Shows / FT Adviser
FT Adviser
FT Adviser is the Financial Times’ specialist title dedicated to the UK financial advice profession. Each week one of our reporters will be joined by a panel of experts to discuss issues such how the latest regulatory developments will impact advice firms, how advised clients will be affected by the latest developments in pensions, investing, mortgages and tax, and how the financial advice profession will develop and grow.The FT Adviser Podcast is designed to inform regulated UK advisers on a…
Episodes
FT AdviserFTAdviser talks to the pensions minister
The role of pensions minister tends to change hands regularly but since his appointment in 2017 Guy Opperman has become the second-longest serving person in…
FT AdviserTalking Point: The outlook for UK companies
The past few years have been a turbulent one for British companies, with the Brexit negotiations followed by coronavirus lockdowns. And the UK is often…
FT AdviserIn Focus: Is inheritance tax 'outdated'?
Inheritance tax is being lined up for a long-overdue overhaul, following recommendations by the Office for Tax Simplification.Wryly described as a ‘voluntary…
FT AdviserA year of coronavirus: what have advisers learnt?
Exactly a year ago, prime minister Boris Johnson began placing the UK into lockdown, closing pubs, cafes and restaurants as the coronavirus pandemic took hold…
FT AdviserHas Rishi Sunak done enough to help 'generation rent'?
Last week chancellor of the exchequer Rishi Sunak announced an extension to the stamp duty holiday and a government guarantee scheme to encourage lenders to…
FT AdviserNext Act: The complexity of retirement
The events of the past 12 months have made many previously mundane things, such as going to the supermarket, more complicated.One thing that was already fairly…
FT AdviserBudget 2021: The big freeze?
This week chancellor of the exchequer Rishi Sunak his second Budget as the rollout of the coronavirus vaccine across the UK gives hope of a return to some…
FT AdviserTalking Tax
As we approach the end of the tax year, clients inevitably kick-start their tax planning. Perhaps we’d wish them to do this earlier, but let’s face it, tax…
FT AdviserHas Covid-19 killed off property's role in portfolios?
Over the past year working from home as gone from being a niche lifestyle, to something workers up and down the UK are doing every day. Offices across the UK…
FT AdviserRooting out the rogues
FTAdviser In Focus has been looking at all aspects of vulnerability, and one of the biggest ways in which vulnerability has been made manifest is in the rise…
FT AdviserWhat advisers can learn from Gamestop
There are many changes caused by the coronavirus crisis that were perhaps predictable at the start of the pandemic — a shift to working from home, a rise in…
FT AdviserWhat it takes to stay in the DB transfer market
The market for providing advice on defined benefit transfers has shrunk by 46% over the past few years, as insurance costs and regulatory changes take their…
FT AdviserVulnerability: Taking stock of investment risk post-Covid
The Financial Conduct Authority is keen to make sure financial services companies are treating customers fairly and paying mind to whether the client is…
FT AdviserLaunching an advice firm during a pandemic
Attempting to launch a new financial advice firm is tricky at the best of times, but doing it during a global pandemic - amid lockdowns and social distancing -…
FT AdviserWhy is the FCA unhappy about advice fees?
Last month the Financial Conduct Authority published its review of the financial advice market post-RDR and FAMR, in which it raised concern about the lack of…
FT AdviserShould advisers expect more inflation in 2021?
One of the side effects of the coronavirus pandemic, and the lockdowns which have been introduced to curb the spread of the virus, has been low inflation…
FT AdviserHelping clients get into the savings habit
A lack of good financial education has often been cited as the reason for people's financial ill-preparedness.So, in 2021, how can advisers encourage their…
FT AdviserWhat 2021 has in store for advisers
In the first episode of 2021, FTAdviser digital editor Damian Fantato is joined by reporters Imogen Tew, Rachel Mortimer, Chloe Cheung and Amy Austin to…
FT AdviserWhat advisers can learn from 2020
Few people will look back fondly on 2020, but amid the panic and the pandemic there were many important lessons - both personal and financial.Joining Simoney…
FT AdviserWhat fund management M&A means for advisers
There has been a raft of mergers and acquisitions in the asset management and platform space as waves of consolidation continue to grip both markets.In the…
FT AdviserWhat made great service in 2020
Providing first-class service to clients has been a challenge during 2020 as the pandemic unfolded - but that doesn't mean it has been impossible.Technology…
FT AdviserWhy the pandemic is a 'perfect storm' for scammers
The coronavirus crisis has created a "perfect storm" in which scammers can target victims distanced from their support network, according to the guests on the…
FT AdviserTalking Point: What the US election result means for markets
The outcome of this year's US presidential election is now a little clearer, but with a pandemic still raging and a trade war between China there is plenty for…
FT AdviserHow Covid-19 has affected tax planning
Tax planning forms a fundamental part of the financial advice process, from tax efficient investing to gifting and inheritance tax arrangements.And with…
FT AdviserHow advisers can help clients with care planning
As people live longer, advisers are not only having to figure out how to fund their clients' ever-longer retirements, but also address the possibility of…
FT AdviserAre we all ESG investors now?
Environmental, social and governance Factors are being applied across preexisting portfolios and new funds and trackers are being created along ESG lines.But…
FT AdviserTalking Point: The UK Outlook
While negativity about the economy haunts the valuations at which most UK equities trade, there are opportunities further down the market cap scale, according…
FT AdviserWhat the US election means for investors
While politicians and lawyers argue over the results of the US presidential election, investors thoughts are already turning to what this wrangling is likely…
FT AdviserWhat the dividend drought means for income investors
The level of dividends available from equities may have been reduced both by the pandemic and structural changes, but investors' angst is likely to be…
FT AdviserWhat made a top financial advice firm in 2020?
