Shows / Kickin' with The Rickens: Redefining Retirement
Kickin' with The Rickens: Redefining Retirement
Want to have FUN while listening to a financial podcast? Meet Ricken Financial’s father-daughter dynamic and hilarious duo Gerry Ricken and Heidi Ricken Provost. After listening to their podcast, you’ll feel like you are part of their family! Gerry, Founder, CEO, and Licensed Insurance Professional has been in the financial industry for decades. He started Ricken Financial in 2008 to better serve the community and help people like his parents, who scrimped and saved their whole lives, retire…
Episodes
- Kickin' with The Rickens: Redefining Retirement
Do You Have Enough Time to Keep Working?
What if the biggest retirement question isn’t whether you have enough money, but whether you have enough time to keep waiting? Heidi Ricken Provost…
- Kickin' with The Rickens: Redefining Retirement
Is Your Retirement Plan Ready for the 3 A.M. Test?
Is your retirement plan ready for the decisions that can change everything? Heidi Ricken Provost explores how choosing the right home, managing mortgage debt…
- Kickin' with The Rickens: Redefining Retirement
What Really Happens at a Retirement Seminar?
What really happens at a retirement seminar, and is it anything like the stereotypes? Heidi Ricken Provost pulls back the curtain on Ricken Financial’s…
- Kickin' with The Rickens: Redefining Retirement
Would You Kick It or Keep It? Retirement Decisions Put to the Test
What if some of the most common retirement moves are actually costly mistakes? Retirement planner Heidi Ricken Provost and licensed insurance professional…
- Kickin' with The Rickens: Redefining Retirement
Are You Living Your Purpose or Just Following a Routine?
What happens when you realize you're no longer living with purpose? Heidi Ricken Provost and Gerry Ricken discuss finding joy in everyday moments, overcoming…
- Kickin' with The Rickens: Redefining Retirement
Are You Making These Retirement Mistakes Without Realizing It?
Is retiring at 65 really the smartest move, or could it cost you more than you realize? Heidi Ricken Provost and Gerry Ricken tackle a series of common…
- Kickin' with The Rickens: Redefining Retirement
Why Spending Money in Retirement Feels So Hard
What if the biggest challenge in retirement isn’t saving money, but learning how to spend it? Heidi Ricken Provost and Gerry Ricken discuss why many…
- Kickin' with The Rickens: Redefining Retirement
Is “Dead Money” Hiding in Your Retirement Plan?
Is your retirement date based on a thoughtful strategy, or simply an age on the calendar? Heidi Ricken Provost and Gerry Ricken explain why retirement timing…
- Kickin' with The Rickens: Redefining Retirement
The Retirement Choices That Have No Easy Answer
Would you rather retire sooner with less money or work longer with twice as much? Gerry Ricken and Heidi Ricken Provost tackle a series of retirement…
- Kickin' with The Rickens: Redefining Retirement
The Retirement Grab Bars Most People Overlook
What do bathroom grab bars have to do with retirement planning? Gerry Ricken uses that unexpected comparison to explain overlooked strategies that can help…
- Kickin' with The Rickens: Redefining Retirement
The Retirement “Grab Bars” You May Be Missing
What if the most valuable retirement strategies are the ones people overlook? Gerry Ricken discusses the “grab bars” of retirement planning, from…
- Kickin' with The Rickens: Redefining Retirement
Would You Retire Tomorrow for $5 Million?
Would you really spend retirement doing more work, or are you planning for the freedom to enjoy it? In this episode, Heidi Ricken Provost explores why many…
- Kickin' with The Rickens: Redefining Retirement
The Retirement Questions Keeping Everyone Up at Night
Could a few smart moves before year-end make a meaningful difference in your retirement strategy? Heidi Ricken Provost discusses the critical financial…
- Kickin' with The Rickens: Redefining Retirement
When “I’ll Get to It Later” Becomes the Plan
If “later” keeps moving, when will you finally make time for retirement planning? Heidi Ricken Provost and Gerry Ricken explore how busy schedules…
- Kickin' with The Rickens: Redefining Retirement
The Retirement Mistake That Starts Long Before You Retire
What if one small retirement decision today could have a major impact on your future taxes and income strategy? In this episode, Heidi Ricken Provost and Gerry…
- Kickin' with The Rickens: Redefining Retirement
The Preventative Care Plan Your Retirement Needs
Preventative care isn't just for your health. It's for your finances too. Heidi Ricken Provost and Gerry Ricken discuss retirement readiness, tax planning…
- Kickin' with The Rickens: Redefining Retirement
The Retirement Risks You’re Probably Overlooking
What if the biggest threat to your retirement isn’t the market, but the risks you haven’t planned for? Heidi Ricken Provost and Gerry Ricken…
- Kickin' with The Rickens: Redefining Retirement
When the Mountain Changes the Plan
What do you discover when the mountain disrupts every part of your plan? Heidi Ricken Provost shares her experience attempting the 29029 endurance challenge…
- Kickin' with The Rickens: Redefining Retirement
