Shows / Investopoly
Investopoly
Investopoly is a twice-weekly podcast designed to help you make better financial decisions and build wealth with clarity and confidence. Hosted by Stuart (tax adviser, financial adviser, and mortgage broker) and Campbell (senior financial adviser), each episode delivers concise, practical insights grounded in real-world strategy, research, methodologies, and case studies. You will get two episodes each week: a main episode that deep-dives into a single wealth-building topic, and a Q&A episode…
Episodes
- Investopoly
Q&A - Structuring for smarter retirement: capital losses, property fatigue & the upgrade dilemma
In this strategy-heavy Q&A episode, Stuart tackles sophisticated portfolio questions from high-income earners and mid-life investors recalibrating their next…
InvestopolyEp 396: The AI trade – what can we learn from the dot-com bubble?
Read Full Blog HereAI has moved from buzzword to investment obsession almost overnight. From semiconductors and data centres to software platforms and critical…
- Investopoly
Q&A - Dream Homes, big incomes & borrowing power: When to upgrade, wait, simplify
In this Q&A episode, Stuart unpacks a series of high-stakes property and borrowing decisions from listeners at very different life stages, from a 24-year-old…
InvestopolyEp 395: Financial modelling for wealth: advice or sales pitch?
Read Full Blog HereFinancial modelling has become a powerful sales tool across the wealth industry, especially in property investing. In this episode, Stuart…
- Investopoly
Q&A - Too Late or One More Move? Navigating investing, regret, and retirement decisions in your 40s and 50s
In this in-depth Q&A episode, Stuart works through a series of listener questions that all circle the same tension: how to make confident investment decisions…
- Investopoly
Ep 394: Property vs Shares: The hidden incentives behind the advice
Read Full Blog HereConflicts of interest are everywhere in financial services, but the most influential ones are often the least visible. In this episode…
- Investopoly
Q&A - How much debt is too much? net worth, upgrading homes, late starts, and navigating big financial trade-offs
In this wide-ranging Q&A episode, Stuart tackles some of the most common and confronting questions listeners face as their wealth grows and decisions become…
- Investopoly
Ep 393: Does ethical investing generate better or worse returns?
Read Full Blog HereIn this episode, Stuart takes an evidence-based look at ethical, ESG, and sustainable investing, cutting through the marketing to focus on…
- Investopoly
Q&A - Early retirement goals, messy portfolios, and real-world trade-offs: bonds, redraws, SMSFs, and lifestyle shifts
This Q&A episode steps away from headline strategies and focuses on the decisions real households wrestle with once life, family, and fatigue start to matter…
- Investopoly
Ep 392 : A two-speed property market in 2026: where prices rise (and where they won’t)
Read Full Blog HereIf you’re planning to buy, sell, upgrade, or invest in property in 2026, this episode cuts through the noise and focuses on what actually…
- Investopoly
Q&A - Lifestyle upgrades versus financial independence, late-stage property decisions, family trust tax risks, and more
In this episode, Stuart works through a series of real-world questions that sit right at the intersection of money, lifestyle, and long-term strategy. From…
- Investopoly
Ep 391: Wealth First Principles # 4: The hidden engine of wealth
Read Full Blog HereMost people chase investment tips; few build the engine that powers every strategy: cash flow and debt discipline. In this final Wealth…
- Investopoly
Q&A - Kids’ inheritance, ETF vs property, & smarter super
In this power-packed Q&A, Campbell dives into real scenarios many Aussies face, from managing a $50k inheritance for teens inside a trust (ETF compounding vs…
- Investopoly
Ep 390: Wealth First Principles #3: How to build a share portfolio that works
Read Full Blog HereShares play a different role than property, and that’s their superpower. In this third Wealth First Principles instalment, we outline a…
- Investopoly
Q&A - Structure First: Using Equity, super tactics & smarter portfolio moves
In this Q&A, Campbell tackles four big themes that trip up otherwise savvy investors: structure, borrowing capacity, super strategies, and sequencing. We start…
- Investopoly
Ep 389: Wealth First Principles #2: A step-by-step strategy for property investing
Read Full Blog HereMost investors rush into property with tactics, not strategy, and pay for it in mistakes that are costly to buy, hold, and unwind. This…
- Investopoly
Q&A - Develop, rentvest or debt-recycle? Structures, tax & capacity
Stuart runs a strategy clinic on three big crossroads for investors: small-scale development, rent-vesting vs. holding the home, and using debt-recycling into…
- Investopoly
Ep 388: Wealth First Principles #1: How wealth is actually built – The Wealth Equation
Read Full Blog HereStuart opens with Wealth First Principles, explaining how real fortunes are built through three key inputs: a durable cash-flow surplus…
- Investopoly
Q&A – Structure First: Super vs flexibility, smart Gearing & reno timing
In this Q&A, Stuart unpacks two meaty, real-world dilemmas that many high-earning families face. First: should you prioritise concessional super contributions…
- Investopoly
Ep 387: Should you be an active property investor if your budget is under $1m
Read Full Blog HereIn this episode, Stuart makes the case for becoming a value-add property investor when budgets are tight. Rather than stretching for a…
- Investopoly
Q&A – Family property moves, insurance costs & long-term cash strategy
In this Q&A episode, Stuart works through a series of nuanced listener questions that all sit at the intersection of tax, structure, and long-term decision…
- Investopoly
Ep 386: Which is better: REIT or direct property?
