Q&A - How much debt is too much? net worth, upgrading homes, late starts, and navigating big financial trade-offs

Investopoly · Feb 2, 2026 · 33m

In this wide-ranging Q&A episode, Stuart tackles some of the most common and confronting questions listeners face as their wealth grows and decisions become less forgiving. A central theme is how to balance aspiration with financial resilience, particularly when large debts, lifestyle upgrades, and long time horizons collide. Stuart explores how to think about net worth in a practical sense, including whether unrealised tax liabilities and transaction costs should be considered, and how to treat the family home in overall wealth calculations.The episode also dives into the challenge of…