The Retirement Planning Gaps Many Families Overlook
What if the biggest threat to your legacy isn’t market risk, but poor planning around taxes, probate, and healthcare? In this episode, hosts Heidi Ricken…
- Kickin' with The Rickens: Redefining Retirement
The Retirement Threat Most People Haven’t Planned For
What happens to your retirement savings if a long-term care event changes everything? Gerry Ricken and Heidi Ricken Provost explore the rising need for…
- Kickin' with The Rickens: Redefining Retirement
When Retirement Takes an Unexpected Turn
One unexpected event can change your retirement plans overnight. Gerry Ricken and Heidi Ricken Provost discuss the power of pivoting through life's surprises…
- Kickin' with The Rickens: Redefining Retirement
The Surprising Connection Between Everest and Retirement
What do endurance challenges and retirement have in common? Plenty. Gerry Ricken and Heidi Ricken Provost discuss stepping into the unknown, overcoming fear…
- Kickin' with The Rickens: Redefining Retirement
The Retirement Mistakes That Start With the Wrong Mindset
What if the biggest retirement risk isn’t your investments—but thinking about retirement the same way you thought about work? Hosts Gerry Ricken…
- Kickin' with The Rickens: Redefining Retirement
Why Medicare Advice From Friends Can Backfire
What if one wrong Medicare move at age 65 could cost you money and limit future savings opportunities? Hosts Gerry Ricken and Heidi Ricken Provost break down…
- Kickin' with The Rickens: Redefining Retirement
Don’t Let Your Retirement Tomatoes Rot on the Vine
Are your retirement savings ripe for the picking—or are you letting them sit too long on the vine? Hosts Gerry Ricken and Heidi Ricken Provost use a…
- Kickin' with The Rickens: Redefining Retirement
DIY Retirement: What Could Be Missing From Your Plan?
Are you managing your retirement like a DIY project when it really needs a blueprint? Heidi Ricken Provost and Gerry Ricken discuss the difference between…
- Kickin' with The Rickens: Redefining Retirement
The Retirement Planning Gaps Most People Never See
More than half of Americans may not have a retirement plan—but what actually qualifies as one? Gerry Ricken & Heidi Ricken Provost break down the key…
- Kickin' with The Rickens: Redefining Retirement
Why Financial Independence Means More Than Investment Returns
What if one small tax-planning decision today could dramatically change what stays in your family's hands tomorrow? Hosts Gerry Ricken and Heidi Ricken Provost…
- Kickin' with The Rickens: Redefining Retirement
The Real Meaning of Independence in Retirement
Is financial independence really about money—or is it about having the freedom to spend your retirement years on what matters most? Hosts Gerry Ricken…
- Kickin' with The Rickens: Redefining Retirement
The Conversation No One Wants in Retirement Planning
What happens when retirement planning collides with life’s toughest realities? Gerry Ricken and Heidi Ricken Provost explore the often-avoided side of…
- Kickin' with The Rickens: Redefining Retirement
Why Your Retirement Plan Is Bigger Than Your 401(k)
Think retirement is just about saving a big number? Heidi Ricken Provost and Gerry Ricken challenge that idea by redefining what a complete plan actually…
- Kickin' with The Rickens: Redefining Retirement
When Your Daughter Becomes Your Business Partner
When does a daughter stop being your child and become your business partner? Gerry Ricken reflects on working alongside Heidi Ricken Provost, blending family…
- Kickin' with The Rickens: Redefining Retirement
Why Your Retirement Plan Isn’t Just a Number
What if retirement planning isn’t about a number but about answering one question: are you going to be okay? Gerry Ricken and Heidi Ricken Provost break…
- Kickin' with The Rickens: Redefining Retirement
When Life Forces a Retirement Pivot
A delayed flight is frustrating—but what happens when life forces a permanent detour? This episode with Heidi Ricken Provost dives into the reality of…
- Kickin' with The Rickens: Redefining Retirement
The Power of Pivoting in Retirement
What happens when life forces your plan to change overnight? This episode explores the “power of pivoting” in retirement—how unexpected…
- Kickin' with The Rickens: Redefining Retirement
From Physical Challenge to Financial Confidence
What happens when you push yourself to the edge—physically and mentally—and what does that reveal about your life and finances? Heidi Ricken…
- Kickin' with The Rickens: Redefining Retirement
The Missing Pieces in Your Retirement Strategy
Think your 401(k) means you’re ready for retirement? Think again. This episode breaks down the difference between simply saving and having a true…
- Kickin' with The Rickens: Redefining Retirement
The Truth About “Tax-Free” Retirement Advice
Taxes might be the biggest bill you never fully see coming. This episode with Gerry Ricken explores why taxes can outpace even your mortgage over a lifetime…
- Kickin' with The Rickens: Redefining Retirement
Why Purpose Matters as Much as Your Portfolio
What if the biggest threat to your retirement isn’t the market—but taxes quietly building over time? This episode with Gerry Ricken looks at how…
