I used to create a brand, Like
• 40:02
  Speaker 1: I'm looking towards the future and actually starting a family
• 40:04
  Speaker 1: with my husband as well, you know, growing our family,
• 40:07
  Speaker 1: and I'm like, what can I do? What is the
• 40:09
  Speaker 1: space that I can enter in that allows me to
• 40:13
  Speaker 1: be creative still to do the things that I love
• 40:15
  Speaker 1: to do, but at the same time involved my family
• 40:18
  Speaker 1: so that I can spend more time with them. I
• 40:20
  Speaker 1: want my audience that you know, if maybe the next
• 40:23
  Speaker 1: thing is you know, doing something that is family base,
• 40:26
  Speaker 1: that is home based. That's what all things Adrian is
• 40:29
  Speaker 1: about and I love that I can share my family
• 40:31
  Speaker 1: and my home. Walt cameras are running and that helps me.
• 40:35
  Speaker 1: Now where the jewelry line steps in was that had
• 40:37
  Speaker 1: always been a dream for me. Again, that incorporates my
• 40:40
  Speaker 1: family because it is I launched the jewelry line. It's
• 40:44
  Speaker 1: called x I x I and it launched on eleven eleven,
• 40:48
  Speaker 1: which is what the Roman numerals stand for. And um,
• 40:52
  Speaker 1: my first collection from the line was called Faith and
• 40:55
  Speaker 1: by Media and that in itself again celebrates my faith,
• 40:59
  Speaker 1: It celebrate my family. And we created replicas of the
• 41:02
  Speaker 1: pieces that were given to me as a child that
• 41:04
  Speaker 1: were hand down to me from praying hands, necklaces and uh,
• 41:09
  Speaker 1: these pendants and cross earrings and this kind of the
• 41:13
  Speaker 1: things that I grew up wearing. I grew up, like
• 41:15
  Speaker 1: I said, in the Lower East Side. There's like tons
• 41:17
  Speaker 1: of Julie stores on the Lancey Street and it really
• 41:20
  Speaker 1: reflects who I am, my upbringing and that's kind of
• 41:25
  Speaker 1: the brand and building that and again that allows me
• 41:28
  Speaker 1: to still be a great wife, a great lit mom
• 41:30
  Speaker 1: to my my lit kids and and and really make
• 41:33
  Speaker 1: it about a family. Even now I'm in the talks
• 41:36
  Speaker 1: about possibly creating a fashion mind. I know it's like
• 41:41
  Speaker 1: it never stops, right, but it can't stop. I'm gonna
• 41:45
  Speaker 1: tell you some once you'd be given an opportunity and
• 41:47
  Speaker 1: you the light turned on in your brain. It turned on,
• 41:51
  Speaker 1: and you get what You're not gonna let it go? Damn.
• 41:53
  Speaker 1: You know, give me an opportunity. I'm gonna show you.
• 41:55
  Speaker 1: But it's all. It's all professionally done though. You know,
• 41:57
  Speaker 1: you're not jumping out there without a point. You're not
• 42:00
  Speaker 1: jumping out there saying, hey, throw me a bone. And
• 42:02
  Speaker 1: I just stought knowing on you gonna say, hey, I
• 42:04
  Speaker 1: don't do bones. I don't do bones. You know I
• 42:07
  Speaker 1: do opportune in that case. You know, with the jewelry line,
• 42:10
  Speaker 1: I brought on my oldest lit daughter, Mariah. She's one
• 42:13
  Speaker 1: of the creative directors with the jewelry line with me,
• 42:16
  Speaker 1: and that's what it's about. It's also creating family and
• 42:18
  Speaker 1: that allows us to bond doing something. She'll also be
• 42:21
  Speaker 1: helping me with the fashion stuff that I'm working towards,
• 42:24
  Speaker 1: but us taking trips to Hong Kong as a family.
• 42:27
  Speaker 1: I'm I'm always thinking about how can I work and
• 42:29
  Speaker 1: do things that we're creative and that we're passionate about.
