Shows / Retiring Today
Retiring Today
Ever wondered about the future of Social Security? Need help creating a plan for Long-Term Care? What happens if you retire during a Recession? Retiring in today’s world can be complex and complicated. Each week, CERTIFIED FINANCIAL PLANNER™ Loren Merkle and co-host Molly Nelson will tackle trending financial topics and apply them to your retirement. You’ll takeaway the important, need-to-know information about preparing for retirement and what happens after you get there. Retiring Today will…
Episodes
- Retiring Today
88. Should I Buy Bonds?
Interest rates are on the rise while inflation recently hit a 40-year high - this while talk of a bear market makes headlines. During this kind of storm, you…
Retiring Today87. Sneaky IRA Rules
Individual retirement accounts (IRAs) have helped millions save for retirement. But because IRAs were created by government legislation, there are many rules…
- Retiring Today
86. What to Do During a Market Meltdown
Market volatility is on the rise. After a wild week you may be wondering, when will it end, how will this impact my retirement savings and should I be making…
- Retiring Today
85. Income Tax Changes in Iowa
Iowa’s Governor has made some big income tax law changes. Today we talk about the new rules, rates and how they impact what you pay in retirement.
- Retiring Today
84. Your Merkle Plan Series: Legacy
Developing a legacy plan is the best way to ensure that your wishes are met at the end of your life or after you are gone. In this episode, we talk with Estate…
- Retiring Today
83. Your Merkle Plan Series: Health Care
How I am going to pay for health care in retirement? That question alone could prevent you from living out your retirement dreams. A plan is the answer that…
- Retiring Today
82. Your Merkle Plan Series: Investments
You can’t “set it and forget it” when it comes to investments - you have to update your investment plan as you get closer to retirement. If you think about it…
- Retiring Today
81. Your Merkle Plan Series: Taxes
Tax Planning is one of the six components included in every customized retirement plan we help individuals and families put together. We call it Your Merkle…
- Retiring Today
80. Your Merkle Plan Series: Income
Want to make the most out of your income in retirement? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner at MerkleRetire.com…
- Retiring Today
79. Your Merkle Plan Series: Lifestyle
Retirement is so much more than investments. It’s an entire lifestyle. In this episode of Retiring Today, learn how building a lifestyle plan is essential to…
- Retiring Today
78. What Happens to my 401(k) When I Retire?
What happens to my 401(k) when I retire? You have a lot of options. In this episode of Retiring Today, we cover two: leave it or roll it. Listen now to learn…
- Retiring Today
77. Are You Ready to Retire?
Are you ready to retire? Schedule your 15 Minute Retirement Check-Up Call to talk with a retirement planner at MerkleRetire.com -- ABOUT THIS EPISODE Are you…
- Retiring Today
76. Decoding Inherited IRA Rules
The IRS has changed the IRA rules. Again. In this Episode of Retiring Today, we decode the new IRS guidelines and talk about what it means if you’ve recently…
- Retiring Today
75. The Web's Most Searched Retirement Questions Part 2
Do you ever find yourself searching Google for answers to your retirement questions? In part two of The Web’s Most Searched Retirement Questions, we discuss…
- Retiring Today
74. The Web's Most Searched Retirement Questions Part 1
When you have a question about something, you most likely turn to Google to find the answer. It's estimated Google processes approximately 63,000 search…
- Retiring Today
73. How Do I Get Paid in Retirement
How do I figure out how much money I need in retirement? What does a Retirement Income Plan look like? How do I access the money in my accounts once I am…
- Retiring Today
72. Frequently Asked Retirement Questions
In this episode of Retiring Today, we answer your most frequently asked retirement questions. From what is a retirement planner to Social Security and taxes…
- Retiring Today
71. Market Swings Don't Equal Retirement Swings
You’ve probably seen the headlines with phrases like - Stock Market Slump, Dismal January, and Bears Beware. No doubt the stock market has seen some wild…