- Kickin' with The Rickens: Redefining Retirement
Inside Mar-a-Lago: Lessons Beyond the Headlines
A visit to one of the most exclusive homes in the country turns into a conversation about work ethic, opportunity, and purpose. This episode with Gerry Ricken…
- Kickin' with The Rickens: Redefining Retirement
The Hidden Financial Clutter You Might Be Ignoring
Spring cleaning isn’t just for your home—it can uncover hidden issues in your financial life too. This episode with Gerry Ricken & Heidi Ricken…
- Kickin' with The Rickens: Redefining Retirement
The Singles and Doubles That Win Retirement
Retirement planning isn’t about hitting home runs—it’s about stacking small wins that add up. This episode with Gerry Ricken & Heidi Ricken…
- Kickin' with The Rickens: Redefining Retirement
The Hidden Risks That Can Derail Your Retirement
What if the biggest threat to your retirement isn’t the market—but the taxes you didn’t plan for? This episode dives into how a…
- Kickin' with The Rickens: Redefining Retirement
Stop Betting It All on One Horse
What do the Kentucky Derby and your retirement plan have in common? More than you think. This episode with Gerry Ricken & Heidi Ricken Provost uses long shots…
- Kickin' with The Rickens: Redefining Retirement
The Panic That Stops Retirement Plans Cold
That nagging question—“Have I saved enough?”—can stop retirement plans before they even begin. This episode with Gerry Ricken & Heidi…
- Kickin' with The Rickens: Redefining Retirement
The Annuity Conversation Most Headlines Skip
“Annuity” can mean very different things depending on who’s talking. Gerry Ricken breaks down the basics—fixed, variable, and fixed…
- Kickin' with The Rickens: Redefining Retirement
Separating Annuity Myths From Retirement Reality
Annuities spark strong opinions, but understanding how they actually work can change the conversation. Gerry and Heidi Ricken unpack why annuities are often…
- Kickin' with The Rickens: Redefining Retirement
Why Average Returns Stop Mattering in Retirement
Average returns, Social Security timing, and the 4% rule often sound reassuring—but reality is more complex. Gerry Ricken explains why these familiar…
- Kickin' with The Rickens: Redefining Retirement
The Hidden Tradeoffs in Retirement Withdrawals
Which accounts should you pull from first in retirement—and why does it matter? Gerry Ricken addresses common assumptions about Roth accounts, pensions…
- Kickin' with The Rickens: Redefining Retirement
The Disconnect Between Retirement Assumptions and Reality
Is retirement really the phase where you spend less, worry less, and let investments do all the work? Gerry Ricken and Heidi Ricken Provost continue their…
- Kickin' with The Rickens: Redefining Retirement
Retirement Decisions That Look Simple—but Aren’t
Can you really handle retirement planning on your own without missing critical pieces? Gerry Ricken digs into more widespread retirement misconceptions, from…
- Kickin' with The Rickens: Redefining Retirement
The Retirement Misconceptions That Create Confusion
Some retirement myths sound harmless—until they shape major decisions. This episode with Gerry Ricken & Heidi Ricken Provost tackles common…
- Kickin' with The Rickens: Redefining Retirement
Why Tax Season Is Really Year‑Round
What does baseball season have to do with retirement taxes? This episode with Gerry Ricken connects America’s pastime with timely conversations around…
- Kickin' with The Rickens: Redefining Retirement
Baseball, April 15th, and the Truth About Retirement Taxes
Baseball season, tax season, and retirement planning collide in this wide-ranging conversation about money, mindset, and misconceptions. Gerry Ricken breaks…
- Kickin' with The Rickens: Redefining Retirement
Planning for Care Before You Need It
Long‑term care is often ignored until it’s unavoidable. This episode with Gerry Ricken & Heidi Ricken Provost breaks down how people think about care…
- Kickin' with The Rickens: Redefining Retirement
What Baseball Season Can Teach You About Retirement
Baseball season sparks a bigger conversation about getting back to basics—this time in retirement planning. Gerry Ricken and Heidi Ricken Provost walk…
- Kickin' with The Rickens: Redefining Retirement
Flying Solo Doesn’t Mean Going Alone
Retirement planning doesn’t stop at families—it includes those flying solo. This episode with Gerry Ricken addresses widowed and divorced retirees…
- Kickin' with The Rickens: Redefining Retirement
It’s Not Too Late to Run a Better Race
A marathon photo finish becomes a powerful retirement metaphor in this episode. This discussion with Gerry Ricken challenges the idea that it’s ever…
- Kickin' with The Rickens: Redefining Retirement
The Purpose Approach: Redefining Retirement Beyond the Numbers
What happens when retirement planning starts with "why" instead of numbers? In this episode of Kickin’ with the Rickens, Gerry Ricken and Heidi Ricken…
- Kickin' with The Rickens: Redefining Retirement
Why Waiting for Someday Can Cost You Everything
Death is inevitable—but how you live before it is a choice. Gerry Ricken reflects on loss, longevity, and real-life moments that shape how we approach…