• 42:32
  Speaker 1: But how can we do them together? So even where
• 42:36
  Speaker 1: music is involved, you know, I love singing well my
• 42:39
  Speaker 1: husband sayings, let me do that with him, and I
• 42:41
  Speaker 1: love that we kind of do this collaborative effort as
• 42:44
  Speaker 1: a family. And for me, that's what it's all about.
• 42:46
  Speaker 1: I'm a Jameson. Um. You know I love Loni Love
• 42:49
  Speaker 1: on the show. Uh years tomorrow, Uh sister sister, so
• 42:54
  Speaker 1: I got history with her. Now I got a third
• 42:56
  Speaker 1: one that I love on the show. I want to
• 42:59
  Speaker 1: thank you for coming on. Do Let me do a favor.
• 43:01
  Speaker 1: Let me first, I got I got a fan club
• 43:03
  Speaker 1: with over toy and club members. Send me a banner
• 43:06
  Speaker 1: so I can promote your jewelry line. I got social
• 43:08
  Speaker 1: media at shop x I x I dot com. Everything
• 43:12
  Speaker 1: is available there. It would be awesome. So send that
• 43:14
  Speaker 1: banners to me so I can take care of you.
• 43:16
  Speaker 1: You stay strong and tell your husband I know him
• 43:18
  Speaker 1: from my days of celebration of gospel. We went in
• 43:21
  Speaker 1: with more from Marn McDonald and money making conversations. Don't
• 43:24
  Speaker 1: touch that down. Think about it. You've got some great
• 43:29
  Speaker 1: photos on your phone, but what are you doing with them?
• 43:32
  Speaker 1: If you don't have free prints yet, You've got to
• 43:34
  Speaker 1: get it. Free Prints it's the free app for I
• 43:37
  Speaker 1: phone and Android that lets you print all those photos
• 43:39
  Speaker 1: for free. You get one thousand free four by six
• 43:43
  Speaker 1: photo prints a year, or you pay is a small
• 43:45
  Speaker 1: shipping charge. You can even print photos at other sizes
• 43:48
  Speaker 1: for next to nothing. Using the free prints app is easy.
• 43:51
  Speaker 1: Just select the photos you want to print, whether they're
• 43:53
  Speaker 1: on your phone or on Facebook or Instagram, choose the sizes,
• 43:56
  Speaker 1: then you're done. Your premium quality free prints will arrive
• 44:00
  Speaker 1: on your doorstep in just days. With more than one
• 44:03
  Speaker 1: hundred thousand five star reviews, free prints is one of
• 44:06
  Speaker 1: the world's favorite apps. Download it now at free prints
• 44:09
  Speaker 1: dot com and start enjoying real, professional quality free prints.
• 44:14
  Speaker 1: The app is free, and so are the prints. No subscriptions,
• 44:17
  Speaker 1: no commitments, just free prints. Go to free prints dot
• 44:21
  Speaker 1: com to get the app and your one thousand free prints.
• 44:24
  Speaker 1: That's free prints dot Com. My next guest, Yeah Baby,
• 44:37
  Speaker 1: is an award winning teacher of financial education. It's quickly
• 44:41
  Speaker 1: becoming America's favorite partners personal financial educator. She's also the
• 44:46
  Speaker 1: creator of the dream Catchers, which I'm in awe of
• 44:49
  Speaker 1: her ability to Market and Brand, which is a movement
• 44:52
  Speaker 1: and support group for women that desires to reach their
• 44:54
  Speaker 1: financial goals while working within the community of other women
• 44:58
  Speaker 1: doing the same. Please come to Money Making Conversation. Tiffany
• 45:02
  Speaker 1: the Budget the Style. You know, that's the she's like Oprah.
