Shows / The Plain Bagel

The Plain Bagel
Investing and personal finance educational videos with a hint of economics, posted regularly.I'm a CFA charterholder and CFP professional working as an analyst for an investment management company in Ottawa. I'm a huge finance nerd and am passionate about the field - I think people lack the resources they need to make educated financial decisions, and hopefully this channel helps with that!For collaboration/other inquiries: richard@theplainbagel.comFor…
Episodes
The Plain BagelStocks | How Equity Earns You Money
The Plain Bagel Episode IIIShares represent a percentage ownership of a business. This video covers investing in equity, and how stocks payoff for…
The Plain BagelCash Equivalents and Alternatives | Non Traditional Investments
The Plain Bagel Episode IVCash Equivalents, along with stocks and bonds, belong to the Traditional Investment category, while the Alternative Investment…
The Plain BagelThe Cost of Share Dilution
Wallmine link: https://wallmine.com/users/sign-up?r=18im&utm_source=youtube&utm_medium=plainbagel&utm_campaign=plainbagelShare dilution refers to when a…
The Plain BagelManaged Solutions | Mutual Funds and More
**Edit**: most mutual funds require a minimum initial investment that can range anywhere from $100 to $3000, though the amount varies depending on the fund.The…

The Plain BagelStock Market Corrections: Why Markets Stumble
Every so often, the markets take a tumble, sometimes of a material magnitude. What causes these drops, and why do they happen when things are up? Let's explore…
The Plain BagelThe Cost of Alberta Separatism
00:00 - Intro03:11 - Primer on Alberta04:35 - Albertan Separatism05:51 - Transfer Payments07:15 - Canada Pension Plan08:30 - The Fiscal Upside09:35 - What's…
The Plain BagelInvestment Analyst Reacts to Finance TikToks - Holiday Special 2024
Happy holidays - let's celebrate with finance TikToks.My name's Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified…
The Plain BagelPlain Bagel QandA 4 | P/E, QE, and Short-Term Needs
The Plain Bagel Q&A 4More Details on QE:QE is a concerted effort to provide additional monetary stimulus to the economy in order to light a fire under it and…
The Plain BagelPrediction Markets Are Ruining the Finance Industry
2:36 - Prediction Market Background9:38 - Prediction Market problems17:02 - The Promotions21:50 - The Gamblification of Everything24:23 - Closing thoughtsLet's…
The Plain BagelClearing Up the Inflation Target Misinformation
Video of Jerome Powell Jackson Hole speech: https://www.youtube.com/watch?v=PZdOFw-gTo8Speech Transcript…
The Plain BagelThe SpaceX IPO Is Wild
00:00 - Introduction03:44 - SpaceX Overview04:53 - IPO Details05:47 - Insane Valuation06:53 - The Wild Prospectus11:02 - The Retail Push11:38 - Other IPOs…
The Plain BagelThe Great Depression - 5 Minute History Lesson
To clarify, Hitler was NOT the founder of the Nazi party, sorry for any confusion!The Great Depression was the worst economic downturn of the industrialized…
The Plain BagelWhat Just Happened With Chinese Stocks?
Chinese stocks have rallied recently, leading many to wonder if now's the time to invest. Today I go through the updates we're seeing.If you'd like to support…
The Plain BagelPlain Bagel QandA 1 | Good Reads and Rolled Sleeves
The Plain Bagel Q&A 1Question topics: books on finance, “average person” investments, starting off, liquidity, and stock splitsHere’s a list of the books…
The Plain BagelWhat is the Yield Curve, and Why is it Flattening?
You may have read news articles or heard somewhere that "the yield curve is flattening," but what does that mean? Find out with today's video!Intro/Outro…
The Plain BagelThanks a Million (Channel Announcement)
The Plain Bagel just passed 1 million subscribers, so I wanted to post a quick video.@DeadOnTheMoneyPodcast Channel…
The Plain BagelTrump's Tariffs Deemed Illegal - What Now?
