Shows / Dollars & Decisions
Dollars & Decisions
Money isn’t just numbers — it’s the decisions you make with every dollar you earn, save and invest. This podcast is made for regular Americans tired of overcomplicated finance content. We simplify US market news, stock investing, budgeting, debt payoff, tax hacks and long-term wealth growth in plain English. No gatekeeping, no get-rich-quick schemes — just realistic, reliable guidance to help you take full control of your financial life, one smart decision at a time.
Episodes
- Dollars & Decisions
Minimal Spending, Maximum Margin
10 Things I Stopped Buying (Financial Minimalism)
- Dollars & Decisions
Skill Arbitrage to $100K: Where Savings Meets Income
If You're ~30 And Have Less Than $100K. Watch This
- Dollars & Decisions
Double Your Savings Without Feeling Miserable
How to Double Your Savings (Simple Strategies That Work)
- Dollars & Decisions
Same Income, Two Lifetimes: How Defense Beats Offense
Why People with the Same Income End Up Rich or Broke
- Dollars & Decisions
Not Behind: The Money Illusion Nobody Talks About
You’re Not Behind: Why Everyone SEEMS To Have More Money Than You
- Dollars & Decisions
A.I. Is Helping Criminals "Legally" Steal Homes From People
A.I. Is Helping Criminals "Legally" Steal Homes From People
- Dollars & Decisions
If I Wanted to Become a Millionaire In , I'd Do This
If I Wanted to Become a Millionaire In , I'd Do This
- Dollars & Decisions
First Million Habits, Real Talk
If I Wanted to Become a Millionaire In 2026, I'd Do This
- Dollars & Decisions
How Much Can I Expect To Spend In Retirement? ($250k, $500k, $1M, $2M Portfolio Examples)
How Much Can I Expect To Spend In Retirement? ($250k, $500k, $1M, $2M Portfolio Examples)
- Dollars & Decisions
Mortgage vs Investing: The Quietly Brutal Math
Should You Pay Off Your Mortgage Early or Invest? | Financial Advisor Explains
- Dollars & Decisions
Status Spending, Quietly Bleeding Money
The Biggest Waste of Money Nobody Talks About
- Dollars & Decisions
Portfolio Review Chaos: Cash-Heavy Couple, Wild Young Investor, Near-Retiree Dilemma
Roasting My Subscribers’ Investment Portfolios *again* Since the last "Roasting My Subscribers' Investment Portfolios" did so well, we're back for a part 2…
- Dollars & Decisions
The boring money habits that actually work
10 Crucial Personal Finance Lessons That Transformed My Life I go over the best lessons, or the greatest hits of personal finance lessons that not only changed…