• 45:11
  Speaker 1: You know, you'll give out a whole name. It's Tiffany
• 45:13
  Speaker 1: the Budget the Style. Well, how are you doing. I'm
• 45:19
  Speaker 1: really well, I'm good. I'm excited to be here. Thank
• 45:22
  Speaker 1: you there. First of all, where are you based. I'm
• 45:24
  Speaker 1: based in New Jersey, New Jersey. New York is my
• 45:27
  Speaker 1: favorite city, So I'm gonna be a lot. So we
• 45:30
  Speaker 1: have to do lunch brothers when I come up there,
• 45:33
  Speaker 1: because I try to create relationships that are real and honest,
• 45:36
  Speaker 1: because I bring individuals on this show not only for
• 45:39
  Speaker 1: information about for myself. This is a real selfis show
• 45:43
  Speaker 1: because everybody that interview improves my own personal life or
• 45:46
  Speaker 1: my knowledge and so but in the turn, I share
• 45:49
  Speaker 1: what I learned with my listeners and my viewers and
• 45:53
  Speaker 1: my followers and you my friend and an amazing individual,
• 45:58
  Speaker 1: and I want to talk about how did it all?
• 46:00
  Speaker 1: How did this whole thing about budgeting? You know, they're
• 46:03
  Speaker 1: awareness of financial literacy. How did this start for you? Well,
• 46:07
  Speaker 1: I was fortunate enough to be born into it. My
• 46:10
  Speaker 1: father was a CFO and an accountant. He was retired now,
• 46:15
  Speaker 1: and my mom just really good at managing our families, um,
• 46:19
  Speaker 1: day to day budget. I'm one of five girls, so
• 46:22
  Speaker 1: you know, you got to learn how to budget you
• 46:23
  Speaker 1: have all those kids, especially all these girls, right, And
• 46:29
  Speaker 1: so I just grew up. I mean, so both of
• 46:31
  Speaker 1: my parents were born and raised in Nigeria, and Nigeria
• 46:34
  Speaker 1: tends to be a very male dominated culture. But because
• 46:38
  Speaker 1: it's I'm just so glad I didn't have any brothers,
• 46:41
  Speaker 1: because I suspect if I would have had brothers, my
• 46:43
  Speaker 1: dad would have taught one of them and then expect
• 46:46
  Speaker 1: that my brothers to look after us, you know, But
• 46:49
  Speaker 1: instead he had a girl after girl after girl after
• 46:52
  Speaker 1: girl um and said, well, I'm going to teach you
• 46:55
  Speaker 1: how to look at I'm gonna teach you how to
• 46:58
  Speaker 1: look after yourself. So he st have had a more
• 47:00
  Speaker 1: lawn who's got to sort of change our oil? And
• 47:02
  Speaker 1: he caught us about money and we would have weekly
• 47:04
  Speaker 1: money meetings and it became normal. And so that's how
• 47:07
  Speaker 1: it started for me. Well, you know, my degree is
• 47:10
  Speaker 1: in mathematics, and so I you know, I'm good and finances.
• 47:14
  Speaker 1: I can't do my taxes. I refused to do my taxes.
• 47:17
  Speaker 1: I was just I have this mental block when it
• 47:19
  Speaker 1: comes to my tax I think it's called being audited, okay,
• 47:22
  Speaker 1: and I don't want to make sure that. I want
• 47:23
  Speaker 1: to make sure those numbers are right. So I paid
• 47:25
  Speaker 1: somebody to do that. Now, for your father to have
• 47:29
  Speaker 1: these weekly meetings gave you an enormous amount of confidence
• 47:33
  Speaker 1: when it comes to talking about financial literacy. Talk about
• 47:37
  Speaker 1: that it did, because I think I don't think um,
• 47:41
  Speaker 1: people realize that there is no such thing as normal,
• 47:44
  Speaker 1: and that you can set normal for your child. And so,
• 47:48
  Speaker 1: you know, since I can't remember being like three or four, um,
• 47:52
  Speaker 1: and they leaguely remember, Like I used to love to
• 47:54
  Speaker 1: hear water run before functually was the cool thing. I
• 47:57
  Speaker 1: love the water, and I would turn on the faucets
• 47:59
  Speaker 1: and house and walked away because I just wanted to
• 48:01
  Speaker 1: hear the water. And so my dad, you know, I
• 48:03
  Speaker 1: was like, how do we get this girl to stop
• 48:05
  Speaker 1: wasting this water? And so what he told me. I
• 48:07
  Speaker 1: remember one time the icy man was coming to ice
• 48:10
  Speaker 1: cream truck right outside. Came back in to get my dollar.
