Saving Entrepreneurs a Billion in Tax with Pat Lonergan | Financial Planner Search

Financial Planner Search · Jul 3, 2026 · 33m · transcript

In this episode of Financial Planner Search, Pat Lonergan, founder of Vital Wealth, serves entrepreneurs taking home over a million dollars a year who are frustrated by their tax bill. Pat runs what he calls a fractional family office - pulling cash flow, tax, investment, legal, and insurance planning into one coordinated framework for business owners whose complexity only grows as their income does.Pat traces the practice back to his own real estate background - carrying half a million dollars in debt no longer tied to assets through the 2008–2010 downturn and his realization that the…