Shows / FT Adviser

FT Adviser
FT Adviser is the Financial Times’ specialist title dedicated to the UK financial advice profession. Each week one of our reporters will be joined by a panel of experts to discuss issues such how the latest regulatory developments will impact advice firms, how advised clients will be affected by the latest developments in pensions, investing, mortgages and tax, and how the financial advice profession will develop and grow.The FT Adviser Podcast is designed to inform regulated UK advisers on a…
Episodes
FT AdviserIncome investing in a world of higher inflation
The latest edition of the FTAdviser podcast examines the prospects for clients that have income as a priority, in a world of higher inflation.After a decade…
FT AdviserWhat the pensions dashboard means for advisers
Next year the onboarding process for the pension dashboard programme will kick off. The creation of a single dashboard where savers can see all their pension…
FT AdviserWhat the mini Budget fallout means for portfolios
After a rollercoaster week in gilt markets following last Friday's mini Budget, FTAdviser deputy editor Damian Fantato is joined by Oliver Jones, asset…
FT AdviserWhy the advice profession struggles to bring in young talent
It is well known that the profession is getting to the stage where it will soon have a raft of advisers looking to retire and either sell up or pass on their…
FT Adviser'Why pay my premium when I can't afford petrol?'
As the cost of living crisis bites, the challenge for the insurance industry is helping to keep families protected.This week FTAdviser editor Simoney Kyriakou…
FT AdviserMonetary policy and its effect on bonds
On this episode of the FTAdviser In Focus podcast we discuss current monetary policy and its effects on the bond market. Central banks in Europe and the US…
FT Adviser“Liz Truss has an easier job than the Bank of England”
The task facing the Bank of England in controlling inflation is harder than that facing the new prime minister, an expert has said.Speaking to chief reporter…
FT AdviserHow will consumer duty affect advisers' day-to-day role?
The new consumer duty, for which the rules were confirmed in July, won’t see a substantial amount of change for advisers, according to the guests on the latest…
FT AdviserPimfa: Why simplified advice needs to feature in FCA handbook
There is no scope to water down advice but if the industry wants to be able to serve the 15mn people who need advice but don't get it, change is needed, says…
FT Adviser'It's not the time for one-way bets'
The start to 2022 was a rocky one for equities, with the MSCI World index losing 14 per cent year to date.While recent weeks have provided some respite for…
FT AdviserSpotting the signs of stress
This episode of the FTAdviser In Focus podcast focuses on financial advisers' mental health and wellbeing. Looking after your mental health is important and…
FT Adviser'Mortgage lenders don't want our business'
Mortgage lenders cannot cope with the volume of business coming their way, advisers have told the latest FTAdviser Podcast. Speaking to senior editor Simoney…
FT AdviserWhat effect will the new mortgage affordability rules have?
This week the Bank of England has scrapped a key affordability test for borrowers wanting to take out a mortgage which was introduced following the 2008…
FT AdviserAdvisers need support with complex divorce advice
Unfortunately a gender pensions gap exists and men are more often than not better off in retirement then women, but divorce often plays a role in this as many…
FT AdviserHow will the growth of the DFM market affect advisers?
Over the past few years, the world of discretionary fund managing has grown and so has competition in this space.As the number and complexity of funds…
FT AdviserHow to position an equity portfolio for higher volatility
The start to 2022 has been a volatile one for investors, with rising inflation and rising interest rates. In short, it is a difficult time to be an equity…
FT AdviserIFAs taking same approach to male and female clients 'is regressive'
In this FTAdviser podcast, we talk about something which is often covered, but perhaps from the wrong lens. And that’s how financial advisers - the majority of…
FT AdviserLead gen must be held to same standards as advisers
Lead generation has become an increasingly thorny issue, and the regulator has been increasingly cracking down on inappropriate and fraudulent…
FT AdviserGoing beyond the call of duty
On this episode of the FTAdviser In Focus podcast we discuss whether advisers should go beyond the call of duty. Many financial advisers see it as their duty…
FT AdviserHow inflation is affecting pension savings
Over the past few months inflation has risen higher and higher, now hitting a fresh 40-year high of 9.1 per cent, with no signs of slowing down. In fact, it is…
FT AdviserIs the mortgage market 'inching towards a perfect storm'?
The government has pledged to conduct a mortgage market review to help more first-time buyers get onto the housing ladder.This will look into how more people…
FT AdviserDoctors’ pensions: What are the solutions?
On this special edition of the FTAdviser Podcast, news editor Amy Austin is joined by chair of the BMA's Pensions Committee, Vishal Sharma and Graham Crossley…
FT AdviserThe rise of multi-service firms
In this episode of the FTAdviser In Focus podcast we discuss the rise of multi-service firms. In recent months at least two law firms announced their intention…
FT AdviserFTAdviser talks to FSCS chief executive Caroline Rainbird
The levy for the Financial Services Compensation Scheme may have gone down in 2022-23 but the chief executive of the FSCS still thinks reform is…
FT AdviserGlobal income investing at a time of market strife
High inflation and higher interest rates have made the current market environment a difficult one for income investors.In this special edition of the FTAdviser…
FT AdviserDo in-house platforms work for every advice firm?
Proprietary adviser platforms have their place but are they right for every advice firm? This FTAdviser In Focus podcast chats to Mike Barrett, consulting…
FT AdviserFSMA 2.0 could make UK regulators ‘most powerful’ in the world
Last month, in the Queen’s speech, the government announced plans to bring in new legislation to "strengthen" the UK's financial services industry and ensure…
FT AdviserPrice of investing
In this episode of the FTAdviser In Focus podcast First Wealth's Anthony Villis and Square Mile's Tom Poulter discuss the price of investing. Has the cost of…
FT AdviserFinding real returns in an inflationary environment
With inflation soaring, interest rates rising and waves of economic and geopolitical uncertainty hitting the equities and bonds, investors can’t be blamed for…
FT AdviserHow does the war in Ukraine affect portfolios?