• 48:13
  Speaker 1: Because one thing with five kids, everybody's not getting ice
• 48:17
  Speaker 1: cream every single day. So my day was Tuesday. It
• 48:20
  Speaker 1: was a Tuesday. Let me go get my dollars from that.
• 48:27
  Speaker 1: But even the lesson of like rotating days, that's a
• 48:29
  Speaker 1: financial lessons. So I want to get my my dollar.
• 48:32
  Speaker 1: My dad padded his box and said, uh, I forgot
• 48:34
  Speaker 1: I just gave you ad your dollar to the water man.
• 48:37
  Speaker 1: And I'm like, well, who's that. He was like, that's
• 48:39
  Speaker 1: the man we had to pay every time you run
• 48:40
  Speaker 1: the water. So he was teaching me about the bills.
• 48:43
  Speaker 1: But what he did wasn't he aligned it what what
• 48:46
  Speaker 1: was important to me, which was my ice cream. So
• 48:48
  Speaker 1: I was devastated, Like, wait, so every time I run
• 48:51
  Speaker 1: the water, that money goes somewhere. Well, I'm not running
• 48:54
  Speaker 1: that water anymore. And so you know, he normalized that
• 48:58
  Speaker 1: kind of conversation, but he made an appropriate and so
• 49:01
  Speaker 1: as a result, you know, I knew very early on
• 49:04
  Speaker 1: I understood the way money worked. I understood about living
• 49:08
  Speaker 1: below your means did not mean that you had less.
• 49:10
  Speaker 1: I wasn't afraid to talk about money. I mean, to me,
• 49:13
  Speaker 1: I'm not afraid, you know, of money conversations because he
• 49:16
  Speaker 1: normalized that, and I think that's the advantage, the competitive
• 49:20
  Speaker 1: edge I feel like I have. Now, that's that's amazing
• 49:22
  Speaker 1: that you know you would like to discuss our ways,
• 49:25
  Speaker 1: five ways to repair your finances for the new year.
• 49:28
  Speaker 1: Now that's important because here's the deal. People always in
• 49:31
  Speaker 1: the year, you know, without a plan, and then they
• 49:34
  Speaker 1: start the year without a plan. How did you know
• 49:37
  Speaker 1: when you're in January? You you know everything's clean, quote unquote,
• 49:42
  Speaker 1: you know? How do you what are the five ways
• 49:45
  Speaker 1: to repair your finances for the new year? We have
• 49:49
  Speaker 1: to start with the budget. I know people don't like
• 49:51
  Speaker 1: to hear the word budget, but a budget is merely
• 49:54
  Speaker 1: just a physical picture of what your money is doing,
• 49:57
  Speaker 1: so that way you can tell it where you wanted
• 50:00
  Speaker 1: to go. So it's just a list of all your
• 50:02
  Speaker 1: finances and what you're spending monthly on on everything and
• 50:07
  Speaker 1: subtracting it from what you take home every month. You
• 50:09
  Speaker 1: have to get that clear picture. So that's number one.
• 50:11
  Speaker 1: Getting that budget in place. Okay, I've done that. I've
• 50:14
  Speaker 1: done that. Now I'm telling something. It's harder now, but
• 50:16
  Speaker 1: I was when my life card got so many businesses,
• 50:19
  Speaker 1: so I have somebody else do it. But that was
• 50:21
  Speaker 1: really important for me because of the fact that no
• 50:24
  Speaker 1: I gotta pay rent, No I got a light bill,
• 50:26
  Speaker 1: No I got a cable bill, and I got you know,
• 50:28
  Speaker 1: water electrical. All that those little buildings set aside some
• 50:32
  Speaker 1: money for food that I would eat or in it
• 50:35
  Speaker 1: a certain amount of money for entertainment. It has to
• 50:37
  Speaker 1: be that granular when you talk talking about that month budget. Correct, correct,
• 50:41
  Speaker 1: especially in the beginning when you have when you when
• 50:43
  Speaker 1: you have a little bit more space, so maybe you're
• 50:45
  Speaker 1: making a little bit more you you you have some
• 50:48
  Speaker 1: space to to be a little bit more general. But
• 50:50
  Speaker 1: when things are really tight, that means your budget has
• 50:52
  Speaker 1: to be super tight. You need to know where every
• 50:55
  Speaker 1: all your money is going. So that's first and foremost,
• 50:58
  Speaker 1: and then number two, it's the same plan. Nobody loves
• 51:02
  Speaker 1: the idea of savings, but here's how you make it easy.