- Dollars & Decisions
Roasting the Portfolio: Six Kids, One Paycheck, and a Very Serious House Goal
Roasting My Subscribers' Investment Portfolios *crazy*
- Dollars & Decisions
The $1.8 Million Retirement Lie: How Much You REALLY Need
The $1.8 Million Retirement Lie: How Much You REALLY Need
- Dollars & Decisions
Over-Saving for Retirement
5 Signs You’re Over-Saving for Retirement 5 Sign's You're Over-Saving for Retirement - are you doing these?
- Dollars & Decisions
The $27 Million White House Mansion and the Madness of Buying History
Inside the $27,000,000 Historic White House Replica on the West Coast Today, we take you inside the $27,000,000 "Western" White House here in Hillsborough…
- Dollars & Decisions
Looking Poor, Getting Richer
Why Looking Poor is Important In today's episode, we discuss why looking poor is important. Often times, when we start to make more money, we may be more…
- Dollars & Decisions
Middle Class Traps and the Messy Math of Getting Ahead
7 Middle Class Habits Keeping You Stuck in the Rat Race Building wealth is not easy, and it's made even more difficult when we do things unknowingly that…
- Dollars & Decisions
Why I Don't Use Debit Cards (The Truth)
Why I Don't Use Debit Cards (The Truth)Here's an explanation of why I don't use Debit Cards anymore. We also talk about the difference between Credit and Debit…
- Dollars & Decisions
5 Signs You’re on Track to Being a Multi-Millionaire
5 Signs You’re on Track to Being a Multi-MillionaireIn this episode we cover 5 signs that you're definitely on track of becoming a multi millionaire at some…
- Dollars & Decisions
I Hired 3 Financial Advisors on Fiverr to Rate My Finances *shocking results*
I Hired 3 Financial Advisors on Fiverr to Rate My Finances *shocking results* I always wondered what kind of financial advice you could get off of Fiverr so I…
- Dollars & Decisions
7 Major Differences Between Rich and Poor People
7 Major Differences Between Rich and Poor People There are several subtle mindset shifts that anyone can slowly start implementing that, over time, will help…
- Dollars & Decisions
How To Manage Your Money Like The Top 1% (The 60/30/10 Rule)
How To Manage Your Money Like The Top 1% (The 60/30/10 Rule) In this video, we talk about one of the personal finance rules of money management that even the…
- Dollars & Decisions
Getting to $10K Net Worth Without Lying to Yourself
How to Make Your First $10K In Net Worth (Step by Step) Being under a $10k net worth can be a tough hole to get out of. Luckily, there are a few habits you can…
- Dollars & Decisions
Cash, Concentration, and the Fear of Investing
Roasting My Subscribers’ Investment Portfolios *insane* We are back again for part 3 of Roasting My Subscriber's Portfolios. This week we go over the…
- Dollars & Decisions
Credit Cards and Salary Brackets
The 7 Best Credit Cards In this episode we go over some of my favorite credit card picks , and I go through them by salary: $50,000 and below, $50k - 150k, and…
- Dollars & Decisions
Seven realistic ways to make an extra $1,000 a month
7 Realistic Side Hustles to Make $1000 Per Month
- Dollars & Decisions
Why the Middle Class Feels Squeezed
Why The Middle Class Is Screwed (The Great Squeeze)
- Dollars & Decisions
Leasing vs Buying: The Car Math Fight
Leasing vs Buying a Car: Which is ACTUALLY Cheaper?
- Dollars & Decisions
Poverty Is Expensive
Why It's More Expensive To Be Poor (Actual Data) It's More Expensive to be Poor in many countries, especially in the US, and we examine today the multiple…
- Dollars & Decisions
Money Myths, Big Moves
12 Money Myths Wasting Your Time & Energy In this episode I discuss 12 Money Myths Wasting Your Time & Energy, these are common money beliefs that I think hold…
- Dollars & Decisions
Money Myths, Big Costs, and the Stuff People Actually Miss
12 Money Myths Wasting Your Time & Energy In this episode I discuss 12 Money Myths Wasting Your Time & Energy, these are common money beliefs that I think hold…
- Dollars & Decisions
How to Make Money Online: The 4 Levels
How to Make Money Online: The 4 LevelsIn this episode I discuss the 4 levels of making money online - brute force, freelancing, products, and services. I also…
- Dollars & Decisions
Signs You're Doing Well Financially (Even if it doesn't feel like it)
Signs You're Doing Well Financially (Even if it doesn't feel like it) In this Episode we go over Signs You're Doing Well Financially - even if it doesn't feel…
- Dollars & Decisions
8 Dividend Stocks That Pay Me $660+ Per Month
8 Dividend Stocks That Pay Me $660+ Per Month
- Dollars & Decisions
How to Get Rich: Index Fund Investing for Beginners
How to Get Rich: Index Fund Investing for Beginners According to Warren Buffett, you should avoid these 5 common things people do in their lives in order to…
- Dollars & Decisions
Signs You're Doing Well Financially (Even if it doesn't feel like it)
Signs You're Doing Well Financially (Even if it doesn't feel like it)
- Dollars & Decisions
Small Buys That Actually Change Your Day-10 Purchases Under $200 That Save Time & Money
10 Purchases Under $200 That Save Time & Money In this episode I share with you my favorite 10 Purchases Under $200 That Save Time & Money!
