Shows / Kickin' with The Rickens: Redefining Retirement
Kickin' with The Rickens: Redefining Retirement
Want to have FUN while listening to a financial podcast? Meet Ricken Financial’s father-daughter dynamic and hilarious duo Gerry Ricken and Heidi Ricken Provost. After listening to their podcast, you’ll feel like you are part of their family! Gerry, Founder, CEO, and Licensed Insurance Professional has been in the financial industry for decades. He started Ricken Financial in 2008 to better serve the community and help people like his parents, who scrimped and saved their whole lives, retire…
Episodes
- Kickin' with The Rickens: Redefining Retirement
A Birthday, Crash, Tornado, Sting, Shatter, and…The Pope?
Heidi Ricken-Provost talks about her recent birthday that saw a car crash and a tornado and the storm damage in her neighborhood. Then she and Gerry discuss a…
- Kickin' with The Rickens: Redefining Retirement
How Improper Legacy Planning Can Be Costly
Heidi Ricken-Provost discusses legacy planning and how it can be a complicated process. Heidi shares a story about someone she knew who handled a trust the…
- Kickin' with The Rickens: Redefining Retirement
What Moonshine, Grandpa, and Al Capone Have to Do With Getting an IRS Letter
With Gerry away, Heidi Ricken-Provost has a laugh about Heidi’s grandpa Willy and his moonshine still. She shares how her grandpa actually supplied Al…
- Kickin' with The Rickens: Redefining Retirement
Money Managers, Money Planners, and What Fees Will Buy Someone
Heidi Ricken-Provost talks about the difference between money managers and money planners. Gerry and Heidi share how planners earn their fees by not just…
- Kickin' with The Rickens: Redefining Retirement
Three Ways to Handle Market Volatility
Heidi Ricken-Provost discusses how people can handle market volatility and how the right plan can help keep people from obsessing over the daily gloomy…
- Kickin' with The Rickens: Redefining Retirement
How Tax Strategies are Related to Healthcare Planning
Gerry Ricken talks about the transition from April to May and how taxes are always in-season. He also explains how tax strategizing goes hand-in-hand with…
- Kickin' with The Rickens: Redefining Retirement
The Art of Tomato Farming and Annuities
With Heidi away, Gerry Ricken discusses her speaking appearance at the Investing in Women conference in Boston. Gerry then talks about the recent financial…
- Kickin' with The Rickens: Redefining Retirement
Why Retirement Planning For Women Is Crucially Important and Six Steps They Should Take
Heidi Ricken-Provost discusses several factors that can stack the deck against women and their finances. Fresh off of a women’s seminar with Ricken…
- Kickin' with The Rickens: Redefining Retirement
What Index Universal Life Insurance Is and Several Ways It Can Help
Gerry Ricken discusses index universal life insurance (IUL) and explains what it is, how it is different from other life insurance products, and how there are…
- Kickin' with The Rickens: Redefining Retirement
Summarizing the Ten Tools of Tax Diversification
Heidi Ricken-Provost and Gerry Ricken put a cap on this series on tax diversification. Gerry and Heidi quickly break down ten of the many tools that they help…
- Kickin' with The Rickens: Redefining Retirement
Tax Diversification Part 7: Index Universal Life Insurance
Gerry Ricken & Heidi Ricken-Provost discuss one last tax diversification tool in this series: index universal life insurance policies. Heidi and Gerry explain…
- Kickin' with The Rickens: Redefining Retirement
Tax Diversification Part 6: Installment Sales and Cost-Segregation
Heidi Ricken-Provost & Gerry Ricken define installment sales and how spreading the income from a property sale over time can help lower the tax burden. Gerry…
- Kickin' with The Rickens: Redefining Retirement
Tax Diversification Part 5: Tax Loss-Harvesting and Municipal Bonds
Gerry Ricken & Heidi Ricken-Provost discusses what tax loss-harvesting is and how people can use it to minimize the taxes they pay on capital gains. Heidi and…
- Kickin' with The Rickens: Redefining Retirement
Tax Diversification Part 4: Capital Gains & Net Unrealized Appreciation
Heidi Ricken-Provost & Gerry Ricken discuss how capital gains and net unrealized appreciation can actually save money in taxes. Gerry and Heidi define what…
- Kickin' with The Rickens: Redefining Retirement
Tax Diversification Part 3: Roths, HSAs, and 529s
Gerry Ricken, Heidi Ricken-Provost, and co-host Doug Turnbull talk about non-qualified accounts and how they can be very beneficial in tax planning. Heidi and…
- Kickin' with The Rickens: Redefining Retirement
Tax Diversification Part 2: RMDs and QCDs
Heidi Ricken-Provost & Gerry Ricken explain the first two of ten different tax diversification strategies. Gerry and Heidi talk about required minimum…
- Kickin' with The Rickens: Redefining Retirement
Tax Diversification Part 1: Overview
Gerry Ricken & Heidi Ricken-Provost discuss the importance of a diversified tax strategy. In part one of this six-part series, Heidi and Gerry list and briefly…
- Kickin' with The Rickens: Redefining Retirement
Becoming Your Own Bank: Paying Down Debt