• 51:05
  Speaker 1: You make your money inconvenient. I believe in having at
• 51:08
  Speaker 1: least one online only savings account because one you're gonna
• 51:12
  Speaker 1: get a higher interest rate payout. So your normal brick
• 51:15
  Speaker 1: and mortar bank is paying right now point zero zero
• 51:18
  Speaker 1: one percent. I literally just looked point zero zero one percent.
• 51:22
  Speaker 1: Now keep it in your pocket, keeping in your get
• 51:24
  Speaker 1: knocked in a piece of a penny, right, you're like,
• 51:29
  Speaker 1: and so, but if you put your some of your
• 51:31
  Speaker 1: savings in an online only bank, Um, there's one in
• 51:34
  Speaker 1: particular right now that's giving two percent interest. So that's
• 51:37
  Speaker 1: not bad. That's two pennies. But that's better than a
• 51:40
  Speaker 1: piece of a penny. And so saving your money an
• 51:43
  Speaker 1: online only bank, one you're going to get a higher
• 51:45
  Speaker 1: interest rate, and two you're gonna make your money inconvenient
• 51:48
  Speaker 1: because if you want to get your money back. So
• 51:51
  Speaker 1: I don't believe in having your checking account at an
• 51:53
  Speaker 1: online only bank, just your savings, so that way you
• 51:55
  Speaker 1: don't have access. The only way you have access is
• 51:58
  Speaker 1: to transfer back to your regular bank account, your regular
• 52:01
  Speaker 1: checking account at your at your brick and mortar physical bank.
• 52:05
  Speaker 1: That transfer takes about twenty four um hours if not longer.
• 52:09
  Speaker 1: And so what that means is it's gonna be hard
• 52:12
  Speaker 1: for you to spend money that you have to wait
• 52:14
  Speaker 1: on for for at least one day. So creating like
• 52:17
  Speaker 1: a simple savings fan where you're putting your money aside
• 52:20
  Speaker 1: and making it inconvenient, the budget needs to got it
• 52:23
  Speaker 1: going out what she told people want to know. Now,
• 52:28
  Speaker 1: how do we follow you this budget? Nesta critics, I
• 52:36
  Speaker 1: am the budget needs to on every platform. So just
• 52:39
  Speaker 1: the budget needs to on Facebook, on Instagram, on Twitter,
• 52:43
  Speaker 1: the budget needsta dot com on snapchat, on YouTube if
• 52:46
  Speaker 1: you just type in the budget Neista, I'm the one
• 52:49
  Speaker 1: and the only and its trademarks. I know it is.
• 52:51
  Speaker 1: I know this Okay, budget needs to because the people
• 52:53
  Speaker 1: don't there and be the type budget is that any is?
• 52:56
  Speaker 1: Is that t budget? Budget? It with Nissta n I
• 53:01
  Speaker 1: s t A. That is who she is. That's the
• 53:04
  Speaker 1: brand that she's trademark. That's how she's making money these days.
• 53:07
  Speaker 1: But she's making money, I think and I always failing
• 53:09
  Speaker 1: the pay forward manner. She's taking some challenge that her
• 53:12
  Speaker 1: father nurtured in her as a child. Do you really
• 53:15
  Speaker 1: understand what he was doing and that the dad was
• 53:17
  Speaker 1: just sending the framework to say, this is how you
• 53:20
  Speaker 1: can be successful. Your dad is giving you the life.