Read Full Blog HereIn this episode, Stuart pulls apart the perennial “REITs vs direct property” debate and shows why they’re not substitutes but tools for…
- Investopoly
Q&A – Asset quality beats timing: apartments, upgrades & borrowing power
In this Q&A episode, Stuart tackles a wide mix of real-world scenarios that highlight a consistent theme: asset quality and long-term strategy matter far more…
- Investopoly
Ep 385: Should you fix your mortgage - If not now, when?
Read Full Blog HereIn this episode, Stuart tackles the perennial question: should you fix your mortgage rate—if not now, when? He reframes “normal” using the…
- Investopoly
Q&A - Property-Heavy Portfolios, When to Stop Accumulating, and Choosing the Right Next Investment Move
In this Q&A, Stuart tackles six real-world dilemmas listeners are wrestling with. He opens with superannuation, weighing Hostplus High Growth vs Indexed High…
- Investopoly
EP 384: Why relying on property sales data alone could be a big mistake!
Read Full Blog HereIn this episode of Investopoly, Stuart unpacks why relying solely on property sales data, no matter how comprehensive, can lead investors…
- Investopoly
Q&A - From first-home buyers to $12m portfolios (& in between): Smart next moves at every stage of wealth
In this episode of Investopoly, Stuart dives into a diverse and thoughtful mix of listener questions, spanning early-stage investing to high-net-worth wealth…
- Investopoly
Ep 383: The new and improved $3M super cap
Read Full Blog HereIn this week’s episode, Campbell tackles a variety of complex and timely superannuation and wealth-building questions, starting with the…
- Investopoly
Q&A - Sell, Subdivide, or Supercharge? Navigating Big Money Moves
In this week’s Q&A episode of Investopoly, Stuart tackles a wide range of insightful listener questions. Julianne kicks things off by asking for Stuart’s…
- Investopoly
Ep 382: Tax planning for PAYG employee – you need to think differently!
Read Full Blog HereIn this episode, Stuart unpacks why PAYG employees need to approach tax planning differently and why the system is stacked against them…
- Investopoly
Q&A - Securing Your Forever Home and Building Financial Freedom
>> Register here to join the session. <<In this Q&A episode, Stuart tackles a wide range of strategic questions from listeners navigating big financial…
- Investopoly
Ep 381: Warning- Property investors should ignore the last 5 years of data
Read Full Blog HereIn this episode, Stuart explains why property investors need to be cautious when relying on the last five years of price data. He outlines…
- Investopoly
Q&A - Rethinking retirement, property opportunities, and financial structures
In this episode, Campbell addresses a wide range of thoughtful listener questions covering retirement planning, property strategy, superannuation structuring…
- Investopoly
Ep 380: An evidence-based approach to constructing an investment portfolio
Read Full Blog HereIn this episode, Stuart unpacks what it really means to construct an evidence-based investment portfolio and why portfolio construction is…
- Investopoly
Q&A - Navigating Property, Super, and Tax: Smart Moves for the Next Stage of Wealth
In this episode, Stuart answers a wide range of listener questions on property strategy, superannuation, and capital gains tax, each offering a unique…
- Investopoly
Ep 379: Momentum investing- Useful when investing in property or shares
Read Full Blog HereIn this episode, Stuart takes a deep dive into momentum investing, what it is, how it works in theory, and whether it holds up in practice…
- Investopoly
Q&A - Property vs shares, selling decisions, and smart retirement strategies
In this episode, Stuart tackles one of the most frequently asked investing questions: property vs. shares, but through a sharper lens: how leverage, gearing…
- Investopoly
Ep 378: The one, evidence-based factor that predicts property price movements
Read Full Blog HereIn this data-driven episode, Stuart explores what really predicts property price movements, beyond the headlines about population growth…
- Investopoly
Q&A - Property swaps, school zones, early retirement plans, and when to let compounding do the work
In this packed Q&A episode, Stuart answers listener questions from all stages of life and wealth, covering everything from young families building momentum to…
- Investopoly
Ep 377: Are wholesale investors offered better investment options?