Gerry Ricken discusses a novel way to both pay down debt and accrue value. Gerry explains how buying a whole life insurance policy can enable someone to pay…
- Kickin' with The Rickens: Redefining Retirement
How To Avoid Getting Scammed
Heidi Ricken-Provost & Gerry Ricken talk about the various scams out there and the insidious ways identities and money get stolen. Gerry and Heidi share…
- Kickin' with The Rickens: Redefining Retirement
Tax Planning: Kicking Off 2025 The Right Way
Gerry Ricken & Heidi Ricken-Provost discuss the financial moves people should make to start off the new year. Gerry and Heidi talk about the importance of tax…
- Kickin' with The Rickens: Redefining Retirement
Challenging Your Boss and Biggest Fan
Heidi Ricken Provost discusses the pros and cons of working with and for your dad. Plus, what are the biggest challenges when it comes to pushing back against…
- Kickin' with The Rickens: Redefining Retirement
Education Should Trump Emotion in Retirement Planning
Heidi Ricken-Provost and Gerry Ricken talk about how easily emotions can sidetrack people with their spending and the need for a budget. They explain the very…
- Kickin' with The Rickens: Redefining Retirement
Planning Long-Term Care
Gerry Ricken and Heidi Ricken-Provost discuss the importance of having a long-term care plan, no matter one’s age. They define what long-term care is…
- Kickin' with The Rickens: Redefining Retirement
No Participation Awards in Retirement
Heidi Ricken-Provost discusses how people attain the retirements of their dreams and that what they deserve requires serious planning. Heidi breaks down how a…
- Kickin' with The Rickens: Redefining Retirement
Don't Wait Until After the Holidays
Gerry Ricken talks about procrastination, namely the common refrain of "Get back to me after the holidays." He talks about the pitfalls of waiting and how…
- Kickin' with The Rickens: Redefining Retirement
Pitfalls of Blanket Financial Advice
Gerry Ricken discusses how listening to financial advice from talking heads and social media can be inadequate. He details how retirement planners can really…
- Kickin' with The Rickens: Redefining Retirement
What is a Phase Two Planner?
Gerry Ricken & Heidi Ricken-Provost talk about what makes them, as phase two planners, different from other financial planners. They discuss the differences in…
- Kickin' with The Rickens: Redefining Retirement
Should Election Results Change Tax Strategies?
Gerry Ricken talks about people's attitudes and knee-jerk reactions, based on election results. Gerry explains to listeners why tax strategies before the…
- Kickin' with The Rickens: Redefining Retirement
Tax-Free Retirement Strategies
Heidi Ricken-Provost & Gerry Ricken discuss several ways people can decrease or eliminate taxes in retirement: health savings accounts (HSAs), Roth IRAs and…
- Kickin' with The Rickens: Redefining Retirement
Reviewing Beneficiaries
Gerry Ricken tells listeners about the steps people should take to review who the beneficiaries of their accounts are. Gerry also talks about what people…
- Kickin' with The Rickens: Redefining Retirement
Longevity Risk
Gerry Ricken talks about the change in the worries of retirees over the last two decades and why living longer plays in to that tension. Gerry breaks down…
- Kickin' with The Rickens: Redefining Retirement
Ineffcient Dollars
Heidi Ricken Provost defines to listeners how their hard earned money can be inefficient. She explains where people should be considering placing their excess…
- Kickin' with The Rickens: Redefining Retirement
Long-Term Care: A Family Matter
This week, Gerry and Heidi discuss the importance of planning for long-term care as part of retirement. They share personal concert experiences to lighten the…
- Kickin' with The Rickens: Redefining Retirement
Finishing The Year Strong
This week on Kickin' With The Rickens, Gerry and Heidi discuss the importance of finishing the year strong financially, especially with the upcoming changes in…
- Kickin' with The Rickens: Redefining Retirement
Annuities vs. IRAs
Gerry Ricken and Heidi Ricken Provost describe the confusion that clients have about different types of IRAs, how they compare to annuities, and what…
- Kickin' with The Rickens: Redefining Retirement
The Challenges of DIY Investing
This week, Heidi Ricken Provost discusses the challenges of DIY investing and the benefits of working with a financial advisor. She highlights the importance…
- Kickin' with The Rickens: Redefining Retirement
Beware of Scams: Protecting Your Retirement
In this episode, Heidi Ricken Provost discusses various scams and generalities that retirees should be aware of. She shares personal experiences with Facebook…
- Kickin' with The Rickens: Redefining Retirement
Creating a Comprehensive Retirement Plan
On this week's episode, Gerry Ricken and Heidi Ricken Provost discuss the concept of harvesting tomatoes as a metaphor for retirement planning. They emphasize…
- Kickin' with The Rickens: Redefining Retirement
Exploring the Living Benefits of Life Insurance
This week, Gerry Ricken and Heidi Ricken Provost discuss life insurance and its living benefits. They explain that life insurance is no longer just for the…
- Kickin' with The Rickens: Redefining Retirement