• 53:23
  Speaker 1: I always tell people as a parent, all you want
• 53:25
  Speaker 1: your child to be is to have a better lifestyle
• 53:27
  Speaker 1: than you have. That's all you want for your child.
• 53:30
  Speaker 1: And you've taken that and I know he has to
• 53:31
  Speaker 1: be proud about. There's what was your mom? I don't
• 53:34
  Speaker 1: want to leave her out. I want like dad did
• 53:36
  Speaker 1: all the work, because when you have a when you
• 53:38
  Speaker 1: have a household that has both parents, they both they
• 53:41
  Speaker 1: both blend and shape you as a as a as
• 53:43
  Speaker 1: an individual that you are today. So we're just the
• 53:46
  Speaker 1: ultimate goal, Tiffany, the budgets stuff, what's the ultimate goal? Well,
• 53:50
  Speaker 1: my ultimate goal is throwing a billion dollar company, of
• 53:52
  Speaker 1: the company that's valued that a billion dollars, one that
• 53:56
  Speaker 1: transforms the lives of women worldwide. Um that I just
• 54:00
  Speaker 1: I want to help millions of millions of women to
• 54:03
  Speaker 1: get to where they are, from where they are to
• 54:04
  Speaker 1: where they want to be. Money is merely just a
• 54:07
  Speaker 1: tool that we're using. Um. I want ten twenty years
• 54:10
  Speaker 1: from now, when when folks are looking back, what was
• 54:14
  Speaker 1: the shift? What happened? How did all of these women,
• 54:16
  Speaker 1: you know, how did our culture, our community go from
• 54:20
  Speaker 1: struggling financially to the space where people feel secure. I
• 54:25
  Speaker 1: want to be one of the bullet points and to
• 54:27
  Speaker 1: we can we can point it back to tifficitly starting
• 54:30
  Speaker 1: this movement with her team. UM yeah, I've always been
• 54:33
  Speaker 1: a teacher before Before I started the budget these, I
• 54:35
  Speaker 1: was actually a preschool teacher for ten years. But it
• 54:38
  Speaker 1: is my purpose, passion, and mission to continue to teach
• 54:42
  Speaker 1: for as long as as I'm allowed to. Well, you know,
• 54:45
  Speaker 1: you're an award winning teacher of financial education and I
• 54:48
  Speaker 1: quickly become an America's favorite personal financial educator. And uh,
• 54:53
  Speaker 1: I'm gonna know it all and uh and that's good.
• 54:56
  Speaker 1: When you want these shows, you out to act like
• 54:58
  Speaker 1: you know it all. But when you run across individu
• 55:00
  Speaker 1: jewels like Tiffany, who really opened your eyes that she's
• 55:03
  Speaker 1: talking to and changing the world. She's changing the world
• 55:05
  Speaker 1: how people look at money, how they should live their lives,
• 55:08
  Speaker 1: you cannot stop. You should follow her advice. I'm gonna
• 55:10
  Speaker 1: support her. You have a friend in the social media
• 55:14
  Speaker 1: game with you, and my fan club will be open
• 55:17
  Speaker 1: to you. Um and I admire you, so you keep
• 55:20
  Speaker 1: doing what you're doing. Tiffany the Budgetista, Thank you. We're
• 55:25
  Speaker 1: talking so everybody keep winning. Money making conversation always wins
• 55:28
  Speaker 1: up guests like her from marn McDonald and money making
• 55:31
  Speaker 1: conversations don't touch that down. Think about it. You've got
• 55:36
  Speaker 1: some great photos on your phone, but what are you
• 55:38
  Speaker 1: doing with them. If you don't have free prints yet,
• 55:41
  Speaker 1: you've got to get it. Free Prints it's the free
• 55:44
  Speaker 1: app for I phone and Android that lets you print
• 55:46
  Speaker 1: all those photos for free. You get one thousand free
• 55:49
  Speaker 1: four by six photo prints a year. Are you pay
• 55:52
  Speaker 1: is a small shipping charge. You can even print photos
• 55:54
  Speaker 1: at other sizes for next to nothing. Using the free
• 55:57
  Speaker 1: prints app is easy. Just select the photos you want
• 56:00
  Speaker 1: of print, whether they're on your phone or on Facebook
• 56:02
  Speaker 1: or Instagram. Choose the sizes and you're done. Your premium
• 56:06
  Speaker 1: quality free prints will arrive on your doorstep in just days.