- Retiring Today
70. Stop Procrastinating Your Legacy Plan
According to a new report by Financial Engines, 68% of adults aged 55 and over admit that they procrastinated setting money aside for retirement. In this…
- Retiring Today
69. 2022: A Look Ahead
What factors will determine the economy in 2022? In this episode of Retiring Today, we discuss the 2022 financial outlook including COVID, labor shortages, and…
- Retiring Today
68. The Great Resignation
According to a Business Insider 2021 article by Ben Winck, the average chance adults expect to work beyond 62 is 50.1%. That’s down from 51.4% in March and…
- Retiring Today
67. 5 Retirement Resolutions
2022 is just around the corner. Is this the year you retire? Or maybe it’s the year you get serious about planning. In this episode of Retiring Today, we…
- Retiring Today
66. Legacy Planning 101
What happens to you when you’re gone is not a fun conversation - but it’s an important one. In this episode of Retiring Today, we are heading back to the…
- Retiring Today
65. When to Involve Your Kids In Your Retirement
For many, their retirement vision includes leaving a legacy for loved ones or charities. Those loved ones are often children or grandchildren. In this episode…
- Retiring Today
64. Qualified Charitable Distributions
Give and save. Sounds great right? In this episode of Retiring Today, we discuss a strategy that could help you accomplish just that.
- Retiring Today
63. The Price is Right: Inflation Edition
When The Price is Right started back in 1956 a loaf of bread cost just 18 cents. In this episode of Retiring Today, we tackle the topic of inflation through…
- Retiring Today
62. Social Security
Everyone wants a superhero on their side when it comes to retirement. In this episode of Retiring Today, we talk about the superpowers of Social Security…
- Retiring Today
61. The Retirement Ghostbusters
When there’s something strange in your neighborhood, who you gonna call? Ghostbusters! In this episode of Retiring Today, we have some fun fighting the ghosts…
- Retiring Today
60. Breaking Up is Hard to Do
Do you have the right person on your team to help you through retirement? Many people tell us they have a long standing relationship with their current adviser…
- Retiring Today
59. Should Couples Retire Together?
You live together. You’ve raised kids together. You’ve saved together. But should you retire together? In this episode of Retiring Today, we explore how to…
- Retiring Today
58. Your Retirement Is More Than A Google Search
When you have a question about something or want to learn more about a topic, where do you typically turn? Google is apart of our daily lives. Account to a…
- Retiring Today
57. Medigap vs. Advantage Plans
Turning 65 is a reason to celebrate! That’s because you are Medicare eligible - but trying to understand the program is no party. In this episode of Retiring…
- Retiring Today
56. The Power of Compound Interest
Compound interest is often called the eighth wonder of the world but how does it affect your retirement? In this episode of Retiring Today, we are talking…
- Retiring Today
55. Required Minimum Distributions
Required Minimum Distributions (RMDs) are amounts that U.S. tax law requires one to withdraw annually from traditional IRAs and employer-sponsored retirement…
- Retiring Today
54. Single in Retirement
One in three baby boomers are unmarried. This group has to navigate some aspects of retirement differently than their married counterparts. In this episode of…
- Retiring Today
53. The Retirement Game of Life
The Game of Life was created in 1860 by Milton Bradley. The basic principles are simple - earn money, invest, retire. The game has evolved throughout the years…
- Retiring Today
52. Organizing Your Retirement Junk Drawer
You’ve worked 20, 30, or maybe even 40 years saving for retirement. Sometimes that retirement savings can feel like a junk drawer of investments. In this…
- Retiring Today
51. Stock Market Rollercoaster
2020 was not only the year of COVID-19 but also a wild ride for the stock market. The Dow Jones and S&P 500 saw the worst first quarter ever. March of 2020 was…
- Retiring Today
50. 5 Ways to Boost Your Retirement Savings
"Do I have enough saved for retirement?" It's one of the most common questions and concerns we hear. If retirement feelslike a far-off concept or even…
