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Iowa Bans Contractors From Handling Insurance Claims | Sioux City News
A federal appeals court just sided with Iowa, ruling that contractors can’t also negotiate insurance claims for storm damage repairs — a move designed to stop conflicts of interest. If a contractor tries to handle both the repair and the payout talks, they’re essentially acting as an unlicensed public adjuster, which Iowa law forbids. Homeowners are protected this way: contractors may still give estimates and do the work, but insurance negotiations must be handled by you or a licensed adjuster. Violators face fines up to $40,000, and the Iowa Attorney General’s office urges victims to report…
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