• 56:09
  Speaker 1: With more than one hundred thousand five star reviews, free
• 56:13
  Speaker 1: prints is one of the world's favorite apps. Download it
• 56:16
  Speaker 1: now at free prints dot com and start enjoying real,
• 56:19
  Speaker 1: professional quality free prints. The app is free, and so
• 56:23
  Speaker 1: are the prints. No subscriptions, no commitments, just free prints.
• 56:27
  Speaker 1: Go to free prints dot com to get the app
• 56:29
  Speaker 1: and you're one thousand free prints. That's free prints dot Com.
• 56:39
  Speaker 1: As hosts of money Making Conversations, Rashan McDonald is uniquely
• 56:43
  Speaker 1: positioned to provide a step by step, easy to understand
• 56:46
  Speaker 1: blueprint that drives listeners to realize their dreams and aspirations.
• 56:50
  Speaker 1: Until you do the business plan, or incorporate or actually
• 56:54
  Speaker 1: create that product or start selling products, the universe doesn't
• 56:58
  Speaker 1: have to deal with money making. Car Reversations is an
• 57:00
  Speaker 1: innovative platform that delivers financial literacy to help everyone with
• 57:04
  Speaker 1: their brand success. Listening makes us smarter, more connected people.
• 57:12
  Speaker 1: It makes us better partners, parents, and leaders, and there's
• 57:15
  Speaker 1: no better place to start listening than Audible. Audible is
• 57:18
  Speaker 1: where so many inspiring voices and compelling stories open listeners
• 57:21
  Speaker 1: up to new experiences in ways of thinking. Audible members
• 57:24
  Speaker 1: now get more than ever before. Members choose three titles
• 57:27
  Speaker 1: every month, one audiobook plus two audible originals that you
• 57:30
  Speaker 1: can't hear anywhere else. Members also have unlimited access to
• 57:33
  Speaker 1: more than a hundred audio guided fitness and meditation programs.
• 57:36
  Speaker 1: Audible delivers best sellers, business, self improvement memoirs, and more,
• 57:40
  Speaker 1: all professionally narrated by actors, authors, and motivational superstars like
• 57:44
  Speaker 1: Rachel Hollis, David Goggins, and Mel Robbins. Audible members can
• 57:47
  Speaker 1: also get free access to the New York Times, Wall
• 57:50
  Speaker 1: Street Journal, and Washington Post delivered daily to the Audible app.
• 57:53
  Speaker 1: With a convenient app, members can access Audible any time
• 57:56
  Speaker 1: at the gym, while commuting, or on the go, and
• 57:59
  Speaker 1: on any device will always pick right back up where
• 58:01
  Speaker 1: you left off. Audible also offers free and easy audiobook exchanges.
• 58:05
  Speaker 1: Credits you can roll over for a year in a
• 58:07
  Speaker 1: library you keep forever even if you cancel. Explore all
• 58:10
  Speaker 1: the ways listening on Audible can help improve mind, body,
• 58:13
  Speaker 1: and soul. With entertainment, information and inspiration, you can get
• 58:17
  Speaker 1: titles from your favorite I Heart talent such as Chelsea Handler,
• 58:19
  Speaker 1: Danny Shapiro, Charlemagne the God, and Bobby Bones on Audible.
• 58:22
  Speaker 1: Start listening now with a thirty day Audible trial and
• 58:25
  Speaker 1: your first audiobook plus two Audible originals are free. Visit
• 58:28
  Speaker 1: audible dot com, slash I heart or text I heeart
• 58:31
  Speaker 1: to five hundred five hundred