Latest / Real Estate Wisdom with Vish
Fixed vs Variable Mortgage 2026: GTA Reality
Everyone becomes a “mortgage expert” when rates move. In this episode of Real Estate Wisdom with Vish, we skip the “I heard…” advice and talk through how fixed vs variable mortgages actually play out for real GTA families and investors.You’ll hear:Why fixed mortgages often work better for family homesWhy variable mortgages usually suit rental propertiesHow payment shock shows up in real households (Mississauga example)What most people miss about flexibility and break penaltiesThe simple rule I use: fixed for families, variable for rentalsChapters00:00 – Welcome: no hype, no fear…
The skinny
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