The war in Ukraine has led to a spike in the Geopolitical Risk Index not seen since 9/11, but while some investors are responding to the long-lasting shifts…
FT AdviserWhy is the FCA concerned about equity release?
The Financial Conduct Authority has warned advisers it needs to look again at the equity release market to make sure it is working in the best interests of…
FT AdviserCPD: How crypto has come of age
Advisers who chose to ignore crypto may have missed the development the market has undergone in recent years, as demand for the assets soared, prompting many…
FT Adviser‘City bosses need to take mental health personally’
Mental health is a topic which, in recent years, has come to the forefront of discussion at many businesses for the first time in history. Particularly…
FT AdviserThe ‘Amazonification’ of the client experience
Financial advice has come a long way over the years, more so after technology during the pandemic has evolved the way we all live. The ability to have…
FT AdviserHow broken is the mortgage market?
Britain's housing market is broken and the property bull market could soon turn into a bear, mortgage advisers told FTAdviser in March this year.Eye-watering…
FT AdviserThe outlook for emerging markets post-Covid
Emerging markets may be considered less risky to invest in now, compared with the past, but they face a number of headwinds.Borrowing to tackle the pandemic…
FT AdviserHow FCA network reforms could impact firms
Reforming networks’ appointed representative models is high on the Financial Conduct Authority’s agenda this year, and it’s been a subject of much controversy…
FT AdviserInvesting at a time of volatility
Rising inflation and interest rates mean 2022 started with heightened volatility, which has not let up since.So what does this mean for investors?This week…
FT AdviserThe future of platforms
Platforms have reached another inflection point. Most, if not all, major advised platforms have upgraded their technology now, as the calls from advisers grow…
FT AdviserExploring governance - the G in ESG
In this episode of the FTAdviser In Focus podcast, in partnership with Wisdom Tree, we take a look at governance - the G in ESG. Whether it is diverse…
FT Adviser'Get money in now': how the Spring Statement affects pensions
A few weeks ago the Spring Statement was expected to be an uneventful macroeconomic update, but the war in Ukraine and spiralling cost of living meant…
FT AdviserIs the party over for ESG?
UK investors put £37bn into environmental, social and governance funds during 2021, continuing the trend of these funds attracting huge amounts of money.But at…
FT AdviserThe evolution of responsible investing
Impact investing is a term within the ESG eco-system which describes investing only in the instruments of companies that have a measurably positive impact on…
FT AdviserWill the online safety bill tackle scams?
This month, the government has finally succumbed to pressure from the industry and included paid-for adverts in the scope of the online safety…
FT AdviserVCT and EIS in a high tax environment
On this episode of the FTAdviser In Focus podcast we discuss how advisers can use Venture Capital Trusts and Enterprise Investment Schemes to make some last…
FT AdviserHow can we solve the UK housing crisis?
It is no secret the UK housing market is facing one of its biggest supply crises yet. At the start of this year there were 350,980 properties for sale in the…
FT AdviserTips and tricks for using tax allowances and exemptions
Allowances and exemptions can amount to considerable savings and should be considered by every adviser looking to optimise tax savings ahead of the tax year…
FT AdviserHas abridged advice been a success?
Abridged advice was launched in 2019 to help clients decide whether to go ahead with a defined benefit transfer as part of the Financial Conduct Authority's…
FT AdviserAdvising clients as the tax year ends
We are fast approaching the end of the tax year. The tax burden is at its highest in 70 years and from April household incomes are further squeezed by higher…
FT AdviserFinancial planning through rising inflation
Justin King, chartered financial planner at MFP Wealth Management, Philip Martin, managing director at Unique Financial Planning and Christian Tomaszewski…
FT AdviserInsurance industry needs to act on scams
Alain Desmier, founder of lead generation compliance specialist Contact State, and Emma Thomson, founder of the Women in Protection network, have welcomed…
FT AdviserInvesting for inflation
Inflation across the globe is spiralling as price of energy rises due to a worldwide squeeze on supplies. In the UK, inflation has reached 5.5 per cent - its…
FT AdviserStephen Timms on pension freedoms, guidance and advice
The work and pensions select committee has published a report on the five years of pension freedoms which found that savers needed more support to navigate the…
FT AdviserEmerging trends in protection
During 2020, advisers cited more interest in insurance than ever before. But with figures of sales tailing off in 2021, was this just a blip on the insurance…
FT AdviserAre UK equities making a comeback?
For years UK equities have been seen as laggards compared to the US. The UK market has been seen as too focused on value stocks such as banks and oil…
FT AdviserWill a risk-based FSCS levy become reality?
The Financial Services Compensation Scheme levy may be one of the issues which most vexes advisers who run their own firms.Indeed the overall FSCS levy has…
FT AdviserThe outlook for emerging markets in 2022
As interest rates start to rise, the prospect of lockdowns recede into the past and global economies reopen, the high-growth nature of emerging markets may…
FT AdviserHas the advice market reached peak M&A?
2021 was a busy year for mergers and acquisitions in the financial advice market, with consolidation fueled by private equity money continuing apace.As well as…
FT AdviserClients at a crossroads in 2022
As we head into 2022, the pandemic is still ongoing. Variants are still being discovered. Travel plans are changing all the time. The UK and indeed most…
FT AdviserWhat does 2022 have in store for advisers?
The start of 2022 has been an improvement on the start of 2021 - if nothing else because we can leave our homes.But last year was eventful despite the ongoing…