Shows / Retiring Today
Retiring Today
Ever wondered about the future of Social Security? Need help creating a plan for Long-Term Care? What happens if you retire during a Recession? Retiring in today’s world can be complex and complicated. Each week, CERTIFIED FINANCIAL PLANNER™ Loren Merkle and co-host Molly Nelson will tackle trending financial topics and apply them to your retirement. You’ll takeaway the important, need-to-know information about preparing for retirement and what happens after you get there. Retiring Today will…
Episodes
- Retiring Today
30. Roth Conversions
We've talked a lot about the Roth IRA and how powerful it can be in your retirement plan. Over the past few months, we've been working with our families to…
- Retiring Today
29. Superhero Series: The Power of the HSA
A powerful savings vehicle is the superhero of this episode of Retiring Today. The HSA is a superhero due to its health care benefits and tax savings. Director…
- Retiring Today
28. Employer Plans & Your Retirement
Many come into retirement with an employer plan such as a 401(k), 403(b), 401(a), 457, ESOP Plan, Pensions, and even SEP IRA or Simple IRAs. These plans are…
- Retiring Today
27. Retirement Planner vs. Accumulation Adviser
There is a big difference between an accumulation adviser and a retirement planner. Many often use one or the other but you can really make the most of things…
- Retiring Today
26. When To Buy? When To Sell?
We have defiantly seen a volatile market over the last few months and have officially ended a Bear market. Now Bear markets are normal, especially given the…
- Retiring Today
25. Superhero Series: The Power of the Roth
Introducing our Superhero Series! First superhero we are going to cover is the POWER of the Roth. Roth IRAs provide more of a benefit than ever before in…
- Retiring Today
24. The Continuous Anxiety of the Market
In the last three months of 2020, we have seen some of the most volatile market days insect 1929. Monday, March 9th and Monday, March 16th were some of the…
- Retiring Today
23. Risks in Retirement
2020 has proved to be a game changer. Plans are not going the way many people had hoped or ever predicted. In this episode of Retiring Today, we discuss the…
- Retiring Today
22. Coronavirus Stimulus Relief Bill: A Scammers Paradise
As millions of Americans wait on their stimulus payments, scammers are looking to take advantage. In this episode of Retiring Today, Julie Wagner - Compliance…
- Retiring Today
21. The Stock Market Meltdown of 2020
Last Monday, stocks fell sharply with the Dow suffering its worst day since the "Black Monday" market crash in 1987 and its third-worst day ever. This was even…
- Retiring Today
20. Welcome to the Bear Market
What a week it has been for market volatility. Just Monday, the S&P 500 plummeted 7% at the open, tripping circuit breakers that briefly halted trading at the…
- Retiring Today
19. Coronavirus & Your 401(k)
The coronavirus is now rattling our global markets. The Dow John Industrial Average plummeted over 1000 points or more than 4% in one day this past week as…
- Retiring Today
18. Accumulation Investing vs. Retirement Investing
When planning for retirement, there's definitely a specific type of financial planning that needs to be done. When it comes to investing, accumulation…
- Retiring Today
17. The Basics of Social Security
Social Security is an important source of income for retirees in America. Nonetheless, the process of applying for and calculating benefits can be tricky and…
- Retiring Today
16. Pre-Retirees Most Asked Questions
Pre-retirees often come to us with the same questions "What do I need to know before retirement?" or "What should I be doing before I retire?" Preparing to…
- Retiring Today
15. The Retirement Timeline
In a perfect world, retirement is easy. You make your plan, you give your two weeks notice, you celebrate your last day of work and then, before you know it…
- Retiring Today
14. Women in Retirement
With a longer lifespan and often less time building a nest egg, the stakes for women are higher in retirement, but these challenges don't have to sideline your…
- Retiring Today
13. Retiring in 2020
The beginning of a New Year is often the time the people make resolutions. Whether you are 10 years out from retirement or ready to take your 30 year vacation…
- Retiring Today
12. How the SECURE Act is changing retirement
Since 2006, the largest piece of legislative change in retirement rules took place last week and will go into effect January 1, 2020. The Setting Every…
- Retiring Today
11. Following Your Passions in Retirement
What do you want to do when you retire? Do you want to travel the world? Do you want to live close to the grandkids? Do you finally want to get around those…
- Retiring Today
10. Medicare Changes in 2020
There's one thing you can count on when you're dealing with Medicare - by the time you figure out the system, it will change. Those changes are coming January…
- Retiring Today
9. The Importance of a Financial Designation
Bernie Madoff. Dean Mustaphalli. Elizabeth Holmes. There are plenty of reasons to distrust people these days. As with most professions, individuals in the…
- Retiring Today
8. What really is Cryptocurrency?
Bitcoin, Blockchain, Cryptocurrency. These are all buzz words we have heard from friends and in the news but what really is it and how does it work? In this…
- Retiring Today
7. The In's & Out's of a Health Savings Account
Do you have a high-deductible health plan? If the answer is yes, you might be eligible for a Health Savings Account. But it is right for your retirement? In…
- Retiring Today
6. Do you need $1 Million to Retire?
According to TD Ameritrade's 2019 Retirement Pulse Survey, six in ten Americans think that $1 million will be enough for a comfortable retirement. But is that…
- Retiring Today
5. Year-End Tax Planning Strategies
Taxes can be complicated and stressful. In your working years, often the only major tax strategy to consider is maximizing contributions to your retirement…
- Retiring Today
4. A Recession Resistant Retirement
With slow global growth, trade wars, and inverted yield curves, it seems everyone is talking about a possible recession. However, no one knows for sure when it…
- Retiring Today
3. Fighting Scammers with Julie Wagner
It’s a story that happens all too often. A number you don’t know pops up on your phone. An email lands in your inbox that seems suspicious. An ad online…
- Retiring Today
2. The Effect of Interest Rates on Your Retirement
The Federal Reserve cut interest rates for the second time in 2019, slashing the federal funds rate by a quarter point. Now President Trump is calling for zero…
- Retiring Today
1. The Hidden Truths About Mutual Funds
We've all heard of a mutual fund, but how much do we REALLY know about them? Chances are you have a mutual fund or two in your investment portfolio. You own…
- Retiring Today
Introducing Retiring Today
You've been working for 30, 40, maybe 50 years and you think it might be time to retire. Now it’s time to put your hard work to work for you. This podcast is…