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Ep 418: Why discipline was never going to fix your cash flow

Read Full Blog HerePre-order Wealth by Design HereYou can't build wealth unless you spend less than you earn and invest the difference, which makes cash flow the most fundamental discipline of all. The trouble was always effort. For years, Stuart's method was to hand-categorise three months of transactions a deliberate compromise, since analysing two or three years by hand was simply unrealistic. But three months is a snapshot, not a picture: it misses the annual rhythm of holidays, school fees and insurance renewals, and it can't reveal a trend.In this episode, Stuart explains how AI has…

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