FTAdviser has published the 2020 edition of its Top 100 Financial Advisers, ranking the top firms in the UK, and this week digital editor Damian Fantato spoke…
FT AdviserHow advisers can educate their clients about ESG investing
Advisers need to educate their clients that responsible investing is about compromise rather than trying to find a portfolio which exactly matches a particular…
FT AdviserHow to succession-proof your advice firm
Thousands of younger people in Britain will suddenly come into a lot of money, and they will need help in investing it tax-efficiently and in line with their…
FT AdviserWhat advisers need to know about behavioural finance
The advice industry is constantly evolving, and advisers are continually pushing the norms in order to get to know their clients better and improve the…
FT AdviserHow suitability has changed for the world of ESG investing
Advisers need to make sure they "strengthen" their suitability processes are for the new world of ESG investing, according to the guests on the latest episode…
FT AdviserHow to bring down the cost of regulation for advisers
Fixing regulatory fees is an urgent issue - but only part of the problem, according to guests on the latest FTAdviser Podcast. The entire system of financial…
FT AdviserWhat the FCA's latest market review means for advisers
The Financial Conduct Authority hit the headlines last week when it published its latest Call for Input, asking the advice industry to respond to a range of…
FT AdviserInvesting in Europe: Beyond Brexit
Political uncertainty has long-haunted the European market, spooking investors in European equities.But in this special edition of the FTAdviser Podcast…
FT AdviserWhat should Child Trust Fund kids do with their money?
The first Child Trust Fund children came into their money this month, as they turn 18. Some youngsters have now found themselves in possession of four or even…
FT AdviserThe future of Sipps
In this week's episode, Stephen McPhillips, technical sales director at provider Dentons and Julian Puddy, director at advice company Opus Business Pensions…
FT AdviserWhy the FCA's guidance on vulnerable clients doesn't help advisers
The coronavirus pandemic has highlighted the complexities of working with vulnerable clients, as so many people find themselves coping with anxieties about…
FT AdviserInvesting for retirement after coronavirus
Covid-19 is the sort of black swan event everyone theoretically prepares for but nobody expects. So how does one structure a retirement portfolio to take…
FT Adviser‘Reckoning’ to come for fund management fees
Centralised investment propositions have become an increasingly common part of advice businesses, with around four fifths of all firms running some form of…
FT AdviserHow to bridge the racial wealth gap
The ethnic minority wealth gap in the UK is wider than any other, and especially so for Black women. Black households are less likely to be home owners and…
FT Adviser'Markets can't price risk properly'
Although the world is mired in recession, stock markets have bounced back strongly. What does this mean? And, in a world of uncertainty, how can investors be…
FT AdviserAdvice after coronavirus: advice firms
In the final episode of our series into advice after coronavirus, reporter Rachel Mortimer examines how small and medium-sized advice firms will be changed by…
FT AdviserAdvice after coronavirus: St James's Place
Advice companies, both big and small, have had to change the way they operate because of the coronavirus pandemic and they don't get much bigger than St…
FT AdviserTalking Point: The outlook for emerging markets
Emerging market equities have historically struggled at times of global uncertainty, as investors move into safe haven assets. But with China on course to…
FT AdviserAdvice after coronavirus: Platforms
Over the past few months, advice firms have been turned upside down as they attempt to adjust to the lockdown measures put in place to curb the coronavirus and…
FT AdviserAdviser after coronavirus: consolidation
In the second episode in a series investigating what the advice profession will look like after the coronavirus pandemic, FTAdviser's digital editor Damian…
FT AdviserAdvice after coronavirus: Networks
In the first in a series investigating what the advice profession will look like after the coronavirus pandemic, FTAdviser's digital editor Damian Fantato…
FT AdviserWhat advisers are getting right and wrong about DB transfers
Advisers are continuing to make basic errors in their record keeping which needs to be addressed before they can improve their defined benefit transfer advice…
FT AdviserEp4 - How advisers can choose the right responsible investment
In this fourth and final episode of Responsible Investing: The New Normal, the FTAdviser Podcast series sponsored by Royal London, special projects editor…
FT AdviserCentral bank action 'challenges building blocks' of portfolios
Action taken by central banks during the coronavirus crisis "challenges the fundamental building blocks" of diversification and balanced portfolios, according…
FT AdviserEp3 - The future of regulating responsible investing
In this third episode of Responsible Investing: The New Normal, the FTAdviser Podcast series sponsored by Royal London, special projects editor David Thorpe…
FT AdviserGrowth of technology in lockdown 'sets new baseline' for advisers
The spread of the coronavirus and the lockdowns which it triggered have seen advisers working from home in huge numbers. This has meant relying on technology…
FT AdviserEp2 - Why responsible investment funds outperformed
In the second episode of Responsible Investing: The New Normal, an FTAdviser Podcast series sponsored by Royal London, special projects editor David Thorpe…
FT AdviserHow Covid-19 is helping to democratise investing
Investing is democratic and fair, right? Not quite, experts have claimed. Younger investors, those with lower amounts to invest and those just starting out on…
FT AdviserEp1 - The themes driving responsible investing
In the first episode of Responsible Investing: The New Normal, an FTAdviser Podcast series sponsored by Royal London, special projects editor David Thorpe…
FT AdviserThe secrets to adviser succession planning
With advisers considering how to make their businesses last not just for their own lifetimes but also for succeeding generations, having a clear-cut plan to…
FT AdviserHow Covid-19 has changed pensions
In the latest edition of the FTAdviser Podcast, senior reporter Amy Austin is joined by Claire Trott, head of pensions strategy at St James’s Place and Tim…