The Accidental Trillion-Dollar Loophole: 401k

Logosofia no Dia a Dia · Apr 7, 2026 · 26m

How did a tax loophole become the bedrock of American retirement? This episode uncovers the accidental history of the 401k, from its 1980s origins to the massive shift in risk from corporations to individuals. We compare the US system to mandatory schemes in Australia and the UK, exploring why the "set it and forget it" approach might be costing you a fortune in fees and lost opportunity. Tune in to understand the hidden mechanics of vesting, target date funds, and the looming longevity risk. Episode 2094 — myweirdprompts.com/n/2094 (permanent short link: myweirdprompts.com/255859)