00:00 - Intro01:36 - The Supreme Court Ruling03:23 - What Tariffs Are Impacted?05:02 - What About Refunds?06:57 - The Implications07:46 - Section 122…
The Plain BagelAmerica's Crypto Regulation - What the Genius and Clarity Act Means For Markets
With Crypto Week having drawn to a close, let's take some time to go through the laws that have passed, and what's trying to be passed - we'll go over the…
The Plain BagelStock Multiples: How to Tell When a Stock is Cheap/Expensive
Intro/Outro Music: https://www.bensound.com/royalty-free-musicDISCLAIMER:This channel is for education purposes only and is not affiliated with any financial…
The Plain Bagel2024 Finance Rewind - The Year of Trump, AI and Crypto
As we approach the end of 2024, let's take a beat to look back on what made the year remarkable...for better or for worse.If you'd like to support the channel…
The Plain BagelThe Venezuela Oil Grab - What it Means for Oil Markets (and Canada)
Last weekend, the US captured Venezuelan dictator Nicolas Maduro and made moves to secure the country's oil. Today we'll discuss the feasibility of building…
The Plain BagelThe Grossman Stiglitz Paradox - Collaboration with Ben Felix
The Grossman-Stiglitz Paradox is one which highlights that stock markets cannot possibly be efficient. Why? Let's find out on today's Plain Bagel!Make sure to…
The Plain BagelCanada's Getting a Sovereign Wealth Fund
Prime Minister Mark Carney recently announced that Canada was getting a new sovereign wealth fund, and that individual Canadians will be able to invest in it…
The Plain BagelThe Sketchy Companies Paying YouTubers to Promote Their Stock
Spreadsheet: https://docs.google.com/spreadsheets/d/1NgOmPul65qG_S7I774bc7YfFtL7cWsz6GtSabXhGKwQ/edit?usp=sharingI went through 123 YouTube videos promoting…
The Plain BagelMaking a Synthetic Stock
Synthetic stocks are investments that replicate a stock's return; in other words, they earn money from a company's success despite having no ownership of the…
The Plain BagelStock Options Explained
Correction: At 4:20, the graph in the top left-hand corner is slightly off; for total return, the curve should not intercept at (30,0), but rather should be…
The Plain BagelFees | How Investments Cost You
The Plain Bagel Episode VIIIInvestments are a great way to expand one's wealth, but don't be fooled - there are still fees to pay for the services provided to…
The Plain BagelPlain Bagel QandA 2 | Income and Wolf Mugs
The Plain Bagel Q&A 2Question topics: The time it takes to invest, how to buy investments, gambling, income vs revenue, renting vs buying real estate*I…
The Plain BagelWaiting to Invest is Costing You... A Lot
Link to OSC report: https://www.osc.gov.on.ca/documents/en/Investors/inv_research_20171127_missing-out-report.PDFIf you'd like to support the channel, you can…
The Plain BagelTariffs and Treasuries - The China-US Trade War
The US is in a trade war with China, and after a rapid escalation, has seemingly pivoted with a recent exemption. Let's dive into what it all means for the US…
The Plain BagelAn AI Scammer Is Trying to Steal My Viewer's Money
Found a video of me trying to scam my viewers.
The Plain BagelThe Fundamentals | Why is Investing Important?
The Plain Bagel Episode ILet's start from the beginning - what is investing? This video covers some basic concepts, and strives to argue why its important to…
The Plain BagelCash Flows Explained
Wallmine link: https://wallmine.com/users/sign-up?r=18im&utm_source=youtube&utm_medium=plainbagel&utm_campaign=plainbagelWarren Buffett and many other…
The Plain BagelThe Dangers of Bitcoin - My Thoughts
Before you buy bitcoin, or tell someone else to do so, make sure you understand these fundamental risks...Richard is NOT a financial adviser, and the points…
The Plain BagelPlain Bagel QandA 5 | Mostly Weed Stock Questions
Check out Brandon Beavis' channel, Brandon Beavis Investing! Great guy with an impressive number of investment certifications for his…
The Plain BagelBagel Buddies Trailer (April Fools Video)
Very excited to announce the latest project for my channel, I hope you're all excited for this new content!
The Plain BagelInvestment Analyst Reacts to Finance TikToks - Part 9
Markets are falling, and the world is in a full fledged trade war - let's watch some TikToks.My name's Richard Coffin, I'm an investment analyst with my…
The Plain BagelThe Risk the War in Iran Poses to the Global Economy
00:00 - Intro02:12 - Iran Primer03:36 - Iran’s Oil04:55 - The Strait of Hormuz08:17 - Global Economic Impacts11:11 - How This Impacts the US?12:40 - What About…
The Plain Bagel"The Biggest Trade Deal Ever" - The EU-US Agreement Explained
On Sunday the US and EU announced a trade deal, subverting a massive trade war - let's go over the details of the agreement.If you'd like to support the…
The Plain BagelThe Bitcoin Treasury "Infinite Money Glitch"
Richard does not hold a position in MSTR or any other bitcoin treasury companies.Bitcoin treasuries have become a popular strategy for companies thanks to…
The Plain BagelThe IPO Process
It's a big deal when a stock IPOs, and you may be interested in participating, but it's important to understand the IPO process before jumping on the…
The Plain BagelWhat A Year...