- Retiring Today
49. How will President Biden’s $2.3 trillion dollar infrastructure bill affect your retirement?
When we recorded this episode of Retiring Today, President Biden and top Congressional leaders were meeting to discuss President Biden's $2.3 trillion dollar…
- Retiring Today
48. Making Retirement Dreams Come True
Traveling abroad. Workamping. Going back to school. These are just a few of the things that individuals consider when they are thinking of how to spend their…
- Retiring Today
47. Rewriting the Rules of Long-Term Care
According to a Morningstar report, 70% of people turning age 65 will need some type of long-term care services in their life and 24% of people turning 65 will…
- Retiring Today
46. You're Ready To Retire. Now What?
Do you find yourself spending more time daydreaming about hanging out with grandkids, relaxing by the beach or doing your favorite hobbies and less time on…
- Retiring Today
45. The Dow Jones is NOT Your Retirement
We're often taught to use benchmarks to measure the success of our investment performance but as an industry we don't provide a lot of education around index…
- Retiring Today
44. What is a Retirement Plan?
Contrary to what we're often told, our product is not the plan. A retirement plan does include investments but the comprehensive customized plan incorporates a…
- Retiring Today
43. Don't Be Scared of Your Retirement
Retirement can be scary for some. With so many unknowns and unpredictable aspects, it's understandable you can feel scared at times. In this episode of…
- Retiring Today
Special Day After Election Episode
They say hindsight is 2020. But who could have told us 2020 would play out like this? How could the outcome of the 2020 presidential election affect you and…
- Retiring Today
Special Edition: Trump vs Biden
Whether you are a Trump supporter, Biden supporter, undecided or not interested in casting a vote, both candidates have plans for taxes, health care and Social…
- Retiring Today
42. Politics & Retirement
Market hate uncertainty. Election years always bring some uncertainty to the table as candidates from different viewpoints campaign and discuss potential…
- Retiring Today
41. Medicare: Mysteries & Misconceptions
Health care is a HUGE part of the overall retirement planning equation. From electing the Medicare options that are right for you to when is the best time to…
- Retiring Today
40. Year End Tax Planning
Most people think of tax season as January through April but as the end of the year draws near the window of opportunity for tax planning in 2020 is closing…
- Retiring Today
39. Sudden Wealth Syndrome
What would you do if you won the lottery tomorrow? How would your life change? It may seem glamorous to win the lottery or dream of a giant lump sum of money…
- Retiring Today
38. Is $3 Million the new $1 Million?
The old rule of thumb used to be that you needed $1 million to retire. Now, there are many in the industry who think you need $3 million to retire. If you…
- Retiring Today
37. Retiring Today vs. Retiring in 1950
We often say retirement has changed over the years - today's retirees don't experience retirement the same way that Americans in retirement did in 1950. WWII…
- Retiring Today
36. Superhero Series: Life Insurance
Next up in our Superhero series is the topic of Life Insurance. It is a topic that top of mind for a lot of people due to the Coronavirus pandemic landscape we…
- Retiring Today
35. Social Security: Myths vs. Reality
Social Security is the backbone of your retirement. It can lay a great foundation for your income but should not be used as your only source of retirement…
- Retiring Today
34. Required Minimum Distribution Age Change with the SECURE Act
The Required Minimum Distribution (RMD) age has changed! In December of 2019, a major piece of legislation was passed and lots of changes came with it. How…
- Retiring Today
33. Superhero Series: Non-Qualified Account
Next up in our Retirement Superhero Series is the Non-Qualified Account - an option that can supercharge your retirement and diversify your portfolio. In this…
- Retiring Today
32. Rethinking the Rules of Retirement
Retirement has changed over time and the changes come in all forms. From corporate trends focusing pensions to go away to legislative changes, it can be hard…
- Retiring Today
31. Retirement Income: The Foundation of Your Retirement
Worried about having enough money for your retirement? Income is the foundation of any retirement. It impacts almost all the decisions you make before…