Read Full Blog HereIn this episode, Stuart examines whether being a wholesale investor truly unlocks better investment opportunities or is merely a more…
- Investopoly
Q&A - Private banking, commercial property concerns, when to sell property
In this Q&A-packed episode, Stuart tackles a broad range of listener questions covering everything from starting in your 30s to optimising a $5 million…
- Investopoly
Ep 376: How to Avoid the 17% Super Death Tax
Read Full Blog HereIn this episode, Campbell Wallace tackles one of the most overlooked yet significant taxes in retirement planning: the 17% superannuation…
- Investopoly
Q&A - ETF portfolio structuring, property versus ETFs, what Stuart would do differently and more
In this Q&A episode, Stuart answers a range of insightful listener questions on wealth-building strategies through property, ETFs, and superannuation. Burt…
- Investopoly
Ep 375: What is your return on borrowing capacity (RoBC)
Read Full Blog HereIn this episode, Stuart introduces a powerful framework for property investors: Return on Borrowing Capacity (RoBC). With borrowing capacity…
- Investopoly
Q&A - How much is enough, don’t risk tax benefits, funding renovations and more
In this episode, Stuart addresses a wide range of thoughtful listener questions, focusing on managing risk, balancing lifestyle with long-term wealth, and…
- Investopoly
Ep 374: Testamentary trusts and other estate planning strategies
Read Full Blog HereIn this episode, Stuart delves into the practical benefits and strategic importance of including a testamentary trust in your will. He…
- Investopoly
Q&A - Should we buy in Melbourne, development CGT, FHB advice and more
In this Q&A episode, Campbell Wallace answers a wide range of listener questions from first-home buyers to seasoned investors navigating tax and strategic…
- Investopoly
Ep 373: Property Management- How to manage the manger and picking a tenant
Read Full Blog HereIn this episode, Stuart tackles a vital topic for every property investor: how to manage your property manager effectively, rather than…
- Investopoly
Q&A - Which ETFs to use, balancing super tax, fees and returns, parking money in offset and more
In this comprehensive Q&A episode, Stuart answers a wide range of listener questions spanning early retirement, home loan strategy, asset allocation, and…
- Investopoly
Ep 372: How to navigate rising land tax
Read Full Blog HereIn this episode, Campbell explores one of the biggest creeping costs for property investors today, land tax, and why its rising impact…
- Investopoly
Q&A - Should Tammy sell, which property, super access and commercial property in SMSF
In this Q&A episode, Stuart dives into some complex and common questions from listeners navigating investment property decisions, superannuation strategies…
- Investopoly
Ep 371: Beware of property spruikers: How to spot a property fad
Read full blog here.In this episode, Stuart sounds the alarm on property spruikers and how to spot the latest fads that can lead unsuspecting investors astray…
- Investopoly
Q&A - Is it worth switching to Vanguard Super, home upgrade strategy, fixing cash flow
In this Q&A episode, Stuart answers a diverse set of listener questions covering retirement preparation, home upgrade decisions, cash flow optimisation, and…
- Investopoly
Ep 370: Does long-term data tell us where to invest in property?
Read full blog here.In this data-rich episode, Stuart takes a deep dive into what 40 years of long-term data reveals about property investing across…
- Investopoly
Q&A - Planning with uncertainty, how to find useful property growth data and more
In this Q&A episode, Stuart answers an insightful mix of listener questions that span health, housing, retirement planning, and how to balance life’s big…
- Investopoly
Ep 369: Strap yourself in for some tax reform – here are some suggestions
Read full blog here.In this forward-looking episode, Stuart unpacks a range of bold ideas for tax reform in Australia, urging policymakers to think beyond the…
- Investopoly
Q&A - Rebalancing super, is property concentration a problem, when should you sell property
In this episode, Stuart addresses a wide range of listener questions, focusing on smart super strategies, investment property decisions, and how to balance…
- Investopoly
Ep: 368 Keep your powder dry: Sometimes it’s wise to invest less
Read full blog here.In this episode, Stuart explores why sometimes the smartest investment strategy is to do less. With global markets hitting all-time highs…
- Investopoly
Q&A - Smart Property Moves, CGT Timing, and Building Wealth for the Long Term
In this Q&A-packed episode, Campbell tackles a variety of real-life scenarios from listeners navigating property decisions, capital gains tax, and super…
- Investopoly
Ep: 367 Best super fund for 2025
Read full blog hereIn this episode, Stuart reveals the results of his annual review of super fund performance, naming the best super fund for 2025. He compares…