👉 To learn for free on Brilliant, go to https://brilliant.org/theplainbagel, scan the QR code onscreen. Brilliant’s also given our viewers 20% off an annual…
The Plain BagelStyles of Investing | Active, Passive, and More
The Plain Bagel Episode VIIThere are many different philosophies that investors follow when making investment decisions, some of which directly conflict with…
The Plain BagelWhy Investors Love Dividends (And Why They Can Be Dangerous)
Ever wonder what all the hype around dividends is? With today's video, we'll dive into how dividends work, why people like them so much, and what to look out…
The Plain BagelHow Short Selling Works
If you'd like to support the channel, you can do so at Patreon.com/ThePlainBagel :)Short selling lets investors bet against a stock, profiting when it falls in…
The Plain BagelThe Problem With Robinhood’s Tokenized Stock Offering
Take your personal data back with Incogni! Use code BAGEL at the link below and get 60% off an annual plan: https://incogni.com/bagelNOTE: Richard does not…
The Plain BagelBonds | Using Debt to Invest
The Plain Bagel Episode IICompanies use debt to help fund their projects, borrowing money from investors to grow their business. This video covers bonds, the…
The Plain BagelInvestment Analyst Reacts to Finance TikToks - Bonus Edition
Welcome to the 10th TikTok Review video!My name is Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial…
The Plain BagelThe 2025 Gold Rush - "Debasement Trade" or FOMO?
To learn for free on Brilliant (today's sponsor), go to https://brilliant.org/theplainbagel. Brilliant’s also giving viewers 20% off an annual Premium…
The Plain BagelWhy People Are Freaking Out Over Bonds
00:00 - Introduction02:45 - Primer05:11 - Why are yields rising05:58 - Credit Rating Downgrade07:57 - One Big Beautiful Bill09:33 - The Weak 20-year…
The Plain BagelManaged Solutions | ETFs and Robo Advisors
The Plain Bagel Episode VIManaged solutions can come with pretty high fees, which has led to the development of low cost investment vehicle alternatives. In…
The Plain BagelWhy Central Banks Target 2% Inflation
To learn for free on Brilliant, go to https://brilliant.org/theplainbagel. Brilliant’s also giving viewers 20% off an annual Premium subscription, which gives…
The Plain BagelRisk - Understanding Investment Uncertainty
The Plain Bagel Episode XIn investments, you can't have return without taking on some risk. Today, let's look into better understanding the types of risks…
The Plain BagelLet's Talk About the AI Bubble
Everyone believes we're in a bubble...so why are companies still spending hundreds of billions on the space? We lay things out in today's video.If you'd like…
The Plain BagelThe Rise and Fall of Nortel Networks - 5 Minute History Lesson
It's been 10 years since Nortel Networks, a Canadian behemoth, filed for bankruptcy protection, not long after it had grown to represent more than a third of…
The Plain BagelFinance Movie Review: Barbarians at the Gate
Take your personal data back with today's sponsor Incogni! Use code BAGEL at the link below and get 60% off an annual plan: http://incogni.com/bagelBarbarians…
The Plain BagelBefore You Buy a Weed Stock - The Problems With Marijuana Companies
Before you buy a weed stock, or tell someone else to do so, make sure you understand these fundamental risks... Richard is NOT a financial adviser, and the…
The Plain BagelPrivate Credit Panic - Why Investors Are Rushing For the Exits
Why People Hate Private Equity: https://www.youtube.com/watch?v=cWFi2OfbWWcPrivate credit has been capturing headlines lately, with companies going bankrupt…
The Plain BagelPlain Bagel QandA 8 | Extreme Questions on Technical Trading, Double Taxation, and Rebalancing
Topics addressed in today's video:- T-Bills- Technical analysis- Bitcoin- Dividends versus share buybacks (double taxation)- Strategies for rebalancingEpisode…