Life Insurance: Protecting Your Family After Death
This week, Gerry Ricken and Heidi Ricken Provost discuss various topics including running with the Olympic torch, the importance of Life Insurance, but…
- Kickin' with The Rickens: Redefining Retirement
Maximizing Employer Matches in Retirement Plans
In this week's conversation, Gerry Ricken and Heidi Ricken Provost discuss various topics related to retirement and personal finance. They dive into a…
- Kickin' with The Rickens: Redefining Retirement
The Risks of Technology Reliance
This week, Gerry Ricken and Heidi Ricken Provost discuss the recent computer glitch that affected various industries, including the airline industry. They…
- Kickin' with The Rickens: Redefining Retirement
Building a Comprehensive Retirement Plan
In this episode of Kickin' with the Rickens, Gerry Ricken and Heidi Ricken Provost discuss the role of a retirement planner and the importance of retirement…
- Kickin' with The Rickens: Redefining Retirement
Understanding the ABC's of Retirement Planning (Part 4)
This week, Heidi & Gerry Ricken discuss the importance of creating core memories and bucket list experiences in retirement. They share personal stories of…
- Kickin' with The Rickens: Redefining Retirement
Understanding the ABC's of Retirement Planning (Part 3)
In this conversation, Heidi & Gerry Ricken discuss the ABCs of retirement, focusing on social security. They cover topics such as credits, earning records…
- Kickin' with The Rickens: Redefining Retirement
Understanding the ABC's of Retirement Planning (Part 2)
Gerry and Heidi are back this week to continue the discussion about the ABC's of retirement planning. They talk about various topics related to retirement…
- Kickin' with The Rickens: Redefining Retirement
Understanding the ABC's of Retirement Planning (Part 1)
This week, Gerry and Heidi discuss the ABC's of retirement planning. They cover topics such as IRAs and the difference between traditional and Roth IRAs. They…
- Kickin' with The Rickens: Redefining Retirement
Open and Honest Communication in Family Business
Gerry Ricken discusses the joys and challenges of working with family members, specifically the experience of working with his daughter Heidi at Ricken…
- Kickin' with The Rickens: Redefining Retirement
Navigating Retirement Risks: A Comprehensive Approach
This week the Rickens discuss various risks associated with retirement planning, including market risk, longevity risk, lifestyle risk, tax risk, inflation…
- Kickin' with The Rickens: Redefining Retirement
Personalized Emergency Fund Planning & SIBS Camp
This week's conversation covers the topics of SIBS Camp, emergency funds, and retirement planning. It delves into the importance of emergency funds for…
- Kickin' with The Rickens: Redefining Retirement
Community Q&A
The team at Ricken Financial recently held and education seminar and came back with answers to the most common questions about taxes, social security and…
- Kickin' with The Rickens: Redefining Retirement
Gerry is Back and Can "See" The Importance of Healthcare
Gerry has returned from eye surgery and details his unexpected surgery but also stresses the importance of having a healthcare plan. For more information visit…
- Kickin' with The Rickens: Redefining Retirement
Do Women Really Need Specific Retirement Strategies?
Heidi Ricken Provost talks about the complications when customizing a plan for women. There are different steps that need to be taken, but there is also one…
- Kickin' with The Rickens: Redefining Retirement
I've Had an Emergency, Now What?!
This one hits home as Gerry Ricken had unplanned surgery that caught the entire team at Ricken Financial off guard. So what happens if an emergency disrupts…
- Kickin' with The Rickens: Redefining Retirement
Pros/Cons of Early Retirement
We dream of the day we can clock out for the last time and for some adults that day may come earlier than expected. But aside from the joys of an early…
- Kickin' with The Rickens: Redefining Retirement
How Much Do You Need in Retirement?
Is it fair to set a specific amount needed for your retirement? Can you prepare for a 10-20 year retirement on the 2024 market? Heidi and Gerry detail how to…
- Kickin' with The Rickens: Redefining Retirement
A Positive Spin on Taxes in Retirement
There is no way of avoiding taxes (legally), but there are actually some opportunities for tax strategies that could benefit your portfolio. Plus, Gerry…
- Kickin' with The Rickens: Redefining Retirement
Detailing the First Appointment with Ricken Financial
What happens when you make the call and schedule your first meeting with the team at Ricken Financial. Here we detail what to expect and how to prepare for an…
- Kickin' with The Rickens: Redefining Retirement
Challenging Your Boss and Biggest Fan
Heidi Ricken Provost discusses the pros and cons of working with and for your dad. Plus, what are the biggest challenges when it comes to pushing back against…
- Kickin' with The Rickens: Redefining Retirement
$1 Million Cup of Coffee
Gerry and Heidi detail how your daily cup of coffee could result in a retirement windfall. For more information or to schedule a consultation visit online…