- Dollars & Decisions
Switching Jobs Leads To 38% More Pay (Here's Why)
Switching Jobs Leads To 38% More Pay (Here's Why) According to studies, Switching Jobs, or job hopping, is the fastest way to earn a higher incom
- Dollars & Decisions
How to Get Rich: Index Fund Investing for Beginners
How to Get Rich: Index Fund Investing for Beginners How to get Rich: Index Fund Investing for Beginners! We talk all about the advantages of index funds…
- Dollars & Decisions
The Fed Pauses Rate Hikes: How It Affects Stocks, Housing, and the Economy
The Fed Pauses Rate Hikes: How It Affects Stocks, Housing, and the Economy
- Dollars & Decisions
America’s Wealth Inequality Is Way More Extreme Than People Think
Wealth Inequality in America Has Never Been Worse. The Middle Class Has Disappeared What Wealth Inequality in America looks like. Special thanks to user…
- Dollars & Decisions
How to Retire As Early As Possible (Starting from $0)
How to Retire As Early As Possible (Starting from $0) How we can reach financial independence and retire earlier - if we know three variables about our own…
- Dollars & Decisions
The 7 Levels of Wealth - What Stage Are YOU In?
The 7 Levels of Wealth - What Stage Are YOU In? In today's Episode we discuss the 7 levels of wealth and what distinguishes every level, popularized by Grant…
- Dollars & Decisions
8 Beginner Investing Mistakes I'll Never Make Again (After 10 Years of Experience)
8 Beginner Investing Mistakes I'll Never Make Again (After 10 Years of Experience) This is how I would build a stock portfolio if I could start all over again!…
- Dollars & Decisions
Should You Pay Off Your Mortgage Early or Invest? | Financial Advisor Explains
Should You Pay Off Your Mortgage Early or Invest? | Financial Advisor Explains In this Episodes, we go over the best way to go about where to put your excess…
- Dollars & Decisions
Personal finance lessons that actually stick
10 Crucial Personal Finance Lessons That Transformed My Life I go over the best lessons, or the greatest hits of personal finance lessons that not only changed…
- Dollars & Decisions
What Percent of Your Income Should You Invest?
What Percent of Your Income Should You Invest? According to a recent study by Vanguard, the data show us that we as Americans are not investing enough. They…
- Dollars & Decisions
Rational Wealth Mindset
Rational Wealth MindsetCore DefinitionBreak free from wealth anxiety, get-rich-quick fantasies, conspicuous consumption, money shame and other extreme…
- Dollars & Decisions
Financial Decision Making
1. Financial Decision MakingCore DefinitionAll wealth-related actions are guided by replicable, self-consistent personal financial thinking frameworks, rather…
- Dollars & Decisions
Stock Expert: Becoming Rich Is Simple, But You Won’t Do It! (Part 4)
Stock Expert: Becoming Rich Is Simple, But You Won’t Do It!Will is a Portfolio Manager and Chief Investment Officer for PWL Capital, and evidence-based…
- Dollars & Decisions
Stock Expert: Becoming Rich Is Simple, But You Won’t Do It! (Part 3)
Stock Expert: Becoming Rich Is Simple, But You Won’t Do It!Will is a Portfolio Manager and Chief Investment Officer for PWL Capital, and evidence-based…
- Dollars & Decisions
Stock Expert: Becoming Rich Is Simple, But You Won’t Do It!(part 2)
Stock Expert: Becoming Rich Is Simple, But You Won’t Do It!Will is a Portfolio Manager and Chief Investment Officer for PWL Capital, and evidence-based…
- Dollars & Decisions
Stock Expert: Becoming Rich Is Simple, But You Won’t Do It! (Part 1)
Stock Expert: Becoming Rich Is Simple, But You Won’t Do It!Will is a Portfolio Manager and Chief Investment Officer for PWL Capital, and evidence-based…
- Dollars & Decisions
The Money Expert: #1 Formula to Get RICH Off Your Normal Salary (It’s EASY!)
The Money Expert: #1 Formula to Get RICH Off Your Normal Salary (It’s EASY!)In this episode, you'll learn: How to Negotiate Your Rent and Save More How to Use…
- Dollars & Decisions
The One Simple Budgeting Method That Changed My Life-Run Your Money Like a Business
The One Simple Budgeting Method That Changed My LifeThis budgeting method I talk about in today's episode really changed the way I view my own finances. It's…
- Dollars & Decisions
Money, Patience, and the Weird Advantage of Being Ordinary
Wealth Expert: Do THIS Every Time You Get Paid | Morgan Housel Is true wealthbuilding as simple as asking for a raise? Or is it just picking the right stock?…
- Dollars & Decisions
You Can Change Your Finances in 3 Months (Here’s How)(Personal Budgeting)
Personal Budgeting In this podcast, I'll teach you my 12-week plan to RESET your finances. This should take you about 90 days. Let me know if you found it…